Your family can now join online!
School Uniform Loan
LOAN options to suit YOU!
We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 11,000 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
Judith, thank you for such a quick and seamless process. Much appreciated.
Excellent rates for loans comparable to other local credit unions. Safe and secure. Been a member since it was started and wouldn't think of going to anyone else.
Many thanks for your help. Such a fast and efficient service!
Wow that was fast. Thank you as always for your speedy service.
Fantastic service. easy access to savings and helpful with loans.
Than you so much for your help with this matter, it has been a very straight forward process and I'm grateful for your knowledge.
1st class service as always! Thank you so much.
Thank you so much for such a quick and hassle free service. It's very much appreciated.
Thank you, that's me sorted, the new app is so handy and easy to navigate.
I didn't know the Police Service in NI had a credit union dedicated to them. I just found out about the Harp and Crown when searching for local credit unions. I'm delighted to join and also open an account for my child!
LATEST NEWS
October 26 Highlights
02 November 2026
A GREAT start to our NEW financial year! Here’s the highlights from October…
Talk Money Week - 5 ways to prevent debt
02 November 2026
Debt can happen to anyone. Talk Money Week is a great opportunity to take a closer look at your finances, build healthy money habits and take steps to help prevent financial difficulties.
Save for Your Child's Future
01 November 2026
Find out how setting money aside each month could help them get a head start.
