Police Family


10 Reasons to Join


The Harp and Crown Credit Union provides safe, secure, flexible financial services for the wider police family in Northern Ireland.

10 Reasons to Join

Closed for Coronation


That’s us now closed for the Bank Holiday weekend, we will reopen on Tuesday 9th May at 9am (getting ready for our big loan promotion which starts at 10am!).

Closed for Coronation

Emergency Fund Today


Do you have an emergency fund set up yet?  According to Moneyhelper.org.uk:

Emergency Fund Today

Leaving service 2023


Are you planning to leave service soon? Have you retired?

Leaving service 2023

Summer Loan Promotion Eligibility


Our Summer Loan Promotion is now live!  Are you eligible?

Summer Loan Promotion Eligibility

Soccer School Deadline approaching


Fantastic news!  Organisers have confirmed over 100 entries to this event so far!

Soccer School Deadline approaching

Summer Loan Promo 6 days


Only 6 days remaining of our Summer Loan Promotion!

Summer Loan Promo 6 days

SANI 23


Fantastic day speaking with our wider Police Family and members at the Superintendents’ Association of Northern Ireland (SANI) Conference today.

SANI 23

We are open 30 May


Welcome back members! We hope you had a lovely Spring Bank Holiday weekend.

We are open 30 May


Mailing List exclusives


Members! Do you receive our monthly e-newsletters?

Mailing List exclusives

Gazette Exclusive Online


Did you receive our newsletter?  We are delighted to bring an exclusive to our members, signed up to our mailing list...the Police Gazette ONLINE for the first time!

Gazette Exclusive Online

Junior accounts May 23


Are you a serving PSNI Officer or support staff?  Do you live outside Belfast?

Junior accounts May 23

Soccer School Thank You


THANK YOU to the organisers, coaches and of course all the girls and boys taking part this weekend at the Alan McDonald Soccer School of Excellence! 

 

Soccer School Thank You

Summer Loan 23 Update


WOW! In May during our Summer Loan Promotion we can confirm the following figures:

Summer Loan 23 Update

Volunteers Week


As we nearly come to an end of Volunteers’ Week, we just wanted to convey a HUGE thank you to our Board of Directors and business committee volunteers!

Volunteers Week

Credit Union 5 Reasons


Why join a credit union?

Credit Union 5 Reasons

PSNI Cricket Sponsorship


The Harp and Crown Credit Union is delighted to confirm they are the Principal Sponsor of the PSNI Cricket Club in 2023.

PSNI Cricket Sponsorship

Free Life Cover


FREE LIFE COVER for Harp and Crown CU members up until 70 years of age!

Free Life Cover

25th anniversary plans reveal


Earlier this week we revealed our 25th Anniversary plans as an exclusive “FIRST to know” to our member mailing list subscribers!  Did you receive your email?

25th anniversary plans reveal

Save from payroll


ANNOUNCEMENT FOR ALL SERVING POLICE OFFICERS & SUPPORT STAFF IN NORTHERN IRELAND!

Save from payroll

Testimonial Tuesday Martin


Martin contacted us to request a transfer of funds from his savings account - funds were transferred to his nominated bank account that same day!

Testimonial Tuesday Martin

June Gazette Online


Members!  Are you signed up to our mailing list?  Check your email tonight for exclusive access to the June Police Gazette!  And another exclusive with regards to our big Summer Prize Draw!

June Gazette Online

Your Family Can Become Members


Members! Did you know?

Your Family Can Become Members

25 years


How long have you been a member of the Harp and Crown Credit Union?

25 years

K9SARNI Donation


It is with great pleasure the Harp and Crown Credit Union are announcing support of the fantastic local charity K9 Search and Rescue Northern Ireland.

K9SARNI Donation


25th anniversary dinner


Today we revealed more exciting 25th Anniversary plans…

25th anniversary dinner

National Make a Difference to Children Month


It’s National Make a Difference to Children Month in July.

National Make a Difference to Children Month


Testimonial Tuesday Donna


Donna was one of our “64% increase in new members” signing up with the Harp and Crown CU this financial year!

Testimonial Tuesday Donna

Member Monday Billy


Continuing our 25th Anniversary celebrations, we’ll be sharing stories from our members, directors, stakeholders and more.  All of whom have been instrumental in the success of the Harp and Crown Credit Union over the past 25 years.

Member Monday Billy

Loan Calculator July


Need help financing a holiday, car, home improvement, credit card debt and more?  And in an ethical, flexible and affordable way?

Loan Calculator July

CU Common Bond


What is a CREDIT UNION?  And who exactly is our COMMON BOND?

CU Common Bond

Testimonial Tuesday Carolyn


We LOVE hearing feedback like this! Thank you Carolyn!

Testimonial Tuesday Carolyn

Increase in Junior Accounts


WOW!  We’ve opened 15.4% more JUNIOR accounts this financial year compared to last year!

Increase in Junior Accounts

Set up your direct debit


Are you retired or have left service?  There’s no need to close your Harp and Crown Credit Union account!

Set up your direct debit

Business Support Assistant


Harp and Crown Credit Union is delighted to confirm an expansion of our team with a brand new role.  We are recruiting for a Business Support Assistant!

Business Support Assistant

Credit Card Debt Poll


The continued HIGH cost-of-living is continuing to create financial stress for many.  We conducted a Social Media POLL asking YOU if you’re paying off any credit cards or loans…

Credit Card Debt Poll

Back to school loan


Kids BACK TO SCHOOL soon, but not quite organised?

Back to school loan


Open a Family Account Today


Members! Did you know?

Open a Family Account Today

25th Anniversary Story David


Continuing our 25th ANNIVERSARY celebrations, we’re sharing stories from our members, directors, stakeholders and more.

25th Anniversary Story David

Debt Consolidation Story


We HELPED a member with several HIGH INTEREST credit cards (one as high as 26% APR)…

Debt Consolidation Story

New Job Opportunity Aug 23


Harp and Crown Credit Union is delighted to confirm an expansion of our team with a brand new role.  We are recruiting for a Business Support Assistant!

