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Debt Management and Advice
We will never knowingly lend to a member if we believe they are not managing their finances or cannot afford it. We are here to help YOU with your financial needs.
Remember the best plan for your financial health and wellbeing is to SAVE regularly and ONLY BORROW WHAT YOU NEED.
Payment Restructure
Should you be struggling to make loan payments each month, talk to us, we can restructure your plan, spreading the cost and reducing your monthly payment. Email us at creditunion@harpandcrown.co.uk or call 028 9068 5198 to request a review of your payment plan.
Financial Advice and Support
Talk to one of our dedicated team about any financial concerns you may have. If we cannot provide the help you need, we will encourage you to speak with a reputable debt management charity:
- StepChange Debt Charity. Phone 0800 138 1111 or visit https://www.stepchange.org
- Christians Against Poverty (CAP). Visit https://capdebthelp.org to check post code coverage then call 0800 328 0006.
- Advice NI - Debt Action NI service. Email debt@adviceni.net or visit https://www.adviceni.net
- Citizens Advice. Visit your local Citizens Advice Bureau or go to https://www.adviceguide.org.uk
- Community Advice Ards and North Down (CAAND). Phone 0300 123 9287 or visit https://www.caand.co.uk
Hidden Costs
You can be assured there are no hidden fees or costs associated with your Harp and Crown Credit Union account. If however, you seek advice from an external financial organisation, please ensure you find out all their costs. Read the small print!
The Harp and Crown Credit Union has been providing safe, ethical and flexible finances for the Police and wider Police family in Northern Ireland since 1998.
