We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 10,500 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
Many thanks, I am delighted with the loan and also the service received from Harp and Crown!
Wow! That's super-fast and super service!
Opening a Junior account just before Christmas was the easiest experience I have ever had opening an account.
Super! Thank you for a great service as usual!
Fantastic service. easy access to savings and helpful with loans.
Quick and easy to set up! A great service, thank you.
I am very glad you noticed and I have now updated my beneficiary details. I would encourage members to update their details at regular intervals!
Thank you so much! 1st class service as always!
Many thanks for your help. Such a fast and efficient service!
Thank you, that's me sorted, the new app is so handy and easy to navigate.
LATEST NEWS

UK Savings Week - We Challenge You to Save for Christmas!
21 September 2026
This UK Savings Week, Harp and Crown Credit Union wants to help you make the most of your money..jpg)
Car Finance vs Credit Union Loan
20 September 2026
Compare the costs of car finance and Credit Union borrowing before choosing how to fund your next car.
Why become a Credit Union member?
19 September 2026
There are many benefits to being a Credit Union member.


