We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 10,500 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
That’s brilliant. Thank you very much. No issues at all, very quick and easy!
Thanks Ryan, appreciate your very speedy service!
Thank you, that's me sorted, the new app is so handy and easy to navigate.
Wow! This is so handy!
Thank you for your very prompt response. It's much in keeping with all my experience of the Harp and Crown and the folks that work there - professional, courteous and fast! Something that many of the high street institution could learn from.
Many thanks, I am delighted with the loan and also the service received from Harp and Crown!
Thank you all for the dividends paid in today- That really is fantastic!!!! And provided a much needed morale boost in the office here, amongst all who have accounts- so thank you! It really is appreciated.
Thank you so much for your speedy handling of my loan application. I really appreciate it.
The service I have received in all my dealings with the Harp and Crown have been second to none. It's a pity some of our local banks didn't have the same level of customer service.
Thank you! Super quick service, only to be found with our Harp and Crown!
LATEST NEWS

Do you have young children you could be SAVING for?
04 June 2026
Why not start NOW and help plan a healthier financial future for them!
PSNI RFC Awards/AGM
04 June 2026
Thanks to Colin Brunt (PSNI RFC) for the following update:
Do you need help covering unexpected costs?
03 June 2026
Our Flexi-Loan could help with car repairs, a broken boiler, unexpected bills, holiday expenses… and more.


