Family Accounts Available
Family memberships available (spouse/partner and children 16+) including children/grandchildren accounts 0-15 years!
Family memberships available (spouse/partner and children 16+) including children/grandchildren accounts 0-15 years!
Try our Flexi-loan!
"Provides credit when needed". Borrow between £500 - £3,000! Ts/Cs apply. NO PLEDGED SHARES REQUIRED! Apply STRAIGHTAWAY upon joining! Email us today!
"Provides credit when needed". Borrow between £500 - £3,000! Ts/Cs apply. NO PLEDGED SHARES REQUIRED! Apply STRAIGHTAWAY upon joining! Email us today!
NEW ONLINE JOINING PROCESS IS HERE!
YOU and your family members can now join online! Easy! JOIN ONLINE TODAY!
YOU and your family members can now join online! Easy! JOIN ONLINE TODAY!
We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 10,500 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
This is fantastic. Thank you for bringing us a modern, user-friendly system. Long overdue.
1st class service as always! Thank you so much.
Judith, thank you for such a quick and seamless process. Much appreciated.
Just letting you know I set up my online banking with absolutely no problem at all and was able to change my PIN also with no hassle, thank you so much for making this easy to do and glad I can now see my balance at a moment’s notice. Thank you again.
Thank you very much. As always a quick and pain free service from yourselves.
Oh, wow thanks so much again. This is why I always recommend using the credit union to my colleagues. That is great service.
THANK YOU again for your efficiency Nigel. Much appreciated.
Thank you for the excellent service!
Sincere thanks for your professional and valued assistance this afternoon.
Many thanks, I am delighted with the loan and also the service received from Harp and Crown!
LATEST NEWS
Making a lodgement is easy!
11 February 2026
“Can I make a DEPOSIT ONLINE (in addition to my monthly payroll/direct debit)?” YES!
Harp and Crown announced as Gold Sponsor for PFNI Bravery and Excellence Awards!
11 February 2026
We have news! A proud day for Harp and Crown Credit Union...
How much could you save for YOUR juniors future?
10 February 2026
Do you have young children you could be SAVING for? Why not start NOW and help plan a healthier financial future for them!
