Introducing our NEW loan product. Borrow between £500 - £3,000! Ts/Cs apply. This replaces our Loan Promotion. Email us today for further details.
Introducing our NEW loan product. Borrow between £500 - £3,000! Ts/Cs apply. This replaces our Loan Promotion. Email us today for further details.
Did you know? We offer membership to your immediate family (16 years+) including children/grandchildren accounts 0-15 years?
Did you know? We offer membership to your immediate family (16 years+) including children/grandchildren accounts 0-15 years?
We appreciate personal circumstances may change.
Please remember to update your beneficiary.
We appreciate personal circumstances may change.
Please remember to update your beneficiary.
Don''t miss our monthly member e-newsletters with bespoke giveaways! Join our mailing list today.
Don''t miss our monthly member e-newsletters with bespoke giveaways! Join our mailing list today.
Did you know we are on Facebook, Instagram, X-Twitter, Threads AND LinkedIn? Follow us for regular news, updates and competitions!
Did you know we are on Facebook, Instagram, X-Twitter, Threads AND LinkedIn? Follow us for regular news, updates and competitions!
Save regularly and borrow only what you need. Save as little as £10 per month straight from payroll or by direct debit. Access ethical borrowing options and flexible monthly repayments. Ts and Cs apply.
Save regularly and borrow only what you need. Save as little as £10 per month straight from payroll or by direct debit. Access ethical borrowing options and flexible monthly repayments. Ts and Cs apply.
In 2024 the Harp and Crown CU dividend was 2.5% (increased from 2% in 2023). A Loan Interest Rebate was also issued on 29th November 2024, based on Oct 2023 to Sept 2024 accrued rates.
In 2024 the Harp and Crown CU dividend was 2.5% (increased from 2% in 2023). A Loan Interest Rebate was also issued on 29th November 2024, based on Oct 2023 to Sept 2024 accrued rates.
Work out how much you can afford with our loan calculator.
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
With around 10,000 members and growing, we welcome member applications from our wider Police family common bond and their families.
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
I have been a member for a number of years now and the service just gets better and better. Being able to type and edit my application via email is a great help, and the turnaround is outstanding as ever. Thank you for your help with this!
Thank you very much. A pleasure to deal with as always!
Thank you so much for getting back to me so promptly. You provide such an easy and efficient service to all members. Thank you so much.
Fab!!!! Thank you so much!! That was so straightforward!
All sorted and access gained. That was probably the easiest transition ever! Thanks very much!
Thank you for the usual great Harp & Crown efficiency. You make it all very easy for this 79-year-old.
Thank you for your very prompt response. It's much in keeping with all my experience of the Harp and Crown and the folks that work there - professional, courteous and fast! Something that many of the high street institution could learn from.
Kathleen has been very helpful to me in regards to restructuring my loan, to reduce my payments, while I return to study. I have always received quick and efficient responses to any questions or queries I have had, in the years I have been a member. It's a very helpful and friendly service. 5 stars!
Thank you. Excellent service as always!
Just letting you know I set up my online banking with absolutely no problem at all and was able to change my PIN also with no hassle, thank you so much for making this easy to do and glad I can now see my balance at a moment’s notice. Thank you again.
Before asking for credit, check your credit score! You can do this online via a credit reference agency.
Need to improve your credit score?
Have you REMARRIED? Has your BENEFICIARY passed away? OR have your personal circumstances changed since you opened your HACCU account?
There are MANY reasons to choose your credit union over a bank:
