We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 10,500 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
Thank you so much for getting back to me so promptly. You provide such an easy and efficient service to all members. Thank you so much.
Kathleen has been very helpful to me in regards to restructuring my loan, to reduce my payments, while I return to study. I have always received quick and efficient responses to any questions or queries I have had, in the years I have been a member. It's a very helpful and friendly service. 5 stars!
Opening a Junior account just before Christmas was the easiest experience I have ever had opening an account.
Thank you! Super quick service, only to be found with our Harp and Crown!
Thank you very much for the voucher. I am so delighted to receive it - it was such a lovely surprise, especially whilst off on maternity leave and will come to good use!
Wow! Many thanks for such a fast response!
Super service, thank you!
1st class service as always! Thank you so much.
Thank you so much! 1st class service as always!
Thank you for your swift and straightforward approach! So easy to arrange.
LATEST NEWS

Top up your loan now!
28 May 2026
Do you know how much is remaining on your loan with us?
Signature Loan Prize Draw!
27 May 2026
Introducing our NEW Signature Loan!
Testimonial Tuesday - Online Banking
26 May 2026
Thanks to Harp and Crown Credit Union member Graham for this fantastic feedback.!

