We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 10,500 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
Super service! It has been a pleasure dealing with you today. Thank you.
I have been a member for a number of years now and the service just gets better and better. Being able to type and edit my application via email is a great help, and the turnaround is outstanding as ever. Thank you for your help with this!
Opening a Junior account just before Christmas was the easiest experience I have ever had opening an account.
Than you so much for your help with this matter, it has been a very straight forward process and I'm grateful for your knowledge.
Thank you! Super quick service, only to be found with our Harp and Crown!
Thank you for your swift and straightforward approach! So easy to arrange.
This is fantastic. Thank you for bringing us a modern, user-friendly system. Long overdue.
Many thanks for your quick response and action.
I didn't know the Police Service in NI had a credit union dedicated to them. I just found out about the Harp and Crown when searching for local credit unions. I'm delighted to join and also open an account for my child!
Super service, thank you!
LATEST NEWS

Manage Your Marketing Preferences
11 October 2026
Choose how you hear from Harp & Crown Credit Union and stay up to date with the latest news, offers and member updates..jpg)
Look who we bumped into!
11 October 2026
Always a pleasure (and 100% laugh out loud moments) with these two, who also happen to be Harp and Crown members!
World Mental Health Day 2026
10 October 2026
This World Mental Health Day the theme is “Lived experiences heard: Real voices, real change” highlighting the importance of listening to people's experiences and turning those experiences into meaningful action.


