Family Accounts Available
Family memberships available (spouse/partner and children 16+) including children/grandchildren accounts 0-15 years!
Family memberships available (spouse/partner and children 16+) including children/grandchildren accounts 0-15 years!
Try our Flexi-loan!
"Provides credit when needed". Borrow between £500 - £3,000! Ts/Cs apply. NO PLEDGED SHARES REQUIRED! Apply STRAIGHTAWAY upon joining! Email us today!
"Provides credit when needed". Borrow between £500 - £3,000! Ts/Cs apply. NO PLEDGED SHARES REQUIRED! Apply STRAIGHTAWAY upon joining! Email us today!
NEW ONLINE JOINING PROCESS IS HERE!
YOU and your family members can now join online! Easy! JOIN ONLINE TODAY!
YOU and your family members can now join online! Easy! JOIN ONLINE TODAY!
We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 10,500 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
Nigel, thanks for getting back to me so quickly. That's me all sorted. Brilliant service!
Thank you again for an excellent service.
Thank you so much Nikki. That’ll get the car back on the road!
We only have savings and got significantly more than our bank account gave us. Definitely the Credit Union is the place to save.
Than you so much for your help with this matter, it has been a very straight forward process and I'm grateful for your knowledge.
I have had an account with the Harp & Crown CU for over 20 years and their administration is outstanding. I opened two Junior accounts for my grandchildren knowing their accounts will be secure and easy to administer. Using Direct Debits, I wish to give them a nest egg for later in their teens. I know their savings will be safe and also that I am empowered as the signatory and trustee for their accounts.
Thanks Ryan, appreciate your very speedy service!
Thank you so much! 1st class service as always!
Oh, wow thanks so much again. This is why I always recommend using the credit union to my colleagues. That is great service.
I have had the opportunity to access the new online platform, which is excellent. The process to get access was straightforward and once in the outlay is clear and well laid out
LATEST NEWS
Borrow 5 times your savings
04 March 2026
Just one of our KEY BENEFITS at the Harp and Crown Credit Union, which differentiates us from banks and other credit unions!
Testimonial Tuesday - Elizabeth
03 March 2026
Thanks to Harp and Crown CU member Elizabeth for this fantastic feedback!
Junior Savers FAQs
02 March 2026
Can I view my Junior's account online?
