We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 10,500 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
Thank you so much for getting back to me so promptly. You provide such an easy and efficient service to all members. Thank you so much.
Thanks Ryan, appreciate your very speedy service!
Opening a Junior account just before Christmas was the easiest experience I have ever had opening an account.
Thank you for the excellent service!
Kathleen has been very helpful to me in regards to restructuring my loan, to reduce my payments, while I return to study. I have always received quick and efficient responses to any questions or queries I have had, in the years I have been a member. It's a very helpful and friendly service. 5 stars!
Thank you so much! 1st class service as always!
Wow! Many thanks for such a fast response!
Absolutely delighted I opened an account for my son and I…Easy and very painless process…very friendly staff!
Thank you again for an excellent service.
Quick and easy to set up! A great service, thank you.
LATEST NEWS

10 Benefits of Being a HACCU Member!
07 June 2026
We are delighted to welcome so many new members on board over the last few months.
Signature Loan Prize Draw!
06 June 2026
Introducing our NEW Signature Loan!
World Environment Day
05 June 2026
This year’s theme is Climate Change, highlighting the importance of acting now to help project our environment for future generations.

