We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 11,000 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
This is FIRST CLASS! Thank you VERY much. :)
App installed and followed your instruction. Withdrawal made. Thanks for all your help. Appreciated.
This is fantastic. Thank you for bringing us a modern, user-friendly system. Long overdue.
Thank you for the excellent service!
Lovely touch to receive the gazette online, I haven't seen a copy since I retired and really appreciate this kindness.
Wow! This is so handy!
Thank you very much for the voucher. I am so delighted to receive it - it was such a lovely surprise, especially whilst off on maternity leave and will come to good use!
All sorted and access gained. That was probably the easiest transition ever! Thanks very much!
Thank you so much for your prompt response! Great customer service, every time I make an enquiry.
Many thanks for your quick response and action.
LATEST NEWS

Ready to Join? Apply Online Today!
14 November 2026
No need to call into our office to get started! Discover how easy it is to join Harp & Crown Credit Union online.
November Challenges Are Here!
14 November 2026
A huge thank you to all of our Junior Saver members who took part in our October activities. We loved seeing all your entries!
Microsoft Outage: How to contact Harp and Crown
13 November 2026
You will have seen on the news, there is a widespread outage of Microsoft services, impacting on outlook emails and teams software.


