We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 10,500 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
Many thanks for my statement Ryan and thanks also for organising our accounts and keeping us right!
That’s brilliant. Thank you very much. No issues at all, very quick and easy!
Thank you, that's me sorted, the new app is so handy and easy to navigate.
Super service! It has been a pleasure dealing with you today. Thank you.
Wow! That's super-fast and super service!
Than you so much for your help with this matter, it has been a very straight forward process and I'm grateful for your knowledge.
Wow! Many thanks for such a fast response!
Thank you. Excellent service as always!
Fab!!!! Thank you so much!! That was so straightforward!
LATEST NEWS

Update your beneficiary
15 May 2026
Have you REMARRIED? Has your BENEFICIARY passed away? OR have your personal circumstances changed since you opened your HACCU account?
£20K Plus Loan
14 May 2026
Need to consolidate outstanding, high interest debt? invest in a new home or wedding? We are here to help.
Week 6 of our LIFT Ireland Leadership Roundtable complete!
13 May 2026
We are well over half way to completing our 8 week LIFT Ireland Leadership Roundtable series.


