We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 10,500 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
Thank you so much for your speedy handling of my loan application. I really appreciate it.
Thank you for this. All sorted and easy to use.
Fab!!!! Thank you so much!! That was so straightforward!
Thank you so much for such a quick and hassle free service. It's very much appreciated.
Wow! Many thanks for such a fast response!
Wow! That's super-fast and super service!
Thank you all for the dividends paid in today- That really is fantastic!!!! And provided a much needed morale boost in the office here, amongst all who have accounts- so thank you! It really is appreciated.
Thank you so much Nikki. That’ll get the car back on the road!
Than you so much for your help with this matter, it has been a very straight forward process and I'm grateful for your knowledge.
Absolutely delighted I opened an account for my son and I…Easy and very painless process…very friendly staff!
LATEST NEWS

Unlock Your Member Exclusives
09 August 2026
Stay connected with Harp & Crown Credit Union and enjoy exclusive competitions, member news and access to the Police Gazette.
Borrow Without Pledged Shares
08 August 2026
Need extra financial flexibility?
8 Ways to Improve Your Credit Score
07 August 2026
Need to improve your credit score?