New Job Opportunity Aug 23

Gazette Exclusive Online Aug 23


EXCLUSIVE to our mailing list members!

Gazette Exclusive Online Aug 23

National Relaxation Day 2023


Happy National Relaxation Day!

National Relaxation Day 2023

Testimonial Tuesday Sam


Credit Unions Vs Banks!

Testimonial Tuesday Sam

CU Vs Bank


Apart from ONE great reason alone…the increase in Bank of England rates…and our lower interest rates remaining the same…here's why you should visit your credit union FIRST before approaching a bank for a loan.

CU Vs Bank

A Level Exam Results


VERY BEST OF LUCK to all receiving their AS, A level and CoPE results this morning!

A Level Exam Results

Members Free Life Cover


UNLIKE banks, CREDIT UNIONS such as the Harp and Crown CU provide FREE LIFE COVER up the the age of 70 years old.

Members Free Life Cover


Closed for Aug Bank Hol


Our office will reopen on Tuesday 29th August at 9am.

Closed for Aug Bank Hol

25th Anniversary Survey


Harp and Crown Credit Union members!  Have YOUR say!

25th Anniversary Survey

Top Up Loan Before Payday


Need a TOP UP to help before payday or to pay unexpected bills this month? Get in touch before the Bank Holiday weekend!

Top Up Loan Before Payday

GCSE Exam Results


Very best of luck to everyone receiving their GCSE results today! You’ve got this!

GCSE Exam Results

Family Can Join


Members!  Did you know?

Family Can Join

National Dog Day


It’s National Dog Day! AND we sure LOVE our dogs at the Harp and Crown CU!

National Dog Day


Loan Interest Saved


We saved a member £500 in loan interest...

Loan Interest Saved

Student Car Loan


Does YOUR student NEED a CAR for college or university?

Student Car Loan

Golf Competition


THANK YOU to everyone involved in our 25th Anniversary Golf Competition!

Golf Competition

Golf Competition Photos


Some photos from our 25th Anniversary Golf Competition held in August 2023 at Portadown Golf Club....

Golf Competition Photos

September 11th Remembered


“If we learn nothing else from this tragedy, we learn that life is short and there is no time for hate.” Sandy Dahl

September 11th Remembered

Emergency Services Day 2023


Today is Emergency Services Day.

Emergency Services Day 2023

Testimonial Tuesday Survey


WOW! Just WOW!  We received this WONDERFUL feedback from a Harp and Crown Credit Union member.

Testimonial Tuesday Survey

Beyond the Battlefield donation


As the Harp and Crown Credit Union celebrates its 25th Anniversary year, we are delighted to announce our support of several local charities.  One of which provides a very important service to the police family in Northern Ireland.

Beyond the Battlefield donation

Junior Savers Question


Harp and Crown CU member:  Can my GRANDCHILD join if their PARENTS aren’t in the police?

Junior Savers Question

100 days to Christmas


This is a friendly warning from Mr and Mrs Claus! It’s officially 100 days until CHRISTMAS!

100 days to Christmas

No penalties to access your money


There are NO penalties to access your money with us.

No penalties to access your money


Recommend a new member


THANK YOU to everyone who completed our latest member survey!

Recommend a new member

Testimonial Tuesday Stephen


THANK YOU for this feedback Stephen! 

Testimonial Tuesday Stephen

Wedding Season


It’s “wedding season”.  Are YOU or a family member getting married this month?  Or perhaps you’re planning for a 2024 wedding?

Wedding Season

Junior Savers Week


It’s Junior Savers Week!  As we near the end of our financial year (Sept-Oct) we are delighted to confirm we have around 10% more JUNIOR ACCOUNTS opened compared to last year!

Junior Savers Week

harp and crown on air


Harp and Crown Credit Union members!  As part of our 25th Anniversary celebrations we are on the radio for the first time! 

harp and crown on air

Police Widows Donation


In celebration of their 25th Anniversary year, the Harp and Crown Credit Union is delighted to announce several charitable donations.  One of which is very close to the heart of the wider police family in Northern Ireland.

Police Widows Donation

Borrow Five Times Savings


Just one of our KEY BENEFITS at the Harp and Crown Credit Union, which differentiates us from banks and other credit unions!

 

Borrow Five Times Savings

Play the long game


“Play the long game…"  CHOOSE your CREDIT UNION… 

Play the long game

refer a family member


Happy 25th Anniversary Harp and Crown Credit Union!!  To celebrate we are running a promotion to benefit YOU and your FAMILY!

refer a family member

happy anniversary


Happy 25th Anniversary Harp and Crown Credit Union!

happy anniversary

feedback friday junior


THREE more REASONS to save with the Harp and Crown Credit Union…

feedback friday junior

weekend deadlines


REMINDER!  Deadline for loan applications and share withdrawal requests today....

weekend deadlines

nominations notice for elections


IMPORTANT REMINDER FOR MEMBERS:  Notice re Nominations for Elections 2023.

nominations notice for elections

25 years in operation


On this day 25 years ago (1st October 1998) the Harp and Crown Credit Union commenced business!

25 years in operation

national customer service week


It's National Customer Service Week!  At the Harp and Crown Credit Union we aim to deliver FIRST CLASS customer service to EACH of our members.

national customer service week


loan calculator october


Do you help financing…

loan calculator october

caravan site fees


Are your caravan site fees due this side of Christmas?

caravan site fees

refer family


Don't forget our October promotion for YOU and YOUR family!

refer family

over 70 benefits


“I’m over 70, what are the BENEFITS of staying a member?”

 

over 70 benefits

family member testimonial


“You helped my daughter get her first car with the family membership. Thank you.” Invest in YOUR FAMILY’s financial future today!

family member testimonial

25th anniversary dinner 6th october 2023


What a night! THANK YOU to each and every one of you who attended and supported the Harp and Crown Credit Union 25th Anniversary Dinner!

 

25th anniversary dinner 6th october 2023

thank you david mcclurg


“Banks lend you money when you DON’T need it….the credit union lends you money when you DO need it.” David McClurg MBE OBE

thank you david mcclurg

25th anniversary dinner sponsor thank you


THANK YOU to our 25th Anniversary Dinner prize sponsors Ruddell & Co and Constituent! Proceeds from the charity ballot are going to the RUCGC PSNI Benevolent Fund.

