We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 10,500 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
I didn't know the Police Service in NI had a credit union dedicated to them. I just found out about the Harp and Crown when searching for local credit unions. I'm delighted to join and also open an account for my child!
Absolutely delighted I opened an account for my son and I…Easy and very painless process…very friendly staff!
Thank you for the excellent service!
Judith, thank you for such a quick and seamless process. Much appreciated.
Thank you very much. As always a quick and pain free service from yourselves.
Brilliant service. Thank you.
Super service! It has been a pleasure dealing with you today. Thank you.
Many thanks for my statement Ryan and thanks also for organising our accounts and keeping us right!
Thank you very much. A pleasure to deal with as always!
Thank you for your swift and straightforward approach! So easy to arrange.
LATEST NEWS

Top up your loan now!
16 April 2026
Do you know how much is remaining on your loan with us?
Week 2 of our LIFT Ireland Leadership Roundtable complete!
15 April 2026
We have LIFT Ireland Leadership Facilitators (fully trained) within our own organisation, who are facilitating sessions over an 8 week period.
How much could you save for YOUR juniors future?
15 April 2026
Do you have young children you could be SAVING for? Why not start NOW and help plan a healthier financial future for them!





