Dreaming of your next getaway? If you're already thinking about your 2027 holiday, now could be the perfect time to start planning – and saving.
Whether you're dreaming of sunshine, a city break, a family adventure or somewhere completely new, planning ahead gives you more time to find the right trip and build up your holiday fund
Our latest member survey found that 19% of Harp & Crown Credit Union members who took out a loan did so to help fund a holiday.
Where could you go?
From tried-and-tested favourites to emerging destinations, there are plenty of exciting options for 2027.
- Japan – A mix of vibrant cities, culture and stunning scenery.
- The Dolomites, Italy – Ideal for beautiful landscapes and outdoor adventures.
- Vietnam, Grenada, Panama and Norway – Destinations highlighted in Destinology's 2027 travel outlook, offering everything from tropical beaches to dramatic landscapes and unique experiences.
Not sure where to go yet? That's OK. Starting your holiday fund now gives you time to decide while building towards your travel budget.
Why start saving early?
The earlier you start, the more manageable your holiday fund can feel. Think about the total cost of your trip, including:
- Flights or other travel
- Accommodation
- Food and spending money
- Transfers and transport
- Excursions and activities
- Travel insurance
Once you have an idea of what you'll need, you can set yourself a savings target and work towards it over time.
Start you holiday fund with Harp and Crown Credit Union
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Create a Savings Pot: Our Savings Pots feature in Online Banking makes it easy to save towards a specific goal. Set a target amount and date, then watch your progress as your holiday fund grows.
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Increase your regular savings: Consider increasing your monthly Direct Debit or Payroll contribution to give your holiday fund a boost. Even a small amount saved regularly can add up over the year.
Need to borrow? We have affordable loan options available. *Ts/Cs apply.
Questions? Get in touch today!
- ONLINE BANKING APP **not yet registered? You must contact us first to activate your online account.
- EMAIL creditunion@harpandcrown.co.uk
- CALL INTO OUR OFFICE at Newforge Sports Complex and Event Hub.
- OR PHONE 028 9068 5198.
The Harp and Crown Credit Union has been providing safe, ethical and flexible finances for the Police and wider Police family in Northern Ireland since 1998.
