Family Accounts Available
Family memberships available (spouse/partner and children 16+) including children/grandchildren accounts 0-15 years!
Family memberships available (spouse/partner and children 16+) including children/grandchildren accounts 0-15 years!
Try our Flexi-loan!
"Provides credit when needed". Borrow between £500 - £3,000! Ts/Cs apply. NO PLEDGED SHARES REQUIRED! Apply STRAIGHTAWAY upon joining! Email us today!
"Provides credit when needed". Borrow between £500 - £3,000! Ts/Cs apply. NO PLEDGED SHARES REQUIRED! Apply STRAIGHTAWAY upon joining! Email us today!
NEW ONLINE JOINING PROCESS IS HERE!
YOU and your family members can now join online! Easy! JOIN ONLINE TODAY!
YOU and your family members can now join online! Easy! JOIN ONLINE TODAY!
We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 10,500 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
Thank you so much for getting back to me so promptly. You provide such an easy and efficient service to all members. Thank you so much.
Thank you so much for such a quick and hassle free service. It's very much appreciated.
App installed and followed your instruction. Withdrawal made. Thanks for all your help. Appreciated.
Thank you so much for your prompt response! Great customer service, every time I make an enquiry.
Wow! Many thanks for such a fast response!
I am very impressed with your new internet banking. What an excellent system. Having worked in finance for some time I really love it. CONGRATULATIONS.
Lovely touch to receive the gazette online, I haven't seen a copy since I retired and really appreciate this kindness.
Fab!!!! Thank you so much!! That was so straightforward!
Thank you! Super quick service, only to be found with our Harp and Crown!
Thank you so much Nikki. That’ll get the car back on the road!
LATEST NEWS
LOYAL SAVER LOAN - OUR LOWEST INTEREST RATE
09 May 2026
Need help with a new car or car repairs? Home improvement? Engagement/wedding? Holiday? Or more?
Five reasons to join a Credit Union
08 May 2026
Why join a Credit Union?
Junior to Adult - what next?
07 May 2026
We offer JUNIOR ACCOUNTS from BIRTH to 15 YEARS.
