Your family can now join online!
School Uniform Loan
LOAN options to suit YOU!
We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 10,500 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
Excellent system. So easy to use. Thank you.
Thank you all for the dividends paid in today- That really is fantastic!!!! And provided a much needed morale boost in the office here, amongst all who have accounts- so thank you! It really is appreciated.
The service I have received in all my dealings with the Harp and Crown have been second to none. It's a pity some of our local banks didn't have the same level of customer service.
This is FIRST CLASS! Thank you VERY much. :)
Thank you so much! 1st class service as always!
I am very glad you noticed and I have now updated my beneficiary details. I would encourage members to update their details at regular intervals!
Many thanks for your help. Such a fast and efficient service!
Super! Thank you for a great service as usual!
Thank you very much. A pleasure to deal with as always!
Thank you so much for your prompt response! Great customer service, every time I make an enquiry.
LATEST NEWS
September Challenges Are Here!
14 September 2026
A huge thank you to all of our Junior Saver members who took part in our August activities. We loved seeing all your entries!
Keep Your Beneficiary Details Up to Date
13 September 2026
In the event of your death, your BENEFICIARY could RECEIVE up to a max £5K on TOP of YOUR SAVINGS.
Unexpected Costs? A Flexi-Loan could help!
12 September 2026
Life doesn’t always go to plan — whether it’s car repairs, a broken boiler or an unexpected bill, our Flexi-Loan is here to help.
