Family Accounts Available
Family memberships available (spouse/partner and children 16+) including children/grandchildren accounts 0-15 years!
Family memberships available (spouse/partner and children 16+) including children/grandchildren accounts 0-15 years!
Try our Flexi-loan!
"Provides credit when needed". Borrow between £500 - £3,000! Ts/Cs apply. NO PLEDGED SHARES REQUIRED! Apply STRAIGHTAWAY upon joining! Email us today!
"Provides credit when needed". Borrow between £500 - £3,000! Ts/Cs apply. NO PLEDGED SHARES REQUIRED! Apply STRAIGHTAWAY upon joining! Email us today!
NEW ONLINE JOINING PROCESS IS HERE!
YOU and your family members can now join online! Easy! JOIN ONLINE TODAY!
YOU and your family members can now join online! Easy! JOIN ONLINE TODAY!
We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 10,500 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
Thank you for the excellent service!
A very simple process!
We only have savings and got significantly more than our bank account gave us. Definitely the Credit Union is the place to save.
Excellent rates for loans comparable to other local credit unions. Safe and secure. Been a member since it was started and wouldn't think of going to anyone else.
Wow that was fast. Thank you as always for your speedy service.
Excellent fast friendly service. Couldn't ask for better. So glad my wife and I joined. Should have joined sooner!
Than you so much for your help with this matter, it has been a very straight forward process and I'm grateful for your knowledge.
Brilliant service. Thank you.
Super service, thank you!
Fantastic service. easy access to savings and helpful with loans.
LATEST NEWS
Need to top up your loan?
24 June 2026
Planning your next getaway? Unexpected bills needing covered? Car insurance or repairs needed?
Testimonial Tuesday - Signature Loan
23 June 2026
Thanks to Harp and Crown CU member Clare for this fantastic feedback!
PSNI Boxing Cross Community Event in June
22 June 2026
Thanks to our friend and Harp and Crown member Colin Tumilty (Red Triangle ABC / PSNI Boxing Club) for the following update!