 

25th anniversary dinner sponsor thank you

exclusive to our mailing list members


Access the latest issue of the Police Gazette online! EXCLUSIVE to our MEMBERS ONLY mailing list subscribers!

exclusive to our mailing list members

its world mental health day


The theme for 2023, set by the World Foundation of Mental Health, is “Mental health is a universal human right”.

its world mental health day

improving your credit score


Before asking for credit, check your credit score!  You can do this online via a credit reference agency.  Need to improve your credit score? 

improving your credit score

free wills month 2023


Are you aged 55 or over and haven't yet written a will? You could be eligible to have your will written free of charge. https://freewillsmonth.org.uk

free wills month 2023

thank you alistair


A HUGE thank you to Alistair McGowan (Harp and Crown Credit Union Director) for being the most excellent compère at our 25th Anniversary Dinner!

thank you alistair

cu vs bank blog


Credit Unions are VERY on topic at the moment with the departure of several major banks in Ireland, and credit unions coming to the fore in excellence.

cu vs bank blog

25th dinner pics


It's hard to believe this was already ONE week ago already!  Everyone looking very dapper indeed.  Here's our official photos from the evening, do you recognise anyone?

25th dinner pics

board then and now


From then to now! Fantastic to see THREE members of our very first Board of Directors (1998) together at the Harp and Crown Credit Union 25th Anniversary Dinner.

board then and now

ryan player of month


Our Loans & Member Services Officer, Ryan is a man of many talents!

ryan player of month

benevolent fund donation


Harp and Crown Credit Union is delighted to announce a total of £1,500 was raised for the Royal Ulster Constabulary George Cross – Police Service of Northern Ireland Benevolent Fund, through their 25th Anniversary Charity Dinner raffle.

benevolent fund donation


try our loan calculator


Need some help with the following...

try our loan calculator

talk to us first


BAD DEBT has a sneaky way of creeping up on you…

talk to us first

twice as many returning


Welcome back!  Not only did we OPEN 52% more Harp and Crown CU accounts this financial year (Oct ‘22 - Sept ‘23) compared to last year…

twice as many returning

family who can join


I’m a Harp and Crown Credit Union member.  Who exactly in MY family can also join?

family who can join

international credit union day 23


It’s the 75th anniversary of International Credit Union Day TODAY!

international credit union day 23

still time to refer family


There's still time BUT hurry!  First come first served.  

still time to refer family

online banking for you


Would YOU like to access your Harp and Crown Credit Union account online?

online banking for you

radio ad feedback


Harp and Crown Credit Union members!  We want to THANK YOU for all your feedback regarding our recent RADIO ad campaign.

radio ad feedback

good luck siobhan


“A leader can be defined as somebody who creates a vision that inspires people to follow that vision and move forward towards achieving it.”

good luck siobhan

testimonial tuesday family


A warm welcome awaits you at the Harp & Crown CU!

testimonial tuesday family

gift set winners


THANK YOU to everyone who entered our exclusive mailing list competition!

gift set winners

avoid payday loans oct 23


Need a TOP UP to help before payday or to pay unexpected bills this month??

avoid payday loans oct 23

save costs this winter


Autumn/winter season can be a hard time for everyone with heating costs, cost-of-living increases and with Christmas approaching.  Here are a few ways you can manage and save on some costs this winter.

save costs this winter

christmas loan promo 2023


Could a loan help you this Christmas?  YOU may be eligible** for our loan promotion up to the value of £5,000!  NO application form required.   

christmas loan promo 2023

loan top up


Do you know how much is remaining on your loan with us?

loan top up

highly commended award


We received “highly commended” in the Best Use Of Social Media Award at the Northern Ireland Social Enterprise Awards last night.

highly commended award

8 weeks until xmas


8 weeks until Christmas!  This year we will OPEN between 9am-1pm as follows:

8 weeks until xmas

stress awareness day 23


It’s National Stress Awareness Day and we can’t emphasise enough how important it is to reduce stress and look after your mental health and well-being.  Our members fulfil various roles within the police community, all with their own stress factors.

stress awareness day 23

member benefits over 70


“I’m over 70, what are the BENEFITS of staying a member?”

member benefits over 70

family eligible to join


Which family members can join the Harp and Crown Credit Union?

family eligible to join

christmas loan promotion from today


Could a loan help you this Christmas?  YOU may be eligible** for our loan promotion up to the value of £5,000!  NO application form required.   

christmas loan promotion from today

christmas loan promotion starts mon


Could a loan help you this Christmas?  YOU may be eligible** for our loan promotion up to the value of £5,000!  NO application form required.   

christmas loan promotion starts mon

junior accounts avail today


Need something to do with the kids/grandkids this very wet Mid term break?

junior accounts avail today

feedback fri greg


Greg was able to TOP UP his existing loan, with funds being transferred on the same day as his application.

feedback fri greg

awards one week ago


ONE WEEK AGO when we collected a “Highly Commended” award for Best Use Of Social Media at the Northern Ireland Social Enterprise Awards!

awards one week ago

harp and crown cu saving facts


It's Talk Money Week.  Let's talk about some FACTS and YOUR Harp and Crown Credit Union account.  Members did you know?

harp and crown cu saving facts

testimonial tues nigel loan promotion


Nigel took advantage of our Christmas Loan Promotion yesterday and is now entered into our £500 prize draw!

testimonial tues nigel loan promotion

credit union dividend vs boe interest


Continuing Talk Money Week...let’s TALK about PROFIT SHARE.

credit union dividend vs boe interest

do one thing


It's Talk Money Week and the theme is #DoOneThing

do one thing

open junior psni email


It's Talk Money Week.  If you #DoOneThing this week....

open junior psni email

2023 agm invite


SAVE THE DATE!

