Your family can now join online!
School Uniform Loan
LOAN options to suit YOU!
We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 11,000 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
Quick and easy to set up! A great service, thank you.
Many thanks for your help. Such a fast and efficient service!
Many thanks for my statement Ryan and thanks also for organising our accounts and keeping us right!
Thank you very much. As always a quick and pain free service from yourselves.
App installed and followed your instruction. Withdrawal made. Thanks for all your help. Appreciated.
Thank you again for an excellent service.
Judith, thank you for such a quick and seamless process. Much appreciated.
Oh, wow thanks so much again. This is why I always recommend using the credit union to my colleagues. That is great service.
Excellent rates for loans comparable to other local credit unions. Safe and secure. Been a member since it was started and wouldn't think of going to anyone else.
Thank you for your very prompt response. It's much in keeping with all my experience of the Harp and Crown and the folks that work there - professional, courteous and fast! Something that many of the high street institution could learn from.
LATEST NEWS
No Tricks, Just Competitive Loan Rates
30 October 2026
Don't let high borrowing costs give you nightmares this Halloween!
Could Your Family Join?
30 October 2026
Your family members could enjoy the benefits of Harp & Crown Credit Union membership too. Find out who’s eligible to join!
Borrow Up to £35,000 with HACCU
29 October 2026
Need a larger loan? Borrow between £20,000 and £35,000 with flexible repayments and competitive rates from 6.9% APR.
