We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 10,500 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
Lovely touch to receive the gazette online, I haven't seen a copy since I retired and really appreciate this kindness.
This is fantastic. Thank you for bringing us a modern, user-friendly system. Long overdue.
Wow! That's super-fast and super service!
Thank you all for the dividends paid in today- That really is fantastic!!!! And provided a much needed morale boost in the office here, amongst all who have accounts- so thank you! It really is appreciated.
Judith, thank you for such a quick and seamless process. Much appreciated.
App installed and followed your instruction. Withdrawal made. Thanks for all your help. Appreciated.
Thank you so much for your prompt response! Great customer service, every time I make an enquiry.
I have been a member for a number of years now and the service just gets better and better. Being able to type and edit my application via email is a great help, and the turnaround is outstanding as ever. Thank you for your help with this!
Thank you for your swift and straightforward approach! So easy to arrange.
LATEST NEWS

Testimonial Tuesday - Hugh
06 October 2026
Thanks to Harp and Crown CU member Hugh for this fantastic feedback!
Find a Harp and Crown Loan that Fits Your Needs
06 October 2026
Explore flexible borrowing options designed to help with everything from smaller expenses to larger purchases.
October is Free Wills Month
05 October 2026
October is a good time to think about the future and make sure your plans are up to date.