2023 agm invite

payroll adjustment


Serving PSNI Officer or Police Staff?

payroll adjustment

first time home


Are you planning to purchase your first home?  Or perhaps you have children or grandchildren who are first time home buyers?  Read our latest blog on the topic here.

first time home

testimonial tues alistair loan promotion


With just under 6 weeks until Christmas...Alistair took advantage of our Christmas Loan Promotion yesterday and is now entered into our £500 prize draw!

testimonial tues alistair loan promotion

finding a yes for you


Come to us FIRST…we’ll always try and find a way to SAY YES.

 

finding a yes for you

5 ways to improve financial health


Feel like your finances aren't improving any?  We've compiled 5 ways to help improve your FINANCIAL HEALTH.

5 ways to improve financial health

international mens day 2023


Happy International Men's Day to our members!

international mens day 2023

family who can join hac


I’m a Harp and Crown Credit Union member.  Who exactly in MY family can join?

family who can join hac

nov 23 so far


WOW!  That’s our Christmas Loan Promotion over for another year! AND what a fantastic promotion and month it has been!  We’re not even at the end of November and can report the following increases:

 

nov 23 so far

giving tuesday


It’s Giving Tuesday and we want to encourage as many of you as possible to “pay it forward” today! 

 

giving tuesday

free life cover as a member


FREE LIFE COVER for Harp and Crown CU members up until 70 years of age!

free life cover as a member

still time to return loan agreements


Did you request a CHRISTMAS LOAN PROMOTION quote before our 4pm deadline last Friday?

 

still time to return loan agreements

credit card debt christmas


Are your CREDIT CARD bills soaring?  With the potential to get worse through added expenses and the cost-of-living on the lead up to Christmas…

credit card debt christmas

november 23 success


November! What a month!

 

november 23 success

dividend and rebate 2023


Thank you to all Harp and Crown Credit Union members who attended our 25th Annual General Meeting this afternoon.

dividend and rebate 2023


small business saturday uk


Small Business Saturday UK is a nationwide campaign which takes place on the first Saturday in December each year. 

 

small business saturday uk

anniversary awards for directors


During our 25th AGM yesterday we surprised these two gentlemen with special crystal engraved clocks…

 

anniversary awards for directors

dividend and rebate available now


Harp and Crown CU Treasurer Lorraine Black (pictured on left with CEO Siobhan Barclay middle and President Fred Boyd) was delighted to confirm on Friday at our AGM:

 

dividend and rebate available now

christmas prize draw 2023


We’re ending our 25th Anniversary Year with a massive £3,000 Christmas Prize Draw!

christmas prize draw 2023

new sponsorship bb


Harp and Crown Credit Union are delighted to confirm a brand-NEW sponsorship within the wider police family - The Boys’ Brigade East Antrim Battalion Heritage Society.

new sponsorship bb

family saving for 2024


Give YOUR FAMILY the gift of a healthier financial future! AND get a head start saving for Christmas 2024!

family saving for 2024

2023 christmas prize draw


We can reveal our list of prizes for our special 25th Anniversary Christmas Prize Draw! Worth over £3,000!

2023 christmas prize draw

credit union saver benefits


Whilst there are MANY benefits for CREDIT UNION BORROWERS (lower interest rates, flexible repayments and more)…WHAT exactly are the BENEFITS to members who SAVE only?

credit union saver benefits

testimonial john


Thank you for choosing YOUR Police Family CREDIT UNION to look after your finances John! We really appreciate this feedback!

 

testimonial john

christmas emergency fund


Do you use your Harp and Crown CU account as an EMERGENCY fund?

christmas emergency fund

come to us first


Come to us FIRST…we’ll always try and find a way to SAY YES.

 

come to us first

partner and children joining


I’m not married. Can my PARTNER and CHILDREN become Harp and Crown Credit Union members?

partner and children joining

the wagglers sponsorship


Harp and Crown Credit Union were very humbled to receive such a high level of interest in sponsorship this year, this being the largest amount of sponsorship requested to date in their 25 years of operation.  

the wagglers sponsorship

christmas prize draw winners 2023


We can reveal our prize winners!

 

christmas prize draw winners 2023

loyal saver loan at christmas


NEED some extra funds coming up to Christmas? BUT don’t want to withdraw more of your SAVINGS?

loyal saver loan at christmas

playing the long game


Play the long game and support YOUR Credit Union...

playing the long game

antrim station visit


HUGE THANK YOU to Paul McCrossan for helping organise our visit to Antrim Police Station yesterday!

 

antrim station visit

digital but human


We love this quote from the recent ILCU Conference, it really sums up the essence of CREDIT UNIONS!

digital but human

gift your family


The BEST Christmas gift you could GIVE YOUR FAMILY this Christmas!

gift your family


dec 23 gazette online


Members!  Are you signed up to our mailing list?  Check your email for exclusive access to the December Police Gazette! 

dec 23 gazette online

about our credit union


Not sure what a CREDIT UNION is?  And who exactly is our COMMON BOND?

about our credit union

no more credit cards


Are your CREDIT CARD bills soaring? With the potential to get worse on the lead up to Christmas…

no more credit cards

engaged at christmas


Happy Christmas Eve! Are YOU or a family member planning an engagement this festive season?

engaged at christmas

2023 dividend total


In 2023 we paid out a grand total DIVIDEND of £892,000 to Harp & Crown Credit Union members! 

2023 dividend total

total loan rebate 2023


In 2023, we paid out a total of £76,000 in LOAN INTEREST REBATE to our borrowers!

 

total loan rebate 2023

community outreach 2023


At the Harp and Crown Credit Union we are very humbled to have been in the position to support several fantastic local charities and community organisations.

community outreach 2023

why apply for a credit union loan


Why apply for a credit union loan?

why apply for a credit union loan

testimonial tuesday mel


Mel applied for a FIRST TIME LOAN and funds were transferred that same day.

