Your family can now join online!
School Uniform Loan
LOAN options to suit YOU!
We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 10,500 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
Wow! Many thanks for such a fast response!
Thank you again for an excellent service.
We only have savings and got significantly more than our bank account gave us. Definitely the Credit Union is the place to save.
Thank you for your swift and straightforward approach! So easy to arrange.
Just signed in to view it and have to say, looks excellent. Thank you!!
Many thanks for your quick response and action.
I have been a member for a number of years now and the service just gets better and better. Being able to type and edit my application via email is a great help, and the turnaround is outstanding as ever. Thank you for your help with this!
Many thanks for your help. Such a fast and efficient service!
Thank you. Excellent service as always!
LATEST NEWS
Keep account open to receive your dividend!
30 September 2026
In 2025, we paid out over 1.2M to Harp and Crown Credit Union members with a DIVIDEND of 3%.
Police College Visit - September
29 September 2026
Welcome to “The Yellows” commencing their training at NI Police College this week!
Testimonial Tuesday - Rachel
29 September 2026
Thanks to Harp & Crown Credit Union member Rachel for this fantastic feedback, having received a birthday text message!
