Your family can now join online!
School Uniform Loan
LOAN options to suit YOU!
We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 10,500 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
Thank you again for an excellent service.
Absolutely delighted I opened an account for my son and I…Easy and very painless process…very friendly staff!
Wow! Many thanks for such a fast response!
Excellent rates for loans comparable to other local credit unions. Safe and secure. Been a member since it was started and wouldn't think of going to anyone else.
Thank you very much. A pleasure to deal with as always!
THANK YOU again for your efficiency Nigel. Much appreciated.
I am very impressed with your new internet banking. What an excellent system. Having worked in finance for some time I really love it. CONGRATULATIONS.
Many thanks for your quick response and action.
Thank you for your swift and straightforward approach! So easy to arrange.
Judith, thank you for such a quick and seamless process. Much appreciated.
LATEST NEWS
Why become a Credit Union member?
19 September 2026
There are many benefits to being a Credit Union member.
Wedding Costs UK 2026
18 September 2026
Planning a wedding can be exciting, but it can also be expensive. And it’s not just couples who need to budget – guests can face significant costs too.
Fundraising Friday - Make 2nds Count
18 September 2026
Harp and Crown Credit Union supported the PSNI Cancer Support Association (CSA) Walk and Talk event for the first time, and donated to the event’s charity partner, Make 2nds Count.
