Family Accounts Available
Family memberships available (spouse/partner and children 16+) including children/grandchildren accounts 0-15 years!
Family memberships available (spouse/partner and children 16+) including children/grandchildren accounts 0-15 years!
Try our Flexi-loan!
"Provides credit when needed". Borrow between £500 - £3,000! Ts/Cs apply. NO PLEDGED SHARES REQUIRED! Apply STRAIGHTAWAY upon joining! Email us today!
"Provides credit when needed". Borrow between £500 - £3,000! Ts/Cs apply. NO PLEDGED SHARES REQUIRED! Apply STRAIGHTAWAY upon joining! Email us today!
NEW ONLINE JOINING PROCESS IS HERE!
YOU and your family members can now join online! Easy! JOIN ONLINE TODAY!
YOU and your family members can now join online! Easy! JOIN ONLINE TODAY!
We are the Harp and Crown Credit Union
Providing safe, ethical and flexible financial services to the Police and wider Police family in Northern Ireland since 1998.
Our vision is to be recognised for service excellence and be the financial services provider of choice for all the Police and wider Police family in Northern Ireland; supporting the financial needs of members at every stage of their life.
Loan Calculator
Work out how much you can afford with our loan calculator.
ABOUT US
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
HOW TO JOIN
With over 10,500 members (including Junior account holders) and growing, we welcome member applications from our wider Police family common bond and their families.
LOANS
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
SAVINGS
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
JUNIOR SAVERS
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
TESTIMONIALS
We only have savings and got significantly more than our bank account gave us. Definitely the Credit Union is the place to save.
Many thanks for your quick response and action.
Thank you, that's me sorted, the new app is so handy and easy to navigate.
Oh, wow thanks so much again. This is why I always recommend using the credit union to my colleagues. That is great service.
Just signed in to view it and have to say, looks excellent. Thank you!!
I didn't know the Police Service in NI had a credit union dedicated to them. I just found out about the Harp and Crown when searching for local credit unions. I'm delighted to join and also open an account for my child!
Lovely touch to receive the gazette online, I haven't seen a copy since I retired and really appreciate this kindness.
Thank you so much! 1st class service as always!
Thanks Ryan, appreciate your very speedy service!
Thank you! Super quick service, only to be found with our Harp and Crown!
LATEST NEWS
World Environment Day
05 June 2026
This year’s theme is Climate Change, highlighting the importance of acting now to help project our environment for future generations.
Preparing for Secondary School
05 June 2026
Is your Junior starting Secondary School later this year?
Do you have young children you could be SAVING for?
04 June 2026
Why not start NOW and help plan a healthier financial future for them!
