savings

Jade

A very simple process!

Budgeting 70 20 10 rule

How do you manage your budget every month?

10 Reasons to Join

The Harp and Crown Credit Union provides safe, secure, flexible financial services for the wider police family in Northern Ireland.

Emergency Fund Today

Do you have an emergency fund set up yet?  According to Moneyhelper.org.uk:

Leaving service 2023

Are you planning to leave service soon? Have you retired?

National Numeracy Day

“Building brighter futures through confidence with numbers.” It’s National Numeracy Day on 17th May!

Saving Tips May

Need some help with budgeting and saving?

Junior accounts May 23

Are you a serving PSNI Officer or support staff?  Do you live outside Belfast?

Feedback Friday Gerry

Thanks for your feedback Gerry!

Credit Union 5 Reasons

Why join a credit union?

HAC Savings Facts

Members…did you know?

Holiday Costs Blog

How much has your holiday cost this year?  Read our blog in full here.

Jul Holiday Closure

A gentle reminder our next office closure dates will be on Wednesday 12th July and Thursday 13th July. 

Free Life Cover

FREE LIFE COVER for Harp and Crown CU members up until 70 years of age!

Save from payroll

ANNOUNCEMENT FOR ALL SERVING POLICE OFFICERS & SUPPORT STAFF IN NORTHERN IRELAND!

Testimonial Tuesday Martin

Martin contacted us to request a transfer of funds from his savings account - funds were transferred to his nominated bank account that same day!

Your Family Can Become Members

Members! Did you know?

National Make a Difference to Children Month

It’s National Make a Difference to Children Month in July.

Living below your means

Are you living within your means?  Or are you trying to "keep up with the Joneses"?? 

Updating your beneficiary

In the event of your death, your BENEFICIARY will take sole responsibility of your Harp and Crown Credit Union account.  

Dividend for members

Did you know? In 2022, we paid out a grand total DIVIDEND of £470,380 to Harp & Crown Credit Union members!

Your Free Life Cover

FREE LIFE COVER for Harp and Crown CU members up until 70 years of age!

Instant access with no penalty

One of our members this week came to us for an EMERGENCY car loan…

August Office Closure

A gentle reminder our next office closure will be on Monday 28th August for the Bank Holiday.

Budgeting 70-20-10 rule

How do you manage your budget every month?

National Relaxation Day 2023

Happy National Relaxation Day!

Family Can Join

Members!  Did you know?

September Financial Review

Hello September! And hello Autumn!

Junior Savers Week

It’s Junior Savers Week!  As we near the end of our financial year (Sept-Oct) we are delighted to confirm we have around 10% more JUNIOR ACCOUNTS opened compared to last year!

Borrow Five Times Savings

Just one of our KEY BENEFITS at the Harp and Crown Credit Union, which differentiates us from banks and other credit unions!

 

feedback friday junior

THREE more REASONS to save with the Harp and Crown Credit Union…

save costs this winter

Autumn/winter season can be a hard time for everyone with heating costs, cost-of-living increases and with Christmas approaching.  Here are a few ways you can manage and save on some costs this winter.

family eligible to join

Which family members can join the Harp and Crown Credit Union?

junior accounts avail today

Need something to do with the kids/grandkids this very wet Mid term break?

harp and crown cu saving facts

It's Talk Money Week.  Let's talk about some FACTS and YOUR Harp and Crown Credit Union account.  Members did you know?

do one thing

It's Talk Money Week and the theme is #DoOneThing

payroll adjustment

Serving PSNI Officer or Police Staff?

family who can join hac

I’m a Harp and Crown Credit Union member.  Who exactly in MY family can join?

gift your family

The BEST Christmas gift you could GIVE YOUR FAMILY this Christmas!

2023 dividend total

In 2023 we paid out a grand total DIVIDEND of £892,000 to Harp & Crown Credit Union members! 

family accounts 2024

January is Financial Wellness Month…

 

emergency fund 2024

Do you use your Harp and Crown CU account as an EMERGENCY fund?

free life cover paid out 2023

We paid out almost £90,000 to Harp and Crown CU members’ LOVED ONES in 2023. 

junior saver faqs

Did you know? Once YOUR Junior turns 16 years, their account becomes a regular savings account?

 

save from payroll 2024

As a serving member of the PSNI, we can organise your savings deposit to come straight from your monthly payroll.  

save extra in 2024

What are YOUR plans in 2024?  Whether they're big or small projects, just think of what you could save or borrow by putting a little extra into your CREDIT UNION account each month!

beneficiary

When you open an account with Harp and Crown Credit Union, you name a "Beneficiary".  In the event of your death, your BENEFICIARY could RECEIVE up to a max £5K on TOP of YOUR SAVINGS.

save up to thirty thousand pounds

Following our AGM in December, we announced an INCREASE in the Harp and Crown Credit Union member share holdings (savings limit).

junior savers up

GREAT NEWS!  Our January 2024 figures show we have around 16% more JUNIOR Savers at the Harp and Crown Credit Union compared to January last year!

retirement and free life cover

Are you RETIRING this year? Not sure what to do with your COMMUTATION payment?

office closed 18 mar

A gentle reminder...our next office closure is coming up soon - Monday 18th March 2024 (St Patrick's Day closure).

first time loan march 24

Did you know we have a 1ST TIME LOAN with a fantastic low interest rate of 5.5% APR? 

loyal saver loan march 24

Need help with New Car/Car Repairs, Home Improvement, Engagement/Wedding or Holiday costs?

retiring free life cover

Are you RETIRING this year? Not sure what to do with your COMMUTATION payment?

free life cover apr 24

What does this mean?

update beneficiary mar 24

In the event of your death, your BENEFICIARY could RECEIVE up to a max £5K on TOP of YOUR SAVINGS.  Are YOUR BENEFICIARY details UP TO DATE?

