Your family can now join online!
School Uniform Loan
LOAN options to suit YOU!
We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 11,000 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
Sincere thanks for your professional and valued assistance this afternoon.
THANK YOU again for your efficiency Nigel. Much appreciated.
Excellent fast friendly service. Couldn't ask for better. So glad my wife and I joined. Should have joined sooner!
Super service, thank you!
Thank you for the excellent service!
Nigel, thanks for getting back to me so quickly. That's me all sorted. Brilliant service!
Excellent rates for loans comparable to other local credit unions. Safe and secure. Been a member since it was started and wouldn't think of going to anyone else.
I have been a member for a number of years now and the service just gets better and better. Being able to type and edit my application via email is a great help, and the turnaround is outstanding as ever. Thank you for your help with this!
Fab!!!! Thank you so much!! That was so straightforward!
Thank you! Super quick service, only to be found with our Harp and Crown!
LATEST NEWS
Testimonial Tuesday - Alan
27 October 2026
Thanks to Harp and Crown CU member Alan for this fantastic feedback!
Don't Let Your Questions Haunt You This Halloween!
26 October 2026
Chat with a HUMAN... NOT a bot!
Free Life Cover When You Join a Credit Union
25 October 2026
Did you know your Harp & Crown membership could include free life cover?
