We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 10,500 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
Thank you so much Nikki. That’ll get the car back on the road!
This is FIRST CLASS! Thank you VERY much. :)
Many thanks for your help. Such a fast and efficient service!
Thank you, that's me sorted, the new app is so handy and easy to navigate.
Many thanks for my statement Ryan and thanks also for organising our accounts and keeping us right!
A very simple process!
THANK YOU again for your efficiency Nigel. Much appreciated.
I am very glad you noticed and I have now updated my beneficiary details. I would encourage members to update their details at regular intervals!
Brilliant service. Thank you.
LATEST NEWS

"One Step at a Time"
15 June 2026
It's International Men’s Health Week, and this year’s theme is “One Step at a Time.”
Have Your Circumstances Changed?
14 June 2026
Now is the perfect time to check your beneficiary details are up to date.
Big plans need the right support
13 June 2026
Discover our flexible £20K Plus Loan at 6.9% APR.


