We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 10,500 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
Absolutely delighted I opened an account for my son and I…Easy and very painless process…very friendly staff!
Fantastic service. easy access to savings and helpful with loans.
Thank you so much for your prompt response! Great customer service, every time I make an enquiry.
Thanks Ryan, appreciate your very speedy service!
Sincere thanks for your professional and valued assistance this afternoon.
Oh, wow thanks so much again. This is why I always recommend using the credit union to my colleagues. That is great service.
Thank you, that's me sorted, the new app is so handy and easy to navigate.
Thank you for the usual great Harp & Crown efficiency. You make it all very easy for this 79-year-old.
Just signed in to view it and have to say, looks excellent. Thank you!!
LATEST NEWS

LOYAL SAVER LOAN - OUR LOWEST INTEREST RATE
19 March 2026
Need help with a new car or car repairs? Home improvement? Engagement/wedding? Holiday? Or more?
WE ARE OPEN AGAIN!
18 March 2026
Good morning and a warm welcome back Harp and Crown Credit Union members!
new signature loan
18 March 2026
We have a brand-NEW LOAN product!




