Talk to us before it becomes a bigger problem!
24 January 2026

Financial pressures can build quietly, and high-interest debt can quickly become overwhelming if left unchecked.
At Harp and Crown Credit Union, we want members to know that support is always available.
If you are struggling with repayments or feeling anxious about your finances, speaking to us early can make all the difference!
We’ll always try our best to HELP YOU reduce any high interest debt and STOP you sinking into further debt.
AND in a discreet and confidential way.
We offer a range of options to support members, including:
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Debt consolidation loans to help simplify repayments. Ts/Cs apply.
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Payment restructuring, where we can review and adjust repayments if they become unaffordable.
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Ethical, not-for-profit lending, with no hidden fees.
Loans with us are protected by FREE LIFE COVER up to the age of *70 years old. *In the event of your death, any outstanding loan balances cleared.
You don’t have to manage financial pressure alone. A conversation today could prevent a much bigger problem tomorrow.
Get in touch today.
We are open Monday to Friday from 8am - 4.30pm.
Email creditunion@harpandcrown.co.uk or phone 028 9068 5198.
“Save regularly and borrow only what you need.”
The Harp and Crown Credit Union provides safe, ethical and flexible finances to the Police and wider Police family in Northern Ireland.



