We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 10,500 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
That’s brilliant. Thank you very much. No issues at all, very quick and easy!
Kathleen has been very helpful to me in regards to restructuring my loan, to reduce my payments, while I return to study. I have always received quick and efficient responses to any questions or queries I have had, in the years I have been a member. It's a very helpful and friendly service. 5 stars!
Than you so much for your help with this matter, it has been a very straight forward process and I'm grateful for your knowledge.
Thank you so much for your prompt response! Great customer service, every time I make an enquiry.
Just letting you know I set up my online banking with absolutely no problem at all and was able to change my PIN also with no hassle, thank you so much for making this easy to do and glad I can now see my balance at a moment’s notice. Thank you again.
Quick and easy to set up! A great service, thank you.
Thank you for this. All sorted and easy to use.
Opening a Junior account just before Christmas was the easiest experience I have ever had opening an account.
Thank you. Excellent service as always!
This is FIRST CLASS! Thank you VERY much. :)
LATEST NEWS

Need to improve your credit score?
12 October 2026
Discover 8 practical ways to improve your credit score and build healthier financial habits.
Manage Your Marketing Preferences
11 October 2026
Choose how you hear from Harp & Crown Credit Union and stay up to date with the latest news, offers and member updates..jpg)
Look who we bumped into!
11 October 2026
Always a pleasure (and 100% laugh out loud moments) with these two, who also happen to be Harp and Crown members!


