Family Accounts Available
Family memberships available (spouse/partner and children 16+) including children/grandchildren accounts 0-15 years!
Family memberships available (spouse/partner and children 16+) including children/grandchildren accounts 0-15 years!
Try our Flexi-loan!
"Provides credit when needed". Borrow between £500 - £3,000! Ts/Cs apply. NO PLEDGED SHARES REQUIRED! Apply STRAIGHTAWAY upon joining! Email us today!
"Provides credit when needed". Borrow between £500 - £3,000! Ts/Cs apply. NO PLEDGED SHARES REQUIRED! Apply STRAIGHTAWAY upon joining! Email us today!
NEW ONLINE JOINING PROCESS IS HERE!
YOU and your family members can now join online! Easy! JOIN ONLINE TODAY!
YOU and your family members can now join online! Easy! JOIN ONLINE TODAY!
We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 10,500 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
Thank you again for an excellent service.
Wow! This is so handy!
Judith, thank you for such a quick and seamless process. Much appreciated.
I have had the opportunity to access the new online platform, which is excellent. The process to get access was straightforward and once in the outlay is clear and well laid out
Oh, wow thanks so much again. This is why I always recommend using the credit union to my colleagues. That is great service.
Thank you! Super quick service, only to be found with our Harp and Crown!
Thank you so much for getting back to me so promptly. You provide such an easy and efficient service to all members. Thank you so much.
We only have savings and got significantly more than our bank account gave us. Definitely the Credit Union is the place to save.
I am very glad you noticed and I have now updated my beneficiary details. I would encourage members to update their details at regular intervals!
App installed and followed your instruction. Withdrawal made. Thanks for all your help. Appreciated.
LATEST NEWS
5 reasons to become a Credit Union Member
10 July 2026
Looking for a better way to save and borrow? Here’s why joining a Credit Union makes sense:
Loan Application Deadlines
09 July 2026
REMINDER!
Downpatrick station visit
09 July 2026
Welcome to our NEW members from recent visits to Lisnasharragh and Downpatrick Police Stations!
