Your family can now join online!
School Uniform Loan
LOAN options to suit YOU!
We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 11,000 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
Than you so much for your help with this matter, it has been a very straight forward process and I'm grateful for your knowledge.
Thank you for your very prompt response. It's much in keeping with all my experience of the Harp and Crown and the folks that work there - professional, courteous and fast! Something that many of the high street institution could learn from.
Excellent system. So easy to use. Thank you.
Just signed in to view it and have to say, looks excellent. Thank you!!
Oh, wow thanks so much again. This is why I always recommend using the credit union to my colleagues. That is great service.
Thank you for the excellent service!
Nigel, thanks for getting back to me so quickly. That's me all sorted. Brilliant service!
Kathleen has been very helpful to me in regards to restructuring my loan, to reduce my payments, while I return to study. I have always received quick and efficient responses to any questions or queries I have had, in the years I have been a member. It's a very helpful and friendly service. 5 stars!
Judith, thank you for such a quick and seamless process. Much appreciated.
Super! Thank you for a great service as usual!
LATEST NEWS
Harp and Crown sponsor CPGNI
06 November 2026
It was a privilege for Harp and Crown Credit Union to support our members within the Catholic Police Guild of Northern Ireland this week, as they took part in the National Police Requiem in London.
Considering a Loan for the First Time?
06 November 2026
If you've never had a loan with us before, you could borrow up to £12,000 with our exclusive First-Time Loan rate.
Apply for a Loan Through Online Banking
05 November 2026
Did you know you can apply for a loan directly through our Online Banking APP?
