We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 10,500 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
Thank you all for the dividends paid in today- That really is fantastic!!!! And provided a much needed morale boost in the office here, amongst all who have accounts- so thank you! It really is appreciated.
A very simple process!
I have had an account with the Harp & Crown CU for over 20 years and their administration is outstanding. I opened two Junior accounts for my grandchildren knowing their accounts will be secure and easy to administer. Using Direct Debits, I wish to give them a nest egg for later in their teens. I know their savings will be safe and also that I am empowered as the signatory and trustee for their accounts.
I have been a member for a number of years now and the service just gets better and better. Being able to type and edit my application via email is a great help, and the turnaround is outstanding as ever. Thank you for your help with this!
Thank you very much. A pleasure to deal with as always!
Wow! Many thanks for such a fast response!
Super service! It has been a pleasure dealing with you today. Thank you.
1st class service as always! Thank you so much.
Thank you so much for such a quick and hassle free service. It's very much appreciated.
This is FIRST CLASS! Thank you VERY much. :)
LATEST NEWS

Your Credit Union Emergency Fund
04 April 2026
Do you use your Harp and Crown CU account as an EMERGENCY fund?
Office Closed Today - Good Friday
03 April 2026
Our office is CLOSED TODAY Friday 3rd April 2026 (Good Friday).
Loan Application Deadline Today!
02 April 2026
REMINDER!





