We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 10,500 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
A very simple process!
Many thanks, I am delighted with the loan and also the service received from Harp and Crown!
Thank you again for an excellent service.
THANK YOU again for your efficiency Nigel. Much appreciated.
Thank you! Super quick service, only to be found with our Harp and Crown!
Thank you so much for getting back to me so promptly. You provide such an easy and efficient service to all members. Thank you so much.
Brilliant service. Thank you.
Thank you so much Nikki. That’ll get the car back on the road!
Thank you so much for your prompt response! Great customer service, every time I make an enquiry.
Excellent fast friendly service. Couldn't ask for better. So glad my wife and I joined. Should have joined sooner!
LATEST NEWS

Happy World Book Day!
05 March 2026
According to our latest member survey, 25% of you said reading is one of your main interests outside of work - we love to see this!
Police Staff Week
04 March 2026
At Harp and Crown Credit Union, we are proud to celebrate Police Staff Week, a time dedicated to the celebration and recognition of those who play a crucial role within the police family.
Borrow 5 times your savings
04 March 2026
Just one of our KEY BENEFITS at the Harp and Crown Credit Union, which differentiates us from banks and other credit unions!





