Family Accounts Available
Family memberships available (spouse/partner and children 16+) including children/grandchildren accounts 0-15 years!
Family memberships available (spouse/partner and children 16+) including children/grandchildren accounts 0-15 years!
Try our Flexi-loan!
"Provides credit when needed". Borrow between £500 - £3,000! Ts/Cs apply. NO PLEDGED SHARES REQUIRED! Apply STRAIGHTAWAY upon joining! Email us today!
"Provides credit when needed". Borrow between £500 - £3,000! Ts/Cs apply. NO PLEDGED SHARES REQUIRED! Apply STRAIGHTAWAY upon joining! Email us today!
NEW ONLINE JOINING PROCESS IS HERE!
YOU and your family members can now join online! Easy! JOIN ONLINE TODAY!
YOU and your family members can now join online! Easy! JOIN ONLINE TODAY!
We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 10,500 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
Many thanks for your help. Such a fast and efficient service!
This is fantastic. Thank you for bringing us a modern, user-friendly system. Long overdue.
Thanks Ryan, appreciate your very speedy service!
Thank you so much for such a quick and hassle free service. It's very much appreciated.
A very simple process!
That’s brilliant. Thank you very much. No issues at all, very quick and easy!
Thank you again for an excellent service.
Many thanks, I am delighted with the loan and also the service received from Harp and Crown!
Many thanks folks, a pleasure, and a straightforward experience!
Thank you for your very prompt response. It's much in keeping with all my experience of the Harp and Crown and the folks that work there - professional, courteous and fast! Something that many of the high street institution could learn from.
LATEST NEWS
How much could you save for YOUR juniors future?
10 February 2026
Do you have young children you could be SAVING for? Why not start NOW and help plan a healthier financial future for them!
Children's Mental Health Week
09 February 2026
It’s Place2Be’s Children’s Mental Health Week (9th - 15th February) and the theme is "This is My Place".
Your Credit Union Emergency Fund
08 February 2026
Do you use your Harp and Crown CU account as an EMERGENCY fund?
