We recently helped a member get back on top of their finances, saving them around £100 per month in repayments.
Several small high interest debts
The member had an existing £3,000 loan alongside several smaller high-interest debts, making it difficult to keep on top of multiple monthly repayments.
Their finances had become increasingly difficult to organise, and they wanted a more affordable way to take control of their borrowing.
Finding a Solution
Our Loans and Member Services Team were able to provide a solution that consolidated all existing borrowing into one affordable £10,000 Signature Loan.
This meant:
- One manageable monthly repayment
- Lower overall repayment costs
- No more dealing with multiple lenders
- Greater peace of mind and financial stability
As a result, the member is now saving approximately £100 per month in repayments.
“I can start to relax”
Following completion of the loan, the member shared the following feedback with our team:
“Nigel, thank you so much for your help. I can start to relax with these cleared. Your definitely a hero without a cape.” - ALT
"Massive thanks to Nigel and the team for making life a lot easier for me. I had been off long term sick and had a number of credit cards all high interest, I took a signature loan and was able to pay off the cards with one monthly affordable payment. Thank you for all your help” - ALT
Choose YOUR Credit Union
Too often, people turn to high-interest finance without realising the long-term cost.
If you are struggling with debt or worried about rising repayments, speak to us before the situation becomes a bigger concern. We may be able to help find a more affordable solution tailored to your circumstances.
Signature Loan
Designed to help members who need to borrow a larger amount NOW without the requirement of 20% shares.
- Borrow between £5,000 to £15,000.
- 9.9% APR.
- 20% PLEDGED SHARES NOT REQUIRED INITIALLY!
- Available* to NEW members once their account is opened.
- Available* to members with a smaller savings pot.
- FREE LIFE COVER up to age 70 years.
- Share withdrawals can only be made once shares have exceeded 20% ratio (based on original loan value).
*Ts and Cs apply
Get in touch today!
- ONLINE BANKING APP **not yet registered? More detail HERE. You must contact us first to activate your online account.
- EMAIL creditunion@harpandcrown.co.uk
- CALL INTO OUR OFFICE at Newforge Sports Complex and Event Hub.
- OR PHONE 028 9068 5198.
The Harp and Crown Credit Union has been providing safe, ethical and flexible finances for the Police and wider Police family in Northern Ireland since 1998.
