Your family can now join online!
School Uniform Loan
LOAN options to suit YOU!
We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 10,500 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
The service I have received in all my dealings with the Harp and Crown have been second to none. It's a pity some of our local banks didn't have the same level of customer service.
Thank you very much. A pleasure to deal with as always!
This is fantastic. Thank you for bringing us a modern, user-friendly system. Long overdue.
Thank you so much for getting back to me so promptly. You provide such an easy and efficient service to all members. Thank you so much.
I have been a member for a number of years now and the service just gets better and better. Being able to type and edit my application via email is a great help, and the turnaround is outstanding as ever. Thank you for your help with this!
I am very impressed with your new internet banking. What an excellent system. Having worked in finance for some time I really love it. CONGRATULATIONS.
Thank you so much for your speedy handling of my loan application. I really appreciate it.
Thank you so much! 1st class service as always!
Thank you very much. As always a quick and pain free service from yourselves.
LATEST NEWS
Why Choose a Credit Union Instead of a Bank?
23 August 2026
From flexible loans and free life cover to annual dividends and prize draws, see what makes membership different.
Preparing for the months ahead?
22 August 2026
As we move into autumn, it’s a great time to get prepared for the months ahead.
Harp and Crown Credit Union donate to Care of Police Survivors PSNI Unity Tour
21 August 2026
Harp and Crown Credit Union donate £1000 to Care of Police Survivors (COPS) PSNI Unity Tour.
