We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 10,500 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
Thank you for this. All sorted and easy to use.
Opening a Junior account just before Christmas was the easiest experience I have ever had opening an account.
Thank you so much for your speedy handling of my loan application. I really appreciate it.
Wow! Many thanks for such a fast response!
Thank you so much for getting back to me so promptly. You provide such an easy and efficient service to all members. Thank you so much.
Super service! It has been a pleasure dealing with you today. Thank you.
Super service, thank you!
Thank you very much for the voucher. I am so delighted to receive it - it was such a lovely surprise, especially whilst off on maternity leave and will come to good use!
Wow that was fast. Thank you as always for your speedy service.
I am very impressed with your new internet banking. What an excellent system. Having worked in finance for some time I really love it. CONGRATULATIONS.
LATEST NEWS

Invest in a Healthier Financial Future for your family!
14 March 2026
“Police Family” in Northern Ireland.
Are You Managing Rising Costs?
13 March 2026
Energy prices... Fuel spikes... the cost of living...
Activate Online Banking Before the Office Closure!
12 March 2026
Have YOU contacted us to ACTIVATE your NEW-improved ONLINE BANKING platform yet?





