We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 10,500 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
Nigel, thanks for getting back to me so quickly. That's me all sorted. Brilliant service!
Opening a Junior account just before Christmas was the easiest experience I have ever had opening an account.
That’s brilliant. Thank you very much. No issues at all, very quick and easy!
Super service! It has been a pleasure dealing with you today. Thank you.
Many thanks for your help. Such a fast and efficient service!
Thank you so much for your speedy handling of my loan application. I really appreciate it.
Fantastic service. easy access to savings and helpful with loans.
Oh, wow thanks so much again. This is why I always recommend using the credit union to my colleagues. That is great service.
I am very glad you noticed and I have now updated my beneficiary details. I would encourage members to update their details at regular intervals!
Lovely touch to receive the gazette online, I haven't seen a copy since I retired and really appreciate this kindness.
LATEST NEWS

Junior to Adult - what next?
07 May 2026
We offer JUNIOR ACCOUNTS from BIRTH to 15 YEARS.
5 Reasons YOU might need a Signature Loan
06 May 2026
Bigger borrowing made simple — without the usual barriers
Lisburn & Musgrave Police Station Visits
06 May 2026
Welcome to our NEW members from recent visits to Musgrave and Lisburn Police Stations!


