Family Accounts Available
Family memberships available (spouse/partner and children 16+) including children/grandchildren accounts 0-15 years!
Family memberships available (spouse/partner and children 16+) including children/grandchildren accounts 0-15 years!
Try our Flexi-loan!
"Provides credit when needed". Borrow between £500 - £3,000! Ts/Cs apply. NO PLEDGED SHARES REQUIRED! Apply STRAIGHTAWAY upon joining! Email us today!
"Provides credit when needed". Borrow between £500 - £3,000! Ts/Cs apply. NO PLEDGED SHARES REQUIRED! Apply STRAIGHTAWAY upon joining! Email us today!
NEW ONLINE JOINING PROCESS IS HERE!
YOU and your family members can now join online! Easy! JOIN ONLINE TODAY!
YOU and your family members can now join online! Easy! JOIN ONLINE TODAY!
We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 10,500 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
Thank you very much. A pleasure to deal with as always!
Wow that was fast. Thank you as always for your speedy service.
Fab!!!! Thank you so much!! That was so straightforward!
That’s brilliant. Thank you very much. No issues at all, very quick and easy!
Many thanks for my statement Ryan and thanks also for organising our accounts and keeping us right!
Thank you again for an excellent service.
Opening a Junior account just before Christmas was the easiest experience I have ever had opening an account.
I have been a member for a number of years now and the service just gets better and better. Being able to type and edit my application via email is a great help, and the turnaround is outstanding as ever. Thank you for your help with this!
Absolutely delighted I opened an account for my son and I…Easy and very painless process…very friendly staff!
Than you so much for your help with this matter, it has been a very straight forward process and I'm grateful for your knowledge.
LATEST NEWS
Want to change your payroll or direct debt?
20 July 2026
Do you want to AMEND your monthly PAYROLL or DIRECT DEBIT savings amount? EASY!
What HACCU loan is right for you?
20 July 2026
No matter your borrowing needs - we have options to match.
Planning home improvements this year?
19 July 2026
Our recent member survey shows that 27% of Harp & Crown CU members who BORROW do so for HOME IMPROVEMENT reasons!
