Upgrade to Adult Account

Once your "Junior" turns 16 years old, their Junior account automatically becomes a regular savings account. 

However, some points to note:

  • A new email address must be provided for the account so that we can contact the Junior / now adult saver account holder directly.

  • Beneficiary and personal details - any changes in personal details should be updated by emailing creditunion@harpandcrown.co.uk.

  • Direct Debit - a minimum £10 per month is required to keep this account open.  Please notify us of any bank/direct debit changes. 

  • Junior to adult members can enjoy the benefits of a savings account, however, they won't be able to participate in AGM nominations until the age of 18 years old.

  • At age 17 years old a member can apply for a loan, however a Guarantor is required for ages 16 - 17 years.

Harp and Crown Credit Union Ltd are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Firm Reference Number (FRN) 577113. For details visit http://www.fca.org.uk
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