Family Accounts Available
Family memberships available (spouse/partner and children 16+) including children/grandchildren accounts 0-15 years!
Family memberships available (spouse/partner and children 16+) including children/grandchildren accounts 0-15 years!
Try our Flexi-loan!
"Provides credit when needed". Borrow between £500 - £3,000! Ts/Cs apply. NO PLEDGED SHARES REQUIRED! Apply STRAIGHTAWAY upon joining! Email us today!
"Provides credit when needed". Borrow between £500 - £3,000! Ts/Cs apply. NO PLEDGED SHARES REQUIRED! Apply STRAIGHTAWAY upon joining! Email us today!
NEW ONLINE JOINING PROCESS IS HERE!
YOU and your family members can now join online! Easy! JOIN ONLINE TODAY!
YOU and your family members can now join online! Easy! JOIN ONLINE TODAY!
We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 10,500 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
Thank you very much. A pleasure to deal with as always!
Thank you so much for such a quick and hassle free service. It's very much appreciated.
I am very glad you noticed and I have now updated my beneficiary details. I would encourage members to update their details at regular intervals!
App installed and followed your instruction. Withdrawal made. Thanks for all your help. Appreciated.
Thank you for the excellent service!
Thank you very much for the voucher. I am so delighted to receive it - it was such a lovely surprise, especially whilst off on maternity leave and will come to good use!
Brilliant service. Thank you.
Fab!!!! Thank you so much!! That was so straightforward!
Just signed in to view it and have to say, looks excellent. Thank you!!
Excellent fast friendly service. Couldn't ask for better. So glad my wife and I joined. Should have joined sooner!
LATEST NEWS
PSNI Boxing Cross Community Event in June
22 June 2026
Thanks to our friend and Harp and Crown member Colin Tumilty (Red Triangle ABC / PSNI Boxing Club) for the following update!
Guide to Changing Your PAYROLL or DIRECT DEBIT
22 June 2026
Want to amend your monthly PAYROLL or DIRECT DEBIT savings? It’s easy!
Which HACCU loan is right for YOU?
22 June 2026
From first-time borrowers to flexible borrowing and larger loans, we have options to suit a range of needs.
