We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 10,500 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
I have had the opportunity to access the new online platform, which is excellent. The process to get access was straightforward and once in the outlay is clear and well laid out
I am very glad you noticed and I have now updated my beneficiary details. I would encourage members to update their details at regular intervals!
Fab!!!! Thank you so much!! That was so straightforward!
The service I have received in all my dealings with the Harp and Crown have been second to none. It's a pity some of our local banks didn't have the same level of customer service.
Many thanks for your quick response and action.
I have had an account with the Harp & Crown CU for over 20 years and their administration is outstanding. I opened two Junior accounts for my grandchildren knowing their accounts will be secure and easy to administer. Using Direct Debits, I wish to give them a nest egg for later in their teens. I know their savings will be safe and also that I am empowered as the signatory and trustee for their accounts.
Fantastic service. easy access to savings and helpful with loans.
Thank you. Excellent service as always!
We only have savings and got significantly more than our bank account gave us. Definitely the Credit Union is the place to save.
App installed and followed your instruction. Withdrawal made. Thanks for all your help. Appreciated.
LATEST NEWS

How and when to amend your PAYROLL or DIRECT DEBIT
25 March 2026
Do you need to AMEND your monthly PAYROLL or DIRECT DEBIT savings amount? EASY!
Testimonial Tuesday - Member Survey
24 March 2026
Thanks to Harp and Crown CU member for this fantastic feedback having completed our member survey!
Is Your Child 18+ and a Harp & Crown Member?
23 March 2026
Are they planning their first car purchase?





