Your family can now join online!
School Uniform Loan
LOAN options to suit YOU!
We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 11,000 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
Oh, wow thanks so much again. This is why I always recommend using the credit union to my colleagues. That is great service.
Wow! This is so handy!
Excellent system. So easy to use. Thank you.
Sincere thanks for your professional and valued assistance this afternoon.
I didn't know the Police Service in NI had a credit union dedicated to them. I just found out about the Harp and Crown when searching for local credit unions. I'm delighted to join and also open an account for my child!
Thank you for this. All sorted and easy to use.
Thanks Ryan, appreciate your very speedy service!
Thank you! Super quick service, only to be found with our Harp and Crown!
Thank you so much for your prompt response! Great customer service, every time I make an enquiry.
Nigel, thanks for getting back to me so quickly. That's me all sorted. Brilliant service!
LATEST NEWS
Apply for a Loan Through Online Banking
05 November 2026
Did you know you can apply for a loan directly through our Online Banking APP?
Are Money Worries Causing You Stress?
04 November 2026
This Stress Awareness Day, take a moment to check in with your finances. Small steps can help you feel more in control.
PSNI 25th Anniversary
04 November 2026
Today marks 25 years of the Police Service of Northern Ireland.
