Your family can now join online!
School Uniform Loan
Range of loan options
Try our Flexi-loan!
"Provides credit when needed". Borrow between £500 - £3,000! Ts/Cs apply. NO PLEDGED SHARES REQUIRED! Apply STRAIGHTAWAY upon joining! Email us today!
"Provides credit when needed". Borrow between £500 - £3,000! Ts/Cs apply. NO PLEDGED SHARES REQUIRED! Apply STRAIGHTAWAY upon joining! Email us today!
Family Accounts Available
Family memberships available (spouse/partner and children 16+) including children/grandchildren accounts 0-15 years!
Family memberships available (spouse/partner and children 16+) including children/grandchildren accounts 0-15 years!
We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 10,500 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
We only have savings and got significantly more than our bank account gave us. Definitely the Credit Union is the place to save.
Wow! This is so handy!
Than you so much for your help with this matter, it has been a very straight forward process and I'm grateful for your knowledge.
Fantastic service. easy access to savings and helpful with loans.
I have had an account with the Harp & Crown CU for over 20 years and their administration is outstanding. I opened two Junior accounts for my grandchildren knowing their accounts will be secure and easy to administer. Using Direct Debits, I wish to give them a nest egg for later in their teens. I know their savings will be safe and also that I am empowered as the signatory and trustee for their accounts.
Thank you for the excellent service!
Thank you, that's me sorted, the new app is so handy and easy to navigate.
Sincere thanks for your professional and valued assistance this afternoon.
Oh, wow thanks so much again. This is why I always recommend using the credit union to my colleagues. That is great service.
Excellent fast friendly service. Couldn't ask for better. So glad my wife and I joined. Should have joined sooner!
LATEST NEWS
Strapped for cash until payday?
29 July 2026
Borrow between £500 - £3,000 with our Flexi-Loan.
Testimonial Tuesday - Online Chat
28 July 2026
Thanks to Harp and Crown CU member Jacqueline for this fantastic feedback!
HACCU Group Accounts
27 July 2026
Did you know we offer Group Accounts?
