Family Accounts Available
Family memberships available (spouse/partner and children 16+) including children/grandchildren accounts 0-15 years!
Family memberships available (spouse/partner and children 16+) including children/grandchildren accounts 0-15 years!
Try our Flexi-loan!
"Provides credit when needed". Borrow between £500 - £3,000! Ts/Cs apply. NO PLEDGED SHARES REQUIRED! Apply STRAIGHTAWAY upon joining! Email us today!
"Provides credit when needed". Borrow between £500 - £3,000! Ts/Cs apply. NO PLEDGED SHARES REQUIRED! Apply STRAIGHTAWAY upon joining! Email us today!
NEW ONLINE JOINING PROCESS IS HERE!
YOU and your family members can now join online! Easy! JOIN ONLINE TODAY!
YOU and your family members can now join online! Easy! JOIN ONLINE TODAY!
We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 10,500 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
This is FIRST CLASS! Thank you VERY much. :)
We only have savings and got significantly more than our bank account gave us. Definitely the Credit Union is the place to save.
Thank you very much. As always a quick and pain free service from yourselves.
Just signed in to view it and have to say, looks excellent. Thank you!!
Many thanks, I am delighted with the loan and also the service received from Harp and Crown!
A very simple process!
Nigel, thanks for getting back to me so quickly. That's me all sorted. Brilliant service!
Quick and easy to set up! A great service, thank you.
Thank you very much. A pleasure to deal with as always!
LATEST NEWS
Neil’s London Marathon Challenge!
27 February 2026
Harp and Crown Credit Union member Neil Stratton is undergoing some serious training as he prepares for the London Marathon in April!
Feedback Friday - Member Survey
27 February 2026
THANK YOU to all of our members who took the time to complete our survey!
Borrowing vs Not Borrowing
26 February 2026
We’ve reviewed the results from our recent Annual Member Survey — our highest response rate ever. Thank you to everyone who took part!
