We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 10,500 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
Many thanks for my statement Ryan and thanks also for organising our accounts and keeping us right!
Super! Thank you for a great service as usual!
The service I have received in all my dealings with the Harp and Crown have been second to none. It's a pity some of our local banks didn't have the same level of customer service.
Thank you so much! 1st class service as always!
This is fantastic. Thank you for bringing us a modern, user-friendly system. Long overdue.
Wow! Many thanks for such a fast response!
Absolutely delighted I opened an account for my son and I…Easy and very painless process…very friendly staff!
Thank you so much Nikki. That’ll get the car back on the road!
Than you so much for your help with this matter, it has been a very straight forward process and I'm grateful for your knowledge.
Excellent rates for loans comparable to other local credit unions. Safe and secure. Been a member since it was started and wouldn't think of going to anyone else.
LATEST NEWS

Cover unexpected costs with our Flexi-Loan
12 April 2026
Life doesn’t always go to plan — whether it’s car repairs, a broken boiler or an unexpected bill....jpg)
How much does your pet cost you?
11 April 2026
April is National Pet Month AND today is National Pet Day!
It’s National Siblings Day!
10 April 2026
Did you know you can now join our junior accounts online?





