We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 10,500 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
Wow! That's super-fast and super service!
Thank you so much for getting back to me so promptly. You provide such an easy and efficient service to all members. Thank you so much.
Opening a Junior account just before Christmas was the easiest experience I have ever had opening an account.
Thank you, that's me sorted, the new app is so handy and easy to navigate.
Many thanks for my statement Ryan and thanks also for organising our accounts and keeping us right!
Oh, wow thanks so much again. This is why I always recommend using the credit union to my colleagues. That is great service.
Thank you for this. All sorted and easy to use.
Many thanks for your quick response and action.
Excellent fast friendly service. Couldn't ask for better. So glad my wife and I joined. Should have joined sooner!
Super service, thank you!
LATEST NEWS

Junior Savers FAQs
02 March 2026
Can I view my Junior's account online?
Update YOUR marketing preferences today
01 March 2026
Did you know? You can update your marketing preferences within the APP.
Welcome NEW members!
28 February 2026
THANK YOU for choosing to save with us.





