Your family can now join online!
School Uniform Loan
LOAN options to suit YOU!
We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 10,500 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
Thank you so much for your speedy handling of my loan application. I really appreciate it.
Thank you for your swift and straightforward approach! So easy to arrange.
Excellent system. So easy to use. Thank you.
Super service, thank you!
Brilliant service. Thank you.
Quick and easy to set up! A great service, thank you.
Super service! It has been a pleasure dealing with you today. Thank you.
Thank you very much for the voucher. I am so delighted to receive it - it was such a lovely surprise, especially whilst off on maternity leave and will come to good use!
Thank you for your very prompt response. It's much in keeping with all my experience of the Harp and Crown and the folks that work there - professional, courteous and fast! Something that many of the high street institution could learn from.
This is fantastic. Thank you for bringing us a modern, user-friendly system. Long overdue.
LATEST NEWS
Office is closed from 12 noon today due to staff training
28 August 2026
IMPORTANT: MEMBERS PLEASE READ.
Bank Holiday Loan Deadline Reminder
27 August 2026
Get your LOAN APPLICATIONS in BEFORE 12 noon TOMORROW FRIDAY 28TH AUGUST to ensure the best chance of APPROVAL and FUNDS into your account before the Bank Holiday weekend! Ts/Cs apply.
Bigger Borrowing Made Easier
26 August 2026
Access £5,000 to £15,000 without the initial 20% pledged shares requirement.
