We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 10,500 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
We only have savings and got significantly more than our bank account gave us. Definitely the Credit Union is the place to save.
Thank you very much. As always a quick and pain free service from yourselves.
Super! Thank you for a great service as usual!
That’s brilliant. Thank you very much. No issues at all, very quick and easy!
I am very impressed with your new internet banking. What an excellent system. Having worked in finance for some time I really love it. CONGRATULATIONS.
This is FIRST CLASS! Thank you VERY much. :)
Many thanks, I am delighted with the loan and also the service received from Harp and Crown!
I am very glad you noticed and I have now updated my beneficiary details. I would encourage members to update their details at regular intervals!
I have had an account with the Harp & Crown CU for over 20 years and their administration is outstanding. I opened two Junior accounts for my grandchildren knowing their accounts will be secure and easy to administer. Using Direct Debits, I wish to give them a nest egg for later in their teens. I know their savings will be safe and also that I am empowered as the signatory and trustee for their accounts.
Thank you, that's me sorted, the new app is so handy and easy to navigate.
LATEST NEWS

Reminder of July Bank Holiday Closure
03 July 2026
A gentle reminder... our next office closures are coming up soon - Monday 13th and Tuesday 14th July 2026.
Harp and Crown sponsor PSNI Clay Pigeon Club for the first time
02 July 2026
Harp and Crown Credit Union is proud to add a NEW sponsorship to its diverse range of support for the Police family.
Looking After Your Family, At No Extra Cost
02 July 2026
All Harp and Crown Credit Union members receive FREE LIFE COVER up until 70 years of age.


