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School uniform loan
If you are a parent or guardian preparing for the new school year, this is the perfect product to help manage back-to-school costs.
no pledged shares required!
0% INTEREST OVER 6-MONTHS!
Loan Criteria and Terms
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Loans available at 0% APR.
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Repayable over 6-months.
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School Uniform Loan available up to a maximum of £400.
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Members must have a JUNIOR ACCOUNT or associated family member account to apply (child or grandchild up to and including age 18).
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NEW ACCOUNTS WELCOME. Once your child's account is active, you can apply for this loan straightaway.
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A maximum £400 School Uniform Loan applies per year.
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Loan will be cancelled immediately and potentially become fully repayable if minimum monthly payment is missed.
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Our 3-month rule for loan applications does not apply to the School Uniform Loan. However, members currently under “restriction” are not eligible to apply at this time.
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Minimum monthly £10 share deposit must be made by member.
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Your School Uniform Loan can be accessed immediately from our NEW online APP once approved (or email / phone / call in with us if you prefer not to use online banking).
how much can you borrow? and what will be your fixed monthly repayments?
| Amount borrowed (example only - borrow ANY amount up to £400) | Minimum monthly repayment * |
| £100 | £17 |
| £150 | £25 |
| £200 | £34 |
| £250 | £42 |
| £300 | £50 |
| £350 | £59 |
| £400 | £67 |
*minimum monthly repayment based on 6-month repayment period.
FREE LIFE COVER
Up to age 70 years, all Harp and Crown Credit Union member receive Free Life Cover:
- In the event of your death, your BENEFICIARY could receive 1.5 times your savings balance (additional benefit capped at £5,000). Example: £10,000 savings balance - your loved one could receive £5,000 on TOP of your savings. We have simplified this process as far as humanly possible to minimise the burden on your loved one.
- Any outstanding LOAN BALANCES would also be cleared.
apply now
- ONLINE BANKING APP **not yet registered? More detail HERE. You must contact us first to activate your online account.
- EMAIL creditunion@harpandcrown.co.uk to request an APPLICATION FORM.
- CALL INTO OUR OFFICE at Newforge Sports Complex and Event Hub.
- OR PHONE 028 9068 5198.
The Harp and Crown Credit Union has been providing safe, ethical and flexible finances for the Police and wider Police family in Northern Ireland since 1998.
