We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 11,000 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
I have had the opportunity to access the new online platform, which is excellent. The process to get access was straightforward and once in the outlay is clear and well laid out
Than you so much for your help with this matter, it has been a very straight forward process and I'm grateful for your knowledge.
I am very impressed with your new internet banking. What an excellent system. Having worked in finance for some time I really love it. CONGRATULATIONS.
Thank you, that's me sorted, the new app is so handy and easy to navigate.
Super! Thank you for a great service as usual!
Thank you so much! 1st class service as always!
This is fantastic. Thank you for bringing us a modern, user-friendly system. Long overdue.
Thank you for the usual great Harp & Crown efficiency. You make it all very easy for this 79-year-old.
I am very glad you noticed and I have now updated my beneficiary details. I would encourage members to update their details at regular intervals!
App installed and followed your instruction. Withdrawal made. Thanks for all your help. Appreciated.
LATEST NEWS

Why Apply for a Loan with a Credit Union?
23 October 2026
Looking to borrow? Find out why choosing a credit union could make a difference.
10 Benefits of Joining Harp & Crown Credit Union
22 October 2026
We are delighted to welcome so many new members to Harp & Crown Credit Union over the last few months.
Borrow £5K–£15K with a Signature Loan
21 October 2026
Need extra funds without dipping into your savings?


