BRAND NEW! Your family members (spouse/partner or children aged 16+) no longer need to come to our office with their ID and Address verification to join! JOIN ONLINE TODAY!
BRAND NEW! Your family members (spouse/partner or children aged 16+) no longer need to come to our office with their ID and Address verification to join! JOIN ONLINE TODAY!
"Provides credit when needed". Borrow between £500 - £3,000! Ts/Cs apply. This replaces our Loan Promotion. Email us today for further details.
"Provides credit when needed". Borrow between £500 - £3,000! Ts/Cs apply. This replaces our Loan Promotion. Email us today for further details.
Did you know? We offer membership to your immediate family (16 years+) including children/grandchildren accounts 0-15 years?
Did you know? We offer membership to your immediate family (16 years+) including children/grandchildren accounts 0-15 years?
We appreciate personal circumstances may change.
Please remember to update your beneficiary.
We appreciate personal circumstances may change.
Please remember to update your beneficiary.
Don''t miss our monthly member e-newsletters with bespoke giveaways and access to the Police Gazette! Join our exclusive mailing list today.
Don''t miss our monthly member e-newsletters with bespoke giveaways and access to the Police Gazette! Join our exclusive mailing list today.
Did you know we are on Facebook, Instagram, X-Twitter, Threads AND LinkedIn? Follow us for regular news, updates and competitions!
Did you know we are on Facebook, Instagram, X-Twitter, Threads AND LinkedIn? Follow us for regular news, updates and competitions!
Save regularly and borrow only what you need. Save as little as £10 per month straight from payroll or by direct debit. Access ethical borrowing options and flexible monthly repayments. Ts and Cs apply.
Save regularly and borrow only what you need. Save as little as £10 per month straight from payroll or by direct debit. Access ethical borrowing options and flexible monthly repayments. Ts and Cs apply.
In 2025 the Harp and Crown CU dividend was 3% (increased from 2.5% in 2024 - an increase for the 4th consecutive year!). A Loan Interest Rebate was also issued on 11th December 2025, based on Oct 2024 to Sept 2025 accrued rates.
In 2025 the Harp and Crown CU dividend was 3% (increased from 2.5% in 2024 - an increase for the 4th consecutive year!). A Loan Interest Rebate was also issued on 11th December 2025, based on Oct 2024 to Sept 2025 accrued rates.
Work out how much you can afford with our loan calculator.
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
With around 10,000 members and growing, we welcome member applications from our wider Police family common bond and their families.
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
Many thanks for your help. Such a fast and efficient service!
Oh, wow thanks so much again. This is why I always recommend using the credit union to my colleagues. That is great service.
Thank you. I just completed this on the App. Must say it's very good!
I didn't know the Police Service in NI had a credit union dedicated to them. I just found out about the Harp and Crown when searching for local credit unions. I'm delighted to join and also open an account for my child!
Thank you for this. All sorted and easy to use.
All sorted and access gained. That was probably the easiest transition ever! Thanks very much!
Wow! This is so handy!
My husband couldn't get over how fast the process was! The new app is great. Thanks again.
I have been a member for a number of years now and the service just gets better and better. Being able to type and edit my application via email is a great help, and the turnaround is outstanding as ever. Thank you for your help with this!
I have had the opportunity to access the new online platform, which is excellent. The process to get access was straightforward and once in the outlay is clear and well laid out
Financial pressures can build quietly, and high-interest debt can quickly become overwhelming if left unchecked.
THANK YOU to all of our members who have taken the time to complete our survey so far!
