Your family can now join online!
School Uniform Loan
LOAN options to suit YOU!
We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 10,500 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
I didn't know the Police Service in NI had a credit union dedicated to them. I just found out about the Harp and Crown when searching for local credit unions. I'm delighted to join and also open an account for my child!
Super! Thank you for a great service as usual!
Thank you so much for getting back to me so promptly. You provide such an easy and efficient service to all members. Thank you so much.
Thank you so much Nikki. That’ll get the car back on the road!
Nigel, thanks for getting back to me so quickly. That's me all sorted. Brilliant service!
This is fantastic. Thank you for bringing us a modern, user-friendly system. Long overdue.
Wow! This is so handy!
App installed and followed your instruction. Withdrawal made. Thanks for all your help. Appreciated.
The service I have received in all my dealings with the Harp and Crown have been second to none. It's a pity some of our local banks didn't have the same level of customer service.
This is FIRST CLASS! Thank you VERY much. :)
LATEST NEWS
Standard £5k+ Loan
05 September 2026
Need help with high interest debts? Holiday costs? Home improvement? Or more?
August Highlights
04 September 2026
Here’s just some of our August highlights…
Which Harp & Crown Credit Union Loan Is Right for You?
04 September 2026
Compare our loan options and find the right solution for your needs, from first-time borrowing to home improvements, holidays and larger purchases.
