We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 10,500 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
Wow that was fast. Thank you as always for your speedy service.
Super! Thank you for a great service as usual!
Wow! This is so handy!
This is FIRST CLASS! Thank you VERY much. :)
1st class service as always! Thank you so much.
Thank you all for the dividends paid in today- That really is fantastic!!!! And provided a much needed morale boost in the office here, amongst all who have accounts- so thank you! It really is appreciated.
We only have savings and got significantly more than our bank account gave us. Definitely the Credit Union is the place to save.
Thank you so much for such a quick and hassle free service. It's very much appreciated.
Thank you! Super quick service, only to be found with our Harp and Crown!
Thank you very much. As always a quick and pain free service from yourselves.
LATEST NEWS

What happens when YOUR Junior turns 16?
11 September 2026
We offer JUNIOR ACCOUNTS from BIRTH to 15 YEARS.
Harp and Crown Credit Union donate to Air Ambulance NI
11 September 2026
It’s Air Ambulance Week from 7th – 13th September and what better time for Harp and Crown Credit Union to announce their donation of £500 to Air Ambulance Northern Ireland.
World Suicide Prevention Day 2026
10 September 2026
An opportunity to raise awareness of suicide prevention, encourage open conversations around mental health and remind people that support is available.


