We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 10,500 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
Thank you! Super quick service, only to be found with our Harp and Crown!
Thank you all for the dividends paid in today- That really is fantastic!!!! And provided a much needed morale boost in the office here, amongst all who have accounts- so thank you! It really is appreciated.
Kathleen has been very helpful to me in regards to restructuring my loan, to reduce my payments, while I return to study. I have always received quick and efficient responses to any questions or queries I have had, in the years I have been a member. It's a very helpful and friendly service. 5 stars!
We only have savings and got significantly more than our bank account gave us. Definitely the Credit Union is the place to save.
Super service, thank you!
Many thanks for my statement Ryan and thanks also for organising our accounts and keeping us right!
Super! Thank you for a great service as usual!
Many thanks for your quick response and action.
A very simple process!
All sorted and access gained. That was probably the easiest transition ever! Thanks very much!
LATEST NEWS

Can Your Family Join Too?
12 August 2026
Find out which family members can join Harp and Crown Credit Union and get started online today.
Testimonial Tuesday - Emma
11 August 2026
Thanks to Harp and Crown CU member Emma for this fantastic feedback!
Apply for a Signature Loan Online
10 August 2026
Need help with your next big expense?


