Your family can now join online!
School Uniform Loan
LOAN options to suit YOU!
We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 10,500 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
That’s brilliant. Thank you very much. No issues at all, very quick and easy!
Thank you for your swift and straightforward approach! So easy to arrange.
Thank you very much for the voucher. I am so delighted to receive it - it was such a lovely surprise, especially whilst off on maternity leave and will come to good use!
All sorted and access gained. That was probably the easiest transition ever! Thanks very much!
Thank you so much for your speedy handling of my loan application. I really appreciate it.
A very simple process!
Quick and easy to set up! A great service, thank you.
Super service, thank you!
Fantastic service. easy access to savings and helpful with loans.
Thank you all for the dividends paid in today- That really is fantastic!!!! And provided a much needed morale boost in the office here, amongst all who have accounts- so thank you! It really is appreciated.
LATEST NEWS
How do I change my payroll/direct debit contribution?
17 August 2026
Amending your direct debit or payroll contribution is simple!
How Much Should I Have in an Emergency Fund?
16 August 2026
Building an emergency fund can provide peace of mind when unexpected expenses arise.
Do you have young children?
15 August 2026
How much could you save for their future?
