Family Accounts Available
Family memberships available (spouse/partner and children 16+) including children/grandchildren accounts 0-15 years!
Family memberships available (spouse/partner and children 16+) including children/grandchildren accounts 0-15 years!
Try our Flexi-loan!
"Provides credit when needed". Borrow between £500 - £3,000! Ts/Cs apply. NO PLEDGED SHARES REQUIRED! Apply STRAIGHTAWAY upon joining! Email us today!
"Provides credit when needed". Borrow between £500 - £3,000! Ts/Cs apply. NO PLEDGED SHARES REQUIRED! Apply STRAIGHTAWAY upon joining! Email us today!
NEW ONLINE JOINING PROCESS IS HERE!
YOU and your family members can now join online! Easy! JOIN ONLINE TODAY!
YOU and your family members can now join online! Easy! JOIN ONLINE TODAY!
We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 10,500 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
I have been a member for a number of years now and the service just gets better and better. Being able to type and edit my application via email is a great help, and the turnaround is outstanding as ever. Thank you for your help with this!
Fab!!!! Thank you so much!! That was so straightforward!
I am very glad you noticed and I have now updated my beneficiary details. I would encourage members to update their details at regular intervals!
Judith, thank you for such a quick and seamless process. Much appreciated.
All sorted and access gained. That was probably the easiest transition ever! Thanks very much!
I am very impressed with your new internet banking. What an excellent system. Having worked in finance for some time I really love it. CONGRATULATIONS.
Thank you so much for getting back to me so promptly. You provide such an easy and efficient service to all members. Thank you so much.
Thank you! Super quick service, only to be found with our Harp and Crown!
Fantastic service. easy access to savings and helpful with loans.
Thank you for the usual great Harp & Crown efficiency. You make it all very easy for this 79-year-old.
LATEST NEWS
Activate Online Banking Before the Office Closure!
12 March 2026
Have YOU contacted us to ACTIVATE your NEW-improved ONLINE BANKING platform yet?
Use your CREDIT UNION... NOT your CREDIT CARD!
11 March 2026
Relying on high‑interest credit cards can make debt grow quickly — and we’re here to help prevent that.
harp and crown ceo recruitment launch
10 March 2026
Further to our announcement yesterday, we are pleased to officially launch recruitment for a new Chief Executive Officer.
