Preparing for the months ahead?

22 August 2026

autumn finance 22nd aug
As we move into autumn, it’s a great time to get prepared for the months ahead.

Whether you’re planning some home improvements, replacing an essential item, or covering unexpected bills, your Credit Union is here to help.

Whatever you’re preparing for, we have a range of loans designed to suit your needs, with rates starting from 3.9% APR.

FLEXI-LOAN

Need a little extra support with smaller expenses?.

  • Borrow between £500 - £3,000.
  • NO PLEDGED SHARES REQUIRED!
  • Competitive 9.5% APR.

*Ts/Cs apply.

 

Flexi-Loan

NEW SIGNATURE LOAN

Need to borrow a little more for larger purchases or projects?

  • Borrow between £5,000 - £15,000.
  • INITIAL 20% PLEDGED SHARES NOT REQUIRED!
  • Available* to members with a smaller savings pot.
  • Competitive 9.9% APR.

*Ts/Cs apply.

 

Signature Loan

Explore our full range of loan options, including loans from £500 up to £35,000, to find the option that’s right for you.

With every Harp and Crown loan, you can also benefit from:

  • FREE Life Cover up to age 70.
  • No early settlement charges or admin fees ever.
  • You can make overpayments anytime you wish.

LOAN CALCULATOR: Find out how much our Loans could cost you monthly.

Questions? Get in touch today.  

 

The Harp and Crown Credit Union has been providing safe, ethical and flexible finances for the Police and wider Police family in Northern Ireland since 1998.

 

Harp and Crown Credit Union Ltd are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Firm Reference Number (FRN) 577113. For details visit http://www.fca.org.uk
regulator fca fcsc