Family Accounts Available
Family memberships available (spouse/partner and children 16+) including children/grandchildren accounts 0-15 years!
Family memberships available (spouse/partner and children 16+) including children/grandchildren accounts 0-15 years!
Try our Flexi-loan!
"Provides credit when needed". Borrow between £500 - £3,000! Ts/Cs apply. NO PLEDGED SHARES REQUIRED! Apply STRAIGHTAWAY upon joining! Email us today!
"Provides credit when needed". Borrow between £500 - £3,000! Ts/Cs apply. NO PLEDGED SHARES REQUIRED! Apply STRAIGHTAWAY upon joining! Email us today!
NEW ONLINE JOINING PROCESS IS HERE!
YOU and your family members can now join online! Easy! JOIN ONLINE TODAY!
YOU and your family members can now join online! Easy! JOIN ONLINE TODAY!
We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 10,500 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
Many thanks, I am delighted with the loan and also the service received from Harp and Crown!
Excellent rates for loans comparable to other local credit unions. Safe and secure. Been a member since it was started and wouldn't think of going to anyone else.
Excellent system. So easy to use. Thank you.
All sorted and access gained. That was probably the easiest transition ever! Thanks very much!
Judith, thank you for such a quick and seamless process. Much appreciated.
Thank you. Excellent service as always!
I didn't know the Police Service in NI had a credit union dedicated to them. I just found out about the Harp and Crown when searching for local credit unions. I'm delighted to join and also open an account for my child!
Many thanks folks, a pleasure, and a straightforward experience!
A very simple process!
App installed and followed your instruction. Withdrawal made. Thanks for all your help. Appreciated.
LATEST NEWS
Office Closed Today - July Bank Holiday
13 July 2026
Reminder our office is CLOSED TODAY AND TOMORROW (Mon 13th and Tue 14th July 2026).
Be Ready for the Unexpected
12 July 2026
Is your Harp and Crown Credit Union account helping you build a backup fund for life’s emergencies?
Junior Account FAQs
11 July 2026
Wondering if you can view your Junior Saver account online? The answer is yes!
