We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 10,500 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
Wow that was fast. Thank you as always for your speedy service.
I am very impressed with your new internet banking. What an excellent system. Having worked in finance for some time I really love it. CONGRATULATIONS.
App installed and followed your instruction. Withdrawal made. Thanks for all your help. Appreciated.
Excellent rates for loans comparable to other local credit unions. Safe and secure. Been a member since it was started and wouldn't think of going to anyone else.
1st class service as always! Thank you so much.
Nigel, thanks for getting back to me so quickly. That's me all sorted. Brilliant service!
Super! Thank you for a great service as usual!
Thank you for your swift and straightforward approach! So easy to arrange.
Absolutely delighted I opened an account for my son and I…Easy and very painless process…very friendly staff!
Thank you so much for your speedy handling of my loan application. I really appreciate it.
LATEST NEWS

How to Change Your Payroll or Direct Debit Contribution
24 September 2026
Amending your direct debit or payroll contribution is simple!
Online Banking - How to withdraw your shares
23 September 2026
Need to access your savings? You can now request a share withdrawal 24/7 through our Online Banking APP.
Testimonial Tuesday - GW
22 September 2026
Thanks to Harp and Crown CU member GW for this fantastic feedback!


