Your family can now join online!
School Uniform Loan
LOAN options to suit YOU!
We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 10,500 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
Thanks Ryan, appreciate your very speedy service!
Thank you so much for your prompt response! Great customer service, every time I make an enquiry.
Thank you very much. As always a quick and pain free service from yourselves.
Thank you! Super quick service, only to be found with our Harp and Crown!
All sorted and access gained. That was probably the easiest transition ever! Thanks very much!
I didn't know the Police Service in NI had a credit union dedicated to them. I just found out about the Harp and Crown when searching for local credit unions. I'm delighted to join and also open an account for my child!
Thank you again for an excellent service.
Thank you so much for your speedy handling of my loan application. I really appreciate it.
Thank you for your very prompt response. It's much in keeping with all my experience of the Harp and Crown and the folks that work there - professional, courteous and fast! Something that many of the high street institution could learn from.
Excellent rates for loans comparable to other local credit unions. Safe and secure. Been a member since it was started and wouldn't think of going to anyone else.
LATEST NEWS
Start Saving for Your Child Today!
01 October 2026
How much could you save for their future?
Keep account open to receive your dividend!
30 September 2026
In 2025, we paid out over 1.2M to Harp and Crown Credit Union members with a DIVIDEND of 3%.
Police College Visit - September
29 September 2026
Welcome to “The Yellows” commencing their training at NI Police College this week!
