We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 10,500 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
Absolutely delighted I opened an account for my son and I…Easy and very painless process…very friendly staff!
Many thanks for your quick response and action.
THANK YOU again for your efficiency Nigel. Much appreciated.
Thank you for the usual great Harp & Crown efficiency. You make it all very easy for this 79-year-old.
Nigel, thanks for getting back to me so quickly. That's me all sorted. Brilliant service!
I am very impressed with your new internet banking. What an excellent system. Having worked in finance for some time I really love it. CONGRATULATIONS.
Thank you so much for your prompt response! Great customer service, every time I make an enquiry.
Super! Thank you for a great service as usual!
Thank you for your very prompt response. It's much in keeping with all my experience of the Harp and Crown and the folks that work there - professional, courteous and fast! Something that many of the high street institution could learn from.
Super service, thank you!
LATEST NEWS

Thank You to Our Emergency Services
09 September 2026
Today is Emergency Services Day, a chance to recognise and thank the incredible people who work to keep our communities safe.
Benefits for Credit Union Members Aged 70+
09 September 2026
“I’m over 70, what are the BENEFITS of staying a credit union member?”
Testimonial Tuesday - Susan
08 September 2026
Thanks to Harp and Crown CU member Susan for this fantastic feedback!


