We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 10,500 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
Thanks Ryan, appreciate your very speedy service!
Many thanks for your quick response and action.
Thank you for the excellent service!
Quick and easy to set up! A great service, thank you.
Thank you so much for such a quick and hassle free service. It's very much appreciated.
Thank you so much for your speedy handling of my loan application. I really appreciate it.
Opening a Junior account just before Christmas was the easiest experience I have ever had opening an account.
Excellent rates for loans comparable to other local credit unions. Safe and secure. Been a member since it was started and wouldn't think of going to anyone else.
Super service! It has been a pleasure dealing with you today. Thank you.
Wow! That's super-fast and super service!
LATEST NEWS

Use your CREDIT UNION... NOT your CREDIT CARD!
19 February 2026
From our recent member survey, 39% of respondents told us they have used credit cards within the last two years.
Dungannon Station Visit
19 February 2026
An absolute pleasure to visit our friends at Dungannon Police Station this week!
Police College Visit
18 February 2026
We were back at the NI Police College this week, speaking with many Student Officers about our NEW SURVEY and PRIZE DRAW!





