Your family can now join online!
School Uniform Loan
LOAN options to suit YOU!
We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 11,000 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
Thank you so much for getting back to me so promptly. You provide such an easy and efficient service to all members. Thank you so much.
A very simple process!
Thank you so much for your speedy handling of my loan application. I really appreciate it.
Thank you very much for the voucher. I am so delighted to receive it - it was such a lovely surprise, especially whilst off on maternity leave and will come to good use!
Super service, thank you!
Sincere thanks for your professional and valued assistance this afternoon.
I didn't know the Police Service in NI had a credit union dedicated to them. I just found out about the Harp and Crown when searching for local credit unions. I'm delighted to join and also open an account for my child!
We only have savings and got significantly more than our bank account gave us. Definitely the Credit Union is the place to save.
Super! Thank you for a great service as usual!
Thank you very much. A pleasure to deal with as always!
LATEST NEWS
Retiring Soon? Your Harp and Crown Membership Continues!
15 November 2026
Have you left service or planning for retirement soon?
Ready to Join? Apply Online Today!
14 November 2026
No need to call into our office to get started! Discover how easy it is to join Harp & Crown Credit Union online.
November Challenges Are Here!
14 November 2026
A huge thank you to all of our Junior Saver members who took part in our October activities. We loved seeing all your entries!
