Your family can now join online!
School Uniform Loan
LOAN options to suit YOU!
We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 10,500 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
Thank you again for an excellent service.
A very simple process!
Fantastic service. easy access to savings and helpful with loans.
Thank you so much for your speedy handling of my loan application. I really appreciate it.
I am very impressed with your new internet banking. What an excellent system. Having worked in finance for some time I really love it. CONGRATULATIONS.
The service I have received in all my dealings with the Harp and Crown have been second to none. It's a pity some of our local banks didn't have the same level of customer service.
Excellent rates for loans comparable to other local credit unions. Safe and secure. Been a member since it was started and wouldn't think of going to anyone else.
Thank you so much for such a quick and hassle free service. It's very much appreciated.
THANK YOU again for your efficiency Nigel. Much appreciated.
Super service! It has been a pleasure dealing with you today. Thank you.
LATEST NEWS
Testimonial Tuesday - David
25 August 2026
Thanks to Harp and Crown CU member David for this fantastic feedback!
Need a Large Loan? Borrow Up to £35,000.
24 August 2026
Discover our £20K Plus Loan, offering flexible repayments and competitive rates from 6.9% APR.
Why Choose a Credit Union Instead of a Bank?
23 August 2026
From flexible loans and free life cover to annual dividends and prize draws, see what makes membership different.
