savings


Jade


A very simple process!


Budgeting 70 20 10 rule


How do you manage your budget every month?

Budgeting 70 20 10 rule

10 Reasons to Join


The Harp and Crown Credit Union provides safe, secure, flexible financial services for the wider police family in Northern Ireland.

10 Reasons to Join

Emergency Fund Today


Do you have an emergency fund set up yet?  According to Moneyhelper.org.uk:

Emergency Fund Today

Leaving service 2023


Are you planning to leave service soon? Have you retired?

Leaving service 2023

National Numeracy Day


“Building brighter futures through confidence with numbers.” It’s National Numeracy Day on 17th May!

National Numeracy Day

Saving Tips May


Need some help with budgeting and saving?

Saving Tips May


Junior accounts May 23


Are you a serving PSNI Officer or support staff?  Do you live outside Belfast?

Junior accounts May 23

Feedback Friday Gerry


Thanks for your feedback Gerry!

Feedback Friday Gerry

Credit Union 5 Reasons


Why join a credit union?

Credit Union 5 Reasons

HAC Savings Facts


Members…did you know?

HAC Savings Facts

Holiday Costs Blog


How much has your holiday cost this year?  Read our blog in full here.

Holiday Costs Blog

Jul Holiday Closure


A gentle reminder our next office closure dates will be on Wednesday 12th July and Thursday 13th July. 

Jul Holiday Closure

Free Life Cover


FREE LIFE COVER for Harp and Crown CU members up until 70 years of age!

Free Life Cover

Save from payroll


ANNOUNCEMENT FOR ALL SERVING POLICE OFFICERS & SUPPORT STAFF IN NORTHERN IRELAND!

Save from payroll

Testimonial Tuesday Martin


Martin contacted us to request a transfer of funds from his savings account - funds were transferred to his nominated bank account that same day!

Testimonial Tuesday Martin

Your Family Can Become Members


Members! Did you know?

Your Family Can Become Members


National Make a Difference to Children Month


It’s National Make a Difference to Children Month in July.

National Make a Difference to Children Month

Living below your means


Are you living within your means?  Or are you trying to "keep up with the Joneses"?? 

Living below your means

Updating your beneficiary


In the event of your death, your BENEFICIARY will take sole responsibility of your Harp and Crown Credit Union account.  

Updating your beneficiary

Dividend for members


Did you know? In 2022, we paid out a grand total DIVIDEND of £470,380 to Harp & Crown Credit Union members!


Your Free Life Cover


FREE LIFE COVER for Harp and Crown CU members up until 70 years of age!

Your Free Life Cover

Instant access with no penalty


One of our members this week came to us for an EMERGENCY car loan…

Instant access with no penalty

August Office Closure


A gentle reminder our next office closure will be on Monday 28th August for the Bank Holiday.

August Office Closure

Budgeting 70-20-10 rule


How do you manage your budget every month?

Budgeting 70-20-10 rule

National Relaxation Day 2023


Happy National Relaxation Day!

National Relaxation Day 2023

Family Can Join


Members!  Did you know?

Family Can Join

September Financial Review


Hello September! And hello Autumn!

September Financial Review

Junior Savers Week


It’s Junior Savers Week!  As we near the end of our financial year (Sept-Oct) we are delighted to confirm we have around 10% more JUNIOR ACCOUNTS opened compared to last year!

Junior Savers Week

Borrow Five Times Savings


Just one of our KEY BENEFITS at the Harp and Crown Credit Union, which differentiates us from banks and other credit unions!

 

Borrow Five Times Savings

feedback friday junior


THREE more REASONS to save with the Harp and Crown Credit Union…

feedback friday junior

save costs this winter


Autumn/winter season can be a hard time for everyone with heating costs, cost-of-living increases and with Christmas approaching.  Here are a few ways you can manage and save on some costs this winter.

save costs this winter

family eligible to join


Which family members can join the Harp and Crown Credit Union?

family eligible to join

junior accounts avail today


Need something to do with the kids/grandkids this very wet Mid term break?

junior accounts avail today

harp and crown cu saving facts


It's Talk Money Week.  Let's talk about some FACTS and YOUR Harp and Crown Credit Union account.  Members did you know?

harp and crown cu saving facts

do one thing


It's Talk Money Week and the theme is #DoOneThing

do one thing

payroll adjustment


Serving PSNI Officer or Police Staff?

payroll adjustment

family who can join hac


I’m a Harp and Crown Credit Union member.  Who exactly in MY family can join?

family who can join hac

gift your family


The BEST Christmas gift you could GIVE YOUR FAMILY this Christmas!

gift your family

2023 dividend total


In 2023 we paid out a grand total DIVIDEND of £892,000 to Harp & Crown Credit Union members! 

