We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 10,500 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
Absolutely delighted I opened an account for my son and I…Easy and very painless process…very friendly staff!
THANK YOU again for your efficiency Nigel. Much appreciated.
Nigel, thanks for getting back to me so quickly. That's me all sorted. Brilliant service!
App installed and followed your instruction. Withdrawal made. Thanks for all your help. Appreciated.
Thank you so much Nikki. That’ll get the car back on the road!
Super! Thank you for a great service as usual!
Brilliant service. Thank you.
Lovely touch to receive the gazette online, I haven't seen a copy since I retired and really appreciate this kindness.
Quick and easy to set up! A great service, thank you.
Wow! Many thanks for such a fast response!
LATEST NEWS

Borrow Without Pledged Shares
08 August 2026
Need extra financial flexibility?
8 Ways to Improve Your Credit Score
07 August 2026
Need to improve your credit score?
August Challenges Are Here!
06 August 2026
A huge thank you to all of our Junior Saver members who took part in our July activities. We loved seeing all your entries!


