credit union vs bank

Credit Unions V Banks 2023

Buying a car? Planning some home improvement? Need to consolidate some high interest credit cards? Here are 10 reasons why you should visit your credit union first, before approaching a bank for a loan…

Credit Unions Vs Banks

Considering our Summer Loan Promotion?  Here are 10 reasons why you should visit your credit union first, before approaching a bank for a loan…

Credit Union Human Way

Here’s just ONE of the main reasons to apply for a loan with us!

Free Life Cover

FREE LIFE COVER for Harp and Crown CU members up until 70 years of age!

Rise in interest rates

“Credit card APRs hit 30% as car loans charges double.”

Join a credit union today

Why join a credit union?

No rates changes here

Harp and Crown CU members! Please be assured our LOANS remain at the SAME lower interest rates!

CU Vs Bank

Apart from ONE great reason alone…the increase in Bank of England rates…and our lower interest rates remaining the same…here's why you should visit your credit union FIRST before approaching a bank for a loan.

Members Free Life Cover

UNLIKE banks, CREDIT UNIONS such as the Harp and Crown CU provide FREE LIFE COVER up the the age of 70 years old.

Ethical Borrowing

CREDIT UNIONS Vs Banks:  ETHICAL BORROWING

Life Cover Free

Harp and Crown Credit Union members receive FREE LIFE COVER up to the age of 70 years.

bank loan headline rates

Hands up who got caught out with the BANK’S “HEADLINE” loan rate…

Loan Interest Rebate

As we near the end of our financial year (running from Oct-Sept) we’re reflecting on the BENEFITS of being a Harp and Crown Credit Union member!

1K Loan Interest Saved

Putting YOU first…let us do the MATHS to help YOU SAVE…

Play the long game

“Play the long game…"  CHOOSE your CREDIT UNION… 

thank you david mcclurg

“Banks lend you money when you DON’T need it….the credit union lends you money when you DO need it.” David McClurg MBE OBE

cu vs bank blog

Credit Unions are VERY on topic at the moment with the departure of several major banks in Ireland, and credit unions coming to the fore in excellence.

credit union dividend vs boe interest

Continuing Talk Money Week...let’s TALK about PROFIT SHARE.

finding a yes for you

Come to us FIRST…we’ll always try and find a way to SAY YES.

 

credit union saver benefits

Whilst there are MANY benefits for CREDIT UNION BORROWERS (lower interest rates, flexible repayments and more)…WHAT exactly are the BENEFITS to members who SAVE only?

playing the long game

Play the long game and support YOUR Credit Union...

reasons to join a credit union

Here’s your New Year reminder to check out your local credit union!

credit union loans same day

Around 95% of our CREDIT UNION LOAN applications are approved and issued on the same day.

siobhan ceo social enterprise podcast

We’ve been keeping this one under wraps for a while…

credit union not car finance

Are you missing out on LOWER INTEREST RATE LOANS? Especially when it comes to CAR PURCHASES and car finance?

cu vs banks 2024

There are MANY reasons to choose your credit union over a bank, whether that’s to avail of lower interest, ethical loans, save into an instant access emergency fund or the desire to belong to a community of likeminded savers and borrowers.

why join a credit union

Why join a CREDIT UNION?

cu vs bank jul 24

There are MANY reasons to choose your credit union over a bank, whether that’s to avail of lower interest, ethical loans, save into an instant access emergency fund or the desire to belong to a community of likeminded savers and borrowers.

credit v bank aug 24

There are MANY reasons to choose your credit union over a bank, whether that’s to avail of lower interest, ethical loans, save into an instant access emergency fund or the desire to belong to a community of likeminded savers and borrowers.

digital want human need

We love this quote from ILCU and feel it’s never been a more important time to emphasise this to YOU our members!

banks headline rate not what it seems

Hands up who got caught out with the BANK’S “HEADLINE” loan rate…

cu vs banks sept 24

There are MANY reasons to choose your credit union over a bank, whether that’s to avail of lower interest, ethical loans, save into an instant access emergency fund or the desire to belong to a community of likeminded savers and borrowers.

cu v banks ethical

CREDIT UNIONS Vs Banks:  ETHICAL BORROWING

chose cu over a bank oct 24

There are MANY reasons to choose your credit union over a bank, whether that’s to avail of lower interest, ethical loans, save into an instant access emergency fund or the desire to belong to a community of likeminded savers and borrowers.

ethical loans oct 24

CREDIT UNIONS Vs Banks:  ETHICAL BORROWING

digital when u want it

We appreciate that not everyone can or wants to access our services ONLINE or follow us on social media.

why cu vs banks

There are MANY reasons to choose your credit union over a bank, whether that’s to avail of lower interest, ethical loans, save into an instant access emergency fund or the desire to belong to a community of likeminded savers and borrowers.

ethical loan cu v bank

CREDIT UNIONS Vs Banks:  ETHICAL BORROWING

cu vs banks ethical loans dec 24

CREDIT UNIONS Vs Banks:  ETHICAL BORROWING

digital when u want it jan 25

We appreciate that not everyone can or wants to access our services ONLINE or follow us on social media.

cu vs bank jan 25

There are MANY reasons to choose your credit union over a bank, whether that’s to avail of lower interest, ethical loans, save into an instant access emergency fund or the desire to belong to a community of likeminded savers and borrowers.

reasons to join 1 may

Why join a CREDIT UNION?

cu vs banks may 15

There are MANY reasons to choose your credit union over a bank, whether that’s to avail of lower interest, ethical loans, save into an instant access emergency fund or the desire to belong to a community of likeminded savers and borrowers.

ethical loans june 26

CREDIT UNIONS Vs Banks:  ETHICAL BORROWING

cu vs banks aug 2

There are MANY reasons to choose your credit union over a bank:

bank headline rate 2025

Hands up who got caught out with the BANK’S “HEADLINE” loan rate…

cu vs banks nov 15

There are MANY reasons to choose your credit union over a bank:

ethical borrowing nov 21

CREDIT UNIONS Vs Banks:  ETHICAL BORROWING

Harp and Crown Credit Union Ltd are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Firm Reference Number (FRN) 577113. For details visit http://www.fca.org.uk
regulator fca fcsc