We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 10,500 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
1st class service as always! Thank you so much.
Thank you! Super quick service, only to be found with our Harp and Crown!
Just signed in to view it and have to say, looks excellent. Thank you!!
We only have savings and got significantly more than our bank account gave us. Definitely the Credit Union is the place to save.
The service I have received in all my dealings with the Harp and Crown have been second to none. It's a pity some of our local banks didn't have the same level of customer service.
I have had an account with the Harp & Crown CU for over 20 years and their administration is outstanding. I opened two Junior accounts for my grandchildren knowing their accounts will be secure and easy to administer. Using Direct Debits, I wish to give them a nest egg for later in their teens. I know their savings will be safe and also that I am empowered as the signatory and trustee for their accounts.
Many thanks, I am delighted with the loan and also the service received from Harp and Crown!
Thank you all for the dividends paid in today- That really is fantastic!!!! And provided a much needed morale boost in the office here, amongst all who have accounts- so thank you! It really is appreciated.
App installed and followed your instruction. Withdrawal made. Thanks for all your help. Appreciated.
LATEST NEWS

Why Join a Credit Union Instead of a Bank?
02 October 2026
From flexible borrowing and free life cover to annual dividends and prize draws, discover what membership can offer.
Start Saving for Your Child Today!
01 October 2026
How much could you save for their future?
September Highlights 2026
01 October 2026
What a way to end our financial year! Here are just some of our highlights from September…


