Your family can now join online!
School Uniform Loan
LOAN options to suit YOU!
We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 10,500 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
Excellent system. So easy to use. Thank you.
Thank you, that's me sorted, the new app is so handy and easy to navigate.
I have had the opportunity to access the new online platform, which is excellent. The process to get access was straightforward and once in the outlay is clear and well laid out
Excellent fast friendly service. Couldn't ask for better. So glad my wife and I joined. Should have joined sooner!
Absolutely delighted I opened an account for my son and I…Easy and very painless process…very friendly staff!
That’s brilliant. Thank you very much. No issues at all, very quick and easy!
This is fantastic. Thank you for bringing us a modern, user-friendly system. Long overdue.
Thank you for your very prompt response. It's much in keeping with all my experience of the Harp and Crown and the folks that work there - professional, courteous and fast! Something that many of the high street institution could learn from.
I didn't know the Police Service in NI had a credit union dedicated to them. I just found out about the Harp and Crown when searching for local credit unions. I'm delighted to join and also open an account for my child!
Judith, thank you for such a quick and seamless process. Much appreciated.
LATEST NEWS
Harp and Crown donate to the Police Remembrance Trust
27 September 2026
Harp and Crown Credit Union has donated £500 to the Police Remembrance Trust, the National Police Memorial Day (NPMD) charity, supporting this year’s memorial event in Belfast.
Free Life Cover for Credit Union Members
27 September 2026
Peace of mind for you and your loved ones, at no direct cost to you.
Junior Savings: Save for Your Child’s Future
26 September 2026
UK Savings Week is a great opportunity to think about the financial future you’re building for your children or grandchildren.
