Family Accounts Available
Family memberships available (spouse/partner and children 16+) including children/grandchildren accounts 0-15 years!
Family memberships available (spouse/partner and children 16+) including children/grandchildren accounts 0-15 years!
Try our Flexi-loan!
"Provides credit when needed". Borrow between £500 - £3,000! Ts/Cs apply. NO PLEDGED SHARES REQUIRED! Apply STRAIGHTAWAY upon joining! Email us today!
"Provides credit when needed". Borrow between £500 - £3,000! Ts/Cs apply. NO PLEDGED SHARES REQUIRED! Apply STRAIGHTAWAY upon joining! Email us today!
NEW ONLINE JOINING PROCESS IS HERE!
YOU and your family members can now join online! Easy! JOIN ONLINE TODAY!
YOU and your family members can now join online! Easy! JOIN ONLINE TODAY!
We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 10,500 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
Thank you very much. As always a quick and pain free service from yourselves.
Thank you for this. All sorted and easy to use.
Fantastic service. easy access to savings and helpful with loans.
Thank you for the excellent service!
Nigel, thanks for getting back to me so quickly. That's me all sorted. Brilliant service!
I have had the opportunity to access the new online platform, which is excellent. The process to get access was straightforward and once in the outlay is clear and well laid out
Excellent fast friendly service. Couldn't ask for better. So glad my wife and I joined. Should have joined sooner!
Thank you very much for the voucher. I am so delighted to receive it - it was such a lovely surprise, especially whilst off on maternity leave and will come to good use!
Thank you so much for your prompt response! Great customer service, every time I make an enquiry.
Thank you for your very prompt response. It's much in keeping with all my experience of the Harp and Crown and the folks that work there - professional, courteous and fast! Something that many of the high street institution could learn from.
LATEST NEWS
National Love Your Pet Day!
20 February 2026
National Love Your Pet Day is a chance to celebrate the happiness our furry (and not so furry) friends bring to our lives.
Feedback Friday - Member Survey
20 February 2026
THANK YOU to all of our members who took the time to complete our survey!
Use your CREDIT UNION... NOT your CREDIT CARD!
19 February 2026
Relying on high‑interest credit cards can make debt grow quickly — and we’re here to help prevent that.
