We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 10,500 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
Many thanks for your quick response and action.
THANK YOU again for your efficiency Nigel. Much appreciated.
Thank you so much! 1st class service as always!
I am very impressed with your new internet banking. What an excellent system. Having worked in finance for some time I really love it. CONGRATULATIONS.
Many thanks for my statement Ryan and thanks also for organising our accounts and keeping us right!
Kathleen has been very helpful to me in regards to restructuring my loan, to reduce my payments, while I return to study. I have always received quick and efficient responses to any questions or queries I have had, in the years I have been a member. It's a very helpful and friendly service. 5 stars!
Thank you so much Nikki. That’ll get the car back on the road!
Thank you for the usual great Harp & Crown efficiency. You make it all very easy for this 79-year-old.
Thank you very much. A pleasure to deal with as always!
Thank you so much for such a quick and hassle free service. It's very much appreciated.
LATEST NEWS

Reminder of St Patrick's Day Closure
07 March 2026
A gentle reminder... our next office closure is coming up soon - Tuesday 17th March 2026 (St Patrick's Day).
Discover the Joy of Bowls at P.S.N.I Bowling Club
06 March 2026
Have you ever thought about trying bowls?
Employee Appreciation Day!
06 March 2026
Some of the ways we show appreciation to our valued team:





