Life can be unpredictable. An unexpected bill, car repair or change in circumstances can put pressure on your finances.
Building financial resilience is about having a safety net for when you need it — and regular saving is a simple way to start.
Save with Your Credit Union
You don't need to save a large amount to make a difference. Saving little and often can help you build a cushion while working towards your future goals.
At Harp and Crown Credit Union, eligible members can save from as little as £10 per month, either directly from their payroll or by direct debit.
Save for your family
Family savings can help you prepare for future expenses, from holidays and education to a first car.
Eligible members can extend membership to their family. This includes your spouse/partner, children or grandchildren aged 0–15, and children aged 16+, helping the whole family build good saving habits.
Build an emergency fund
An emergency fund can help you manage unexpected costs without immediately relying on borrowing.
With our Online Banking APP, you can create savings pots to organise your money into separate goals, whether it’s for emergencies, Christmas, a holiday or a new car.
Save as you borrow
Taking out a loan doesn't mean your savings habit has to stop.
With Harp and Crown, members continue to save while repaying their loan, helping them build their savings alongside managing their borrowing.
And there's Free Life Cover
All Harp and Crown Credit Union members receive FREE LIFE COVER up until 70 years of age.
In the event of your death, your BENEFICIARY could receive 1.5 times your savings balance (additional benefit capped at £5,000).
Start small. Save regularly. Build your financial resilience.
Questions? Get in touch today!
- ONLINE BANKING APP **not yet registered? More detail HERE. You must contact us first to activate your online account.
- EMAIL creditunion@harpandcrown.co.uk
- CALL INTO OUR OFFICE at Newforge Sports Complex and Event Hub.
- OR PHONE 028 9068 5198.
The Harp and Crown Credit Union has been providing safe, ethical and flexible finances for the Police and wider Police family in Northern Ireland since 1998.
