Your family can now join online!
School Uniform Loan
LOAN options to suit YOU!
We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 10,500 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
Thank you for the usual great Harp & Crown efficiency. You make it all very easy for this 79-year-old.
Wow! Many thanks for such a fast response!
All sorted and access gained. That was probably the easiest transition ever! Thanks very much!
Super service! It has been a pleasure dealing with you today. Thank you.
Thank you so much! 1st class service as always!
I have had the opportunity to access the new online platform, which is excellent. The process to get access was straightforward and once in the outlay is clear and well laid out
Many thanks for my statement Ryan and thanks also for organising our accounts and keeping us right!
Excellent fast friendly service. Couldn't ask for better. So glad my wife and I joined. Should have joined sooner!
Many thanks for your help. Such a fast and efficient service!
Thanks Ryan, appreciate your very speedy service!
LATEST NEWS
Unlock Your Member Exclusives
09 August 2026
Stay connected with Harp & Crown Credit Union and enjoy exclusive competitions, member news and access to the Police Gazette.
Borrow Without Pledged Shares
08 August 2026
Need extra financial flexibility?
8 Ways to Improve Your Credit Score
07 August 2026
Need to improve your credit score?
