We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 10,500 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
Opening a Junior account just before Christmas was the easiest experience I have ever had opening an account.
Than you so much for your help with this matter, it has been a very straight forward process and I'm grateful for your knowledge.
Fantastic service. easy access to savings and helpful with loans.
Quick and easy to set up! A great service, thank you.
Super service, thank you!
Thank you for your very prompt response. It's much in keeping with all my experience of the Harp and Crown and the folks that work there - professional, courteous and fast! Something that many of the high street institution could learn from.
Thank you so much! 1st class service as always!
Fab!!!! Thank you so much!! That was so straightforward!
Absolutely delighted I opened an account for my son and I…Easy and very painless process…very friendly staff!
I am very impressed with your new internet banking. What an excellent system. Having worked in finance for some time I really love it. CONGRATULATIONS.
LATEST NEWS

Use your CREDIT UNION... NOT your CREDIT CARD!
26 April 2026
Is your CREDIT CARD nearly maxed out?
Open a Family Account Today
25 April 2026
Members! Did you know?
Not sure what your beneficiary is?
24 April 2026
Have you REMARRIED? Has your BENEFICIARY passed away? OR have your personal circumstances changed since you opened your HACCU account?


