Your family can now join online!
School Uniform Loan
LOAN options to suit YOU!
We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 11,000 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
Lovely touch to receive the gazette online, I haven't seen a copy since I retired and really appreciate this kindness.
I am very impressed with your new internet banking. What an excellent system. Having worked in finance for some time I really love it. CONGRATULATIONS.
Super service, thank you!
1st class service as always! Thank you so much.
Excellent system. So easy to use. Thank you.
Nigel, thanks for getting back to me so quickly. That's me all sorted. Brilliant service!
Thank you very much. A pleasure to deal with as always!
A very simple process!
Oh, wow thanks so much again. This is why I always recommend using the credit union to my colleagues. That is great service.
LATEST NEWS
Borrow Up to £35,000 with HACCU
29 October 2026
Need a larger loan? Borrow between £20,000 and £35,000 with flexible repayments and competitive rates from 6.9% APR.
World Sustainability Day 2026
28 October 2026
As we mark World Sustainability Day 2026, we are proud to share the steps we are taking to reduce our environmental impact and support ethical practices.
Testimonial Tuesday - Alan
27 October 2026
Thanks to Harp and Crown CU member Alan for this fantastic feedback!
