credit union or bank

Credit Unions V Banks 2023


Buying a car? Planning some home improvement? Need to consolidate some high interest credit cards? Here are 10 reasons why you should visit your credit union first, before approaching a bank for a loan…

Credit Unions V Banks 2023

Credit Union Human Way


Here’s just ONE of the main reasons to apply for a loan with us!

Credit Union Human Way

Free Life Cover


FREE LIFE COVER for Harp and Crown CU members up until 70 years of age!

Free Life Cover

Rise in interest rates


“Credit card APRs hit 30% as car loans charges double.”


Join a credit union today


Why join a credit union?

Join a credit union today

No rates changes here


Harp and Crown CU members! Please be assured our LOANS remain at the SAME lower interest rates!



CU Vs Bank


Apart from ONE great reason alone…the increase in Bank of England rates…and our lower interest rates remaining the same…here's why you should visit your credit union FIRST before approaching a bank for a loan.

CU Vs Bank

Members Free Life Cover


UNLIKE banks, CREDIT UNIONS such as the Harp and Crown CU provide FREE LIFE COVER up the the age of 70 years old.

Members Free Life Cover

Ethical Borrowing


CREDIT UNIONS Vs Banks:  ETHICAL BORROWING

Ethical Borrowing

bank loan headline rates


Hands up who got caught out with the BANK’S “HEADLINE” loan rate…

bank loan headline rates

No penalties to access your money


There are NO penalties to access your money with us.

No penalties to access your money

Loan Interest Rebate


As we near the end of our financial year (running from Oct-Sept) we’re reflecting on the BENEFITS of being a Harp and Crown Credit Union member!


cu vs bank blog


Credit Unions are VERY on topic at the moment with the departure of several major banks in Ireland, and credit unions coming to the fore in excellence.

cu vs bank blog

credit union dividend vs boe interest


Continuing Talk Money Week...let’s TALK about PROFIT SHARE.

credit union dividend vs boe interest

finding a yes for you


Come to us FIRST…we’ll always try and find a way to SAY YES.

 

finding a yes for you

playing the long game


Play the long game and support YOUR Credit Union...

playing the long game

reasons to join a credit union


Here’s your New Year reminder to check out your local credit union!

reasons to join a credit union

credit union loans same day


Around 95% of our CREDIT UNION LOAN applications are approved and issued on the same day.

credit union loans same day

siobhan ceo social enterprise podcast


We’ve been keeping this one under wraps for a while…

siobhan ceo social enterprise podcast

save up to thirty thousand pounds


Following our AGM in December, we announced an INCREASE in the Harp and Crown Credit Union member share holdings (savings limit).

save up to thirty thousand pounds

cu vs banks 2024


There are MANY reasons to choose your credit union over a bank, whether that’s to avail of lower interest, ethical loans, save into an instant access emergency fund or the desire to belong to a community of likeminded savers and borrowers.

cu vs banks 2024

why join a credit union


Why join a CREDIT UNION?

why join a credit union

cu vs bank jul 24


There are MANY reasons to choose your credit union over a bank, whether that’s to avail of lower interest, ethical loans, save into an instant access emergency fund or the desire to belong to a community of likeminded savers and borrowers.

cu vs bank jul 24

digital want human need


We love this quote from ILCU and feel it’s never been a more important time to emphasise this to YOU our members!

digital want human need

banks headline rate not what it seems


Hands up who got caught out with the BANK’S “HEADLINE” loan rate…

banks headline rate not what it seems

cu vs banks sept 24


There are MANY reasons to choose your credit union over a bank, whether that’s to avail of lower interest, ethical loans, save into an instant access emergency fund or the desire to belong to a community of likeminded savers and borrowers.

cu vs banks sept 24

cu v banks ethical


CREDIT UNIONS Vs Banks:  ETHICAL BORROWING

cu v banks ethical

chose cu over a bank oct 24


There are MANY reasons to choose your credit union over a bank, whether that’s to avail of lower interest, ethical loans, save into an instant access emergency fund or the desire to belong to a community of likeminded savers and borrowers.

chose cu over a bank oct 24

why cu vs banks


There are MANY reasons to choose your credit union over a bank, whether that’s to avail of lower interest, ethical loans, save into an instant access emergency fund or the desire to belong to a community of likeminded savers and borrowers.

why cu vs banks

ethical loan cu v bank


CREDIT UNIONS Vs Banks:  ETHICAL BORROWING

ethical loan cu v bank

cu vs banks ethical loans dec 24


CREDIT UNIONS Vs Banks:  ETHICAL BORROWING

cu vs banks ethical loans dec 24

digital when u want it jan 25


We appreciate that not everyone can or wants to access our services ONLINE or follow us on social media.

digital when u want it jan 25

cu vs bank jan 25


There are MANY reasons to choose your credit union over a bank, whether that’s to avail of lower interest, ethical loans, save into an instant access emergency fund or the desire to belong to a community of likeminded savers and borrowers.

cu vs bank jan 25

Harp and Crown Credit Union Ltd are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Firm Reference Number (FRN) 577113. For details visit http://www.fca.org.uk
regulator fca fcsc