We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 10,500 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
Judith, thank you for such a quick and seamless process. Much appreciated.
Thank you all for the dividends paid in today- That really is fantastic!!!! And provided a much needed morale boost in the office here, amongst all who have accounts- so thank you! It really is appreciated.
Quick and easy to set up! A great service, thank you.
Thank you for the usual great Harp & Crown efficiency. You make it all very easy for this 79-year-old.
A very simple process!
Many thanks for your quick response and action.
Wow that was fast. Thank you as always for your speedy service.
Opening a Junior account just before Christmas was the easiest experience I have ever had opening an account.
Thank you so much for getting back to me so promptly. You provide such an easy and efficient service to all members. Thank you so much.
App installed and followed your instruction. Withdrawal made. Thanks for all your help. Appreciated.
LATEST NEWS

Children's Mental Health Week
09 February 2026
It’s Place2Be’s Children’s Mental Health Week (9th - 15th February) and the theme is "This is My Place".
Your Credit Union Emergency Fund
08 February 2026
Do you use your Harp and Crown CU account as an EMERGENCY fund?
Is your car insurance due soon?
07 February 2026
You could be missing out on LOWER INTEREST RATE LOANS?





