Your family can now join online!
School Uniform Loan
LOAN options to suit YOU!
We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 10,500 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
Opening a Junior account just before Christmas was the easiest experience I have ever had opening an account.
Thank you so much! 1st class service as always!
Many thanks for your quick response and action.
A very simple process!
Thank you for the usual great Harp & Crown efficiency. You make it all very easy for this 79-year-old.
Judith, thank you for such a quick and seamless process. Much appreciated.
Wow that was fast. Thank you as always for your speedy service.
Nigel, thanks for getting back to me so quickly. That's me all sorted. Brilliant service!
That’s brilliant. Thank you very much. No issues at all, very quick and easy!
Just letting you know I set up my online banking with absolutely no problem at all and was able to change my PIN also with no hassle, thank you so much for making this easy to do and glad I can now see my balance at a moment’s notice. Thank you again.
LATEST NEWS
The rate you see should be the rate you get.
07 September 2026
Have you ever been caught out by a BANK’S “HEADLINE” loan rate?
Help us reach our next HUGE milestone of 11,000 active* members!
06 September 2026
Once we reach 11K ALL members go into our big £150 PRIZE DRAW!
Building Financial Resilience: Why Saving Matters
06 September 2026
Life can be unpredictable. An unexpected bill, car repair or change in circumstances can put pressure on your finances.
