We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 10,500 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
Wow! This is so handy!
This is fantastic. Thank you for bringing us a modern, user-friendly system. Long overdue.
Than you so much for your help with this matter, it has been a very straight forward process and I'm grateful for your knowledge.
Thank you. Excellent service as always!
Thank you again for an excellent service.
Thank you! Super quick service, only to be found with our Harp and Crown!
Just letting you know I set up my online banking with absolutely no problem at all and was able to change my PIN also with no hassle, thank you so much for making this easy to do and glad I can now see my balance at a moment’s notice. Thank you again.
Wow! Many thanks for such a fast response!
Judith, thank you for such a quick and seamless process. Much appreciated.
LATEST NEWS

Making a lodgement is easy!
22 March 2026
“Can I make a DEPOSIT ONLINE (in addition to my monthly payroll/direct debit)?” YES!
Big Easter Prize Draw Coming Soon!
22 March 2026
We’ll be entering ALL active members into our Easter Prize Draw soon… worth around £900!
YOUR Credit Union BENEFITS when you retire!
21 March 2026
Are you planning on retiring or leaving service soon? Or have done so already?