2023 dividend total

family accounts 2024


January is Financial Wellness Month…

 

family accounts 2024

emergency fund 2024


Do you use your Harp and Crown CU account as an EMERGENCY fund?

emergency fund 2024

free life cover paid out 2023


We paid out almost £90,000 to Harp and Crown CU members’ LOVED ONES in 2023. 

free life cover paid out 2023

junior saver faqs


Did you know? Once YOUR Junior turns 16 years, their account becomes a regular savings account?

 

junior saver faqs

save from payroll 2024


As a serving member of the PSNI, we can organise your savings deposit to come straight from your monthly payroll.  

save from payroll 2024

save extra in 2024


What are YOUR plans in 2024?  Whether they're big or small projects, just think of what you could save or borrow by putting a little extra into your CREDIT UNION account each month!

save extra in 2024

beneficiary


When you open an account with Harp and Crown Credit Union, you name a "Beneficiary".  In the event of your death, your BENEFICIARY could RECEIVE up to a max £5K on TOP of YOUR SAVINGS.

beneficiary

save up to thirty thousand pounds


Following our AGM in December, we announced an INCREASE in the Harp and Crown Credit Union member share holdings (savings limit).

save up to thirty thousand pounds

junior savers up


GREAT NEWS!  Our January 2024 figures show we have around 16% more JUNIOR Savers at the Harp and Crown Credit Union compared to January last year!

junior savers up

retirement and free life cover


Are you RETIRING this year? Not sure what to do with your COMMUTATION payment?

retirement and free life cover

office closed 18 mar


A gentle reminder...our next office closure is coming up soon - Monday 18th March 2024 (St Patrick's Day closure).

office closed 18 mar

first time loan march 24


Did you know we have a 1ST TIME LOAN with a fantastic low interest rate of 5.5% APR? 

first time loan march 24

loyal saver loan march 24


Need help with New Car/Car Repairs, Home Improvement, Engagement/Wedding or Holiday costs?

loyal saver loan march 24

retiring free life cover


Are you RETIRING this year? Not sure what to do with your COMMUTATION payment?

retiring free life cover

free life cover apr 24


What does this mean?

free life cover apr 24

update beneficiary mar 24


In the event of your death, your BENEFICIARY could RECEIVE up to a max £5K on TOP of YOUR SAVINGS.  Are YOUR BENEFICIARY details UP TO DATE?

update beneficiary mar 24

Family who can join mar 24


I’m a Harp and Crown Credit Union member. Which of my family members can join?

Family who can join mar 24

family accounts mar 24


“Police Family” in Northern Ireland.

family accounts mar 24

savings junior apr 24


Do you have young children you could be SAVING for?  With the kids off school for the Easter break, why not start NOW and help plan a healthier financial future for them!

savings junior apr 24

savings junior faqs


Did you know? Once YOUR Junior turns 16 years, their account becomes a regular savings account?

savings junior faqs

car first time loan


Are they planning their FIRST CAR PURCHASE?

Perhaps they NEED a CAR for college or university? Or work?

car first time loan

fam who can join


I’m a Harp and Crown Credit Union member. Which of my family members can join?

fam who can join

family accounts apr 24


“Police Family” in Northern Ireland.

family accounts apr 24

first loan apr 24


Did you know we have a 1ST TIME LOAN with a fantastic low interest rate of 5.5% APR? 

first loan apr 24

retirement life cover


Are you RETIRING this year? Not sure what to do with your COMMUTATION payment?

retirement life cover

who exactly can join family acc


I’m a Harp and Crown Credit Union member. Which of my family members can join?

who exactly can join family acc

loyal saver apr 24


Need help with New Car/Car Repairs, Home Improvement, Engagement/Wedding or Holiday costs?

loyal saver apr 24

life cover is free


What does this mean?

life cover is free

family members 24


“Police Family” in Northern Ireland.

