We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 10,500 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
A very simple process!
Thank you very much for the voucher. I am so delighted to receive it - it was such a lovely surprise, especially whilst off on maternity leave and will come to good use!
Super service! It has been a pleasure dealing with you today. Thank you.
Super service, thank you!
I have had an account with the Harp & Crown CU for over 20 years and their administration is outstanding. I opened two Junior accounts for my grandchildren knowing their accounts will be secure and easy to administer. Using Direct Debits, I wish to give them a nest egg for later in their teens. I know their savings will be safe and also that I am empowered as the signatory and trustee for their accounts.
Thank you for the excellent service!
That’s brilliant. Thank you very much. No issues at all, very quick and easy!
Lovely touch to receive the gazette online, I haven't seen a copy since I retired and really appreciate this kindness.
Thanks Ryan, appreciate your very speedy service!
Many thanks for my statement Ryan and thanks also for organising our accounts and keeping us right!
LATEST NEWS

Loan Application Deadlines
09 July 2026
REMINDER!
Downpatrick station visit
09 July 2026
Welcome to our NEW members from recent visits to Lisnasharragh and Downpatrick Police Stations!
Preparing for Primary School
08 July 2026
Is your Junior starting Primary School later this year?


