Your family can now join online!
School Uniform Loan
LOAN options to suit YOU!
We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 10,500 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
Thank you for the usual great Harp & Crown efficiency. You make it all very easy for this 79-year-old.
Thank you very much. As always a quick and pain free service from yourselves.
Nigel, thanks for getting back to me so quickly. That's me all sorted. Brilliant service!
Thank you, that's me sorted, the new app is so handy and easy to navigate.
We only have savings and got significantly more than our bank account gave us. Definitely the Credit Union is the place to save.
Thank you so much for your prompt response! Great customer service, every time I make an enquiry.
Oh, wow thanks so much again. This is why I always recommend using the credit union to my colleagues. That is great service.
Thank you again for an excellent service.
Absolutely delighted I opened an account for my son and I…Easy and very painless process…very friendly staff!
A very simple process!
LATEST NEWS
Stay Active to Receive Your Annual Dividend
29 August 2026
In 2025, we paid out a DIVIDEND of 3% to Harp and Crown Credit Union members. That's over £1.2 MILLION to our members!
Office is closed from 12 noon today due to staff training
28 August 2026
IMPORTANT: MEMBERS PLEASE READ.
Can I view my Junior's account online?
28 August 2026
Yes! Thanks to the Online APP upgrade, you can now access your Junior accounts via our Online Banking facility.
