Family Accounts Available
Family memberships available (spouse/partner and children 16+) including children/grandchildren accounts 0-15 years!
Family memberships available (spouse/partner and children 16+) including children/grandchildren accounts 0-15 years!
Try our Flexi-loan!
"Provides credit when needed". Borrow between £500 - £3,000! Ts/Cs apply. NO PLEDGED SHARES REQUIRED! Apply STRAIGHTAWAY upon joining! Email us today!
"Provides credit when needed". Borrow between £500 - £3,000! Ts/Cs apply. NO PLEDGED SHARES REQUIRED! Apply STRAIGHTAWAY upon joining! Email us today!
NEW ONLINE JOINING PROCESS IS HERE!
YOU and your family members can now join online! Easy! JOIN ONLINE TODAY!
YOU and your family members can now join online! Easy! JOIN ONLINE TODAY!
We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 10,500 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
Thank you very much. As always a quick and pain free service from yourselves.
App installed and followed your instruction. Withdrawal made. Thanks for all your help. Appreciated.
Than you so much for your help with this matter, it has been a very straight forward process and I'm grateful for your knowledge.
Wow! Many thanks for such a fast response!
Thank you! Super quick service, only to be found with our Harp and Crown!
Thanks Ryan, appreciate your very speedy service!
Oh, wow thanks so much again. This is why I always recommend using the credit union to my colleagues. That is great service.
Thank you so much for such a quick and hassle free service. It's very much appreciated.
I have had an account with the Harp & Crown CU for over 20 years and their administration is outstanding. I opened two Junior accounts for my grandchildren knowing their accounts will be secure and easy to administer. Using Direct Debits, I wish to give them a nest egg for later in their teens. I know their savings will be safe and also that I am empowered as the signatory and trustee for their accounts.
Thank you so much for your speedy handling of my loan application. I really appreciate it.
LATEST NEWS
Testimonial Tuesday - Online Chat
28 July 2026
Thanks to Harp and Crown CU member Jacqueline for this fantastic feedback!
HACCU Group Accounts
27 July 2026
Did you know we offer Group Accounts?
Are you a new member?
26 July 2026
Did you know we have a 1ST TIME LOAN with a fantastic low interest rate of 5.5% APR?
