We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 10,500 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
Thank you so much for such a quick and hassle free service. It's very much appreciated.
Thank you so much for your speedy handling of my loan application. I really appreciate it.
Thank you for this. All sorted and easy to use.
Many thanks for your quick response and action.
Nigel, thanks for getting back to me so quickly. That's me all sorted. Brilliant service!
Thank you again for an excellent service.
Quick and easy to set up! A great service, thank you.
Oh, wow thanks so much again. This is why I always recommend using the credit union to my colleagues. That is great service.
The service I have received in all my dealings with the Harp and Crown have been second to none. It's a pity some of our local banks didn't have the same level of customer service.
Fantastic service. easy access to savings and helpful with loans.
LATEST NEWS

Swap Credit Cards for your Credit Union!
08 June 2026
Are rising credit card balances becoming a worry?
10 Benefits of Being a HACCU Member!
07 June 2026
We are delighted to welcome so many new members on board over the last few months.
Signature Loan Prize Draw!
06 June 2026
Introducing our NEW Signature Loan!

