Your family can now join online!
School Uniform Loan
LOAN options to suit YOU!
We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 10,500 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
Kathleen has been very helpful to me in regards to restructuring my loan, to reduce my payments, while I return to study. I have always received quick and efficient responses to any questions or queries I have had, in the years I have been a member. It's a very helpful and friendly service. 5 stars!
Brilliant service. Thank you.
I didn't know the Police Service in NI had a credit union dedicated to them. I just found out about the Harp and Crown when searching for local credit unions. I'm delighted to join and also open an account for my child!
Super service, thank you!
Wow! This is so handy!
Sincere thanks for your professional and valued assistance this afternoon.
Nigel, thanks for getting back to me so quickly. That's me all sorted. Brilliant service!
Many thanks folks, a pleasure, and a straightforward experience!
Opening a Junior account just before Christmas was the easiest experience I have ever had opening an account.
Fab!!!! Thank you so much!! That was so straightforward!
LATEST NEWS
Testimonial Tuesday - Hugh
06 October 2026
Thanks to Harp and Crown CU member Hugh for this fantastic feedback!
Find a Harp and Crown Loan that Fits Your Needs
06 October 2026
Explore flexible borrowing options designed to help with everything from smaller expenses to larger purchases.
October is Free Wills Month
05 October 2026
October is a good time to think about the future and make sure your plans are up to date.
