We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 10,500 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
This is FIRST CLASS! Thank you VERY much. :)
Lovely touch to receive the gazette online, I haven't seen a copy since I retired and really appreciate this kindness.
Thank you. Excellent service as always!
Thank you so much for getting back to me so promptly. You provide such an easy and efficient service to all members. Thank you so much.
Thank you for the excellent service!
Thank you for this. All sorted and easy to use.
Absolutely delighted I opened an account for my son and I…Easy and very painless process…very friendly staff!
Thank you so much for such a quick and hassle free service. It's very much appreciated.
Super service! It has been a pleasure dealing with you today. Thank you.
LATEST NEWS

10 Benefits of Being a HACCU Member!
01 August 2026
We are delighted to welcome so many new members on board over the last few months.
I Love My Credit Union Day
31 July 2026
We’re celebrating I Love My Credit Union Day!
Ards Station Visit
30 July 2026
Thanks to our friends at Ards Police Station for your warm welcome this week!


