Your family can now join online!
School Uniform Loan
LOAN options to suit YOU!
We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 11,000 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
Nigel, thanks for getting back to me so quickly. That's me all sorted. Brilliant service!
I didn't know the Police Service in NI had a credit union dedicated to them. I just found out about the Harp and Crown when searching for local credit unions. I'm delighted to join and also open an account for my child!
Many thanks for your help. Such a fast and efficient service!
I am very glad you noticed and I have now updated my beneficiary details. I would encourage members to update their details at regular intervals!
Wow! Many thanks for such a fast response!
Thank you very much for the voucher. I am so delighted to receive it - it was such a lovely surprise, especially whilst off on maternity leave and will come to good use!
Many thanks folks, a pleasure, and a straightforward experience!
We only have savings and got significantly more than our bank account gave us. Definitely the Credit Union is the place to save.
Excellent system. So easy to use. Thank you.
Thanks Ryan, appreciate your very speedy service!
LATEST NEWS
Borrow £5K–£15K with a Signature Loan
21 October 2026
Need extra funds without dipping into your savings?
Withdraw Shares With Online Banking
20 October 2026
Did you Know you can now request a share withdrawal 24/7 through our Online Banking APP?
Testimonial Tuesday - John
20 October 2026
Thanks to Harp and Crown CU member John for this fantastic feedback!
