Debt Awareness Week 2024

Many people take too long to reach out for debt help as there are many barriers stopping them from getting debt advice:

• Don’t understand what debt advice is and how it works?

• Dealing with anxiety, stress, or a mental health condition?

• Worried about your credit file?

• Never have enough time to get debt advice?

• Don’t want your loved ones to find out? Feeling ashamed? 

Click here to see how StepChange can help you break down these barriers! 

Please don’t suffer in silence and let debt get out of hand.

Talk to us as early as possible so that we can help you avoid sinking into further debt: 

• We can check your savings balance - quite often our members are surprised by how much they’ve saved when it’s deducted from payroll.  You might have more in savings than you think!

• We can help you consolidate your high interest debt into one manageable, lower interest monthly payment.  Ts/Cs apply.

• Already have a loan with us and can’t afford the payments right now?  Please let us know so that we can look at an affordable repayment plan for you. 

For free debt advice, we fully endorse speaking with a debt help charity such as CAP or StepChange.  Or you can also speak to Community Advice such as Ards and North Down CAAND (formerly Citizens Advice). 

TALK to YOUR Credit Union FIRST before DEBT becomes a bigger problem.

Please get in touch.

Email creditunion@harpandcrown.co.uk or phone 028 9068 5198. 

“Save regularly and borrow only what you need.”

The Harp and Crown Credit Union provides safe, secure, flexible finances for the wider police family in Northern Ireland.