Family Accounts Available
Family memberships available (spouse/partner and children 16+) including children/grandchildren accounts 0-15 years!
Family memberships available (spouse/partner and children 16+) including children/grandchildren accounts 0-15 years!
Try our Flexi-loan!
"Provides credit when needed". Borrow between £500 - £3,000! Ts/Cs apply. NO PLEDGED SHARES REQUIRED! Apply STRAIGHTAWAY upon joining! Email us today!
"Provides credit when needed". Borrow between £500 - £3,000! Ts/Cs apply. NO PLEDGED SHARES REQUIRED! Apply STRAIGHTAWAY upon joining! Email us today!
NEW ONLINE JOINING PROCESS IS HERE!
YOU and your family members can now join online! Easy! JOIN ONLINE TODAY!
YOU and your family members can now join online! Easy! JOIN ONLINE TODAY!
We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 10,500 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
All sorted and access gained. That was probably the easiest transition ever! Thanks very much!
Brilliant service. Thank you.
Thank you for the excellent service!
1st class service as always! Thank you so much.
Excellent system. So easy to use. Thank you.
Thank you so much for getting back to me so promptly. You provide such an easy and efficient service to all members. Thank you so much.
Many thanks for your quick response and action.
Opening a Junior account just before Christmas was the easiest experience I have ever had opening an account.
Than you so much for your help with this matter, it has been a very straight forward process and I'm grateful for your knowledge.
Wow! That's super-fast and super service!
LATEST NEWS
Are you a new member?
26 July 2026
Did you know we have a 1ST TIME LOAN with a fantastic low interest rate of 5.5% APR?
Do you have young children?
25 July 2026
How much could you save for their future?
Keep Your Membership Active!
24 July 2026
In 2025, we paid out a DIVIDEND of over £1.2 MILLION to Harp & Crown Credit Union members!
