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Loyal Saver Loan
Designed to allow members to borrow whilst protecting their savings, you could avail of our lowest loan interest rate.
Loan Criteria and Terms
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Members can borrow up to the value of their savings (maximum £35,000)
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100% of the loan balance is "locked in" against your savings.
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Loans available at our lowest interest rate of 3.9% APR
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Loans available up to a maximum of £35,000
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Minimum repayment term 6 months
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Maximum repayment term 60 months
DON'T FORGET!
We now have a FLEXI-LOAN (borrow between £500-£3,000) which can be taken in addition to or instead of any Harp and Crown CU loans, providing credit when needed (perfect for annual insurances and unexpected bills). This product doesn’t require any pledged shares so you can apply for this any time without making a deposit. The usual 3-month rule between loan applications does not apply to the Flexi-Loan (except for those under restriction who are not eligible to apply at this time). Ts/Cs apply.
FREE LIFE COVER
Up to age 70 years, all Harp and Crown Credit Union member receive Free Life Cover:
- In the event of your death, your BENEFICIARY could receive 1.5 times your savings balance (additional benefit capped at £5,000). Example: £10,000 savings balance - your loved one could receive £5,000 on TOP of your savings. We have simplified this process as far as humanly possible to minimise the burden on your loved one.
- Any outstanding LOAN BALANCES would also be cleared.
LOAN CALCULATOR: Find out how much our Loyal Saver Loan could cost you monthly.
apply now
Whether you need to help with private healthcare costs; consolidate outstanding high interest debt; invest in home improvements; a new car; or cover any unexpected expenses, we are here to help.
- ONLINE BANKING APP **not yet registered? More detail HERE. You must contact us first to activate your online account.
- EMAIL creditunion@harpandcrown.co.uk to request an APPLICATION FORM.
- CALL INTO OUR OFFICE at Newforge Sports Complex and Event Hub.
- OR PHONE 028 9068 5198.
The Harp and Crown Credit Union has been providing safe, ethical and flexible finances for the Police and wider Police family in Northern Ireland since 1998.
