Your family can now join online!
School Uniform Loan
LOAN options to suit YOU!
We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 10,500 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
Excellent fast friendly service. Couldn't ask for better. So glad my wife and I joined. Should have joined sooner!
Wow that was fast. Thank you as always for your speedy service.
Thank you very much for the voucher. I am so delighted to receive it - it was such a lovely surprise, especially whilst off on maternity leave and will come to good use!
Many thanks, I am delighted with the loan and also the service received from Harp and Crown!
Thank you so much for getting back to me so promptly. You provide such an easy and efficient service to all members. Thank you so much.
Opening a Junior account just before Christmas was the easiest experience I have ever had opening an account.
Wow! That's super-fast and super service!
I have been a member for a number of years now and the service just gets better and better. Being able to type and edit my application via email is a great help, and the turnaround is outstanding as ever. Thank you for your help with this!
Absolutely delighted I opened an account for my son and I…Easy and very painless process…very friendly staff!
Thanks Ryan, appreciate your very speedy service!
LATEST NEWS
Which Harp & Crown Credit Union Loan Is Right for You?
04 September 2026
Compare our loan options and find the right solution for your needs, from first-time borrowing to home improvements, holidays and larger purchases.
Social Enterprise Awards
03 September 2026
Well this was a surprise (thanks to a colleague for putting the application in without the marketing team’s knowledge 🤣)….
Need a Loan for the First Time?
03 September 2026
Borrow up to £12,000 with flexible repayments.
