Work out how much you can afford with our loan calculator.
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
With around 10,000 members and growing, we welcome member applications from our wider Police family common bond and their families.
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
We only have savings and got significantly more than our bank account gave us. Definitely the Credit Union is the place to save.
Excellent fast friendly service. Couldn't ask for better. So glad my wife and I joined. Should have joined sooner!
Nigel, thanks for getting back to me so quickly. That's me all sorted. Brilliant service!
Excellent system. So easy to use. Thank you.
Absolutely delighted I opened an account for my son and I…Easy and very painless process…very friendly staff!
Excellent rates for loans comparable to other local credit unions. Safe and secure. Been a member since it was started and wouldn't think of going to anyone else.
Wow! That's super-fast and super service!
This is fantastic. Thank you for bringing us a modern, user-friendly system. Long overdue.
Many thanks for my statement Ryan and thanks also for organising our accounts and keeping us right!
Thank you so much for such a quick and hassle free service. It's very much appreciated.

Thanks to Harp and Crown CU member Lana for this fantastic feedback on our NEW 0% INTEREST SCHOOL UNIFORM LOAN!