Your family can now join online!
School Uniform Loan
LOAN options to suit YOU!
We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 10,500 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
Thank you. Excellent service as always!
I didn't know the Police Service in NI had a credit union dedicated to them. I just found out about the Harp and Crown when searching for local credit unions. I'm delighted to join and also open an account for my child!
Many thanks, I am delighted with the loan and also the service received from Harp and Crown!
Wow that was fast. Thank you as always for your speedy service.
Sincere thanks for your professional and valued assistance this afternoon.
Fab!!!! Thank you so much!! That was so straightforward!
I am very impressed with your new internet banking. What an excellent system. Having worked in finance for some time I really love it. CONGRATULATIONS.
Thank you for the usual great Harp & Crown efficiency. You make it all very easy for this 79-year-old.
Absolutely delighted I opened an account for my son and I…Easy and very painless process…very friendly staff!
LATEST NEWS
Free Life Cover for members
30 August 2026
What does this mean?
Stay Active to Receive Your Annual Dividend
29 August 2026
In 2025, we paid out a DIVIDEND of 3% to Harp and Crown Credit Union members. That's over £1.2 MILLION to our members!
Office is closed from 12 noon today due to staff training
28 August 2026
IMPORTANT: MEMBERS PLEASE READ.
