Your family can now join online!
School Uniform Loan
LOAN options to suit YOU!
We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 10,500 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
Lovely touch to receive the gazette online, I haven't seen a copy since I retired and really appreciate this kindness.
Many thanks folks, a pleasure, and a straightforward experience!
I am very impressed with your new internet banking. What an excellent system. Having worked in finance for some time I really love it. CONGRATULATIONS.
Thank you for the excellent service!
Just letting you know I set up my online banking with absolutely no problem at all and was able to change my PIN also with no hassle, thank you so much for making this easy to do and glad I can now see my balance at a moment’s notice. Thank you again.
1st class service as always! Thank you so much.
Than you so much for your help with this matter, it has been a very straight forward process and I'm grateful for your knowledge.
Thank you for your swift and straightforward approach! So easy to arrange.
Thank you so much for your prompt response! Great customer service, every time I make an enquiry.
LATEST NEWS
Wedding Costs UK 2026
18 September 2026
Planning a wedding can be exciting, but it can also be expensive. And it’s not just couples who need to budget – guests can face significant costs too.
Fundraising Friday - Make 2nds Count
18 September 2026
Harp and Crown Credit Union supported the PSNI Cancer Support Association (CSA) Walk and Talk event for the first time, and donated to the event’s charity partner, Make 2nds Count.
Bigger Loans, Made More Accessible
17 September 2026
Borrow £5,000 to £15,000 at 9.9% APR, with no initial 20% pledged shares requirement.
