Family Accounts Available
Family memberships available (spouse/partner and children 16+) including children/grandchildren accounts 0-15 years!
Family memberships available (spouse/partner and children 16+) including children/grandchildren accounts 0-15 years!
Try our Flexi-loan!
"Provides credit when needed". Borrow between £500 - £3,000! Ts/Cs apply. NO PLEDGED SHARES REQUIRED! Apply STRAIGHTAWAY upon joining! Email us today!
"Provides credit when needed". Borrow between £500 - £3,000! Ts/Cs apply. NO PLEDGED SHARES REQUIRED! Apply STRAIGHTAWAY upon joining! Email us today!
NEW ONLINE JOINING PROCESS IS HERE!
YOU and your family members can now join online! Easy! JOIN ONLINE TODAY!
YOU and your family members can now join online! Easy! JOIN ONLINE TODAY!
We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 10,500 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
Wow! That's super-fast and super service!
Thank you! Super quick service, only to be found with our Harp and Crown!
Thank you for the usual great Harp & Crown efficiency. You make it all very easy for this 79-year-old.
Nigel, thanks for getting back to me so quickly. That's me all sorted. Brilliant service!
That’s brilliant. Thank you very much. No issues at all, very quick and easy!
Than you so much for your help with this matter, it has been a very straight forward process and I'm grateful for your knowledge.
The service I have received in all my dealings with the Harp and Crown have been second to none. It's a pity some of our local banks didn't have the same level of customer service.
Thank you for your swift and straightforward approach! So easy to arrange.
Thank you so much for such a quick and hassle free service. It's very much appreciated.
LATEST NEWS
10 Benefits of Being a HACCU Member!
07 June 2026
We are delighted to welcome so many new members on board over the last few months.
Signature Loan Prize Draw!
06 June 2026
Introducing our NEW Signature Loan!
World Environment Day
05 June 2026
This year’s theme is Climate Change, highlighting the importance of acting now to help project our environment for future generations.
