We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 11,000 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
Super! Thank you for a great service as usual!
Judith, thank you for such a quick and seamless process. Much appreciated.
Thank you for your swift and straightforward approach! So easy to arrange.
We only have savings and got significantly more than our bank account gave us. Definitely the Credit Union is the place to save.
Nigel, thanks for getting back to me so quickly. That's me all sorted. Brilliant service!
I didn't know the Police Service in NI had a credit union dedicated to them. I just found out about the Harp and Crown when searching for local credit unions. I'm delighted to join and also open an account for my child!
Absolutely delighted I opened an account for my son and I…Easy and very painless process…very friendly staff!
Quick and easy to set up! A great service, thank you.
1st class service as always! Thank you so much.
LATEST NEWS

International Credit Union Day 2026
15 October 2026
Happy International Credit Union Day from the Harp and Crown Credit Union team!
Are your CARAVAN SITE FEES due soon?
15 October 2026
Why not SPREAD THE COST with our FLEXI-LOAN!
Join Harp and Crown Credit Union Online
14 October 2026
Joining Harp & Crown is quick and easy. Apply online today!


