Your family can now join online!
School Uniform Loan
LOAN options to suit YOU!
We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 10,500 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
Fantastic service. easy access to savings and helpful with loans.
Kathleen has been very helpful to me in regards to restructuring my loan, to reduce my payments, while I return to study. I have always received quick and efficient responses to any questions or queries I have had, in the years I have been a member. It's a very helpful and friendly service. 5 stars!
Super service! It has been a pleasure dealing with you today. Thank you.
Just signed in to view it and have to say, looks excellent. Thank you!!
Wow! Many thanks for such a fast response!
Than you so much for your help with this matter, it has been a very straight forward process and I'm grateful for your knowledge.
Thank you so much for your speedy handling of my loan application. I really appreciate it.
Thank you very much. As always a quick and pain free service from yourselves.
Many thanks for your help. Such a fast and efficient service!
LATEST NEWS
How do I change my payroll/direct debit contribution?
17 August 2026
Amending your direct debit or payroll contribution is simple!
How Much Should I Have in an Emergency Fund?
16 August 2026
Building an emergency fund can provide peace of mind when unexpected expenses arise.
Do you have young children?
15 August 2026
How much could you save for their future?
