Junior Savings: Save for Your Child’s Future

26 September 2026

uk savings week sep 26
UK Savings Week is a great opportunity to think about the financial future you’re building for your children or grandchildren.

Regular saving, even a small amount each month, can add up over time and help towards future costs.

At Harp & Crown Credit Union, we’re seeing more members investing in their children’s financial future, with 15% more Junior Accounts than last year. 

How much could you save for your junior?

Saving regularly from an early age gives your child more time to build up their savings. For example, if you saved from birth until your child turns 18:

 

  • £20 per month = £4,320 saved
  • £50 per month = £10,800 saved

That could provide a helpful financial head start when they reach adulthood and face bigger expenses, whether that's university, their first car moving out or another important milestone.

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A Harp & Crown Credit Union Junior Account can help you build a savings habit for your child or grandchild from an early age.

 

The Junior Account Facility is available to qualifying members who wish to open an account for their child or grandchild from birth to age 15.

 

And getting your junior started is now quicker and easier than ever.

 

You can now complete our NEW Junior Online Joining Form to get started.

Junior Online Joining Form

Questions? Get in touch today!

 

The Harp and Crown Credit Union has been providing safe, ethical and flexible finances for the Police and wider Police family in Northern Ireland since 1998.

 

Harp and Crown Credit Union Ltd are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Firm Reference Number (FRN) 577113. For details visit http://www.fca.org.uk
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