Be Ready for the Unexpected

12 July 2026

emergency fund 12th jul
Is your Harp and Crown Credit Union account helping you build a backup fund for life’s emergencies?

Many financial experts recommend keeping at least THREE MONTHS’ essential outgoings in an instant access savings account to provide a financial safety net when you need it most.

Your Harp and Crown Credit Union account can help you build towards that emergency fund gradually through regular savings.

And remember — we also offer lower cost loans up to 5 x your savings balance, helping eligible members access affordable borrowing when needed. Ts/Cs apply.

 

Loan Products

If you are within our wider police family common bond and haven’t yet joined, get in touch today to find out more.

Or join online today!
  • Adults 16+ can complete an online joining form HERE.
  • JUNIORS 0-15 via THIS LINK.

Get in touch today!

 

The Harp and Crown Credit Union has been providing safe, ethical and flexible finances for the Police and wider Police family in Northern Ireland since 1998.

Harp and Crown Credit Union Ltd are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Firm Reference Number (FRN) 577113. For details visit http://www.fca.org.uk
regulator fca fcsc