23 November 2023
Don’t get caught out with the Black Friday Sales!
18 November 2023
Feel like your finances aren't improving any? We've compiled 5 ways to help improve your FINANCIAL HEALTH.
16 November 2023
It’s International Fraud Awareness Week 12th - 18th November...have you ever been the victim of fraud? Here are FIVE ways to avoid fraud impacting on you.
26 October 2023
Autumn/winter season can be a hard time for everyone with heating costs, cost-of-living increases and with Christmas approaching. Here are a few ways you can manage and save on some costs this winter.
18 October 2023
BAD DEBT has a sneaky way of creeping up on you…
12 October 2023
Before asking for credit, check your credit score! You can do this online via a credit reference agency. Need to improve your credit score?
11 October 2023
Are you aged 55 or over and haven't yet written a will? You could be eligible to have your will written free of charge. https://freewillsmonth.org.uk
23 September 2023
Today officially marks the first day of Autumn…the Autumn Equinox!
01 September 2023
Hello September! And hello Autumn!
24 August 2023
Very best of luck to everyone receiving their GCSE results today! You’ve got this!
11 August 2023
We HELPED a member with several HIGH INTEREST credit cards (one as high as 26% APR)…
07 August 2023
The continued HIGH cost-of-living is continuing to create financial stress for many. We conducted a Social Media POLL asking YOU if you’re paying off any credit cards or loans…
02 August 2023
We are an ethical financial services provider, here for our members.
26 July 2023
Are you planning on buying a new car? Applying for a mortgage? Need a loan to cover cost-of-living increases? Unless you can pay for a car or house up front, all the above will require a credit check of your finances, from any potential lenders/creditors.
13 July 2023
Are you living within your means? Or are you trying to "keep up with the Joneses"??
15 June 2023
We were delighted to help one of our members this week who was struggling with unmanageable debt.
14 June 2023
Do you use your Harp and Crown CU account as an emergency fund?
25 May 2023
Need some help with budgeting and saving?
18 May 2023
Continuing our support of Mental Health Awareness Week…One of our members approached us recently to apply for a loan but hadn’t declared all outgoings.
11 May 2023
Do you have an emergency fund set up yet? According to Moneyhelper.org.uk:
19 April 2023
Are you living within your means? In fact experts say you should be living BELOW your means!
12 April 2023
April is Stress Awareness Month and with Debt Stress being at an all time high for many, we want to help our members manage their finances in the best way possible, avoiding high interest debt. We also want to help you manage any existing debt in an ethical, flexible and safe way.
28 March 2023
Harp and Crown Credit Union members! Whether you are debt free, want to learn more about managing your finances or struggling with debt right now, please join us for our first Financial Awareness Workshop!
24 March 2023
“Debt can happen to anyone.” We’re helping raise awareness of debt this week. “Prevention is better than cure”, especially when it comes to debt.
23 March 2023
It's Debt Awareness Week and no better time to announce that we will be hosting our first Financial Awareness Workshop in April.
22 March 2023
This Debt Awareness Week, we’re supporting debt help charity StepChange by raising awareness of this huge issue.
“Debt can happen to anyone.”
20 March 2023
Have you been keeping a close eye on gas and electricity rates? Since our December 2022 article, and in the last week alone, there have been some major announcements within the energy supplier sector.
21 February 2023
Makes sense doesn’t it? Spend less than you earn = happiness. However. It’s not that simple for everyone.
25 January 2023
Do you need some financial help before pay day? Payday loans may be tempting in a time of financial need but please be aware of high interest rates and the risk of getting into long term debt!
20 January 2023
Need some help with budgeting and saving? We’ve compiled our own Top 20 Saving Tips to help you save on costs in some way this winter.
17 January 2023
Thanks to all who took part in our Instagram Poll. January can be a very bleak month for many both mentally and financially.
13 January 2023
Do you have an emergency fund set up yet? According to Moneyhelper.org.uk:“A good rule of thumb to give yourself a solid financial cushion is to have at least three months’ essential outgoings available in an instant access savings account.”
12 January 2023
AVOID “credit card surfing”! Too often we see members taking out a new offer credit card to pay off another card, only to pay the "minimum" monthly balance.
04 January 2023
Are you drowning in Christmas debt right now? Have you spent most of your January pay and not sure how you’ll get through the month?
15 December 2022
Have you been keeping a close eye on gas and electricity rates? Whilst some suppliers are decreasing tariffs from 1st January 2023, some are hiking their prices (some as high as 23.9%!).
14 December 2022
Are you drowning in Christmas debt right now? Please don’t suffer in silence and let debt get out of hand, we are here to help you!
15 November 2022
It's Fraud Awareness Week and we wanted to share these great Online Shopping Safety Tips from Community South Credit Union, ahead of the Black Friday sales!
08 November 2022
It’s Talk Money Week and we asked you, why you might need to apply for a loan right now.
21 October 2022
This month we helped a Harp and Crown Credit Union member consolidate a high interest credit card into one of our lower interest rate loans.
12 October 2022
Are you planning on buying a new car? Applying for a mortgage? Need a loan to cover cost of living increases this winter? Unless you can pay for a car or house up front, all the above will require a credit check of your finances, from any potential lenders/creditors.
26 September 2022
This is a friendly warning from Mr and Mrs Claus! It’s officially 90 days until CHRISTMAS!
23 September 2022
Yesterday officially marked the first day of Autumn…before you know it, winter will be upon us!
Times remain very tough out there but even a few small changes to your spending and lifestyle could make a great difference.
18 August 2022
Are you planning for retirement this year?
There’s no need to close your Harp and Crown Credit Union account!
18 August 2022
Are you or a family member planning a wedding?
29 July 2022
Are you living within your means?
We are seeing this A LOT right now. It’s a challenging time, please try not to make it more difficult with extra expenditure you don’t need.
09 May 2022
It’s Mental Health Awareness Week (9th – 15th May) and as a credit union provider we feel very much a duty of care to our members as many tackle debt. Debt can be just one factor contributing to a decline in mental health and often it’s not something people want to talk about.
