Your family can now join online!
School Uniform Loan
LOAN options to suit YOU!
We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 10,500 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
Thank you all for the dividends paid in today- That really is fantastic!!!! And provided a much needed morale boost in the office here, amongst all who have accounts- so thank you! It really is appreciated.
Excellent system. So easy to use. Thank you.
We only have savings and got significantly more than our bank account gave us. Definitely the Credit Union is the place to save.
Absolutely delighted I opened an account for my son and I…Easy and very painless process…very friendly staff!
Just signed in to view it and have to say, looks excellent. Thank you!!
Super! Thank you for a great service as usual!
Thank you so much for your speedy handling of my loan application. I really appreciate it.
Thank you so much for your prompt response! Great customer service, every time I make an enquiry.
THANK YOU again for your efficiency Nigel. Much appreciated.
Than you so much for your help with this matter, it has been a very straight forward process and I'm grateful for your knowledge.
LATEST NEWS
Help us reach our next HUGE milestone of 11,000 active* members!
06 September 2026
Once we reach 11K ALL members go into our big £150 PRIZE DRAW!
Building Financial Resilience: Why Saving Matters
06 September 2026
Life can be unpredictable. An unexpected bill, car repair or change in circumstances can put pressure on your finances.
Standard £5k+ Loan
05 September 2026
Need help with high interest debts? Holiday costs? Home improvement? Or more?
