We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 11,000 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
Thank you so much for your speedy handling of my loan application. I really appreciate it.
Absolutely delighted I opened an account for my son and I…Easy and very painless process…very friendly staff!
Wow! Many thanks for such a fast response!
Thank you for this. All sorted and easy to use.
I have been a member for a number of years now and the service just gets better and better. Being able to type and edit my application via email is a great help, and the turnaround is outstanding as ever. Thank you for your help with this!
Fantastic service. easy access to savings and helpful with loans.
Thank you very much for the voucher. I am so delighted to receive it - it was such a lovely surprise, especially whilst off on maternity leave and will come to good use!
Thank you! Super quick service, only to be found with our Harp and Crown!
I am very impressed with your new internet banking. What an excellent system. Having worked in finance for some time I really love it. CONGRATULATIONS.
Oh, wow thanks so much again. This is why I always recommend using the credit union to my colleagues. That is great service.
LATEST NEWS

10 Benefits of Joining Harp & Crown Credit Union
22 October 2026
We are delighted to welcome so many new members to Harp & Crown Credit Union over the last few months.
Borrow £5K–£15K with a Signature Loan
21 October 2026
Need extra funds without dipping into your savings?
Withdraw Shares With Online Banking
20 October 2026
Did you Know you can now request a share withdrawal 24/7 through our Online Banking APP?