family members 24

saver junior 24


Do you have young children you could be SAVING for?  Why not start NOW and help plan a healthier financial future for them!

saver junior 24

spring saving tips


Why not take time out TODAY to review YOUR finances.

spring saving tips

update beneficiary apr 24


In the event of your death, your BENEFICIARY could RECEIVE up to a max £5K on TOP of YOUR SAVINGS.  Are YOUR BENEFICIARY details UP TO DATE?

update beneficiary apr 24

junior saver faqs may 24


Did you know? Once YOUR Junior turns 16 years, their account becomes a regular savings account?

junior saver faqs may 24

accounts fam 2024


“Police Family” in Northern Ireland.

accounts fam 2024

may bank hol 24


Please note the Harp and Crown office will be closed on May Bank Holiday Monday 6th May.

may bank hol 24

junior how much can u save 24


Do you have young children you could be SAVING for?  Helping plan a healthier financial future for them?

junior how much can u save 24

beneficiary needing updated


In the event of your death, your BENEFICIARY could RECEIVE up to a max £5K on TOP of YOUR SAVINGS.  Are YOUR BENEFICIARY details UP TO DATE?

beneficiary needing updated

who can join in my family


I’m a Harp and Crown Credit Union member. Which of my family members can join?

who can join in my family

generic life cover free


What does this mean?

generic life cover free

life cover free retire may


Are you RETIRING this year? Not sure what to do with your COMMUTATION payment?

life cover free retire may

1st loan may


Did you know we have a 1ST TIME LOAN with a fantastic low interest rate of 5.5% APR? 

1st loan may

loyal saver flc loan


Need help with New Car/Car Repairs, Home Improvement, Engagement/Wedding or Holiday costs?

loyal saver flc loan

how much u could save junior acc


Do you have young children you could be SAVING for?  Helping plan a healthier financial future for them?

how much u could save junior acc

life cover free generic


What does this mean?

life cover free generic

borrow 5x savings


Just one of our KEY BENEFITS at the Harp and Crown Credit Union, which differentiates us from banks and other credit unions!

borrow 5x savings

fam acc 2024


“Police Family” in Northern Ireland.

fam acc 2024

faqs junior saver 24


Did you know? Once YOUR Junior turns 16 years, their account becomes a regular savings account?

faqs junior saver 24

how much u could save jnr


Do you have young children you could be SAVING for?  Helping plan a healthier financial future for them?

how much u could save jnr

loyal saver loan with flc


Need help with a Private Health Procedure, New Car/Car Repairs, Home Improvement, Engagement/Wedding or Holiday costs?

loyal saver loan with flc

need to update beneficiary


In the event of your death, your BENEFICIARY could RECEIVE up to a max £5K on TOP of YOUR SAVINGS.  Are YOUR BENEFICIARY details UP TO DATE?

need to update beneficiary

cu as emergency fund


Do you use your Harp and Crown CU account as an EMERGENCY fund?

cu as emergency fund

cu dont use cc


Is your CREDIT CARD nearly maxed out?

cu dont use cc

National make a difference to children month


It’s National Make a Difference to Children Month in July.  Harp and Crown CU Members are making a huge difference to the future of their JUNIORS!

National make a difference to children month

july bank hol deadlines


The Harp and Crown Credit Union office will be closed on Friday 12th and Monday 15th July for the Bank Holiday.

july bank hol deadlines

accounts family 24


“Police Family” in Northern Ireland.

accounts family 24

Faqs for junior accounts


Did you know? Once YOUR Junior turns 16 years, their account becomes a regular savings account?

Faqs for junior accounts

use cu as emergency fund


Do you use your Harp and Crown CU account as an EMERGENCY fund?

use cu as emergency fund

july bank hol faqs


We are closed today for the July Bank Holiday but will reopen again Tuesday at 9am.

july bank hol faqs

how much savings jnr


Do you have young children you could be SAVING for?  Helping plan a healthier financial future for them?

how much savings jnr

open again july


Good morning Harp and Crown Credit Union members!  Our office is now open.

open again july

remember update beneficiary


In the event of your death, your BENEFICIARY could RECEIVE up to a max £5K on TOP of YOUR SAVINGS.  Are YOUR BENEFICIARY details UP TO DATE?

remember update beneficiary

junior account questions


Did you know? Once YOUR Junior turns 16 years, their account becomes a regular savings account?

junior account questions

why join cu


Why join a CREDIT UNION?

why join cu

u need to update bene


In the event of your death, your BENEFICIARY will take sole responsibility of your Harp and Crown Credit Union account.  ARE YOUR BENEFICIARY DETAILS UP TO DATE?

u need to update bene

loyal saver flc loans


Need help with a new car or car repairs? Home improvement? Engagement/wedding? Holiday? Or more?

loyal saver flc loans

generic flc message


What does this mean?

generic flc message

Fam accounts july


“Police Family” in Northern Ireland.

