Your family can now join online!
School Uniform Loan
LOAN options to suit YOU!
We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 10,500 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
Thank you, that's me sorted, the new app is so handy and easy to navigate.
Brilliant service. Thank you.
Thank you for the usual great Harp & Crown efficiency. You make it all very easy for this 79-year-old.
A very simple process!
Excellent system. So easy to use. Thank you.
Wow that was fast. Thank you as always for your speedy service.
Excellent rates for loans comparable to other local credit unions. Safe and secure. Been a member since it was started and wouldn't think of going to anyone else.
I didn't know the Police Service in NI had a credit union dedicated to them. I just found out about the Harp and Crown when searching for local credit unions. I'm delighted to join and also open an account for my child!
Opening a Junior account just before Christmas was the easiest experience I have ever had opening an account.
Thank you for the excellent service!
LATEST NEWS
Reminder of July Bank Holiday Closure
20 August 2026
A gentle reminder... our next office closure is coming up soon - Monday 31st August 2026.
Borrow at our lowest loan rate
19 August 2026
Planning a big purchase? A new car, home upgrades, a wedding, holiday, or unexpected repairs?
Testimonial Tuesday - Jenny
18 August 2026
Thanks to Harp and Crown CU member Jenny for this fantastic feedback!
