
Are you living within your means? Or are you trying to "keep up with the Joneses"??
Experts say you should be living BELOW your means!
“Living below your means is a necessary skillset for anyone who does not want to be controlled by their money and saddled with unmanageable debt.” MoneyCheck.com
Money misfit provide a complete guide to Living Below Your Means here.
Make sure you always assess your affordability to make purchases, or to take out a loan.
Check out our Top 20 Saving Tips here to help cut some costs!
We're here for YOU! Contact us with any queries.
Email creditunion@harpandcrown.co.uk
“Save regularly and borrow only what you need.”
The Harp and Crown Credit Union provides safe, secure, flexible finances for the wider police family in Northern Ireland.



