Your family can now join online!
School Uniform Loan
LOAN options to suit YOU!
We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 11,000 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
Wow! Many thanks for such a fast response!
We only have savings and got significantly more than our bank account gave us. Definitely the Credit Union is the place to save.
I am very impressed with your new internet banking. What an excellent system. Having worked in finance for some time I really love it. CONGRATULATIONS.
Judith, thank you for such a quick and seamless process. Much appreciated.
I have been a member for a number of years now and the service just gets better and better. Being able to type and edit my application via email is a great help, and the turnaround is outstanding as ever. Thank you for your help with this!
Thank you so much! 1st class service as always!
Thank you so much for your speedy handling of my loan application. I really appreciate it.
Thank you, that's me sorted, the new app is so handy and easy to navigate.
Many thanks for your help. Such a fast and efficient service!
Kathleen has been very helpful to me in regards to restructuring my loan, to reduce my payments, while I return to study. I have always received quick and efficient responses to any questions or queries I have had, in the years I have been a member. It's a very helpful and friendly service. 5 stars!
LATEST NEWS
Group Accounts for Clubs and Organisations
08 November 2026
Set up a Harp & Crown Credit Union Group Account for your eligible club, society or organisation.
Remembrance Sunday 2026
08 November 2026
“At the going down of the sun and in the morning... we will remember them”.
Have Your Circumstances Changed?
07 November 2026
In the event of your death, your BENEFICIARY could RECEIVE up to a max £5K on TOP of YOUR SAVINGS.
