We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 10,500 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
Thanks Ryan, appreciate your very speedy service!
Thank you very much. A pleasure to deal with as always!
Many thanks for my statement Ryan and thanks also for organising our accounts and keeping us right!
Just signed in to view it and have to say, looks excellent. Thank you!!
The service I have received in all my dealings with the Harp and Crown have been second to none. It's a pity some of our local banks didn't have the same level of customer service.
Brilliant service. Thank you.
Thank you for this. All sorted and easy to use.
Fab!!!! Thank you so much!! That was so straightforward!
Thank you so much for getting back to me so promptly. You provide such an easy and efficient service to all members. Thank you so much.
Thank you very much. As always a quick and pain free service from yourselves.
LATEST NEWS

OUR LOWEST RATE LOAN FOR LIFE’S BIG MOMENTS
20 June 2026
Got plans on the horizon? A new car, home upgrades, a wedding, holiday, or unexpected repairs?
Build your emergency savings
19 June 2026
Could your Harp and Crown CU account help support you during an unexpected financial emergency?
Harp and Crown supports Neighbourhood Policing Conference
19 June 2026
As Neighbourhood Policing Week comes to a finale, Harp and Crown Credit Union is proud to announce support of our friends at the NI Police College, by sponsoring the 2026 Neighbourhood Policing Conference.


