We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 11,000 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
I have had the opportunity to access the new online platform, which is excellent. The process to get access was straightforward and once in the outlay is clear and well laid out
Thank you very much for the voucher. I am so delighted to receive it - it was such a lovely surprise, especially whilst off on maternity leave and will come to good use!
Wow that was fast. Thank you as always for your speedy service.
I didn't know the Police Service in NI had a credit union dedicated to them. I just found out about the Harp and Crown when searching for local credit unions. I'm delighted to join and also open an account for my child!
Thanks Ryan, appreciate your very speedy service!
Wow! This is so handy!
Thank you so much for your prompt response! Great customer service, every time I make an enquiry.
Thank you! Super quick service, only to be found with our Harp and Crown!
App installed and followed your instruction. Withdrawal made. Thanks for all your help. Appreciated.
1st class service as always! Thank you so much.
LATEST NEWS

It’s National Boss’s Day and what better time to reveal our great news!
16 October 2026
A huge welcome to our NEW CEO Craig Logan!
International Credit Union Day 2026
15 October 2026
Happy International Credit Union Day from the Harp and Crown Credit Union team!
Are your CARAVAN SITE FEES due soon?
15 October 2026
Why not SPREAD THE COST with our FLEXI-LOAN!


