We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 10,500 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
Fab!!!! Thank you so much!! That was so straightforward!
All sorted and access gained. That was probably the easiest transition ever! Thanks very much!
The service I have received in all my dealings with the Harp and Crown have been second to none. It's a pity some of our local banks didn't have the same level of customer service.
I have had the opportunity to access the new online platform, which is excellent. The process to get access was straightforward and once in the outlay is clear and well laid out
Thank you so much! 1st class service as always!
Thank you so much for your prompt response! Great customer service, every time I make an enquiry.
Quick and easy to set up! A great service, thank you.
App installed and followed your instruction. Withdrawal made. Thanks for all your help. Appreciated.
I am very impressed with your new internet banking. What an excellent system. Having worked in finance for some time I really love it. CONGRATULATIONS.
Thank you. Excellent service as always!
LATEST NEWS

Happy World Book Day!
05 March 2026
According to our latest member survey, 25% of you said reading is one of your main interests outside of work - we love to see this!
Police Staff Week
04 March 2026
At Harp and Crown Credit Union, we are proud to celebrate Police Staff Week, a time dedicated to the celebration and recognition of those who play a crucial role within the police family.
Borrow 5 times your savings
04 March 2026
Just one of our KEY BENEFITS at the Harp and Crown Credit Union, which differentiates us from banks and other credit unions!





