We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 10,500 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
Wow! That's super-fast and super service!
Thank you so much! 1st class service as always!
Lovely touch to receive the gazette online, I haven't seen a copy since I retired and really appreciate this kindness.
Many thanks for my statement Ryan and thanks also for organising our accounts and keeping us right!
Thank you so much for getting back to me so promptly. You provide such an easy and efficient service to all members. Thank you so much.
I am very glad you noticed and I have now updated my beneficiary details. I would encourage members to update their details at regular intervals!
Thank you, that's me sorted, the new app is so handy and easy to navigate.
Super! Thank you for a great service as usual!
Many thanks folks, a pleasure, and a straightforward experience!
Judith, thank you for such a quick and seamless process. Much appreciated.
LATEST NEWS

Apply for a Signature Loan Online
10 August 2026
Need help with your next big expense?
Unlock Your Member Exclusives
09 August 2026
Stay connected with Harp & Crown Credit Union and enjoy exclusive competitions, member news and access to the Police Gazette.
Borrow Without Pledged Shares
08 August 2026
Need extra financial flexibility?


