Your family can now join online!
School Uniform Loan
LOAN options to suit YOU!
We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 10,500 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
I have been a member for a number of years now and the service just gets better and better. Being able to type and edit my application via email is a great help, and the turnaround is outstanding as ever. Thank you for your help with this!
Super service! It has been a pleasure dealing with you today. Thank you.
Thank you for the usual great Harp & Crown efficiency. You make it all very easy for this 79-year-old.
Judith, thank you for such a quick and seamless process. Much appreciated.
This is FIRST CLASS! Thank you VERY much. :)
Wow! Many thanks for such a fast response!
Many thanks for your help. Such a fast and efficient service!
I am very glad you noticed and I have now updated my beneficiary details. I would encourage members to update their details at regular intervals!
Thank you for your swift and straightforward approach! So easy to arrange.
The service I have received in all my dealings with the Harp and Crown have been second to none. It's a pity some of our local banks didn't have the same level of customer service.
LATEST NEWS
3.9% APR Loyal Saver Loan
03 October 2026
Our lowest loan rate could help you spread the cost of a car, home improvements, wedding, holiday or unexpected expense.
Why Join a Credit Union Instead of a Bank?
02 October 2026
From flexible borrowing and free life cover to annual dividends and prize draws, discover what membership can offer.
Start Saving for Your Child Today!
01 October 2026
How much could you save for their future?
