Stop - THINK before you apply for a payday loan

Please consider the following before making any decisions on borrowing:

1. How much interest will you pay?

2. Can you pay the loan back within the agreed time?

3. Are you aware of late payment fees?

4. Have you considered other financial help options, such as your local credit union?

5. ALWAYS make sure your lender is approved by the Financial Conduct Authority.

Contact your credit union FIRST for ethical and safe financial services. 

Remember we offer lower interest rate loans with no extra fees and we can look at ways to restructure your loan repayments if they become unaffordable. 

We are here for YOU.

Email creditunion@harpandcrown.co.uk or phone 028 9068 5198. 

“Save regularly and borrow only what you need.”

The Harp and Crown Credit Union provides safe, secure, flexible finances for the wider police family in Northern Ireland.