A new month and a great time to give your finances a little attention.
After the summer, September can be the perfect opportunity to take a step back, review your finances and look for ways to make your money go further.
A few small changes could help reduce your monthly outgoings, boost your savings and leave you feeling more in control of your money.
Give your finances a review
- Check your direct debits and subscriptions: Are you still using everything you’re paying for? Cancel anything you no longer need and check whether you could get a better deal elsewhere.
- Review your household bills: Take a look at your mobile phone, broadband, insurance and other regular payments. Shopping around could help you find a better deal and reduce your monthly outgoings.
- Look at your spending: Check your recent transactions and see if there are any areas where you could cut back. Even small changes to your everyday spending can add up over time.
- Set a savings goal: Whether you're saving for Christmas, a holiday, a big purchase or simply a rainy day, having a clear goal can help keep you motivated.
- Prepare for unexpected costs: Building up some savings can give you a financial cushion when unexpected expenses come along.
- Think carefully about borrowing: If an unexpected cost does arise, consider your options before turning to expensive forms of credit. Harp and Crown Credit Union offers a range of loan options at competitive rates, Ts/Cs apply.
Questions? Get in touch today!
- ONLINE BANKING APP **not yet registered? More detail HERE. You must contact us first to activate your online account.
- EMAIL creditunion@harpandcrown.co.uk
- CALL INTO OUR OFFICE at Newforge Sports Complex and Event Hub.
- OR PHONE 028 9068 5198.
The Harp and Crown Credit Union has been providing safe, ethical and flexible finances for the Police and wider Police family in Northern Ireland since 1998.
