Work out how much you can afford with our loan calculator.
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
With around 10,000 members and growing, we welcome member applications from our wider Police family common bond and their families.
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
Excellent fast friendly service. Couldn't ask for better. So glad my wife and I joined. Should have joined sooner!
Thank you very much. As always a quick and pain free service from yourselves.
Fantastic service. easy access to savings and helpful with loans.
Wow that was fast. Thank you as always for your speedy service.
Thank you so much! 1st class service as always!
This is FIRST CLASS! Thank you VERY much. :)
Just letting you know I set up my online banking with absolutely no problem at all and was able to change my PIN also with no hassle, thank you so much for making this easy to do and glad I can now see my balance at a moment’s notice. Thank you again.
Excellent rates for loans comparable to other local credit unions. Safe and secure. Been a member since it was started and wouldn't think of going to anyone else.
Just signed in to view it and have to say, looks excellent. Thank you!!
Many thanks folks, a pleasure, and a straightforward experience!

Thanks to Harp and Crown CU member Lana for this fantastic feedback on our NEW 0% INTEREST SCHOOL UNIFORM LOAN!