Wedding Season and the Costs

21 September 2025

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With wedding season wrapping up and more couples planning for 2026, remember organising a wedding is costly BUT so is ATTENDING a wedding! 

According to Bride Book the average cost of a wedding in the UK has increased to £20,822 in 2025, up from £20,775 in 2024.

The figure rises to £26,583 including the engagement ring and honeymoon.

To add to this guests can expect to pay around £451 per wedding, which equates to nearly 19% of the average monthly UK salary.

Weddings really are pricey, especially when you factor in gifts, outfits, and travel.

How to Achieve a Lower Average Wedding Cost

  • Day of week: Midweek weddings continue to benefit from lower costs.

  • Time of year: January and February are the most affordable.

  • Guest count: Have fewer than 30 guests.

  • Venue type: Book a pub or restaurant.

Make sure you plan a budget within your means! 

As a member, you could* apply for a loan 5 times your savings balance.   

So, if you really need to spend around £20K on a family wedding, you would need to have £4,000 saved with us, to borrow your desired amount! 

*Ts/Cs apply 

Need a loan more than 5 x your current balance? Increase your savings balance via lodgement today. 

Rules apply. 

Email creditunion@harpandcrown.co.uk

“Save regularly and borrow only what you need.”

The Harp and Crown Credit Union provides safe, ethical and flexible finances to the Police and wider Police family in Northern Ireland.

Harp and Crown Credit Union Ltd are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Firm Reference Number (FRN) 577113. For details visit http://www.fca.org.uk
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