We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 10,500 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
Than you so much for your help with this matter, it has been a very straight forward process and I'm grateful for your knowledge.
Thank you. Excellent service as always!
Thank you so much Nikki. That’ll get the car back on the road!
This is fantastic. Thank you for bringing us a modern, user-friendly system. Long overdue.
Thanks Ryan, appreciate your very speedy service!
I have had the opportunity to access the new online platform, which is excellent. The process to get access was straightforward and once in the outlay is clear and well laid out
Thank you so much for your prompt response! Great customer service, every time I make an enquiry.
I didn't know the Police Service in NI had a credit union dedicated to them. I just found out about the Harp and Crown when searching for local credit unions. I'm delighted to join and also open an account for my child!
Thank you very much for the voucher. I am so delighted to receive it - it was such a lovely surprise, especially whilst off on maternity leave and will come to good use!
Lovely touch to receive the gazette online, I haven't seen a copy since I retired and really appreciate this kindness.
LATEST NEWS

Activate Online Banking Before the Office Closure!
26 March 2026
Have YOU contacted us to ACTIVATE your NEW-improved ONLINE BANKING platform yet?
How and when to amend your PAYROLL or DIRECT DEBIT
25 March 2026
Do you need to AMEND your monthly PAYROLL or DIRECT DEBIT savings amount? EASY!
Celebrating 25 Years of the Real Living Wage Campaign!
25 March 2026
An absolute pleasure to attend this great (and very important) event today at Ormeau Labs, as part of the Imagine! Belfast Festival of Ideas & Politics programme.





