We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 10,500 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
Thank you for this. All sorted and easy to use.
Super service! It has been a pleasure dealing with you today. Thank you.
A very simple process!
Thank you again for an excellent service.
I have had the opportunity to access the new online platform, which is excellent. The process to get access was straightforward and once in the outlay is clear and well laid out
Just letting you know I set up my online banking with absolutely no problem at all and was able to change my PIN also with no hassle, thank you so much for making this easy to do and glad I can now see my balance at a moment’s notice. Thank you again.
That’s brilliant. Thank you very much. No issues at all, very quick and easy!
Thank you. Excellent service as always!
Wow! Many thanks for such a fast response!
Thank you so much! 1st class service as always!
LATEST NEWS

I Love My Credit Union Day
31 July 2026
We’re celebrating I Love My Credit Union Day!
Ards Station Visit
30 July 2026
Thanks to our friends at Ards Police Station for your warm welcome this week!
Need to top up your loan?
30 July 2026
Planning your next getaway? Unexpected bills needing covered? Car insurance or repairs needed?


