We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 10,500 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
All sorted and access gained. That was probably the easiest transition ever! Thanks very much!
Wow that was fast. Thank you as always for your speedy service.
Excellent fast friendly service. Couldn't ask for better. So glad my wife and I joined. Should have joined sooner!
I have had an account with the Harp & Crown CU for over 20 years and their administration is outstanding. I opened two Junior accounts for my grandchildren knowing their accounts will be secure and easy to administer. Using Direct Debits, I wish to give them a nest egg for later in their teens. I know their savings will be safe and also that I am empowered as the signatory and trustee for their accounts.
I have had the opportunity to access the new online platform, which is excellent. The process to get access was straightforward and once in the outlay is clear and well laid out
Quick and easy to set up! A great service, thank you.
Absolutely delighted I opened an account for my son and I…Easy and very painless process…very friendly staff!
This is FIRST CLASS! Thank you VERY much. :)
Thank you. Excellent service as always!
Thank you for this. All sorted and easy to use.
LATEST NEWS

Planning a Honeymoon in 2026
15 February 2026
Did you or a family member have a Valentines Engagement?
Why not treat your spouse to a credit union account this valentines day!
14 February 2026
Here’s what your LOVED ONE can expect when they JOIN:
Feedback Friday - Member Survey
13 February 2026
THANK YOU to all of our members who took the time to complete our survey!





