We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 10,500 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
Thank you very much. As always a quick and pain free service from yourselves.
Lovely touch to receive the gazette online, I haven't seen a copy since I retired and really appreciate this kindness.
Super service, thank you!
Super! Thank you for a great service as usual!
I am very impressed with your new internet banking. What an excellent system. Having worked in finance for some time I really love it. CONGRATULATIONS.
Than you so much for your help with this matter, it has been a very straight forward process and I'm grateful for your knowledge.
Wow that was fast. Thank you as always for your speedy service.
Thank you very much. A pleasure to deal with as always!
Oh, wow thanks so much again. This is why I always recommend using the credit union to my colleagues. That is great service.
Thanks Ryan, appreciate your very speedy service!
LATEST NEWS

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05 February 2026
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Cancer touches millions of lives, yet behind every diagnosis is a unique human story.
LOYAL SAVER LOAN - OUR LOWEST INTEREST RATE
03 February 2026
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