We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 10,500 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
Thank you for your swift and straightforward approach! So easy to arrange.
We only have savings and got significantly more than our bank account gave us. Definitely the Credit Union is the place to save.
Super service! It has been a pleasure dealing with you today. Thank you.
Thank you very much. As always a quick and pain free service from yourselves.
Super! Thank you for a great service as usual!
I have had an account with the Harp & Crown CU for over 20 years and their administration is outstanding. I opened two Junior accounts for my grandchildren knowing their accounts will be secure and easy to administer. Using Direct Debits, I wish to give them a nest egg for later in their teens. I know their savings will be safe and also that I am empowered as the signatory and trustee for their accounts.
Many thanks for your quick response and action.
Thank you so much for such a quick and hassle free service. It's very much appreciated.
Thank you for the usual great Harp & Crown efficiency. You make it all very easy for this 79-year-old.
Excellent system. So easy to use. Thank you.
LATEST NEWS

Preparing for the months ahead?
22 August 2026
As we move into autumn, it’s a great time to get prepared for the months ahead.
Harp and Crown Credit Union donate to Care of Police Survivors PSNI Unity Tour
21 August 2026
Harp and Crown Credit Union donate £1000 to Care of Police Survivors (COPS) PSNI Unity Tour.
Reminder of July Bank Holiday Closure
20 August 2026
A gentle reminder... our next office closure is coming up soon - Monday 31st August 2026.


