Family Accounts Available
Family memberships available (spouse/partner and children 16+) including children/grandchildren accounts 0-15 years!
Family memberships available (spouse/partner and children 16+) including children/grandchildren accounts 0-15 years!
Try our Flexi-loan!
"Provides credit when needed". Borrow between £500 - £3,000! Ts/Cs apply. NO PLEDGED SHARES REQUIRED! Apply STRAIGHTAWAY upon joining! Email us today!
"Provides credit when needed". Borrow between £500 - £3,000! Ts/Cs apply. NO PLEDGED SHARES REQUIRED! Apply STRAIGHTAWAY upon joining! Email us today!
NEW ONLINE JOINING PROCESS IS HERE!
YOU and your family members can now join online! Easy! JOIN ONLINE TODAY!
YOU and your family members can now join online! Easy! JOIN ONLINE TODAY!
We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 10,500 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
Thank you! Super quick service, only to be found with our Harp and Crown!
I have had the opportunity to access the new online platform, which is excellent. The process to get access was straightforward and once in the outlay is clear and well laid out
Thank you so much for your speedy handling of my loan application. I really appreciate it.
Wow! This is so handy!
Thank you very much. A pleasure to deal with as always!
THANK YOU again for your efficiency Nigel. Much appreciated.
We only have savings and got significantly more than our bank account gave us. Definitely the Credit Union is the place to save.
Than you so much for your help with this matter, it has been a very straight forward process and I'm grateful for your knowledge.
Thanks Ryan, appreciate your very speedy service!
App installed and followed your instruction. Withdrawal made. Thanks for all your help. Appreciated.
LATEST NEWS
Are You Managing Rising Costs?
13 March 2026
Energy prices... Fuel spikes... the cost of living...
Activate Online Banking Before the Office Closure!
12 March 2026
Have YOU contacted us to ACTIVATE your NEW-improved ONLINE BANKING platform yet?
Use your CREDIT UNION... NOT your CREDIT CARD!
11 March 2026
Relying on high‑interest credit cards can make debt grow quickly — and we’re here to help prevent that.
