Family Accounts Available
Family memberships available (spouse/partner and children 16+) including children/grandchildren accounts 0-15 years!
Family memberships available (spouse/partner and children 16+) including children/grandchildren accounts 0-15 years!
Try our Flexi-loan!
"Provides credit when needed". Borrow between £500 - £3,000! Ts/Cs apply. NO PLEDGED SHARES REQUIRED! Apply STRAIGHTAWAY upon joining! Email us today!
"Provides credit when needed". Borrow between £500 - £3,000! Ts/Cs apply. NO PLEDGED SHARES REQUIRED! Apply STRAIGHTAWAY upon joining! Email us today!
NEW ONLINE JOINING PROCESS IS HERE!
YOU and your family members can now join online! Easy! JOIN ONLINE TODAY!
YOU and your family members can now join online! Easy! JOIN ONLINE TODAY!
We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 10,500 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
Many thanks folks, a pleasure, and a straightforward experience!
Fantastic service. easy access to savings and helpful with loans.
Than you so much for your help with this matter, it has been a very straight forward process and I'm grateful for your knowledge.
Many thanks for your quick response and action.
Wow! This is so handy!
We only have savings and got significantly more than our bank account gave us. Definitely the Credit Union is the place to save.
1st class service as always! Thank you so much.
Many thanks for my statement Ryan and thanks also for organising our accounts and keeping us right!
Excellent fast friendly service. Couldn't ask for better. So glad my wife and I joined. Should have joined sooner!
Thank you for the excellent service!
LATEST NEWS
LOYAL SAVER LOAN - OUR LOWEST INTEREST RATE
03 February 2026
Need help with a new car or car repairs? Home improvement? Engagement/wedding? Holiday? Or more?
Credit Union Loans for Cars Vs PCP and HP Finance
02 February 2026
Changing your car soon? Not sure whether to buy NEW, second hand or go down the HP or PCP route?
January Highlights
02 February 2026
What a fantastic start to the NEW YEAR! In January we can reveal the following highlights for the Harp and Crown Credit Union…
