Family Accounts Available
Family memberships available (spouse/partner and children 16+) including children/grandchildren accounts 0-15 years!
Family memberships available (spouse/partner and children 16+) including children/grandchildren accounts 0-15 years!
Try our Flexi-loan!
"Provides credit when needed". Borrow between £500 - £3,000! Ts/Cs apply. NO PLEDGED SHARES REQUIRED! Apply STRAIGHTAWAY upon joining! Email us today!
"Provides credit when needed". Borrow between £500 - £3,000! Ts/Cs apply. NO PLEDGED SHARES REQUIRED! Apply STRAIGHTAWAY upon joining! Email us today!
NEW ONLINE JOINING PROCESS IS HERE!
YOU and your family members can now join online! Easy! JOIN ONLINE TODAY!
YOU and your family members can now join online! Easy! JOIN ONLINE TODAY!
We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 10,500 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
Thank you so much for your prompt response! Great customer service, every time I make an enquiry.
That’s brilliant. Thank you very much. No issues at all, very quick and easy!
Sincere thanks for your professional and valued assistance this afternoon.
This is fantastic. Thank you for bringing us a modern, user-friendly system. Long overdue.
Thank you very much. A pleasure to deal with as always!
Thank you so much for your speedy handling of my loan application. I really appreciate it.
Wow! Many thanks for such a fast response!
Thank you for the excellent service!
Thank you for the usual great Harp & Crown efficiency. You make it all very easy for this 79-year-old.
Excellent fast friendly service. Couldn't ask for better. So glad my wife and I joined. Should have joined sooner!
LATEST NEWS
Happy Father’s Day
21 June 2026
Today, during both Father’s Day and Men’s Health Week, we’re thinking of all fathers and father figures.
OUR LOWEST RATE LOAN FOR LIFE’S BIG MOMENTS
20 June 2026
Got plans on the horizon? A new car, home upgrades, a wedding, holiday, or unexpected repairs?
Build your emergency savings
19 June 2026
Could your Harp and Crown CU account help support you during an unexpected financial emergency?
