CRITERIA AND TERMS
Loans available at 0% APR.
Repayable over 6-months.
School Uniform Loan available up to a maximum of £400.
Members must have a JUNIOR ACCOUNT or associated family member account to apply (child or grandchild up to and including age 18).
NEW ACCOUNTS WELCOME. Once your child's account is active, you can apply for this loan straightaway.
Members can only apply for one loan per household.
Loan will be cancelled immediately and potentially become fully repayable if minimum monthly payment is missed.
Our 3-month rule for loan applications does not apply to the School Uniform Loan. However, members currently under “restriction” are not eligible to apply at this time.
Minimum monthly £10 share deposit must be made by member.
Your School Uniform Loan can be accessed immediately from our NEW online APP once approved (or email / phone / call in with us if you prefer not to use online banking).
With FREE LIFE COVER up to age 70.
In the event of your death, your BENEFICIARY could receive 1.5 times your savings balance (additional benefit capped at £5,000). Example: £10,000 savings balance - your loved one could receive £5,000 on TOP of your savings. We have simplified this process as far as humanly possible to minimise the burden on your loved one.
Any outstanding LOAN BALANCES would also be cleared.
| Amount borrowed | Minimum monthly repayment * |
| £100 | £16.66 |
| £150 | £25 |
| £200 | £33.33 |
| £250 | £41.66 |
| £300 | £50 |
| £350 | £58.33 |
| £400 | £66.66 |
*minimum monthly repayment based on 6-month repayment period.
APPLY VIA OUR NEW ONLINE BANKING APP **not yet registered? More detail HERE. You must contact us first to activate your online account.
EMAIL creditunion@harpandcrown.co.uk to request an APPLICATION FORM.
CALL INTO OUR OFFICE at Newforge Sports Complex and Hub.
OR PHONE 028 9068 5198. Please note lines may be busy during this time.
