Your family can now join online!
School Uniform Loan
LOAN options to suit YOU!
We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 10,500 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
Thank you for this. All sorted and easy to use.
Many thanks for my statement Ryan and thanks also for organising our accounts and keeping us right!
Wow! Many thanks for such a fast response!
Thank you for your very prompt response. It's much in keeping with all my experience of the Harp and Crown and the folks that work there - professional, courteous and fast! Something that many of the high street institution could learn from.
I have had the opportunity to access the new online platform, which is excellent. The process to get access was straightforward and once in the outlay is clear and well laid out
Thank you so much Nikki. That’ll get the car back on the road!
Thank you again for an excellent service.
All sorted and access gained. That was probably the easiest transition ever! Thanks very much!
We only have savings and got significantly more than our bank account gave us. Definitely the Credit Union is the place to save.
Thank you. Excellent service as always!
LATEST NEWS
Unexpected Costs? A Flexi-Loan could help!
12 September 2026
Life doesn’t always go to plan — whether it’s car repairs, a broken boiler or an unexpected bill, our Flexi-Loan is here to help.
What happens when YOUR Junior turns 16?
11 September 2026
We offer JUNIOR ACCOUNTS from BIRTH to 15 YEARS.
Harp and Crown Credit Union donate to Air Ambulance NI
11 September 2026
It’s Air Ambulance Week from 7th – 13th September and what better time for Harp and Crown Credit Union to announce their donation of £500 to Air Ambulance Northern Ireland.
