We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 10,500 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
Super service! It has been a pleasure dealing with you today. Thank you.
All sorted and access gained. That was probably the easiest transition ever! Thanks very much!
Than you so much for your help with this matter, it has been a very straight forward process and I'm grateful for your knowledge.
Just signed in to view it and have to say, looks excellent. Thank you!!
Wow! Many thanks for such a fast response!
Thank you all for the dividends paid in today- That really is fantastic!!!! And provided a much needed morale boost in the office here, amongst all who have accounts- so thank you! It really is appreciated.
Wow that was fast. Thank you as always for your speedy service.
Super service, thank you!
Quick and easy to set up! A great service, thank you.
Super! Thank you for a great service as usual!
LATEST NEWS

How and when to amend your PAYROLL or DIRECT DEBIT
17 April 2026
Do you need to AMEND your monthly PAYROLL or DIRECT DEBIT savings amount? EASY!
Top up your loan now!
16 April 2026
Do you know how much is remaining on your loan with us?
Week 2 of our LIFT Ireland Leadership Roundtable complete!
15 April 2026
We have LIFT Ireland Leadership Facilitators (fully trained) within our own organisation, who are facilitating sessions over an 8 week period.





