We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 10,500 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
I have been a member for a number of years now and the service just gets better and better. Being able to type and edit my application via email is a great help, and the turnaround is outstanding as ever. Thank you for your help with this!
Absolutely delighted I opened an account for my son and I…Easy and very painless process…very friendly staff!
App installed and followed your instruction. Withdrawal made. Thanks for all your help. Appreciated.
Brilliant service. Thank you.
Super service, thank you!
Thank you very much. As always a quick and pain free service from yourselves.
Wow! This is so handy!
I have had an account with the Harp & Crown CU for over 20 years and their administration is outstanding. I opened two Junior accounts for my grandchildren knowing their accounts will be secure and easy to administer. Using Direct Debits, I wish to give them a nest egg for later in their teens. I know their savings will be safe and also that I am empowered as the signatory and trustee for their accounts.
Thank you very much for the voucher. I am so delighted to receive it - it was such a lovely surprise, especially whilst off on maternity leave and will come to good use!
LATEST NEWS

How much could you save for YOUR juniors future?
15 April 2026
Do you have young children you could be SAVING for? Why not start NOW and help plan a healthier financial future for them!
Testimonial Tuesday - Member Survey
14 April 2026
Thanks to Harp and Crown CU member for this fantastic feedback having completed our member survey!
Stress Awareness Month
13 April 2026
It's Stress Awareness Month and the theme this year is Be The Change