 

testimonial tuesday mel

family accounts 2024


January is Financial Wellness Month…

 

family accounts 2024

emergency fund 2024


Do you use your Harp and Crown CU account as an EMERGENCY fund?

emergency fund 2024

beneficiary update 2024


In the event of your death, your BENEFICIARY could RECEIVE up to a max £5K on TOP of YOUR SAVINGS.  Are YOUR BENEFICIARY details UP TO DATE?

beneficiary update 2024

reasons to join a credit union


Here’s your New Year reminder to check out your local credit union!

reasons to join a credit union

debt consolidation 2024


We’ll always try our best to HELP YOU reduce any high interest debt and STOP you sinking into further debt.

debt consolidation 2024

station visits 2024


Would YOU and your colleagues/family love to JOIN Harp and Crown Credit Union? BUT can’t come to Belfast* to see us?  

station visits 2024

ceo siobhan 4 years


“A leader can be defined as somebody who creates a vision that inspires people to follow that vision and move forward towards achieving it.”

ceo siobhan 4 years

car insurance up


With CAR INSURANCE premiums at an all-time high for Northern Ireland drivers...

 

car insurance up

free life cover paid out 2023


We paid out almost £90,000 to Harp and Crown CU members’ LOVED ONES in 2023. 

free life cover paid out 2023

flashback to office jan 23


Hard to believe this was a year ago! Our new office was pretty much a building site!

 

flashback to office jan 23

junior saver faqs


Did you know? Once YOUR Junior turns 16 years, their account becomes a regular savings account?

 

junior saver faqs

use your credit union not your credit card


Is your CREDIT CARD nearly maxed out from Christmas spends?

 

use your credit union not your credit card

brew monday


We’re ditching BLUE MONDAY and celebrating BREW MONDAY instead today!

 

brew monday

first time loan 18 years


Does YOUR child aged 18+ have a Harp and Crown CU account? Are they planning their FIRST CAR PURCHASE?  

first time loan 18 years

testimonial tues adrian


You’re welcome Adrian!

 

testimonial tues adrian

save from payroll 2024


As a serving member of the PSNI, we can organise your savings deposit to come straight from your monthly payroll.  

save from payroll 2024

seapark visit


THANK YOU to all who helped organise our visit to the Seapark facility today!

 

seapark visit

jan finances poll


January Finances Poll - the results are in!

 

jan finances poll

winter savings tips


Take time out TODAY to review YOUR finances.

 

winter savings tips

february budgeting


January finances didn’t quite go to plan?  It’s NEVER too late to start MANAGING YOUR BUDGET more effectively.

february budgeting


new year survey


COMPLETE our New Year 2024 MEMBERS only SURVEY for a chance to WIN a share of £125!

new year survey

credit union loans same day


Around 95% of our CREDIT UNION LOAN applications are approved and issued on the same day.

credit union loans same day

siobhan ceo social enterprise podcast


We’ve been keeping this one under wraps for a while…

siobhan ceo social enterprise podcast

police gazette jan feb online


Exclusive to YOU our "Members Only" Mailing List Subscribers!

police gazette jan feb online

feb payroll deadline


Serving PSNI Officer or Police Staff?

 

feb payroll deadline

credit union loan vs pcp and hp finance


Changing your car soon? Not sure whether to buy NEW, second hand or go down the HP or PCP route?

credit union loan vs pcp and hp finance

cut back on coffee and save


How much could YOU save on Coffee Takeaways?

cut back on coffee and save

storm damage costs


Did the recent storms (Storm Isha and Storm Jocelyn!) impact on your home, business and property?

storm damage costs

save extra in 2024


What are YOUR plans in 2024?  Whether they're big or small projects, just think of what you could save or borrow by putting a little extra into your CREDIT UNION account each month!

save extra in 2024

five ways to financial declutter


How are your New Year’s resolutions going so far in 2024? Perhaps you've started to declutter your home?  But what about "financially decluttering" to stay on top of your financial wellbeing? 

five ways to financial declutter

member survey feedback 2024


THANK YOU! We really appreciate this feedback!

member survey feedback 2024

beneficiary


When you open an account with Harp and Crown Credit Union, you name a "Beneficiary".  In the event of your death, your BENEFICIARY could RECEIVE up to a max £5K on TOP of YOUR SAVINGS.

beneficiary

first time loan car


Harp and Crown Credit Union member Jenny applied for a FIRST TIME LOAN at our competitive interest rate of 5.5% APR.

first time loan car

time to talk


It’s #TimeToTalk Day. Talking about mental health isn’t easy. “But a conversation has the power to change lives.” Mind

time to talk

retirement and commutation


Nigel, our Senior Loans and Member Services Officer had this to say on the matter:

 

retirement and commutation

junior art winners


CONGRATULATIONS to the winners of our JUNIOR Colouring In COMPETITION!

junior art winners

save up to thirty thousand pounds


Following our AGM in December, we announced an INCREASE in the Harp and Crown Credit Union member share holdings (savings limit).

save up to thirty thousand pounds

home improvement 2024


Our recent member survey shows that 27% of Harp & Crown CU members who BORROW do so for HOME IMPROVEMENT reasons!

home improvement 2024

survey feedback member monday


THANK YOU so much Harp and Crown CU members for all the feedback so far!

survey feedback member monday

family accounts avail


“POLICE FAMILY” in Northern Ireland!  Why not START NOW and make 2024 the year you invest in a HEALTHIER financial future for YOU and YOUR family!

family accounts avail

survey winners feb 24


THANK YOU to the HUNDREDS of you who took the time to complete our latest MEMBER SURVEY!

survey winners feb 24

fit feb comp


It’s Fit February and we’ve teamed up with our friends at Newforge Sports Complex to give away a Newforge Fitness package worth over £100!

fit feb comp

spouse account


Why not treat your SPOUSE to a CREDIT UNION account this Valentine’s Day!

spouse account

childrens mental health week 2024


It’s Place2Be’s Children’s Mental Health Week (5-11 February) and the theme is "My Voice Matters".

