We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 10,500 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
Than you so much for your help with this matter, it has been a very straight forward process and I'm grateful for your knowledge.
Super service, thank you!
Thank you so much! 1st class service as always!
Thank you for the usual great Harp & Crown efficiency. You make it all very easy for this 79-year-old.
We only have savings and got significantly more than our bank account gave us. Definitely the Credit Union is the place to save.
Thank you again for an excellent service.
Sincere thanks for your professional and valued assistance this afternoon.
Opening a Junior account just before Christmas was the easiest experience I have ever had opening an account.
Just letting you know I set up my online banking with absolutely no problem at all and was able to change my PIN also with no hassle, thank you so much for making this easy to do and glad I can now see my balance at a moment’s notice. Thank you again.
The service I have received in all my dealings with the Harp and Crown have been second to none. It's a pity some of our local banks didn't have the same level of customer service.
LATEST NEWS

Stress Awareness Month
13 April 2026
It's Stress Awareness Month and the theme this year is Be The Change
Cover unexpected costs with our Flexi-Loan
12 April 2026
Life doesn’t always go to plan — whether it’s car repairs, a broken boiler or an unexpected bill....jpg)
How much does your pet cost you?
11 April 2026
April is National Pet Month AND today is National Pet Day!





