We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 10,500 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
Quick and easy to set up! A great service, thank you.
Thank you so much for getting back to me so promptly. You provide such an easy and efficient service to all members. Thank you so much.
Wow! Many thanks for such a fast response!
Many thanks for your quick response and action.
Judith, thank you for such a quick and seamless process. Much appreciated.
Excellent rates for loans comparable to other local credit unions. Safe and secure. Been a member since it was started and wouldn't think of going to anyone else.
Thank you, that's me sorted, the new app is so handy and easy to navigate.
Just signed in to view it and have to say, looks excellent. Thank you!!
Thank you for this. All sorted and easy to use.
A very simple process!
LATEST NEWS

Loan Application Deadline Today!
02 April 2026
REMINDER!
National Walking Day
01 April 2026
National walking day is celebrated every year on the first Wednesday of April.
Testimonial Tuesday - Member Survey
31 March 2026
Thanks to Harp and Crown CU member for this fantastic feedback having completed our member survey!