 

childrens mental health week 2024

holiday costs 2024


Our latest survey shows that HOLIDAYS are IMPORTANT to our members!  39% of you cited TRAVEL as one of your main interests outside of work.

holiday costs 2024

savings protected with loyal saver loan


Need to cover the cost of a new car or emergency car repairs?  Home Improvement? A well earned holiday.  Or perhaps you or a loved one have forthcoming wedding costs to manage?

savings protected with loyal saver loan

credit union common bond 2024


Not sure what a CREDIT UNION is?  AND who exactly is our COMMON BOND?

credit union common bond 2024

valentines engagement 2024


Organising a wedding is costly so make sure you are prepared!

valentines engagement 2024

member mon junior


It’s mid term break and we have JUNIOR ACCOUNTS on our mind! Thanks to one of our members for this fantastic survey feedback!

member mon junior

psni rfc sponsorship 2024


The Harp and Crown Credit Union is delighted to confirm their continued sponsorship of the PSNI Rugby Football Club in 2024.

psni rfc sponsorship 2024

junior savers up


GREAT NEWS!  Our January 2024 figures show we have around 16% more JUNIOR Savers at the Harp and Crown Credit Union compared to January last year!

junior savers up

how much your junior could save


Do you have young children you could be SAVING for?  Why not start NOW and help plan a healthier financial future for them!

how much your junior could save

top up loan feb 24


Do you know how much is remaining on your loan with us?  Need some help with unforeseen costs this February?

top up loan feb 24

making a lodgement


“How can I make a LODGEMENT?” “AND what is the MAXIMUM deposit I can make per calendar month?"

 

making a lodgement

pancake day 2024


We’re “sharing the love” ahead of Valentine’s Day…supporting local business for Pancake Day!

pancake day 2024

honeymoon costs


Did you or a family member just get engaged? 

honeymoon costs

testimonial tues survey


THANK YOU for this recent Member Survey feedback! And for your loyalty to the Harp and Crown Credit Union!

testimonial tues survey

retirement and free life cover


Are you RETIRING this year? Not sure what to do with your COMMUTATION payment?

retirement and free life cover

belfast harbour police visit


We absolutely LOVED visiting the Belfast Harbour Police yesterday and in such a beautiful setting!

belfast harbour police visit

psni fa isle of man


The PSNI FA representative team visited Isle of Man (IOM) last weekend to play against the IOM Police team.

psni fa isle of man

spcu marketing visit


We had these lovely visitors from Scotland over today! 

spcu marketing visit

loyal saver loan


Need help with a new car or car repairs? Home improvement? Engagement/wedding? Holiday? Or more?

loyal saver loan


keeping up with the joneses


Or are you trying to “keep up with the Joneses”??

keeping up with the joneses

first time loan feb 24


A huge welcome to our new members! Thank you for choosing us as your No 1 credit union! 

first time loan feb 24

happy leap day 2024


Did you know all these facts about Leap Day? And are you planning for the arrival of a Leap Day (or Leap Year) baby?  Let us help you financially prepare!

happy leap day 2024

newtownabbey police visit


Harp and Crown Credit Union were out and about again this week!

newtownabbey police visit

employee appreciation day 2024


Happy Employee Appreciation Day!

employee appreciation day 2024

haccu support psni psuk match


Continuing our support of health and wellbeing within the wider Police Family, Harp and Crown Credit Union were delighted to be able to support PSNI as they took on North Wales Police at the Police Sport UK Open Age football tournament yesterday.

haccu support psni psuk match

haccu saving benefits


We are delighted to welcome so many new members on board over the last few months.  

haccu saving benefits

purchasing a home in 2024


Planning a house move or first time home purchase this year? Here's what you need to know...

purchasing a home in 2024

testimonial tues survey mar


"Excellent fast friendly service. Couldn’t ask for better. So glad my wife and I joined. Should have joined sooner!!"

testimonial tues survey mar

staff training 14 mar


IMPORTANT MEMBER ANNOUNCEMENT! Our Loans and member services team will be undergoing some training on Thursday 14th March.

staff training 14 mar

world book day 24


It's World Book Day on Thursday 7th March! And with 27% of Harp and Crown Credit Union members surveyed recently, choosing READING as one of their main interests outside of work...we thought a bookish treat would be in order! We’ve teamed up with local County Down business Paperback Down to give away 4 book packages, all including fabulous local treats. 

world book day 24

lodgements


“How can I make a LODGEMENT?” “AND what is the MAXIMUM deposit I can make per calendar month?

lodgements

credit union not car finance


Are you missing out on LOWER INTEREST RATE LOANS? Especially when it comes to CAR PURCHASES and car finance?

credit union not car finance

womens day 2024


Happy International Women’s Day from the Harp and Crown CU ladies!

womens day 2024

office closed 18 mar


A gentle reminder...our next office closure is coming up soon - Monday 18th March 2024 (St Patrick's Day closure).

office closed 18 mar

first time loan march 24


Did you know we have a 1ST TIME LOAN with a fantastic low interest rate of 5.5% APR? 

first time loan march 24

loyal saver loan march 24


Need help with New Car/Car Repairs, Home Improvement, Engagement/Wedding or Holiday costs?

loyal saver loan march 24

retiring free life cover


Are you RETIRING this year? Not sure what to do with your COMMUTATION payment?

retiring free life cover

free life cover apr 24


What does this mean?

free life cover apr 24

update beneficiary mar 24


In the event of your death, your BENEFICIARY could RECEIVE up to a max £5K on TOP of YOUR SAVINGS.  Are YOUR BENEFICIARY details UP TO DATE?

update beneficiary mar 24

credit union not credit card mar 24


Is your CREDIT CARD nearly maxed out?

credit union not credit card mar 24

Family who can join mar 24


I’m a Harp and Crown Credit Union member. Which of my family members can join?

Family who can join mar 24

family accounts mar 24


“Police Family” in Northern Ireland.

family accounts mar 24

make a lodgement mar 24


"How can I make a LODGEMENT?” “AND what is the MAXIMUM deposit I can make per calendar month?”

make a lodgement mar 24

savings junior apr 24


Do you have young children you could be SAVING for?  With the kids off school for the Easter break, why not start NOW and help plan a healthier financial future for them!

savings junior apr 24

savings junior faqs


Did you know? Once YOUR Junior turns 16 years, their account becomes a regular savings account?

savings junior faqs

coleraine station visit


Harp and Crown Credit Union visited the North Coast today!

coleraine station visit

testimonial tues sean


Sean had his “home improvement loan” application approved and funds transferred to his account…all on the same day!

testimonial tues sean

testimonial tues marion


Marion applied for a “TOP UP” of her loan.  Her application was approved and funds transferred to her account…all on the same day!

testimonial tues marion

car first time loan


Are they planning their FIRST CAR PURCHASE?

