We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 10,500 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
Lovely touch to receive the gazette online, I haven't seen a copy since I retired and really appreciate this kindness.
Opening a Junior account just before Christmas was the easiest experience I have ever had opening an account.
Thank you, that's me sorted, the new app is so handy and easy to navigate.
Judith, thank you for such a quick and seamless process. Much appreciated.
Just letting you know I set up my online banking with absolutely no problem at all and was able to change my PIN also with no hassle, thank you so much for making this easy to do and glad I can now see my balance at a moment’s notice. Thank you again.
App installed and followed your instruction. Withdrawal made. Thanks for all your help. Appreciated.
Excellent fast friendly service. Couldn't ask for better. So glad my wife and I joined. Should have joined sooner!
Super service! It has been a pleasure dealing with you today. Thank you.
Fab!!!! Thank you so much!! That was so straightforward!
Wow! That's super-fast and super service!
LATEST NEWS

Are you planning a holiday this year?
20 April 2026
With holiday and flight PRICES INCREASING there’s no better time to secure your getaway than now!
Saving Tips this Spring
19 April 2026
Spring is the perfect time to pause and take a fresh look at your finances.
What is a CREDIT UNION?
18 April 2026
Not sure what a CREDIT UNION is? And who exactly is our COMMON BOND?





