Your family can now join online!
School Uniform Loan
LOAN options to suit YOU!
We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 11,000 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
Thank you, that's me sorted, the new app is so handy and easy to navigate.
Fantastic service. easy access to savings and helpful with loans.
1st class service as always! Thank you so much.
Thank you. Excellent service as always!
Thank you for your very prompt response. It's much in keeping with all my experience of the Harp and Crown and the folks that work there - professional, courteous and fast! Something that many of the high street institution could learn from.
Thank you! Super quick service, only to be found with our Harp and Crown!
Excellent system. So easy to use. Thank you.
Thank you very much. As always a quick and pain free service from yourselves.
Quick and easy to set up! A great service, thank you.
LATEST NEWS
Don't Let Your Questions Haunt You This Halloween!
26 October 2026
Chat with a HUMAN... NOT a bot!
Free Life Cover When You Join a Credit Union
25 October 2026
Did you know your Harp & Crown membership could include free life cover?
From Junior to Adult: What Happens When You Turn 16?
24 October 2026
Is your child turning 16? Find out what happens to their Junior Account and what they need to do next.
