Your family can now join online!
School Uniform Loan
LOAN options to suit YOU!
We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 10,500 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
Thank you all for the dividends paid in today- That really is fantastic!!!! And provided a much needed morale boost in the office here, amongst all who have accounts- so thank you! It really is appreciated.
Many thanks for my statement Ryan and thanks also for organising our accounts and keeping us right!
Excellent fast friendly service. Couldn't ask for better. So glad my wife and I joined. Should have joined sooner!
Oh, wow thanks so much again. This is why I always recommend using the credit union to my colleagues. That is great service.
Excellent system. So easy to use. Thank you.
I have had an account with the Harp & Crown CU for over 20 years and their administration is outstanding. I opened two Junior accounts for my grandchildren knowing their accounts will be secure and easy to administer. Using Direct Debits, I wish to give them a nest egg for later in their teens. I know their savings will be safe and also that I am empowered as the signatory and trustee for their accounts.
Many thanks for your help. Such a fast and efficient service!
This is fantastic. Thank you for bringing us a modern, user-friendly system. Long overdue.
Thank you so much for your speedy handling of my loan application. I really appreciate it.
Excellent rates for loans comparable to other local credit unions. Safe and secure. Been a member since it was started and wouldn't think of going to anyone else.
LATEST NEWS
8 Ways to Improve Your Credit Score
07 August 2026
Need to improve your credit score?
August Challenges Are Here!
06 August 2026
A huge thank you to all of our Junior Saver members who took part in our July activities. We loved seeing all your entries!
Update Your Beneficiary Today!
05 August 2026
Have Your Circumstances Changed?
