We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 10,500 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
Quick and easy to set up! A great service, thank you.
Thank you for the excellent service!
Wow that was fast. Thank you as always for your speedy service.
Thank you for your very prompt response. It's much in keeping with all my experience of the Harp and Crown and the folks that work there - professional, courteous and fast! Something that many of the high street institution could learn from.
Many thanks, I am delighted with the loan and also the service received from Harp and Crown!
I have had the opportunity to access the new online platform, which is excellent. The process to get access was straightforward and once in the outlay is clear and well laid out
Just signed in to view it and have to say, looks excellent. Thank you!!
Excellent system. So easy to use. Thank you.
Thank you very much. A pleasure to deal with as always!
App installed and followed your instruction. Withdrawal made. Thanks for all your help. Appreciated.
LATEST NEWS

Making a lodgement is simple!
18 June 2026
“Can I make an ONLINE deposit in addition to my monthly payroll/direct debit savings?”
Never Had a Loan With Us Before?
17 June 2026
You could qualify for our low-rate First Time Loan at 5.5% APR.
Testimonial Tuesday - Jen
16 June 2026
Thanks to Harp and Crown CU member Jen for this fantastic feedback!


