We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 11,000 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
Many thanks for your quick response and action.
Thank you very much for the voucher. I am so delighted to receive it - it was such a lovely surprise, especially whilst off on maternity leave and will come to good use!
Opening a Junior account just before Christmas was the easiest experience I have ever had opening an account.
Many thanks, I am delighted with the loan and also the service received from Harp and Crown!
Nigel, thanks for getting back to me so quickly. That's me all sorted. Brilliant service!
Absolutely delighted I opened an account for my son and I…Easy and very painless process…very friendly staff!
Thank you for the usual great Harp & Crown efficiency. You make it all very easy for this 79-year-old.
Super! Thank you for a great service as usual!
Thank you very much. A pleasure to deal with as always!
Excellent rates for loans comparable to other local credit unions. Safe and secure. Been a member since it was started and wouldn't think of going to anyone else.
LATEST NEWS

Testimonial Tuesday - Online Banking
10 November 2026
Thanks to Harp and Crown CU member Roger for this fantastic feedback!
Want to Top Up Your Savings?
09 November 2026
Adding extra money to your Harp & Crown Credit Union account is easy.
PSNI RFC v Donegal Town
09 November 2026
Congratulations to PSNI RFC on their recent win!


