Your family can now join online!
School Uniform Loan
LOAN options to suit YOU!
We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 10,500 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
Quick and easy to set up! A great service, thank you.
A very simple process!
Thank you so much for getting back to me so promptly. You provide such an easy and efficient service to all members. Thank you so much.
Thanks Ryan, appreciate your very speedy service!
Thank you so much! 1st class service as always!
Sincere thanks for your professional and valued assistance this afternoon.
Thank you so much Nikki. That’ll get the car back on the road!
Wow! That's super-fast and super service!
Absolutely delighted I opened an account for my son and I…Easy and very painless process…very friendly staff!
Thank you, that's me sorted, the new app is so handy and easy to navigate.
LATEST NEWS
Keep Your Beneficiary Details Up to Date
13 September 2026
In the event of your death, your BENEFICIARY could RECEIVE up to a max £5K on TOP of YOUR SAVINGS.
Unexpected Costs? A Flexi-Loan could help!
12 September 2026
Life doesn’t always go to plan — whether it’s car repairs, a broken boiler or an unexpected bill, our Flexi-Loan is here to help.
What happens when YOUR Junior turns 16?
11 September 2026
We offer JUNIOR ACCOUNTS from BIRTH to 15 YEARS.
