Your family can now join online!
School Uniform Loan
LOAN options to suit YOU!
We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 10,500 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
Super service, thank you!
That’s brilliant. Thank you very much. No issues at all, very quick and easy!
Than you so much for your help with this matter, it has been a very straight forward process and I'm grateful for your knowledge.
Thank you very much. As always a quick and pain free service from yourselves.
Thank you so much Nikki. That’ll get the car back on the road!
Super! Thank you for a great service as usual!
Excellent system. So easy to use. Thank you.
Thank you very much for the voucher. I am so delighted to receive it - it was such a lovely surprise, especially whilst off on maternity leave and will come to good use!
I am very glad you noticed and I have now updated my beneficiary details. I would encourage members to update their details at regular intervals!
Lovely touch to receive the gazette online, I haven't seen a copy since I retired and really appreciate this kindness.
LATEST NEWS
PSNI Student Officers Join for FREE!
02 August 2026
We offer PSNI Student Officers the opportunity to become a Harp and Crown Credit Union member...for FREE!
10 Benefits of Being a HACCU Member!
01 August 2026
We are delighted to welcome so many new members on board over the last few months.
I Love My Credit Union Day
31 July 2026
We’re celebrating I Love My Credit Union Day!
