We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 10,500 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
1st class service as always! Thank you so much.
Thanks Ryan, appreciate your very speedy service!
Wow! Many thanks for such a fast response!
Many thanks for your help. Such a fast and efficient service!
Nigel, thanks for getting back to me so quickly. That's me all sorted. Brilliant service!
Thank you for this. All sorted and easy to use.
Just letting you know I set up my online banking with absolutely no problem at all and was able to change my PIN also with no hassle, thank you so much for making this easy to do and glad I can now see my balance at a moment’s notice. Thank you again.
Than you so much for your help with this matter, it has been a very straight forward process and I'm grateful for your knowledge.
The service I have received in all my dealings with the Harp and Crown have been second to none. It's a pity some of our local banks didn't have the same level of customer service.
Thank you for your very prompt response. It's much in keeping with all my experience of the Harp and Crown and the folks that work there - professional, courteous and fast! Something that many of the high street institution could learn from.
LATEST NEWS

October is Free Wills Month
05 October 2026
October is a good time to think about the future and make sure your plans are up to date.
How to Build an Emergency Savings Fund
04 October 2026
Regular saving can help you prepare for unexpected costs and give you greater peace of mind.
3.9% APR Loyal Saver Loan
03 October 2026
Our lowest loan rate could help you spread the cost of a car, home improvements, wedding, holiday or unexpected expense.


