BRAND NEW! Your family members (spouse/partner or children aged 16+) no longer need to come to our office with their ID and Address verification to join! JOIN ONLINE TODAY!
BRAND NEW! Your family members (spouse/partner or children aged 16+) no longer need to come to our office with their ID and Address verification to join! JOIN ONLINE TODAY!
Borrow up to £400 over 6 months to help with back-school-costs! ZERO interest! Member must have a Junior account or child account up to and including age 18 to avail of this great loan product. Ts/Cs apply.
Borrow up to £400 over 6 months to help with back-school-costs! ZERO interest! Member must have a Junior account or child account up to and including age 18 to avail of this great loan product. Ts/Cs apply.
Introducing our NEW loan product. Borrow between £500 - £3,000! Ts/Cs apply. This replaces our Loan Promotion. Email us today for further details.
Introducing our NEW loan product. Borrow between £500 - £3,000! Ts/Cs apply. This replaces our Loan Promotion. Email us today for further details.
Did you know? We offer membership to your immediate family (16 years+) including children/grandchildren accounts 0-15 years?
Did you know? We offer membership to your immediate family (16 years+) including children/grandchildren accounts 0-15 years?
We appreciate personal circumstances may change.
Please remember to update your beneficiary.
We appreciate personal circumstances may change.
Please remember to update your beneficiary.
Don''t miss our monthly member e-newsletters with bespoke giveaways and access to the Police Gazette! Join our exclusive mailing list today.
Don''t miss our monthly member e-newsletters with bespoke giveaways and access to the Police Gazette! Join our exclusive mailing list today.
Did you know we are on Facebook, Instagram, X-Twitter, Threads AND LinkedIn? Follow us for regular news, updates and competitions!
Did you know we are on Facebook, Instagram, X-Twitter, Threads AND LinkedIn? Follow us for regular news, updates and competitions!
Save regularly and borrow only what you need. Save as little as £10 per month straight from payroll or by direct debit. Access ethical borrowing options and flexible monthly repayments. Ts and Cs apply.
Save regularly and borrow only what you need. Save as little as £10 per month straight from payroll or by direct debit. Access ethical borrowing options and flexible monthly repayments. Ts and Cs apply.
In 2024 the Harp and Crown CU dividend was 2.5% (increased from 2% in 2023). A Loan Interest Rebate was also issued on 29th November 2024, based on Oct 2023 to Sept 2024 accrued rates.
In 2024 the Harp and Crown CU dividend was 2.5% (increased from 2% in 2023). A Loan Interest Rebate was also issued on 29th November 2024, based on Oct 2023 to Sept 2024 accrued rates.
Work out how much you can afford with our loan calculator.
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
With around 10,000 members and growing, we welcome member applications from our wider Police family common bond and their families.
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
Fantastic service. easy access to savings and helpful with loans.
I have been a member for a number of years now and the service just gets better and better. Being able to type and edit my application via email is a great help, and the turnaround is outstanding as ever. Thank you for your help with this!
Thank you, that's me sorted, the new app is so handy and easy to navigate.
Oh, wow thanks so much again. This is why I always recommend using the credit union to my colleagues. That is great service.
I didn't know the Police Service in NI had a credit union dedicated to them. I just found out about the Harp and Crown when searching for local credit unions. I'm delighted to join and also open an account for my child!
We only have savings and got significantly more than our bank account gave us. Definitely the Credit Union is the place to save.
Just letting you know I set up my online banking with absolutely no problem at all and was able to change my PIN also with no hassle, thank you so much for making this easy to do and glad I can now see my balance at a moment’s notice. Thank you again.
Just signed in to view it and have to say, looks excellent. Thank you!!
This is fantastic. Thank you for bringing us a modern, user-friendly system. Long overdue.
Excellent rates for loans comparable to other local credit unions. Safe and secure. Been a member since it was started and wouldn't think of going to anyone else.
Harp and Crown Credit Union sponsored and attended the launch of the PSNI Race and Ethnicity Action Plan 2025-2030.
Thanks to Harp and Crown CU member Cathy for this fantastic feedback, having contacted for a loan top up which was approved and funds transferred to her account…all on the same day!
Now is the perfect time to help them build smart money habits.
