Help Your Child Get on the Road

04 July 2026

first time car loan 4th july
If your child is 18+ and a Harp & Crown member, they could access affordable borrowing for their first car.

Did you know they may be eligible for our FIRST TIME LOAN rate of 5.5% APR?

  • Borrow 5 x timings your savings (don't have enough savings to borrow?  Option to make a deposit).

  • Borrow a maximum £12,000 (you'll need £2,400 in your HACCU to borrow the full £12,000).

  • Flexible and affordable monthly repayments from 6 months - 60 months.

 

*Ts/Cs apply.

First Time Loan

Don't have enough funds available to pledge shares for a loan?

Flexi-Loan

  • Borrow between £500 - £3,000 (9.5% APR).
  • NO PLEDGED SHARES REQUIRED!
  • Our 3-month rule* for loan applications does not apply.
  • Can* be taken in addition to an existing loan.

*Ts and Cs apply

 

Flexi-Loan

CONTACT US TODAY

T:  028 9068 5198

E:  creditunion@harpandcrown.co.uk 

The Harp and Crown Credit Union has been providing safe, ethical and flexible finances for the Police and wider Police family in Northern Ireland since 1998.

 

Harp and Crown Credit Union Ltd are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Firm Reference Number (FRN) 577113. For details visit http://www.fca.org.uk
regulator fca fcsc