We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 10,500 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
Thank you very much for the voucher. I am so delighted to receive it - it was such a lovely surprise, especially whilst off on maternity leave and will come to good use!
Quick and easy to set up! A great service, thank you.
This is fantastic. Thank you for bringing us a modern, user-friendly system. Long overdue.
Thank you all for the dividends paid in today- That really is fantastic!!!! And provided a much needed morale boost in the office here, amongst all who have accounts- so thank you! It really is appreciated.
Super service! It has been a pleasure dealing with you today. Thank you.
THANK YOU again for your efficiency Nigel. Much appreciated.
App installed and followed your instruction. Withdrawal made. Thanks for all your help. Appreciated.
Many thanks for your help. Such a fast and efficient service!
Than you so much for your help with this matter, it has been a very straight forward process and I'm grateful for your knowledge.
All sorted and access gained. That was probably the easiest transition ever! Thanks very much!
LATEST NEWS

Testimonial Tuesday - David
28 April 2026
Thanks to Harp and Crown CU member Derek for this fantastic feedback!
Never taken a loan out with us before?
27 April 2026
Did you know we have a 1ST TIME LOAN with a fantastic low interest rate of 5.5% APR?
Siobhan Farewell
26 April 2026
Farewell to our CEO Siobhan!


