We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 11,000 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
We only have savings and got significantly more than our bank account gave us. Definitely the Credit Union is the place to save.
The service I have received in all my dealings with the Harp and Crown have been second to none. It's a pity some of our local banks didn't have the same level of customer service.
Wow! That's super-fast and super service!
Thank you very much for the voucher. I am so delighted to receive it - it was such a lovely surprise, especially whilst off on maternity leave and will come to good use!
Thank you again for an excellent service.
Many thanks for your quick response and action.
Lovely touch to receive the gazette online, I haven't seen a copy since I retired and really appreciate this kindness.
Thank you very much. As always a quick and pain free service from yourselves.
Thank you, that's me sorted, the new app is so handy and easy to navigate.
LATEST NEWS

No Tricks, Just Competitive Loan Rates
30 October 2026
Don't let high borrowing costs give you nightmares this Halloween!
Could Your Family Join?
30 October 2026
Your family members could enjoy the benefits of Harp & Crown Credit Union membership too. Find out who’s eligible to join!
Police College Visit - October
30 October 2026
Welcome to “The Greens” commencing their training at NI Police College this week!


