We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 10,500 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
Thank you so much for getting back to me so promptly. You provide such an easy and efficient service to all members. Thank you so much.
Thank you for your very prompt response. It's much in keeping with all my experience of the Harp and Crown and the folks that work there - professional, courteous and fast! Something that many of the high street institution could learn from.
Thank you so much for your speedy handling of my loan application. I really appreciate it.
Just letting you know I set up my online banking with absolutely no problem at all and was able to change my PIN also with no hassle, thank you so much for making this easy to do and glad I can now see my balance at a moment’s notice. Thank you again.
Thank you all for the dividends paid in today- That really is fantastic!!!! And provided a much needed morale boost in the office here, amongst all who have accounts- so thank you! It really is appreciated.
Super service! It has been a pleasure dealing with you today. Thank you.
Absolutely delighted I opened an account for my son and I…Easy and very painless process…very friendly staff!
Excellent fast friendly service. Couldn't ask for better. So glad my wife and I joined. Should have joined sooner!
Opening a Junior account just before Christmas was the easiest experience I have ever had opening an account.
App installed and followed your instruction. Withdrawal made. Thanks for all your help. Appreciated.
LATEST NEWS

Why not treat your spouse to a credit union account this valentines day!
14 February 2026
Here’s what your LOVED ONE can expect when they JOIN:
Feedback Friday - Member Survey
13 February 2026
THANK YOU to all of our members who took the time to complete our survey!
happy birthday nigel
13 February 2026
Happy Birthday to our Nigel! 🥳





