Your family can now join online!
School Uniform Loan
LOAN options to suit YOU!
We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 11,000 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
Many thanks for my statement Ryan and thanks also for organising our accounts and keeping us right!
I have had an account with the Harp & Crown CU for over 20 years and their administration is outstanding. I opened two Junior accounts for my grandchildren knowing their accounts will be secure and easy to administer. Using Direct Debits, I wish to give them a nest egg for later in their teens. I know their savings will be safe and also that I am empowered as the signatory and trustee for their accounts.
Many thanks for your help. Such a fast and efficient service!
Thank you so much for your prompt response! Great customer service, every time I make an enquiry.
Thank you very much. A pleasure to deal with as always!
Just signed in to view it and have to say, looks excellent. Thank you!!
Wow! Many thanks for such a fast response!
Thank you so much for your speedy handling of my loan application. I really appreciate it.
Fab!!!! Thank you so much!! That was so straightforward!
Judith, thank you for such a quick and seamless process. Much appreciated.
LATEST NEWS
FAQ's - Junior Accounts
17 October 2026
"Can I access my "Junior" accounts within online banking?" You absolutely can!
It’s National Boss’s Day and what better time to reveal our great news!
16 October 2026
A huge welcome to our NEW CEO Craig Logan!
International Credit Union Day 2026
15 October 2026
Happy International Credit Union Day from the Harp and Crown Credit Union team!
