Your family can now join online!
School Uniform Loan
LOAN options to suit YOU!
We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 10,500 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
I am very glad you noticed and I have now updated my beneficiary details. I would encourage members to update their details at regular intervals!
Thank you so much Nikki. That’ll get the car back on the road!
Wow! Many thanks for such a fast response!
Thank you. Excellent service as always!
Thank you all for the dividends paid in today- That really is fantastic!!!! And provided a much needed morale boost in the office here, amongst all who have accounts- so thank you! It really is appreciated.
THANK YOU again for your efficiency Nigel. Much appreciated.
Wow! That's super-fast and super service!
Super service, thank you!
Thank you again for an excellent service.
Thanks Ryan, appreciate your very speedy service!
LATEST NEWS
Bigger Loans, Made More Accessible
17 September 2026
Borrow £5,000 to £15,000 at 9.9% APR, with no initial 20% pledged shares requirement.
5 Ways to Cut Costs This Christmas
16 September 2026
Christmas is coming — and there are just 100 days to go!
Join online today!
16 September 2026
We no longer require you to come to our office with IDs and Address Verification to join.
