We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 10,500 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
Than you so much for your help with this matter, it has been a very straight forward process and I'm grateful for your knowledge.
Thank you so much Nikki. That’ll get the car back on the road!
I didn't know the Police Service in NI had a credit union dedicated to them. I just found out about the Harp and Crown when searching for local credit unions. I'm delighted to join and also open an account for my child!
Thank you so much for such a quick and hassle free service. It's very much appreciated.
Super service, thank you!
Thank you for your swift and straightforward approach! So easy to arrange.
Thank you again for an excellent service.
Many thanks for my statement Ryan and thanks also for organising our accounts and keeping us right!
Excellent system. So easy to use. Thank you.
Quick and easy to set up! A great service, thank you.
LATEST NEWS

New Junior Activities Hub
29 June 2026
We're excited to introduce our brand new Junior Activities section, created exclusively for our Junior Saver members!
Could You Be Our Next Lucky Winner?
29 June 2026
Our Summer Prize Draw is coming soon! With prizes worth around £900 in total.
Is Your Junior Turning 16 Soon?
29 June 2026
Our JUNIOR ACCOUNTS are from BIRTH to 15 YEARS.


