We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 11,000 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
Sincere thanks for your professional and valued assistance this afternoon.
Thank you so much for such a quick and hassle free service. It's very much appreciated.
Opening a Junior account just before Christmas was the easiest experience I have ever had opening an account.
App installed and followed your instruction. Withdrawal made. Thanks for all your help. Appreciated.
Quick and easy to set up! A great service, thank you.
A very simple process!
Super! Thank you for a great service as usual!
We only have savings and got significantly more than our bank account gave us. Definitely the Credit Union is the place to save.
Thank you very much. As always a quick and pain free service from yourselves.
Than you so much for your help with this matter, it has been a very straight forward process and I'm grateful for your knowledge.
LATEST NEWS

It’s National Boss’s Day and what better time to reveal our great news!
16 October 2026
A huge welcome to our NEW CEO Craig Logan!
International Credit Union Day 2026
15 October 2026
Happy International Credit Union Day from the Harp and Crown Credit Union team!
Are your CARAVAN SITE FEES due soon?
15 October 2026
Why not SPREAD THE COST with our FLEXI-LOAN!


