Debt is more common than you think — and there is no shame in asking for help.
This Debt Awareness Week, Harp & Crown Credit Union is supporting StepChange to challenge the stigma around debt.
Recent data from StepChange shows that over half of people in the UK have experienced problem debt at some point in their lives.
Many of those seeking help are working households and families.
Yet despite how common debt is, shame and embarrassment still stop people from reaching out.
Debt can happen to anyone — and the earlier you act, the more options you have.
TALK to YOUR Credit Union FIRST
Please don’t suffer in silence or let debt become a bigger problem. Speak to us as early as possible so we can help you stay in control.
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We can check your savings balance - quite often our members are surprised by how much they’ve saved when it’s deducted from payroll. You might have more in savings than you think!
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We can help you consolidate your high interest debt into one manageable, lower interest monthly payment. Ts/Cs apply.
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Already have a loan with us and can’t afford the payments right now? Please let us know so that we can look at an affordable repayment plan for you.
For free confidential advice, we fully endorse speaking with a debt help charity such as CAP or StepChange. Or you can also speak to Community Advice such as Ards and North Down CAAND (formerly Citizens Advice).
You are not alone. Debt happens — let’s deal with it together.
The Harp and Crown Credit Union has been providing safe, ethical and flexible finances for the Police and wider Police family in Northern Ireland since 1998.
