We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 10,500 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
Excellent rates for loans comparable to other local credit unions. Safe and secure. Been a member since it was started and wouldn't think of going to anyone else.
Many thanks folks, a pleasure, and a straightforward experience!
I have had the opportunity to access the new online platform, which is excellent. The process to get access was straightforward and once in the outlay is clear and well laid out
Lovely touch to receive the gazette online, I haven't seen a copy since I retired and really appreciate this kindness.
Excellent system. So easy to use. Thank you.
I didn't know the Police Service in NI had a credit union dedicated to them. I just found out about the Harp and Crown when searching for local credit unions. I'm delighted to join and also open an account for my child!
We only have savings and got significantly more than our bank account gave us. Definitely the Credit Union is the place to save.
Thank you, that's me sorted, the new app is so handy and easy to navigate.
Thank you for your swift and straightforward approach! So easy to arrange.
Absolutely delighted I opened an account for my son and I…Easy and very painless process…very friendly staff!
LATEST NEWS

World Cancer Day - United by Unique
04 February 2026
Cancer touches millions of lives, yet behind every diagnosis is a unique human story.
LOYAL SAVER LOAN - OUR LOWEST INTEREST RATE
03 February 2026
Need help with a new car or car repairs? Home improvement? Engagement/wedding? Holiday? Or more?
Credit Union Loans for Cars Vs PCP and HP Finance
02 February 2026
Changing your car soon? Not sure whether to buy NEW, second hand or go down the HP or PCP route?





