We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 10,500 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
Wow that was fast. Thank you as always for your speedy service.
I am very impressed with your new internet banking. What an excellent system. Having worked in finance for some time I really love it. CONGRATULATIONS.
Kathleen has been very helpful to me in regards to restructuring my loan, to reduce my payments, while I return to study. I have always received quick and efficient responses to any questions or queries I have had, in the years I have been a member. It's a very helpful and friendly service. 5 stars!
Absolutely delighted I opened an account for my son and I…Easy and very painless process…very friendly staff!
Super! Thank you for a great service as usual!
Thank you so much Nikki. That’ll get the car back on the road!
Many thanks for your help. Such a fast and efficient service!
This is fantastic. Thank you for bringing us a modern, user-friendly system. Long overdue.
This is FIRST CLASS! Thank you VERY much. :)
LATEST NEWS

Do you need to top up your savings?
16 July 2026
Making a lodgement is easy!
Our Office is Open Again!
15 July 2026
Good morning and a warm welcome back Harp and Crown Credit Union members!
Preparing for Secondary School
15 July 2026
Is your Junior starting Secondary School later this year?