Perhaps they NEED a CAR for college or university? Or work?

car first time loan

fam who can join


I’m a Harp and Crown Credit Union member. Which of my family members can join?

fam who can join

family accounts apr 24


“Police Family” in Northern Ireland.

family accounts apr 24

first loan apr 24


Did you know we have a 1ST TIME LOAN with a fantastic low interest rate of 5.5% APR? 

first loan apr 24

retirement life cover


Are you RETIRING this year? Not sure what to do with your COMMUTATION payment?

retirement life cover

cu not cc apr 24


Is your CREDIT CARD nearly maxed out?

cu not cc apr 24

who exactly can join family acc


I’m a Harp and Crown Credit Union member. Which of my family members can join?

who exactly can join family acc

easter prize draw 2024


Dear members…THANK YOU for your support and loyalty to the Harp and Crown Credit Union!

easter prize draw 2024

police family visits


Some highlights from our recent visits to police stations & police family organisations across Northern Ireland!

police family visits

testimonial tuesday jeanette


Jeanette contacted us to request a transfer of funds from her savings account - funds were transferred to her nominated bank account that same day!

 

testimonial tuesday jeanette

easter sunday 2024


Wishing you and your families a peaceful and safe Easter.  Harp and Crown Credit Union

easter sunday 2024

easter prize draw winner 24


CONGRATULATIONS to Harp and Crown Credit Union member Tim Hedgley!

easter prize draw winner 24

meet the team siobhan


It’s the LAST DAY of Women’s History Month and we wanted to finish the month off celebrating our fantastic CEO, Siobhan!

meet the team siobhan

car first loan


Are they planning their FIRST CAR PURCHASE?  Perhaps they NEED a CAR for college or university? Or work?

car first loan

loyal saver apr 24


Need help with New Car/Car Repairs, Home Improvement, Engagement/Wedding or Holiday costs?

loyal saver apr 24

life cover is free


What does this mean?

life cover is free

family members 24


“Police Family” in Northern Ireland.

family members 24

family can join


I’m a Harp and Crown Credit Union member. Which of my family members can join?

family can join

how to deposit


"How can I make a LODGEMENT?” “AND what is the MAXIMUM deposit I can make per calendar month?”

how to deposit

cu not car finance


Are you missing out on LOWER INTEREST RATE LOANS? Especially when it comes to CAR PURCHASES and car finance?

cu not car finance

1st loan 24


Did you know we have a 1ST TIME LOAN with a fantastic low interest rate of 5.5% APR? 

1st loan 24

life cover retire


Are you RETIRING this year? Not sure what to do with your COMMUTATION payment?

life cover retire

financial literacy month tips


It's National Financial Literacy Month and we want you to consider YOUR current financial situation...

financial literacy month tips

police retirement pension


Did you know as a Police Officer…if you joined before April 2016…you were contracted out of the State Earnings-Related Pension Scheme?

police retirement pension

national pet month


Do you have a furry friend in the family?  April is National Pet Month which aims to encourage people to look after their pets responsibly while also highlighting the benefits of pets in people’s lives.  But how much does it all cost you?

national pet month

testimonial tues davy


Davy was able to access his savings QUICKLY to sort car repairs! 

testimonial tues davy

soccer school coach josh dutton-black


Soccer School Coach Announcement!

soccer school coach josh dutton-black

brooklyn hq visit


Harp and Crown Credit Union visited PSNI Headquarters (Brooklyn HQ) this week!

brooklyn hq visit

beneficiary update apr 24


In the event of your death, your BENEFICIARY could RECEIVE up to a max £5K on TOP of YOUR SAVINGS.  Are YOUR BENEFICIARY details UP TO DATE?

beneficiary update apr 24

travel in 2024


Our latest survey showed us that TRAVEL is IMPORTANT to our members! 39% of you cited TRAVEL as one of your main interests! Here’s what you need to know if you’re planning a trip this year and how YOUR Credit Union can help you get there!

travel in 2024

getting ready for pay rise


In light of forthcoming pay increases for PSNI Officers and Staff....

getting ready for pay rise

member milestone


WOW! We have a GREAT news to share!

member milestone

spring saving tips


Why not take time out TODAY to review YOUR finances.

spring saving tips

financial literacy month juniors


It’s National Financial Literacy Month and we want to help “raise public awareness of the importance of financial literacy and maintaining smart money management habits”.

financial literacy month juniors

soccer school chris brunt 2024


Ex participant, coach and ambassador…Northern Ireland Legend and ex West Brom player Chris Brunt…is encouraging YOU to register your 8-15 year old at this year’s Alan McDonald Soccer School!

soccer school chris brunt 2024

update beneficiary apr 24


In the event of your death, your BENEFICIARY could RECEIVE up to a max £5K on TOP of YOUR SAVINGS.  Are YOUR BENEFICIARY details UP TO DATE?

update beneficiary apr 24

junior saver faqs may 24


Did you know? Once YOUR Junior turns 16 years, their account becomes a regular savings account?

junior saver faqs may 24

accounts fam 2024


“Police Family” in Northern Ireland.

accounts fam 2024

may bank hol 24


Please note the Harp and Crown office will be closed on May Bank Holiday Monday 6th May.

may bank hol 24

loan promo 24


COMING SOON!

loan promo 24

junior how much can u save 24


Do you have young children you could be SAVING for?  Helping plan a healthier financial future for them?

junior how much can u save 24

lodgement how to


“How can I make a LODGEMENT?” “AND what is the MAXIMUM deposit I can make per calendar month?”

lodgement how to

beneficiary needing updated


In the event of your death, your BENEFICIARY could RECEIVE up to a max £5K on TOP of YOUR SAVINGS.  Are YOUR BENEFICIARY details UP TO DATE?

beneficiary needing updated

who can join in my family


I’m a Harp and Crown Credit Union member. Which of my family members can join?

who can join in my family

generic life cover free


What does this mean?

generic life cover free

downpatrick station visit


WELCOME to our NEW members from Downpatrick Police Station today!

downpatrick station visit

billy brown remembered


We are deeply saddened to hear of the passing of our former Vice President, Billy Brown MBE.

