Family Accounts Available
Family memberships available (spouse/partner and children 16+) including children/grandchildren accounts 0-15 years!
Family memberships available (spouse/partner and children 16+) including children/grandchildren accounts 0-15 years!
Try our Flexi-loan!
"Provides credit when needed". Borrow between £500 - £3,000! Ts/Cs apply. NO PLEDGED SHARES REQUIRED! Apply STRAIGHTAWAY upon joining! Email us today!
"Provides credit when needed". Borrow between £500 - £3,000! Ts/Cs apply. NO PLEDGED SHARES REQUIRED! Apply STRAIGHTAWAY upon joining! Email us today!
NEW ONLINE JOINING PROCESS IS HERE!
YOU and your family members can now join online! Easy! JOIN ONLINE TODAY!
YOU and your family members can now join online! Easy! JOIN ONLINE TODAY!
We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 10,500 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
Thank you for the usual great Harp & Crown efficiency. You make it all very easy for this 79-year-old.
Many thanks, I am delighted with the loan and also the service received from Harp and Crown!
Thank you so much for getting back to me so promptly. You provide such an easy and efficient service to all members. Thank you so much.
The service I have received in all my dealings with the Harp and Crown have been second to none. It's a pity some of our local banks didn't have the same level of customer service.
Wow! Many thanks for such a fast response!
A very simple process!
Many thanks for my statement Ryan and thanks also for organising our accounts and keeping us right!
Excellent system. So easy to use. Thank you.
Wow! That's super-fast and super service!
Thanks Ryan, appreciate your very speedy service!
LATEST NEWS
Be Ready for the Unexpected
12 July 2026
Is your Harp and Crown Credit Union account helping you build a backup fund for life’s emergencies?
Junior Account FAQs
11 July 2026
Wondering if you can view your Junior Saver account online? The answer is yes!
5 reasons to become a Credit Union Member
10 July 2026
Looking for a better way to save and borrow? Here’s why joining a Credit Union makes sense:
