We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 10,500 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
Thank you for the excellent service!
Quick and easy to set up! A great service, thank you.
Than you so much for your help with this matter, it has been a very straight forward process and I'm grateful for your knowledge.
Wow that was fast. Thank you as always for your speedy service.
Just letting you know I set up my online banking with absolutely no problem at all and was able to change my PIN also with no hassle, thank you so much for making this easy to do and glad I can now see my balance at a moment’s notice. Thank you again.
Sincere thanks for your professional and valued assistance this afternoon.
Absolutely delighted I opened an account for my son and I…Easy and very painless process…very friendly staff!
Many thanks for my statement Ryan and thanks also for organising our accounts and keeping us right!
Excellent rates for loans comparable to other local credit unions. Safe and secure. Been a member since it was started and wouldn't think of going to anyone else.
LATEST NEWS

Do you need help covering unexpected costs?
03 June 2026
Our Flexi-Loan could help with car repairs, a broken boiler, unexpected bills, holiday expenses… and more.
Testimonial Tuesday - Lorna
02 June 2026
Thanks to Harp and Crown CU member Lorna for this fantastic feedback!
Celebrating Our Incredible Volunteers
01 June 2026
As part of International Volunteers’ Week, we would like to say a HUGE thank you to our Board of Directors and Business Committee volunteers.


