Family Accounts Available
Family memberships available (spouse/partner and children 16+) including children/grandchildren accounts 0-15 years!
Family memberships available (spouse/partner and children 16+) including children/grandchildren accounts 0-15 years!
Try our Flexi-loan!
"Provides credit when needed". Borrow between £500 - £3,000! Ts/Cs apply. NO PLEDGED SHARES REQUIRED! Apply STRAIGHTAWAY upon joining! Email us today!
"Provides credit when needed". Borrow between £500 - £3,000! Ts/Cs apply. NO PLEDGED SHARES REQUIRED! Apply STRAIGHTAWAY upon joining! Email us today!
NEW ONLINE JOINING PROCESS IS HERE!
YOU and your family members can now join online! Easy! JOIN ONLINE TODAY!
YOU and your family members can now join online! Easy! JOIN ONLINE TODAY!
We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 10,500 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
Thank you, that's me sorted, the new app is so handy and easy to navigate.
Wow! This is so handy!
Lovely touch to receive the gazette online, I haven't seen a copy since I retired and really appreciate this kindness.
This is FIRST CLASS! Thank you VERY much. :)
Just signed in to view it and have to say, looks excellent. Thank you!!
Fantastic service. easy access to savings and helpful with loans.
Sincere thanks for your professional and valued assistance this afternoon.
App installed and followed your instruction. Withdrawal made. Thanks for all your help. Appreciated.
Brilliant service. Thank you.
I have been a member for a number of years now and the service just gets better and better. Being able to type and edit my application via email is a great help, and the turnaround is outstanding as ever. Thank you for your help with this!
LATEST NEWS
Free Life Cover - looking after you and your family
29 April 2026
We paid out almost £97,000 to Harp and Crown CU members’ LOVED ONES in 2025.
Testimonial Tuesday - David
28 April 2026
Thanks to Harp and Crown CU member Derek for this fantastic feedback!
Never taken a loan out with us before?
27 April 2026
Did you know we have a 1ST TIME LOAN with a fantastic low interest rate of 5.5% APR?
