Your family can now join online!
School Uniform Loan
LOAN options to suit YOU!
We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 10,500 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
Super! Thank you for a great service as usual!
Just letting you know I set up my online banking with absolutely no problem at all and was able to change my PIN also with no hassle, thank you so much for making this easy to do and glad I can now see my balance at a moment’s notice. Thank you again.
Opening a Junior account just before Christmas was the easiest experience I have ever had opening an account.
Thank you so much for such a quick and hassle free service. It's very much appreciated.
Wow! That's super-fast and super service!
Thank you so much for getting back to me so promptly. You provide such an easy and efficient service to all members. Thank you so much.
Wow! This is so handy!
Thank you all for the dividends paid in today- That really is fantastic!!!! And provided a much needed morale boost in the office here, amongst all who have accounts- so thank you! It really is appreciated.
I have had the opportunity to access the new online platform, which is excellent. The process to get access was straightforward and once in the outlay is clear and well laid out
LATEST NEWS
There's a Better Way to Borrow
03 August 2026
Too often, we see people taking out one credit card to clear another, while only making the minimum monthly repayments.
PSNI Student Officers Join for FREE!
02 August 2026
We offer PSNI Student Officers the opportunity to become a Harp and Crown Credit Union member...for FREE!
Goodbye July! Hello August!
01 August 2026
Here’s just some of our July highlights…
