We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 11,000 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
Thank you so much! 1st class service as always!
THANK YOU again for your efficiency Nigel. Much appreciated.
Kathleen has been very helpful to me in regards to restructuring my loan, to reduce my payments, while I return to study. I have always received quick and efficient responses to any questions or queries I have had, in the years I have been a member. It's a very helpful and friendly service. 5 stars!
This is fantastic. Thank you for bringing us a modern, user-friendly system. Long overdue.
Judith, thank you for such a quick and seamless process. Much appreciated.
Excellent rates for loans comparable to other local credit unions. Safe and secure. Been a member since it was started and wouldn't think of going to anyone else.
Thank you for the excellent service!
All sorted and access gained. That was probably the easiest transition ever! Thanks very much!
That’s brilliant. Thank you very much. No issues at all, very quick and easy!
This is FIRST CLASS! Thank you VERY much. :)
LATEST NEWS

Microsoft Outage: How to contact Harp and Crown
13 November 2026
You will have seen on the news, there is a widespread outage of Microsoft services, impacting on outlook emails and teams software.
World Kindness Day 2026
13 November 2026
"Kindness costs nothing, but means everything."
Credit Union or Bank: Which Is Right for You?
12 November 2026
Thinking about joining a credit union? Explore the key differences between Harp & Crown Credit Union and traditional banks, and discover what makes us different.


