We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 10,500 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
Than you so much for your help with this matter, it has been a very straight forward process and I'm grateful for your knowledge.
Excellent fast friendly service. Couldn't ask for better. So glad my wife and I joined. Should have joined sooner!
Super! Thank you for a great service as usual!
Thank you so much for getting back to me so promptly. You provide such an easy and efficient service to all members. Thank you so much.
This is FIRST CLASS! Thank you VERY much. :)
Thank you so much Nikki. That’ll get the car back on the road!
Wow! Many thanks for such a fast response!
Many thanks, I am delighted with the loan and also the service received from Harp and Crown!
Thank you for this. All sorted and easy to use.
Thank you very much for the voucher. I am so delighted to receive it - it was such a lovely surprise, especially whilst off on maternity leave and will come to good use!
LATEST NEWS

Who exactly in MY family can join?
31 May 2026
I’m a Harp and Crown Credit Union member. Who exactly in MY family can join?
Update YOUR marketing preferences today
30 May 2026
Did you know? You can update your marketing preferences within the APP.
Reboot. Save. Grow.
30 May 2026
June is the perfect time to refresh your finances and refocus your goals for the rest of the year.


