We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 10,500 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
Thank you so much Nikki. That’ll get the car back on the road!
Sincere thanks for your professional and valued assistance this afternoon.
This is FIRST CLASS! Thank you VERY much. :)
Thank you! Super quick service, only to be found with our Harp and Crown!
Super service! It has been a pleasure dealing with you today. Thank you.
Than you so much for your help with this matter, it has been a very straight forward process and I'm grateful for your knowledge.
Oh, wow thanks so much again. This is why I always recommend using the credit union to my colleagues. That is great service.
Kathleen has been very helpful to me in regards to restructuring my loan, to reduce my payments, while I return to study. I have always received quick and efficient responses to any questions or queries I have had, in the years I have been a member. It's a very helpful and friendly service. 5 stars!
Super! Thank you for a great service as usual!
THANK YOU again for your efficiency Nigel. Much appreciated.
LATEST NEWS

Mental Health Awareness Week
11 May 2026
It’s Mental Health Awareness Week (11th-17th May) and the theme is “Action”.
TOP UP your LOAN today!
10 May 2026
Do you know how much is remaining on your loan with us?
LOYAL SAVER LOAN - OUR LOWEST INTEREST RATE
09 May 2026
Need help with a new car or car repairs? Home improvement? Engagement/wedding? Holiday? Or more?


