We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 11,000 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
Excellent rates for loans comparable to other local credit unions. Safe and secure. Been a member since it was started and wouldn't think of going to anyone else.
Opening a Junior account just before Christmas was the easiest experience I have ever had opening an account.
1st class service as always! Thank you so much.
THANK YOU again for your efficiency Nigel. Much appreciated.
The service I have received in all my dealings with the Harp and Crown have been second to none. It's a pity some of our local banks didn't have the same level of customer service.
Thank you for your swift and straightforward approach! So easy to arrange.
That’s brilliant. Thank you very much. No issues at all, very quick and easy!
We only have savings and got significantly more than our bank account gave us. Definitely the Credit Union is the place to save.
Lovely touch to receive the gazette online, I haven't seen a copy since I retired and really appreciate this kindness.
Thank you for the usual great Harp & Crown efficiency. You make it all very easy for this 79-year-old.
LATEST NEWS

World Sustainability Day 2026
28 October 2026
As we mark World Sustainability Day 2026, we are proud to share the steps we are taking to reduce our environmental impact and support ethical practices.
Testimonial Tuesday - Alan
27 October 2026
Thanks to Harp and Crown CU member Alan for this fantastic feedback!
Don't Let Your Questions Haunt You This Halloween!
26 October 2026
Chat with a HUMAN... NOT a bot!


