Spend Less Than You Earn to be Happy

Debt can spiral very quickly if you don’t nip it in the bud early on. 

• Are you able to pay your 0% credit card offer off before the rate increases to double % figures?

• Overdraft - arranged or unarranged, when you use this you are getting into debt. Interest rates can be as high as 40%! Using your overdraft could also impact on your credit score.

Talk to us before you head further into debt, we will always try to find the best solution for you and your finances.

Email creditunion@harpandcrown.co.uk or phone 028 9068 5198.

Or call into our new office at Newforge.  

“Save regularly and borrow only what you need”.

The Harp and Crown Credit Union provides safe, secure, flexible finances for the wider police family in Northern Ireland.