Your family can now join online!
School Uniform Loan
LOAN options to suit YOU!
We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 11,000 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
Many thanks for your quick response and action.
I have had an account with the Harp & Crown CU for over 20 years and their administration is outstanding. I opened two Junior accounts for my grandchildren knowing their accounts will be secure and easy to administer. Using Direct Debits, I wish to give them a nest egg for later in their teens. I know their savings will be safe and also that I am empowered as the signatory and trustee for their accounts.
Thank you! Super quick service, only to be found with our Harp and Crown!
I have been a member for a number of years now and the service just gets better and better. Being able to type and edit my application via email is a great help, and the turnaround is outstanding as ever. Thank you for your help with this!
Thank you so much for your speedy handling of my loan application. I really appreciate it.
Thank you very much. As always a quick and pain free service from yourselves.
Thank you very much. A pleasure to deal with as always!
Thank you very much for the voucher. I am so delighted to receive it - it was such a lovely surprise, especially whilst off on maternity leave and will come to good use!
Thank you for your swift and straightforward approach! So easy to arrange.
LATEST NEWS
Credit Union or Bank: Which Is Right for You?
12 November 2026
Thinking about joining a credit union? Explore the key differences between Harp & Crown Credit Union and traditional banks, and discover what makes us different.
Reward Your Savings with Our Lowest Loan Rate
11 November 2026
Your savings could help you access borrowing at just 3.9% APR with our Loyal Saver Loan.
Testimonial Tuesday - Online Banking
10 November 2026
Thanks to Harp and Crown CU member Roger for this fantastic feedback!