Family who can join mar 24

I’m a Harp and Crown Credit Union member. Which of my family members can join?

family accounts mar 24

“Police Family” in Northern Ireland.

savings junior apr 24

Do you have young children you could be SAVING for?  With the kids off school for the Easter break, why not start NOW and help plan a healthier financial future for them!

savings junior faqs

Did you know? Once YOUR Junior turns 16 years, their account becomes a regular savings account?

car first time loan

Are they planning their FIRST CAR PURCHASE?

Perhaps they NEED a CAR for college or university? Or work?

fam who can join

I’m a Harp and Crown Credit Union member. Which of my family members can join?

family accounts apr 24

“Police Family” in Northern Ireland.

first loan apr 24

Did you know we have a 1ST TIME LOAN with a fantastic low interest rate of 5.5% APR? 

retirement life cover

Are you RETIRING this year? Not sure what to do with your COMMUTATION payment?

who exactly can join family acc

I’m a Harp and Crown Credit Union member. Which of my family members can join?

loyal saver apr 24

Need help with New Car/Car Repairs, Home Improvement, Engagement/Wedding or Holiday costs?

life cover is free

What does this mean?

family members 24

“Police Family” in Northern Ireland.

saver junior 24

Do you have young children you could be SAVING for?  Why not start NOW and help plan a healthier financial future for them!

spring saving tips

Why not take time out TODAY to review YOUR finances.

 

update beneficiary apr 24

In the event of your death, your BENEFICIARY could RECEIVE up to a max £5K on TOP of YOUR SAVINGS.  Are YOUR BENEFICIARY details UP TO DATE?

junior saver faqs may 24

Did you know? Once YOUR Junior turns 16 years, their account becomes a regular savings account?

accounts fam 2024

“Police Family” in Northern Ireland.

may bank hol 24

Please note the Harp and Crown office will be closed on May Bank Holiday Monday 6th May.

junior how much can u save 24

Do you have young children you could be SAVING for?  Helping plan a healthier financial future for them?

beneficiary needing updated

In the event of your death, your BENEFICIARY could RECEIVE up to a max £5K on TOP of YOUR SAVINGS.  Are YOUR BENEFICIARY details UP TO DATE?

who can join in my family

I’m a Harp and Crown Credit Union member. Which of my family members can join?

generic life cover free

What does this mean?

life cover free retire may

Are you RETIRING this year? Not sure what to do with your COMMUTATION payment?

1st loan may

Did you know we have a 1ST TIME LOAN with a fantastic low interest rate of 5.5% APR? 

loyal saver flc loan

Need help with New Car/Car Repairs, Home Improvement, Engagement/Wedding or Holiday costs?

how much u could save junior acc

Do you have young children you could be SAVING for?  Helping plan a healthier financial future for them?

life cover free generic

What does this mean?

borrow 5x savings

Just one of our KEY BENEFITS at the Harp and Crown Credit Union, which differentiates us from banks and other credit unions!

fam acc 2024

“Police Family” in Northern Ireland.

faqs junior saver 24

Did you know? Once YOUR Junior turns 16 years, their account becomes a regular savings account?

how much u could save jnr

Do you have young children you could be SAVING for?  Helping plan a healthier financial future for them?

loyal saver loan with flc

Need help with a Private Health Procedure, New Car/Car Repairs, Home Improvement, Engagement/Wedding or Holiday costs?

need to update beneficiary

In the event of your death, your BENEFICIARY could RECEIVE up to a max £5K on TOP of YOUR SAVINGS.  Are YOUR BENEFICIARY details UP TO DATE?

cu as emergency fund

Do you use your Harp and Crown CU account as an EMERGENCY fund?

cu dont use cc

Is your CREDIT CARD nearly maxed out?

National make a difference to children month

It’s National Make a Difference to Children Month in July.  Harp and Crown CU Members are making a huge difference to the future of their JUNIORS!

july bank hol deadlines

The Harp and Crown Credit Union office will be closed on Friday 12th and Monday 15th July for the Bank Holiday.

accounts family 24

“Police Family” in Northern Ireland.

Faqs for junior accounts

Did you know? Once YOUR Junior turns 16 years, their account becomes a regular savings account?

use cu as emergency fund

Do you use your Harp and Crown CU account as an EMERGENCY fund?

july bank hol faqs

We are closed today for the July Bank Holiday but will reopen again Tuesday at 9am.

Harp and Crown Credit Union Ltd are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Firm Reference Number (FRN) 577113. For details visit http://www.fca.org.uk
regulator fca fcsc