Your family can now join online!
School Uniform Loan
LOAN options to suit YOU!
We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 10,500 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
This is FIRST CLASS! Thank you VERY much. :)
Wow! That's super-fast and super service!
Super service! It has been a pleasure dealing with you today. Thank you.
Wow that was fast. Thank you as always for your speedy service.
THANK YOU again for your efficiency Nigel. Much appreciated.
Thanks Ryan, appreciate your very speedy service!
Many thanks folks, a pleasure, and a straightforward experience!
Kathleen has been very helpful to me in regards to restructuring my loan, to reduce my payments, while I return to study. I have always received quick and efficient responses to any questions or queries I have had, in the years I have been a member. It's a very helpful and friendly service. 5 stars!
We only have savings and got significantly more than our bank account gave us. Definitely the Credit Union is the place to save.
Thank you so much! 1st class service as always!
LATEST NEWS
Testimonial Tuesday - Susan
08 September 2026
Thanks to Harp and Crown CU member Susan for this fantastic feedback!
The rate you see should be the rate you get.
07 September 2026
Have you ever been caught out by a BANK’S “HEADLINE” loan rate?
Help us reach our next HUGE milestone of 11,000 active* members!
06 September 2026
Once we reach 11K ALL members go into our big £150 PRIZE DRAW!
