We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 10,500 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
This is FIRST CLASS! Thank you VERY much. :)
I am very glad you noticed and I have now updated my beneficiary details. I would encourage members to update their details at regular intervals!
Thank you all for the dividends paid in today- That really is fantastic!!!! And provided a much needed morale boost in the office here, amongst all who have accounts- so thank you! It really is appreciated.
App installed and followed your instruction. Withdrawal made. Thanks for all your help. Appreciated.
Thank you for the excellent service!
I am very impressed with your new internet banking. What an excellent system. Having worked in finance for some time I really love it. CONGRATULATIONS.
Excellent rates for loans comparable to other local credit unions. Safe and secure. Been a member since it was started and wouldn't think of going to anyone else.
Many thanks for my statement Ryan and thanks also for organising our accounts and keeping us right!
Lovely touch to receive the gazette online, I haven't seen a copy since I retired and really appreciate this kindness.
Thank you, that's me sorted, the new app is so handy and easy to navigate.
LATEST NEWS

Flexi-Loan: No Pledged Shares Required!
16 May 2026
Don't have enough funds available to pledge shares for a loan?
Soccer School 2026
16 May 2026
Do you have a family, friends or work colleagues with footie mad kids or grandchildren aged between 8-15 years?
Update your beneficiary
15 May 2026
Have you REMARRIED? Has your BENEFICIARY passed away? OR have your personal circumstances changed since you opened your HACCU account?


