We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 10,500 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
THANK YOU again for your efficiency Nigel. Much appreciated.
Just signed in to view it and have to say, looks excellent. Thank you!!
That’s brilliant. Thank you very much. No issues at all, very quick and easy!
I didn't know the Police Service in NI had a credit union dedicated to them. I just found out about the Harp and Crown when searching for local credit unions. I'm delighted to join and also open an account for my child!
We only have savings and got significantly more than our bank account gave us. Definitely the Credit Union is the place to save.
1st class service as always! Thank you so much.
Quick and easy to set up! A great service, thank you.
Thank you! Super quick service, only to be found with our Harp and Crown!
Thank you for the excellent service!
Many thanks for your help. Such a fast and efficient service!
LATEST NEWS

Testimonial Tuesday - Emma
11 August 2026
Thanks to Harp and Crown CU member Emma for this fantastic feedback!
Apply for a Signature Loan Online
10 August 2026
Need help with your next big expense?
Unlock Your Member Exclusives
09 August 2026
Stay connected with Harp & Crown Credit Union and enjoy exclusive competitions, member news and access to the Police Gazette.


