We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 10,500 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
Thank you, that's me sorted, the new app is so handy and easy to navigate.
Many thanks folks, a pleasure, and a straightforward experience!
We only have savings and got significantly more than our bank account gave us. Definitely the Credit Union is the place to save.
I have been a member for a number of years now and the service just gets better and better. Being able to type and edit my application via email is a great help, and the turnaround is outstanding as ever. Thank you for your help with this!
Brilliant service. Thank you.
Thank you for the usual great Harp & Crown efficiency. You make it all very easy for this 79-year-old.
All sorted and access gained. That was probably the easiest transition ever! Thanks very much!
I am very impressed with your new internet banking. What an excellent system. Having worked in finance for some time I really love it. CONGRATULATIONS.
Just signed in to view it and have to say, looks excellent. Thank you!!
Nigel, thanks for getting back to me so quickly. That's me all sorted. Brilliant service!
LATEST NEWS

August Challenges Are Here!
06 August 2026
A huge thank you to all of our Junior Saver members who took part in our July activities. We loved seeing all your entries!
Update Your Beneficiary Today!
05 August 2026
Have Your Circumstances Changed?
Testimonial Tuesday - Christina
04 August 2026
Thanks to Harp and Crown CU member Christina for this fantastic feedback!