Fam accounts july

top up loan AUG


Do you know how much is remaining on your loan with us? Need some help with forthcoming holiday costs? 

top up loan AUG

back to school finance


Kids BACK TO SCHOOL soon, but not quite organised?

back to school finance

education loan aug 24


Do you have a child or more than one child heading off to college or university soon? Or perhaps you’re planning for this big event in one, two or three years’+ time.  Are you ready for the financial investment which comes with your child studying away from home?

education loan aug 24

save for junior aug 24


Do you have young children you could be SAVING for?  Helping plan a healthier financial future for them?

save for junior aug 24


relaxation day 24


Happy National Relaxation Day!

relaxation day 24

who in the fam can join


I’m a Harp and Crown Credit Union member.  Who exactly in MY family can join?

who in the fam can join

junior saving account q&a


Can I view my Junior's account online?

junior saving account q&a

follow us social media channels


Do you know we are on the following social media channels?

follow us social media channels

junior to adult what happens


We offer JUNIOR ACCOUNTS from BIRTH to 15 YEARS.  BUT…WHAT happens to YOUR JUNIOR’S account once they turn 16 YEARS??

junior to adult what happens

family account aug 24


“Police Family” in Northern Ireland.

family account aug 24

use cu as emergency fund aug 24


Do you use your Harp and Crown CU account as an EMERGENCY fund?

use cu as emergency fund aug 24

Happy National Dog Day!


It’s National Dog Day! AND we sure LOVE our dogs at the Harp and Crown CU!

Happy National Dog Day!

what is beneficiary aug 24


In the event of your death, your BENEFICIARY could RECEIVE up to a max £5K on TOP of YOUR SAVINGS.  Are YOUR BENEFICIARY details UP TO DATE?

what is beneficiary aug 24

sept 24 finance review


Hello September! And hello Autumn!

sept 24 finance review

dream holiday 25


As the end of 2024 fast approaches, it's time to start planning your dream holiday for 2025.

dream holiday 25

life cover for free generic


What does this mean?

life cover for free generic

what u need to know lodgement


"How can I make a LODGEMENT?” “AND what is the MAXIMUM deposit I can make per calendar month?”

what u need to know lodgement

key benefit borrow 5x


Just one of our KEY BENEFITS at the Harp and Crown Credit Union, which differentiates us from banks and other credit unions!

key benefit borrow 5x

beneficiary update today


In the event of your death, your BENEFICIARY will take sole responsibility of your Harp and Crown Credit Union account.

beneficiary update today

cu as emergency fund sept 24


Do you use your Harp and Crown CU account as an EMERGENCY fund?

cu as emergency fund sept 24

family accounts sept 24


“Police Family” in Northern Ireland.

family accounts sept 24

faqs - junior accounts 24


Can I view my Junior's account online?

faqs - junior accounts 24

lowest interest rate loan


Need help with New Car/Car Repairs, Home Improvement, Engagement/Wedding or Holiday costs?

lowest interest rate loan

wedding planning 25


With “wedding season” and September ending soon, you may have already attended a family or friend’s wedding!  Or perhaps you’re planning for a 2025 wedding?

wedding planning 25

junior accounts generic


Do you have young children you could be SAVING for?  Helping plan a healthier financial future for them?

junior accounts generic

uk savings week 24


This savings week Harp and Crown Credit Union wants to help you make the most of your money.

uk savings week 24

how much can u save juniors


Do you have young children you could be SAVING for?  Helping plan a healthier financial future for them?

how much can u save juniors

life cover oct 24


FREE LIFE COVER for Harp and Crown CU members up until 70 years of age!

life cover oct 24

generic junior accounts


Do you have young children you could be SAVING for?  Helping plan a healthier financial future for them?

generic junior accounts


fam members who can join hac


I’m a Harp and Crown Credit Union member.  Who exactly in MY family can join?

