We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 10,500 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
Excellent fast friendly service. Couldn't ask for better. So glad my wife and I joined. Should have joined sooner!
Lovely touch to receive the gazette online, I haven't seen a copy since I retired and really appreciate this kindness.
Thank you very much. As always a quick and pain free service from yourselves.
Wow! Many thanks for such a fast response!
I am very impressed with your new internet banking. What an excellent system. Having worked in finance for some time I really love it. CONGRATULATIONS.
Absolutely delighted I opened an account for my son and I…Easy and very painless process…very friendly staff!
1st class service as always! Thank you so much.
We only have savings and got significantly more than our bank account gave us. Definitely the Credit Union is the place to save.
That’s brilliant. Thank you very much. No issues at all, very quick and easy!
Wow that was fast. Thank you as always for your speedy service.
LATEST NEWS

Borrow at our lowest loan rate
19 August 2026
Planning a big purchase? A new car, home upgrades, a wedding, holiday, or unexpected repairs?
Testimonial Tuesday - Jenny
18 August 2026
Thanks to Harp and Crown CU member Jenny for this fantastic feedback!
How do I change my payroll/direct debit contribution?
17 August 2026
Amending your direct debit or payroll contribution is simple!


