Work out how much you can afford with our loan calculator.
We are the Harp and Crown Credit Union, a non-profit making organisation, providing safe, ethical, and flexible financial services to the wider Police family in Northern Ireland since 1998.
With around 10,000 members and growing, we welcome member applications from our wider Police family common bond and their families.
We provide ethical, lower interest rate borrowing solutions, with flexible repayment options. We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it.
“Save regularly and borrow only what you need.” Members' savings are protected by the PRA and FCA and may be subject to a dividend being paid out annually.
Invest in the financial future of your loved ones! Qualifying members can open a savings account for their children and grandchildren from birth to 15 years.
I didn't know the Police Service in NI had a credit union dedicated to them. I just found out about the Harp and Crown when searching for local credit unions. I'm delighted to join and also open an account for my child!
Super! Thank you for a great service as usual!
Oh, wow thanks so much again. This is why I always recommend using the credit union to my colleagues. That is great service.
Absolutely delighted I opened an account for my son and I…Easy and very painless process…very friendly staff!
Thank you for your very prompt response. It's much in keeping with all my experience of the Harp and Crown and the folks that work there - professional, courteous and fast! Something that many of the high street institution could learn from.
Many thanks for your help. Such a fast and efficient service!
THANK YOU again for your efficiency Nigel. Much appreciated.
Wow! This is so handy!
Thank you for your swift and straightforward approach! So easy to arrange.
Quick and easy to set up! A great service, thank you.

Thanks to Harp and Crown CU member Lana for this fantastic feedback on our NEW 0% INTEREST SCHOOL UNIFORM LOAN!