Your family can now join online!
School Uniform Loan
LOAN options to suit YOU!
We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 10,500 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
Super service, thank you!
Than you so much for your help with this matter, it has been a very straight forward process and I'm grateful for your knowledge.
The service I have received in all my dealings with the Harp and Crown have been second to none. It's a pity some of our local banks didn't have the same level of customer service.
Thank you so much for your prompt response! Great customer service, every time I make an enquiry.
Excellent fast friendly service. Couldn't ask for better. So glad my wife and I joined. Should have joined sooner!
Many thanks for your quick response and action.
This is FIRST CLASS! Thank you VERY much. :)
Wow! This is so handy!
Wow that was fast. Thank you as always for your speedy service.
Just signed in to view it and have to say, looks excellent. Thank you!!
LATEST NEWS
New to Harp and Crown?
28 September 2026
Did you know we have a 1ST TIME LOAN with a fantastic low interest rate of 5.5% APR?
Harp and Crown donate to the Police Remembrance Trust
27 September 2026
Harp and Crown Credit Union has donated £500 to the Police Remembrance Trust, the National Police Memorial Day (NPMD) charity, supporting this year’s memorial event in Belfast.
Free Life Cover for Credit Union Members
27 September 2026
Peace of mind for you and your loved ones, at no direct cost to you.
