We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 10,500 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
Just letting you know I set up my online banking with absolutely no problem at all and was able to change my PIN also with no hassle, thank you so much for making this easy to do and glad I can now see my balance at a moment’s notice. Thank you again.
Thank you so much for such a quick and hassle free service. It's very much appreciated.
All sorted and access gained. That was probably the easiest transition ever! Thanks very much!
Thank you so much! 1st class service as always!
Thank you so much for your speedy handling of my loan application. I really appreciate it.
Fantastic service. easy access to savings and helpful with loans.
Thank you very much for the voucher. I am so delighted to receive it - it was such a lovely surprise, especially whilst off on maternity leave and will come to good use!
Many thanks, I am delighted with the loan and also the service received from Harp and Crown!
Thank you very much. As always a quick and pain free service from yourselves.
We only have savings and got significantly more than our bank account gave us. Definitely the Credit Union is the place to save.
LATEST NEWS

Did you know?
22 July 2026
Our Flexi-Loan can be taken in addition to another HACCU loan?
Ballymena Station Visit
22 July 2026
Thanks to our friends at Ballymena Police Station for another warm welcome!
Testimonial Tuesday - Birthday Message
21 July 2026
Thanks to Harp & Crown Credit Union member Sam for this fantastic feedback, having received a birthday text message!


