Your family can now join online!
School Uniform Loan
LOAN options to suit YOU!
We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 11,000 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
Than you so much for your help with this matter, it has been a very straight forward process and I'm grateful for your knowledge.
Wow that was fast. Thank you as always for your speedy service.
Many thanks, I am delighted with the loan and also the service received from Harp and Crown!
Thank you. Excellent service as always!
Wow! This is so handy!
Excellent rates for loans comparable to other local credit unions. Safe and secure. Been a member since it was started and wouldn't think of going to anyone else.
Thank you so much! 1st class service as always!
Excellent fast friendly service. Couldn't ask for better. So glad my wife and I joined. Should have joined sooner!
Thanks Ryan, appreciate your very speedy service!
Thank you so much for such a quick and hassle free service. It's very much appreciated.
LATEST NEWS
From Junior to Adult: What Happens When You Turn 16?
24 October 2026
Is your child turning 16? Find out what happens to their Junior Account and what they need to do next.
PFNI Bravery and Excellence Awards 2026
23 October 2026
The PFNI Bravery and Excellence Awards returned last night and what an exceptional evening this was for our police family in Northern Ireland.
Why Apply for a Loan with a Credit Union?
23 October 2026
Looking to borrow? Find out why choosing a credit union could make a difference.
