We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 10,500 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
Excellent fast friendly service. Couldn't ask for better. So glad my wife and I joined. Should have joined sooner!
Thanks Ryan, appreciate your very speedy service!
Than you so much for your help with this matter, it has been a very straight forward process and I'm grateful for your knowledge.
Many thanks for your help. Such a fast and efficient service!
Lovely touch to receive the gazette online, I haven't seen a copy since I retired and really appreciate this kindness.
Super service, thank you!
Thank you so much for your speedy handling of my loan application. I really appreciate it.
Sincere thanks for your professional and valued assistance this afternoon.
Oh, wow thanks so much again. This is why I always recommend using the credit union to my colleagues. That is great service.
LATEST NEWS

Debt Awareness Week
16 March 2026
Debt is more common than you think — and there is no shame in asking for help.
Thinking of all mum's today
15 March 2026
Thinking of all mums today…
Invest in a Healthier Financial Future for your family!
14 March 2026
“Police Family” in Northern Ireland.





