We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 10,500 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
Judith, thank you for such a quick and seamless process. Much appreciated.
1st class service as always! Thank you so much.
I have had the opportunity to access the new online platform, which is excellent. The process to get access was straightforward and once in the outlay is clear and well laid out
This is fantastic. Thank you for bringing us a modern, user-friendly system. Long overdue.
This is FIRST CLASS! Thank you VERY much. :)
That’s brilliant. Thank you very much. No issues at all, very quick and easy!
Many thanks for my statement Ryan and thanks also for organising our accounts and keeping us right!
Thank you so much! 1st class service as always!
Sincere thanks for your professional and valued assistance this afternoon.
I have been a member for a number of years now and the service just gets better and better. Being able to type and edit my application via email is a great help, and the turnaround is outstanding as ever. Thank you for your help with this!
LATEST NEWS

Join Harp and Crown Credit Union Online
14 October 2026
Joining Harp & Crown is quick and easy. Apply online today!
Testimonial Tuesday - Chloe
13 October 2026
Thanks to Harp and Crown CU member Chloe for this fantastic feedback!
Need to improve your credit score?
12 October 2026
Discover 8 practical ways to improve your credit score and build healthier financial habits.


