We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 10,500 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
Thank you so much! 1st class service as always!
Thank you very much for the voucher. I am so delighted to receive it - it was such a lovely surprise, especially whilst off on maternity leave and will come to good use!
We only have savings and got significantly more than our bank account gave us. Definitely the Credit Union is the place to save.
Excellent system. So easy to use. Thank you.
Thank you for the excellent service!
All sorted and access gained. That was probably the easiest transition ever! Thanks very much!
This is FIRST CLASS! Thank you VERY much. :)
Thank you for your swift and straightforward approach! So easy to arrange.
1st class service as always! Thank you so much.
Sincere thanks for your professional and valued assistance this afternoon.
LATEST NEWS

Testimonial Tuesday - Rachel
29 September 2026
Thanks to Harp & Crown Credit Union member Rachel for this fantastic feedback, having received a birthday text message!
New to Harp and Crown?
28 September 2026
Did you know we have a 1ST TIME LOAN with a fantastic low interest rate of 5.5% APR?
Harp and Crown donate to the Police Remembrance Trust
27 September 2026
Harp and Crown Credit Union has donated £500 to the Police Remembrance Trust, the National Police Memorial Day (NPMD) charity, supporting this year’s memorial event in Belfast.


