We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 10,500 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
That’s brilliant. Thank you very much. No issues at all, very quick and easy!
Quick and easy to set up! A great service, thank you.
Thank you again for an excellent service.
Super service! It has been a pleasure dealing with you today. Thank you.
I am very impressed with your new internet banking. What an excellent system. Having worked in finance for some time I really love it. CONGRATULATIONS.
All sorted and access gained. That was probably the easiest transition ever! Thanks very much!
Many thanks for your quick response and action.
Thank you so much for getting back to me so promptly. You provide such an easy and efficient service to all members. Thank you so much.
Judith, thank you for such a quick and seamless process. Much appreciated.
LATEST NEWS

Standard £5k+ Loan
05 September 2026
Need help with high interest debts? Holiday costs? Home improvement? Or more?
August Highlights
04 September 2026
Here’s just some of our August highlights…
Which Harp & Crown Credit Union Loan Is Right for You?
04 September 2026
Compare our loan options and find the right solution for your needs, from first-time borrowing to home improvements, holidays and larger purchases.

