Your family can now join online!
School Uniform Loan
LOAN options to suit YOU!
We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 11,000 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
Excellent system. So easy to use. Thank you.
Quick and easy to set up! A great service, thank you.
Thank you so much for your speedy handling of my loan application. I really appreciate it.
Thank you very much. As always a quick and pain free service from yourselves.
This is FIRST CLASS! Thank you VERY much. :)
Super service! It has been a pleasure dealing with you today. Thank you.
Fab!!!! Thank you so much!! That was so straightforward!
Fantastic service. easy access to savings and helpful with loans.
Thank you so much for such a quick and hassle free service. It's very much appreciated.
Super! Thank you for a great service as usual!
LATEST NEWS
Are Money Worries Causing You Stress?
04 November 2026
This Stress Awareness Day, take a moment to check in with your finances. Small steps can help you feel more in control.
PSNI 25th Anniversary
04 November 2026
Today marks 25 years of the Police Service of Northern Ireland.
Flexi-Loan Prize Draw Returns!
03 November 2026
Our Flexi-Loan prize draw is back offering YOU the chance to borrow between £500 to £3,000!
