Family Accounts Available
Family memberships available (spouse/partner and children 16+) including children/grandchildren accounts 0-15 years!
Family memberships available (spouse/partner and children 16+) including children/grandchildren accounts 0-15 years!
Try our Flexi-loan!
"Provides credit when needed". Borrow between £500 - £3,000! Ts/Cs apply. NO PLEDGED SHARES REQUIRED! Apply STRAIGHTAWAY upon joining! Email us today!
"Provides credit when needed". Borrow between £500 - £3,000! Ts/Cs apply. NO PLEDGED SHARES REQUIRED! Apply STRAIGHTAWAY upon joining! Email us today!
NEW ONLINE JOINING PROCESS IS HERE!
YOU and your family members can now join online! Easy! JOIN ONLINE TODAY!
YOU and your family members can now join online! Easy! JOIN ONLINE TODAY!
We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 10,500 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
Many thanks, I am delighted with the loan and also the service received from Harp and Crown!
I am very glad you noticed and I have now updated my beneficiary details. I would encourage members to update their details at regular intervals!
All sorted and access gained. That was probably the easiest transition ever! Thanks very much!
Super service, thank you!
We only have savings and got significantly more than our bank account gave us. Definitely the Credit Union is the place to save.
THANK YOU again for your efficiency Nigel. Much appreciated.
Than you so much for your help with this matter, it has been a very straight forward process and I'm grateful for your knowledge.
Thank you all for the dividends paid in today- That really is fantastic!!!! And provided a much needed morale boost in the office here, amongst all who have accounts- so thank you! It really is appreciated.
Thank you so much for your prompt response! Great customer service, every time I make an enquiry.
Oh, wow thanks so much again. This is why I always recommend using the credit union to my colleagues. That is great service.
LATEST NEWS
Is your car insurance due soon?
07 February 2026
You could be missing out on LOWER INTEREST RATE LOANS?
Feedback Friday - Member Survey
06 February 2026
THANK YOU to all of our members who took the time to complete our survey!
Time to Talk Day!
05 February 2026
It’s #TimeToTalk Day. Talking about mental health isn’t easy. “But a conversation has the power to change lives.”