 

billy brown remembered

17 million in loans


We made lots of BIG things happen during April!

17 million in loans

volunteer director opportunity


Are you a Member of Harp & Crown Credit Union? Do you have a professional background in either Human Resources, IT, or legal services?

volunteer director opportunity

summer loan promo wk 2


It's Week TWO of our big Summer Loan Promotion!

summer loan promo wk 2

summer loan promo final week


FINAL WEEK with 5 days to go....

summer loan promo final week


police station visits


Some highlights from our recent visits to police stations & police family organisations across Northern Ireland!

police station visits

could 5k help you


Week TWO of our big Summer Loan Promotion!  Could £5,000 help YOU right now?
could 5k help you

cu vs banks 2024


There are MANY reasons to choose your credit union over a bank, whether that’s to avail of lower interest, ethical loans, save into an instant access emergency fund or the desire to belong to a community of likeminded savers and borrowers.

cu vs banks 2024

save straight from payroll


As a serving member of the PSNI, we can organise your savings deposit to come straight from your monthly payroll

save straight from payroll

car 1st loan


Are they planning their FIRST CAR PURCHASE?

car 1st loan

cu not cc may


Is your CREDIT CARD nearly maxed out?

cu not cc may

life cover free retire may


Are you RETIRING this year? Not sure what to do with your COMMUTATION payment?

life cover free retire may

1st loan may


Did you know we have a 1ST TIME LOAN with a fantastic low interest rate of 5.5% APR? 

1st loan may

loyal saver flc loan


Need help with New Car/Car Repairs, Home Improvement, Engagement/Wedding or Holiday costs?

loyal saver flc loan

numeracy day 2024


If not don’t worry...it's National Numeracy Day on Wednesday 15th May and we are here to give you some pointers!

numeracy day 2024

borrow five times savings


Just one of our KEY BENEFITS at the Harp and Crown Credit Union, which differentiates us from banks and other credit unions!

borrow five times savings



family that can join cu


I’m a Harp and Crown Credit Union member. Which of my family members can join?

family that can join cu

how much u could save junior acc


Do you have young children you could be SAVING for?  Helping plan a healthier financial future for them?

how much u could save junior acc

psni cricket sponsorship 24


Harp and Crown Credit Union is proud to be able to support several police family organisations through sponsorship, in particular, police sport initiatives which promote health and wellbeing.

psni cricket sponsorship 24

deposit how to


“How can I make a LODGEMENT?” “AND what is the MAXIMUM deposit I can make per calendar month?”

deposit how to

life cover free generic


What does this mean?

life cover free generic

credit union not car finance may


Are you missing out on LOWER INTEREST RATE LOANS? Especially when it comes to CAR PURCHASES and car finance?

credit union not car finance may

borrow 5x savings


Just one of our KEY BENEFITS at the Harp and Crown Credit Union, which differentiates us from banks and other credit unions!

borrow 5x savings

fam acc 2024


“Police Family” in Northern Ireland.

fam acc 2024

fred in focus


“After leaving school at the age of 16, I started my career in Policing by joining the RUC Cadet Corps in 1974, almost 50 years ago this year - this group of 51 being the first Cadets ever based in Northern Ireland.” 

 

fred in focus

faqs junior saver 24


Did you know? Once YOUR Junior turns 16 years, their account becomes a regular savings account?

faqs junior saver 24

how much u could save jnr


Do you have young children you could be SAVING for?  Helping plan a healthier financial future for them?

how much u could save jnr

loyal saver loan with flc


Need help with New Car/Car Repairs, Home Improvement, Engagement/Wedding or Holiday costs?

loyal saver loan with flc

need to update beneficiary


In the event of your death, your BENEFICIARY could RECEIVE up to a max £5K on TOP of YOUR SAVINGS.  Are YOUR BENEFICIARY details UP TO DATE?

need to update beneficiary

1st time car loan


Are they planning their FIRST CAR PURCHASE?

1st time car loan

who can join fam


I’m a Harp and Crown Credit Union member. Which of my family members can join?

who can join fam

try our loan calculator


Need help financing a holiday, car, home improvement, credit card debt and more?

And in an ethical, flexible and affordable way? 

try our loan calculator

retire life cover


Are you RETIRING this year? Not sure what to do with your COMMUTATION payment?

retire life cover

loan top up


Do you know how much is remaining on your loan with us?

Need some help with forthcoming holiday costs? 

loan top up

1st time loan june


Did you know we have a 1ST TIME LOAN with a fantastic low interest rate of 5.5% APR? 

1st time loan june

cu as emergency fund


Do you use your Harp and Crown CU account as an EMERGENCY fund?

cu as emergency fund

cu dont use cc


Is your CREDIT CARD nearly maxed out?

cu dont use cc

top up ur loan


Do you know how much is remaining on your loan with us? 

top up ur loan

mental health awareness week 2024


We are proud to support several police family organisations through sponsorship, in particular, police sport initiatives which promote health and wellbeing!

 

mental health awareness week 2024

testimonial tues kerry


Another happy Harp and Crown CU member walking away with a lower interest CREDIT UNION LOAN!

testimonial tues kerry

psni rfc v rotterdam win


PSNI RFC were on tour last week!

psni rfc v rotterdam win

emergency fund may 24


Do you use your Harp and Crown Credit union account as an EMERGENCY FUND?

emergency fund may 24

payroll direct debit amend


Do you need to AMEND your monthly PAYROLL or DIRECT DEBIT savings amount?  EASY!

payroll direct debit amend

direct debit payroll amend


Do you need to AMEND your monthly PAYROLL or DIRECT DEBIT savings amount?  EASY! 

direct debit payroll amend

We are the Harp and Crown Credit Union, providing safe, ethical and flexible financial services to the wider Police family in Northern Ireland since 1998

Harp and Crown Credit Union Ltd are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Firm Reference Number (FRN) 577113. For details visit http://www.fca.org.uk
regulator fca fcsc