We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 10,500 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
Thank you, that's me sorted, the new app is so handy and easy to navigate.
Many thanks for your help. Such a fast and efficient service!
I am very glad you noticed and I have now updated my beneficiary details. I would encourage members to update their details at regular intervals!
Quick and easy to set up! A great service, thank you.
I have been a member for a number of years now and the service just gets better and better. Being able to type and edit my application via email is a great help, and the turnaround is outstanding as ever. Thank you for your help with this!
Thank you so much for your speedy handling of my loan application. I really appreciate it.
Wow that was fast. Thank you as always for your speedy service.
Absolutely delighted I opened an account for my son and I…Easy and very painless process…very friendly staff!
Thank you very much. As always a quick and pain free service from yourselves.
Thank you all for the dividends paid in today- That really is fantastic!!!! And provided a much needed morale boost in the office here, amongst all who have accounts- so thank you! It really is appreciated.
LATEST NEWS

Free Life Cover
27 March 2026
FREE LIFE COVER for Harp and Crown CU members up until 70 years of age!
Activate Online Banking Before the Office Closure!
26 March 2026
Have YOU contacted us to ACTIVATE your NEW-improved ONLINE BANKING platform yet?
How and when to amend your PAYROLL or DIRECT DEBIT
25 March 2026
Do you need to AMEND your monthly PAYROLL or DIRECT DEBIT savings amount? EASY!





