We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 10,500 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
Thank you, that's me sorted, the new app is so handy and easy to navigate.
Thank you for the excellent service!
Thank you for this. All sorted and easy to use.
Sincere thanks for your professional and valued assistance this afternoon.
Just letting you know I set up my online banking with absolutely no problem at all and was able to change my PIN also with no hassle, thank you so much for making this easy to do and glad I can now see my balance at a moment’s notice. Thank you again.
Thank you all for the dividends paid in today- That really is fantastic!!!! And provided a much needed morale boost in the office here, amongst all who have accounts- so thank you! It really is appreciated.
Thank you. Excellent service as always!
Kathleen has been very helpful to me in regards to restructuring my loan, to reduce my payments, while I return to study. I have always received quick and efficient responses to any questions or queries I have had, in the years I have been a member. It's a very helpful and friendly service. 5 stars!
Nigel, thanks for getting back to me so quickly. That's me all sorted. Brilliant service!
I am very glad you noticed and I have now updated my beneficiary details. I would encourage members to update their details at regular intervals!
LATEST NEWS

Ards Station Visit
30 July 2026
Thanks to our friends at Ards Police Station for your warm welcome this week!
Need to top up your loan?
30 July 2026
Planning your next getaway? Unexpected bills needing covered? Car insurance or repairs needed?
Strapped for cash until payday?
29 July 2026
Borrow between £500 - £3,000 with our Flexi-Loan.


