Your family can now join online!
School Uniform Loan
LOAN options to suit YOU!
We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 10,500 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
THANK YOU again for your efficiency Nigel. Much appreciated.
I have had an account with the Harp & Crown CU for over 20 years and their administration is outstanding. I opened two Junior accounts for my grandchildren knowing their accounts will be secure and easy to administer. Using Direct Debits, I wish to give them a nest egg for later in their teens. I know their savings will be safe and also that I am empowered as the signatory and trustee for their accounts.
This is fantastic. Thank you for bringing us a modern, user-friendly system. Long overdue.
Just signed in to view it and have to say, looks excellent. Thank you!!
Nigel, thanks for getting back to me so quickly. That's me all sorted. Brilliant service!
Excellent fast friendly service. Couldn't ask for better. So glad my wife and I joined. Should have joined sooner!
I have been a member for a number of years now and the service just gets better and better. Being able to type and edit my application via email is a great help, and the turnaround is outstanding as ever. Thank you for your help with this!
Super! Thank you for a great service as usual!
Oh, wow thanks so much again. This is why I always recommend using the credit union to my colleagues. That is great service.
Thanks Ryan, appreciate your very speedy service!
LATEST NEWS
Free Life Cover for Credit Union Members
27 September 2026
Peace of mind for you and your loved ones, at no direct cost to you.
Junior Savings: Save for Your Child’s Future
26 September 2026
UK Savings Week is a great opportunity to think about the financial future you’re building for your children or grandchildren.
Harp and Crown sponsor PSNI Bowling Club for the first time
25 September 2026
Harp and Crown Credit Union is sponsoring the PSNI Bowling Club for the first time, with support going towards the club’s new branded kit.