fam members who can join hac

new banking benefits juniors


Have YOU contacted us to ACTIVATE your NEW-improved ONLINE BANKING platform yet? NOW with an APP and FASTER PAYMENTS facility?

new banking benefits juniors

chose cu over a bank oct 24


There are MANY reasons to choose your credit union over a bank, whether that’s to avail of lower interest, ethical loans, save into an instant access emergency fund or the desire to belong to a community of likeminded savers and borrowers.

chose cu over a bank oct 24

savings for ur juniors


Do you have young children you could be SAVING for?  Helping plan a healthier financial future for them?

savings for ur juniors

beneficiary details need updated Nov


WHY must your BENEFICIARY be up to date?

beneficiary details need updated Nov

exactly who can join family


I’m a Harp and Crown Credit Union member.  Who exactly in MY family can join?

exactly who can join family

junior 16 what next


We offer JUNIOR ACCOUNTS from BIRTH to 15 YEARS.  BUT…WHAT happens to YOUR JUNIOR’S account once they turn 16 YEARS??

junior 16 what next

cu as emergency fund nov 24


Do you use your Harp and Crown CU account as an EMERGENCY fund?

cu as emergency fund nov 24

open family account dec 24


Members! Did you know?

open family account dec 24

top up loan xmas 24


Do you know how much is remaining on your loan with us?

top up loan xmas 24

how to lodgements dec 24


"How can I make a LODGEMENT?” “AND what is the MAXIMUM deposit I can make per calendar month?”

how to lodgements dec 24

nye office open hrs


Our next office closure is coming up soon - Wednesday 1st January 2025.

nye office open hrs

junior savers jan 2025


Can I view my Junior's account online?

junior savers jan 2025

payroll dd deadlines jan 2025


Do you need to AMEND your monthly PAYROLL or DIRECT DEBIT savings amount?  EASY! 

payroll dd deadlines jan 2025

open as normal jan 25


Good morning Harp and Crown Credit Union members! Our office is now open.

open as normal jan 25

emergency fund jan 25


Do you use your Harp and Crown CU account as an EMERGENCY fund?

emergency fund jan 25

update beneficiary jan 25


WHY must your BENEFICIARY be up to date?

update beneficiary jan 25

benefits junior accounts online now


Have YOU contacted us to ACTIVATE your NEW-improved ONLINE BANKING platform yet? NOW with an APP and FASTER PAYMENTS facility?

benefits junior accounts online now

testimonial tues olive


Thanks to Harp & Crown Credit Union member Olive for this fantastic feedback!

testimonial tues olive

testimonial tues linda


Thanks to Harp and Crown Credit Union member Linda for this fantastic feedback, having used our NEW-IMPROVED ONLINE BANKING facility to make a share withdrawal. Which NOW includes an APP and FASTER PAYMENTS facility!

testimonial tues linda

cu vs bank jan 25


There are MANY reasons to choose your credit union over a bank, whether that’s to avail of lower interest, ethical loans, save into an instant access emergency fund or the desire to belong to a community of likeminded savers and borrowers.

cu vs bank jan 25

Energy saving week 25


Big Energy Saving Week is a national campaign in the UK that takes place during the third week of January.

Energy saving week 25

share withdrawal online benefits jan 25


Have YOU contacted us to ACTIVATE your NEW-improved ONLINE BANKING platform yet? NOW with an APP and FASTER PAYMENTS facility?

share withdrawal online benefits jan 25

borrow 5x savings jan 25


Just one of our KEY BENEFITS at the Harp and Crown Credit Union, which differentiates us from banks and other credit unions!

borrow 5x savings jan 25

junior saver feb 25


Do you have young children you could be SAVING for?  Helping plan a healthier financial future for them?

junior saver feb 25

junior colouring comp 2025


Harp and Crown Credit Union Parents, Guardians & Grandparents!

junior colouring comp 2025

driving lessons 2025


Is your junior learning to drive in the next couple of years?  Here are the potential costs and how YOUR credit union could help.

driving lessons 2025

We are the Harp and Crown Credit Union, providing safe, ethical and flexible financial services to the wider Police family in Northern Ireland since 1998

Harp and Crown Credit Union Ltd are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Firm Reference Number (FRN) 577113. For details visit http://www.fca.org.uk
regulator fca fcsc