Your family can now join online!
School Uniform Loan
LOAN options to suit YOU!
We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 10,500 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
Judith, thank you for such a quick and seamless process. Much appreciated.
Excellent rates for loans comparable to other local credit unions. Safe and secure. Been a member since it was started and wouldn't think of going to anyone else.
Many thanks for your help. Such a fast and efficient service!
Thank you for your swift and straightforward approach! So easy to arrange.
Thank you for this. All sorted and easy to use.
That’s brilliant. Thank you very much. No issues at all, very quick and easy!
I have had the opportunity to access the new online platform, which is excellent. The process to get access was straightforward and once in the outlay is clear and well laid out
Thank you very much. A pleasure to deal with as always!
Wow that was fast. Thank you as always for your speedy service.
Thank you so much for such a quick and hassle free service. It's very much appreciated.
LATEST NEWS
World Mental Health Day 2026
10 October 2026
This World Mental Health Day the theme is “Lived experiences heard: Real voices, real change” highlighting the importance of listening to people's experiences and turning those experiences into meaningful action.
Struggling with Credit Card Debt? Your Credit Union Can Help
09 October 2026
Many people use one credit card to pay off another, only making minimum repayments and sinking deeper into debt.
October Challenges Are Here!
08 October 2026
A huge thank you to all of our Junior Saver members who took part in our September activities. We loved seeing all your entries!
