Your family can now join online!
School Uniform Loan
LOAN options to suit YOU!
We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 10,500 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
Super service! It has been a pleasure dealing with you today. Thank you.
Excellent rates for loans comparable to other local credit unions. Safe and secure. Been a member since it was started and wouldn't think of going to anyone else.
Thank you so much for such a quick and hassle free service. It's very much appreciated.
THANK YOU again for your efficiency Nigel. Much appreciated.
Thank you! Super quick service, only to be found with our Harp and Crown!
Kathleen has been very helpful to me in regards to restructuring my loan, to reduce my payments, while I return to study. I have always received quick and efficient responses to any questions or queries I have had, in the years I have been a member. It's a very helpful and friendly service. 5 stars!
Just signed in to view it and have to say, looks excellent. Thank you!!
Many thanks for my statement Ryan and thanks also for organising our accounts and keeping us right!
Judith, thank you for such a quick and seamless process. Much appreciated.
Sincere thanks for your professional and valued assistance this afternoon.
LATEST NEWS
Office is closed from 12 noon today due to staff training
28 August 2026
IMPORTANT: MEMBERS PLEASE READ.
Can I view my Junior's account online?
28 August 2026
Yes! Thanks to the Online APP upgrade, you can now access your Junior accounts via our Online Banking facility.
Bank Holiday Loan Deadline Reminder
27 August 2026
Get your LOAN APPLICATIONS in BEFORE 12 noon TOMORROW FRIDAY 28TH AUGUST to ensure the best chance of APPROVAL and FUNDS into your account before the Bank Holiday weekend! Ts/Cs apply.
