Your family can now join online!
School Uniform Loan
LOAN options to suit YOU!
We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 11,000 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
Thank you again for an excellent service.
Thank you so much for your speedy handling of my loan application. I really appreciate it.
Many thanks folks, a pleasure, and a straightforward experience!
Wow! Many thanks for such a fast response!
That’s brilliant. Thank you very much. No issues at all, very quick and easy!
This is fantastic. Thank you for bringing us a modern, user-friendly system. Long overdue.
THANK YOU again for your efficiency Nigel. Much appreciated.
Thank you for your very prompt response. It's much in keeping with all my experience of the Harp and Crown and the folks that work there - professional, courteous and fast! Something that many of the high street institution could learn from.
Just signed in to view it and have to say, looks excellent. Thank you!!
Many thanks, I am delighted with the loan and also the service received from Harp and Crown!
LATEST NEWS
Reward Your Savings with Our Lowest Loan Rate
11 November 2026
Your savings could help you access borrowing at just 3.9% APR with our Loyal Saver Loan.
Testimonial Tuesday - Online Banking
10 November 2026
Thanks to Harp and Crown CU member Roger for this fantastic feedback!
Want to Top Up Your Savings?
09 November 2026
Adding extra money to your Harp & Crown Credit Union account is easy.
