Family Accounts Available
Family memberships available (spouse/partner and children 16+) including children/grandchildren accounts 0-15 years!
Family memberships available (spouse/partner and children 16+) including children/grandchildren accounts 0-15 years!
Try our Flexi-loan!
"Provides credit when needed". Borrow between £500 - £3,000! Ts/Cs apply. NO PLEDGED SHARES REQUIRED! Apply STRAIGHTAWAY upon joining! Email us today!
"Provides credit when needed". Borrow between £500 - £3,000! Ts/Cs apply. NO PLEDGED SHARES REQUIRED! Apply STRAIGHTAWAY upon joining! Email us today!
NEW ONLINE JOINING PROCESS IS HERE!
YOU and your family members can now join online! Easy! JOIN ONLINE TODAY!
YOU and your family members can now join online! Easy! JOIN ONLINE TODAY!
We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 10,500 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
I have had the opportunity to access the new online platform, which is excellent. The process to get access was straightforward and once in the outlay is clear and well laid out
Thank you so much for your speedy handling of my loan application. I really appreciate it.
I didn't know the Police Service in NI had a credit union dedicated to them. I just found out about the Harp and Crown when searching for local credit unions. I'm delighted to join and also open an account for my child!
Thank you so much for your prompt response! Great customer service, every time I make an enquiry.
App installed and followed your instruction. Withdrawal made. Thanks for all your help. Appreciated.
Thank you for the usual great Harp & Crown efficiency. You make it all very easy for this 79-year-old.
Thank you so much for getting back to me so promptly. You provide such an easy and efficient service to all members. Thank you so much.
Super service! It has been a pleasure dealing with you today. Thank you.
Thank you so much Nikki. That’ll get the car back on the road!
Many thanks, I am delighted with the loan and also the service received from Harp and Crown!
LATEST NEWS
Manage your family’s finances with ease
12 February 2026
You can now access your Junior account/s within your own online banking account!
Making a lodgement is easy!
11 February 2026
“Can I make a DEPOSIT ONLINE (in addition to my monthly payroll/direct debit)?” YES!
Harp and Crown announced as Gold Sponsor for PFNI Bravery and Excellence Awards!
11 February 2026
We have news! A proud day for Harp and Crown Credit Union...
