How much does your pet cost you?

11 April 2025

pet month apr 2025

April is National Pet Month AND today is National Pet Day!

The aim is to encourage people to look after their pets responsibly while also highlighting the benefits of pets in people’s lives. Do you have a furry friend in the family?

Harp and Crown CU members' pet choices

From our recent survey responses the top 5 pets owned by our members are dogs (53%), cats (17%), horses (3%), aquatic (2%), and farm animals (2%). Only 1% of our members have a hamster/guinea pig/rabbit. 10% of our members own other pets such as budgies, reptiles, ferrets, and insects.

BUT how much does your pet cost you?

The average costs incurred of owning a dog over its lifetime range from £5,200 to £15,700!

Average Annual Costs of Owning a Pet:

  • Pet Insurance: Can range from £200 to £500 annually depending on coverage and the pets health. 
  • Food: Expect to spend between £200-£400 per year on quality pet food.
  • Veterinary Care: Annual check-ups and vaccinations typically cost between £50-£150.
  • Medical Expenses: Surgeries and emergency treatments can cost anywhere from £1500-£5000.

Use YOUR Credit Union to help with the costs!

If you have a pet, why not use your Harp and Crown CU account to save up and fund them? Whether that be for day-to-day essentials like food, water bowls etc or as an emergency fund for vet bills.

Need financial help?

Plus we have lower interest flexible loans starting at 3.9% APR should you need EXTRA funds in an emergency. Ts and Cs apply. Don’t forget you receive FREE LIFE COVER with your Harp and Crown Credit Union account up to age 70. 

Savings example: bring your savings up to £10,000. In the event of your death, your loved one would receive £5,000 on TOP of your £10K savings.  Any loans would be written off.

Get in touch today!

Email creditunion@harpandcrown.co.uk or phone 028 9068 5198. 

“Save regularly and borrow only what you need.”

The Harp and Crown Credit Union provides safe, secure, flexible finances for the wider police family in Northern Ireland.

Harp and Crown Credit Union Ltd are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Firm Reference Number (FRN) 577113. For details visit http://www.fca.org.uk
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