We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 10,500 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
THANK YOU again for your efficiency Nigel. Much appreciated.
I didn't know the Police Service in NI had a credit union dedicated to them. I just found out about the Harp and Crown when searching for local credit unions. I'm delighted to join and also open an account for my child!
All sorted and access gained. That was probably the easiest transition ever! Thanks very much!
Wow that was fast. Thank you as always for your speedy service.
Thank you for the usual great Harp & Crown efficiency. You make it all very easy for this 79-year-old.
Just letting you know I set up my online banking with absolutely no problem at all and was able to change my PIN also with no hassle, thank you so much for making this easy to do and glad I can now see my balance at a moment’s notice. Thank you again.
App installed and followed your instruction. Withdrawal made. Thanks for all your help. Appreciated.
Sincere thanks for your professional and valued assistance this afternoon.
Excellent system. So easy to use. Thank you.
Thank you so much! 1st class service as always!
LATEST NEWS

Preparing for Primary School
13 August 2026
With summer over halfway through, is your JUNIOR ready for Primary School?
Student Tabletop Session
13 August 2026
Harp and Crown Credit Union participated in another highly engaging tabletop session with Student Officers at NI Police College this week.
Can Your Family Join Too?
12 August 2026
Find out which family members can join Harp and Crown Credit Union and get started online today.


