Your family can now join online!
School Uniform Loan
LOAN options to suit YOU!
We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 11,000 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
Super service! It has been a pleasure dealing with you today. Thank you.
Thank you so much for your prompt response! Great customer service, every time I make an enquiry.
Kathleen has been very helpful to me in regards to restructuring my loan, to reduce my payments, while I return to study. I have always received quick and efficient responses to any questions or queries I have had, in the years I have been a member. It's a very helpful and friendly service. 5 stars!
THANK YOU again for your efficiency Nigel. Much appreciated.
Super service, thank you!
I didn't know the Police Service in NI had a credit union dedicated to them. I just found out about the Harp and Crown when searching for local credit unions. I'm delighted to join and also open an account for my child!
1st class service as always! Thank you so much.
I have had the opportunity to access the new online platform, which is excellent. The process to get access was straightforward and once in the outlay is clear and well laid out
Sincere thanks for your professional and valued assistance this afternoon.
Excellent rates for loans comparable to other local credit unions. Safe and secure. Been a member since it was started and wouldn't think of going to anyone else.
LATEST NEWS
Talk Money Week - 5 ways to prevent debt
02 November 2026
Debt can happen to anyone. Talk Money Week is a great opportunity to take a closer look at your finances, build healthy money habits and take steps to help prevent financial difficulties.
Save for Your Child's Future
01 November 2026
Find out how setting money aside each month could help them get a head start.
No Tricks, Just Competitive Loan Rates
30 October 2026
Don't let high borrowing costs give you nightmares this Halloween!
