We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 10,500 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
Wow! This is so handy!
Thank you so much for your speedy handling of my loan application. I really appreciate it.
Thank you so much for getting back to me so promptly. You provide such an easy and efficient service to all members. Thank you so much.
Than you so much for your help with this matter, it has been a very straight forward process and I'm grateful for your knowledge.
Judith, thank you for such a quick and seamless process. Much appreciated.
I am very impressed with your new internet banking. What an excellent system. Having worked in finance for some time I really love it. CONGRATULATIONS.
Thank you for the excellent service!
App installed and followed your instruction. Withdrawal made. Thanks for all your help. Appreciated.
Many thanks folks, a pleasure, and a straightforward experience!
Many thanks, I am delighted with the loan and also the service received from Harp and Crown!
LATEST NEWS

Junior to Adult - what next?
20 March 2026
We offer JUNIOR ACCOUNTS from BIRTH to 15 YEARS.
LOYAL SAVER LOAN - OUR LOWEST INTEREST RATE
19 March 2026
Need help with a new car or car repairs? Home improvement? Engagement/wedding? Holiday? Or more?
WE ARE OPEN AGAIN!
18 March 2026
Good morning and a warm welcome back Harp and Crown Credit Union members!





