How much could your HOME RENOVATIONS cost this year?

Want a more up-to-date KITCHEN?

The average total cost of a new kitchen in the UK ranges from £5,000 for a low cost (small) kitchen to £30,000 for a high cost (large) kitchen.

However, there are many ways to update your kitchen on a budget like waiting for sales or spray painting instead of replacing.

Looking for a shiny new BATHROOM?

Buying and installing a new bathroom can cost between £4,000 and £6,000. That’s just for the basics! Additional costs may be incurred depending on what size, style, and materials you wish to have.

Why not save and do it yourself (DIY)!  Upcycle your bathroom in a cost friendly way by painting it differently, hanging new artwork or adding some plants.

Or maybe MORE SPACE…?

The average cost of an extension onto your home can vary from £40,000 to £120,000. It all depends on what type and size of extension you want to add. According to Checkatrade you can expect average costs of knocking down walls at £1,750, New windows at £4,250 and painting walls/ceilings at £6,000.

Need some help?

Home renovations can be expensive! A HOME IMPROVEMENT LOAN could allow you to borrow money to support in paying for your property renovations.

We offer lower interest rate loans for home improvement, ranging from 3.9% to 12% APR! 

LOYAL SAVER LOAN

Why not consider our LOYAL SAVER LOAN for home improvement at 3.9% APR! With FREE LIFE COVER up to age 70. Ts/Cs apply. 

Example: £10,000 Loyal Saver Loan with 100% savings locked in - in the event of your death, your loved one would receive £5,000 on TOP of your £10K savings AND your loan would be written off.

OUR LOWER COST LOANS IN SUMMARY

✔️ Borrow 5 x times your savings (except the Loyal Saver Loan whereby you can borrow up to the value of your savings - maximum £30,000).*  If you need to increase your savings balance to apply for the loan you need, you can make a lodgement over the phone by debit card or by calling into our office with cash.

✔️ Flexible repayment options 6 months - 5 years

✔️ Interest is only charged on your reducing balance (unlike a bank loan)

✔️ Your loan is protected by free life cover* 

*Ts/Cs apply 

Check out our LOAN CALCULATOR here to find out how much your loan for home improvement could cost per month. 

Contact us today to check your eligibility.

Email creditunion@harpandcrown.co.uk or phone 028 9068 5198. 

“Save regularly and borrow only what you need.” 

The Harp and Crown Credit Union provides safe, secure, flexible finances for the wider police family in Northern Ireland.