Your family can now join online!
School Uniform Loan
LOAN options to suit YOU!
We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 10,500 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
I didn't know the Police Service in NI had a credit union dedicated to them. I just found out about the Harp and Crown when searching for local credit unions. I'm delighted to join and also open an account for my child!
Super! Thank you for a great service as usual!
This is fantastic. Thank you for bringing us a modern, user-friendly system. Long overdue.
1st class service as always! Thank you so much.
Thank you very much for the voucher. I am so delighted to receive it - it was such a lovely surprise, especially whilst off on maternity leave and will come to good use!
Oh, wow thanks so much again. This is why I always recommend using the credit union to my colleagues. That is great service.
Thanks Ryan, appreciate your very speedy service!
Than you so much for your help with this matter, it has been a very straight forward process and I'm grateful for your knowledge.
Thank you again for an excellent service.
LATEST NEWS
Testimonial Tuesday - Richard
15 September 2026
Thanks to Harp and Crown CU member Richard for this fantastic feedback!
September Challenges Are Here!
14 September 2026
A huge thank you to all of our Junior Saver members who took part in our August activities. We loved seeing all your entries!
Keep Your Beneficiary Details Up to Date
13 September 2026
In the event of your death, your BENEFICIARY could RECEIVE up to a max £5K on TOP of YOUR SAVINGS.
