Your family can now join online!
School Uniform Loan
LOAN options to suit YOU!
We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 10,500 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
The service I have received in all my dealings with the Harp and Crown have been second to none. It's a pity some of our local banks didn't have the same level of customer service.
Excellent rates for loans comparable to other local credit unions. Safe and secure. Been a member since it was started and wouldn't think of going to anyone else.
Thank you for this. All sorted and easy to use.
This is FIRST CLASS! Thank you VERY much. :)
Wow that was fast. Thank you as always for your speedy service.
THANK YOU again for your efficiency Nigel. Much appreciated.
App installed and followed your instruction. Withdrawal made. Thanks for all your help. Appreciated.
Many thanks for your help. Such a fast and efficient service!
Opening a Junior account just before Christmas was the easiest experience I have ever had opening an account.
Thank you so much Nikki. That’ll get the car back on the road!
LATEST NEWS
Need a Large Loan? Borrow Up to £35,000.
24 August 2026
Discover our £20K Plus Loan, offering flexible repayments and competitive rates from 6.9% APR.
Why Choose a Credit Union Instead of a Bank?
23 August 2026
From flexible loans and free life cover to annual dividends and prize draws, see what makes membership different.
Preparing for the months ahead?
22 August 2026
As we move into autumn, it’s a great time to get prepared for the months ahead.
