We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 10,500 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
Excellent fast friendly service. Couldn't ask for better. So glad my wife and I joined. Should have joined sooner!
Oh, wow thanks so much again. This is why I always recommend using the credit union to my colleagues. That is great service.
Wow! This is so handy!
Thank you so much! 1st class service as always!
I am very impressed with your new internet banking. What an excellent system. Having worked in finance for some time I really love it. CONGRATULATIONS.
Thank you so much Nikki. That’ll get the car back on the road!
Super service, thank you!
Kathleen has been very helpful to me in regards to restructuring my loan, to reduce my payments, while I return to study. I have always received quick and efficient responses to any questions or queries I have had, in the years I have been a member. It's a very helpful and friendly service. 5 stars!
Thank you for the excellent service!
Thank you all for the dividends paid in today- That really is fantastic!!!! And provided a much needed morale boost in the office here, amongst all who have accounts- so thank you! It really is appreciated.
LATEST NEWS

Hello September! Time for a financial fresh start
02 September 2026
A new month and a great time to give your finances a little attention.
Testimonial Tuesday - Niall
01 September 2026
Thanks to Harp and Crown CU member Niall for this fantastic feedback!
Charity Football Match
31 August 2026
Harp and Crown Credit Union supported the recent charity football match between PSNI and NI Prison Service at Newforge Sports Complex and Events Hub.


