We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 10,500 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
Excellent fast friendly service. Couldn't ask for better. So glad my wife and I joined. Should have joined sooner!
Thank you so much for getting back to me so promptly. You provide such an easy and efficient service to all members. Thank you so much.
Many thanks for your quick response and action.
Thank you very much. As always a quick and pain free service from yourselves.
Thank you so much for such a quick and hassle free service. It's very much appreciated.
Sincere thanks for your professional and valued assistance this afternoon.
I have been a member for a number of years now and the service just gets better and better. Being able to type and edit my application via email is a great help, and the turnaround is outstanding as ever. Thank you for your help with this!
Just letting you know I set up my online banking with absolutely no problem at all and was able to change my PIN also with no hassle, thank you so much for making this easy to do and glad I can now see my balance at a moment’s notice. Thank you again.
Oh, wow thanks so much again. This is why I always recommend using the credit union to my colleagues. That is great service.
Super service! It has been a pleasure dealing with you today. Thank you.
LATEST NEWS

Testimonial Tuesday - Member Survey
24 March 2026
Thanks to Harp and Crown CU member for this fantastic feedback having completed our member survey!
Is Your Child 18+ and a Harp & Crown Member?
23 March 2026
Are they planning their first car purchase?
Making a lodgement is easy!
22 March 2026
“Can I make a DEPOSIT ONLINE (in addition to my monthly payroll/direct debit)?” YES!





