Your family can now join online!
School Uniform Loan
LOAN options to suit YOU!
We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 10,500 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
Super service! It has been a pleasure dealing with you today. Thank you.
App installed and followed your instruction. Withdrawal made. Thanks for all your help. Appreciated.
Thank you for your swift and straightforward approach! So easy to arrange.
I didn't know the Police Service in NI had a credit union dedicated to them. I just found out about the Harp and Crown when searching for local credit unions. I'm delighted to join and also open an account for my child!
Wow! That's super-fast and super service!
Brilliant service. Thank you.
Judith, thank you for such a quick and seamless process. Much appreciated.
Thank you again for an excellent service.
Many thanks folks, a pleasure, and a straightforward experience!
Thank you all for the dividends paid in today- That really is fantastic!!!! And provided a much needed morale boost in the office here, amongst all who have accounts- so thank you! It really is appreciated.
LATEST NEWS
Office Closed Today - August Bank Holiday
31 August 2026
Reminder our office is CLOSED TODAY (Mon 31st August 2026).
Free Life Cover for members
30 August 2026
What does this mean?
Stay Active to Receive Your Annual Dividend
29 August 2026
In 2025, we paid out a DIVIDEND of 3% to Harp and Crown Credit Union members. That's over £1.2 MILLION to our members!
