We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 10,500 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
Thank you for the usual great Harp & Crown efficiency. You make it all very easy for this 79-year-old.
Just letting you know I set up my online banking with absolutely no problem at all and was able to change my PIN also with no hassle, thank you so much for making this easy to do and glad I can now see my balance at a moment’s notice. Thank you again.
Sincere thanks for your professional and valued assistance this afternoon.
Super service! It has been a pleasure dealing with you today. Thank you.
Thank you. Excellent service as always!
I have been a member for a number of years now and the service just gets better and better. Being able to type and edit my application via email is a great help, and the turnaround is outstanding as ever. Thank you for your help with this!
Thank you for this. All sorted and easy to use.
Thank you all for the dividends paid in today- That really is fantastic!!!! And provided a much needed morale boost in the office here, amongst all who have accounts- so thank you! It really is appreciated.
That’s brilliant. Thank you very much. No issues at all, very quick and easy!
Many thanks folks, a pleasure, and a straightforward experience!
LATEST NEWS

Can Your Family Join Too?
12 August 2026
Find out which family members can join Harp and Crown Credit Union and get started online today.
Testimonial Tuesday - Emma
11 August 2026
Thanks to Harp and Crown CU member Emma for this fantastic feedback!
Apply for a Signature Loan Online
10 August 2026
Need help with your next big expense?


