We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 10,500 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
A very simple process!
Thank you for this. All sorted and easy to use.
Thank you very much. A pleasure to deal with as always!
Thank you for the usual great Harp & Crown efficiency. You make it all very easy for this 79-year-old.
Just signed in to view it and have to say, looks excellent. Thank you!!
Wow! This is so handy!
I didn't know the Police Service in NI had a credit union dedicated to them. I just found out about the Harp and Crown when searching for local credit unions. I'm delighted to join and also open an account for my child!
Wow that was fast. Thank you as always for your speedy service.
Wow! Many thanks for such a fast response!
LATEST NEWS

5 Ways to Cut Costs This Christmas
16 September 2026
Christmas is coming — and there are just 100 days to go!
Join online today!
16 September 2026
We no longer require you to come to our office with IDs and Address Verification to join.
Testimonial Tuesday - Richard
15 September 2026
Thanks to Harp and Crown CU member Richard for this fantastic feedback!


