We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 10,500 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
All sorted and access gained. That was probably the easiest transition ever! Thanks very much!
I am very glad you noticed and I have now updated my beneficiary details. I would encourage members to update their details at regular intervals!
Thank you so much Nikki. That’ll get the car back on the road!
Thanks Ryan, appreciate your very speedy service!
Excellent fast friendly service. Couldn't ask for better. So glad my wife and I joined. Should have joined sooner!
Excellent system. So easy to use. Thank you.
Just letting you know I set up my online banking with absolutely no problem at all and was able to change my PIN also with no hassle, thank you so much for making this easy to do and glad I can now see my balance at a moment’s notice. Thank you again.
Quick and easy to set up! A great service, thank you.
Wow! This is so handy!
Judith, thank you for such a quick and seamless process. Much appreciated.
LATEST NEWS

Who in Your Family Can Join?
05 July 2026
Find out which family members can join through your membership.
Help Your Child Get on the Road
04 July 2026
If your child is 18+ and a Harp & Crown member, they could access affordable borrowing for their first car.
Summer Prize Draw Winners
04 July 2026
Our Summer Prize Draw winners are revealed...


