We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 10,500 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
I didn't know the Police Service in NI had a credit union dedicated to them. I just found out about the Harp and Crown when searching for local credit unions. I'm delighted to join and also open an account for my child!
Wow! Many thanks for such a fast response!
Thank you so much! 1st class service as always!
Quick and easy to set up! A great service, thank you.
This is fantastic. Thank you for bringing us a modern, user-friendly system. Long overdue.
App installed and followed your instruction. Withdrawal made. Thanks for all your help. Appreciated.
Super service! It has been a pleasure dealing with you today. Thank you.
1st class service as always! Thank you so much.
Thank you for this. All sorted and easy to use.
LATEST NEWS

National Customer Service Week 2026
07 October 2026
At Harp & Crown Credit Union, our members are at the heart of everything we do.
Testimonial Tuesday - Hugh
06 October 2026
Thanks to Harp and Crown CU member Hugh for this fantastic feedback!
Find a Harp and Crown Loan that Fits Your Needs
06 October 2026
Explore flexible borrowing options designed to help with everything from smaller expenses to larger purchases.

