Your family can now join online!
School Uniform Loan
LOAN options to suit YOU!
We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 11,000 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
Just letting you know I set up my online banking with absolutely no problem at all and was able to change my PIN also with no hassle, thank you so much for making this easy to do and glad I can now see my balance at a moment’s notice. Thank you again.
Super! Thank you for a great service as usual!
Opening a Junior account just before Christmas was the easiest experience I have ever had opening an account.
1st class service as always! Thank you so much.
I am very impressed with your new internet banking. What an excellent system. Having worked in finance for some time I really love it. CONGRATULATIONS.
Thank you for the usual great Harp & Crown efficiency. You make it all very easy for this 79-year-old.
Than you so much for your help with this matter, it has been a very straight forward process and I'm grateful for your knowledge.
I have been a member for a number of years now and the service just gets better and better. Being able to type and edit my application via email is a great help, and the turnaround is outstanding as ever. Thank you for your help with this!
All sorted and access gained. That was probably the easiest transition ever! Thanks very much!
Thank you very much. As always a quick and pain free service from yourselves.
LATEST NEWS
When and How to Update Your Payroll or Direct Debit Contribution
19 October 2026
Amending your direct debit or payroll contribution is easy!
Buying Your First Home?
18 October 2026
Planning to get on the property ladder in 2026? Here’s what to consider before taking your first step.
FAQ's - Junior Accounts
17 October 2026
"Can I access my "Junior" accounts within online banking?" You absolutely can!
