ethical borrowing

Mental Health Awareness

It’s Mental Health Awareness Week (15-21 May) and the theme is “Anxiety”.

First Time Loan May 2023

Are you a new member (a member for less than 6 months) and/or haven’t taken out a loan with us yet?

Debt Consolidation Case Study May 23

Continuing our support of Mental Health Awareness WeekOne of our members approached us recently to apply for a loan but hadn’t declared all outgoings.

Summer Loan Promo 5 days

Only 5 days to go for our Summer Loan Promotion!

Summer Loan Promo 4 days

Only 4 days to go until our Summer Loan Promotion ends!

Summer Loan Promo 2 days

Only 2 days to go until our Summer Loan Promotion ends!

Summer Loan Promo Final Day

Hurry!  It’s the FINAL DAY of our Summer Loan Promotion!

Top Up Loan June 23

Do you know how much is remaining on your loan with us? Remember our 5 x savings Vs borrowing benefit!

Credit Union 5 Reasons

Why join a credit union?

Credit Union Human Way

Here’s just ONE of the main reasons to apply for a loan with us!

First Time Loan June 2023

A huge welcome to our new members! Thank you for choosing us as your Number ONE credit union!

Member Case Study Debt

We were delighted to help one of our members this week who was struggling with unmanageable debt.

Testimonial Tuesday Paul

Paul wanted to apply for a new loan and had queried paying off his existing loan balance with his Harp and Crown CU savings. 

Rise in interest rates

“Credit card APRs hit 30% as car loans charges double.”

Join a credit union today

Why join a credit union?

Top Up Loan Jul 23

Do you know how much is remaining on your loan with us?  Need some help with forthcoming holiday costs?

Loan Calculator July

Need help financing a holiday, car, home improvement, credit card debt and more?  And in an ethical, flexible and affordable way?

Follow us

THANK YOU for following us on social media.

Going Green with an Electric Car

More and more people are moving towards a "greener" way of life, with a range of eco-friendly and sustainable products available.  Some involve large investments, others a simple change in behaviour.

Debt Consolidation Aug 23

 We are an ethical financial services provider, here for our members.

Credit Card Debt Poll

The continued HIGH cost-of-living is continuing to create financial stress for many.  We conducted a Social Media POLL asking YOU if you’re paying off any credit cards or loans…

Back to school loan

Kids BACK TO SCHOOL soon, but not quite organised?

Instant access with no penalty

One of our members this week came to us for an EMERGENCY car loan…

Debt Consolidation Story

We HELPED a member with several HIGH INTEREST credit cards (one as high as 26% APR)…

CU Vs Bank

Apart from ONE great reason alone…the increase in Bank of England rates…and our lower interest rates remaining the same…here's why you should visit your credit union FIRST before approaching a bank for a loan.

ethical borrowing

Why apply for a loan with a credit union vs a bank?

Top Up Loan Before Payday

Need a TOP UP to help before payday or to pay unexpected bills this month? Get in touch before the Bank Holiday weekend!

Loan Interest Saved

We saved a member £500 in loan interest...

Testimonial Tuesday Survey

WOW! Just WOW!  We received this WONDERFUL feedback from a Harp and Crown Credit Union member.

1K Loan Interest Saved

Putting YOU first…let us do the MATHS to help YOU SAVE…

Borrow Five Times Savings

Just one of our KEY BENEFITS at the Harp and Crown Credit Union, which differentiates us from banks and other credit unions!

 

loan calculator october

Do you help financing…

refer family

Don't forget our October promotion for YOU and YOUR family!

cu vs bank blog

Credit Unions are VERY on topic at the moment with the departure of several major banks in Ireland, and credit unions coming to the fore in excellence.

try our loan calculator

Need some help with the following...

talk to us first

BAD DEBT has a sneaky way of creeping up on you…

christmas loan promotion from today

Could a loan help you this Christmas?  YOU may be eligible** for our loan promotion up to the value of £5,000!  NO application form required.   

feedback fri greg

Greg was able to TOP UP his existing loan, with funds being transferred on the same day as his application.

testimonial tues nigel loan promotion

Nigel took advantage of our Christmas Loan Promotion yesterday and is now entered into our £500 prize draw!

testimonial tues alistair loan promotion

With just under 6 weeks until Christmas...Alistair took advantage of our Christmas Loan Promotion yesterday and is now entered into our £500 prize draw!

finding a yes for you

Come to us FIRST…we’ll always try and find a way to SAY YES.

 

payroll adjustment for dec pay

Serving PSNI Officer or Police Staff?

christmas loan promo ends today

FINA DAY… of our Christmas Loan Promotion!  Have you applied for YOUR loan yet?  If eligible** you could apply for a loan up to the value of £5,000!  NO application form required.   

loyal saver loan at christmas

NEED some extra funds coming up to Christmas? BUT don’t want to withdraw more of your SAVINGS?

total loan rebate 2023

In 2023, we paid out a total of £76,000 in LOAN INTEREST REBATE to our borrowers!

 

why apply for a credit union loan

Why apply for a credit union loan?

testimonial tuesday mel

Mel applied for a FIRST TIME LOAN and funds were transferred that same day.

 

debt consolidation 2024

We’ll always try our best to HELP YOU reduce any high interest debt and STOP you sinking into further debt.

car insurance up

With CAR INSURANCE premiums at an all-time high for Northern Ireland drivers...

 

testimonial tues adrian

You’re welcome Adrian!

 

jan finances poll

January Finances Poll - the results are in!

 

credit union loans same day

Around 95% of our CREDIT UNION LOAN applications are approved and issued on the same day.

siobhan ceo social enterprise podcast

We’ve been keeping this one under wraps for a while…

credit union loan vs pcp and hp finance

Changing your car soon? Not sure whether to buy NEW, second hand or go down the HP or PCP route?

first time loan car

Harp and Crown Credit Union member Jenny applied for a FIRST TIME LOAN at our competitive interest rate of 5.5% APR.

savings protected with loyal saver loan

Need to cover the cost of a new car or emergency car repairs?  Home Improvement? A well earned holiday.  Or perhaps you or a loved one have forthcoming wedding costs to manage?

valentines engagement 2024

Organising a wedding is costly so make sure you are prepared!

honeymoon costs

Did you or a family member just get engaged? 

first time loan feb 24

A huge welcome to our new members! Thank you for choosing us as your No 1 credit union! 

credit union not credit card mar 24

Is your CREDIT CARD nearly maxed out?

testimonial tues sean

Sean had his “home improvement loan” application approved and funds transferred to his account…all on the same day!

cu not cc apr 24

Is your CREDIT CARD nearly maxed out?

travel in 2024

Our latest survey showed us that TRAVEL is IMPORTANT to our members! 39% of you cited TRAVEL as one of your main interests! Here’s what you need to know if you’re planning a trip this year and how YOUR Credit Union can help you get there!

17 million in loans

We made lots of BIG things happen during April!

summer loan promo wk 2

It's Week TWO of our big Summer Loan Promotion!

summer loan promo eligibility

Are you eligible for our Summer Loan Promotion?

summer loan promo final week

FINAL WEEK with 5 days to go....

how 5k could help you

Day 4 of our Summer Loan Promotion!

cu vs banks 2024

There are MANY reasons to choose your credit union over a bank, whether that’s to avail of lower interest, ethical loans, save into an instant access emergency fund or the desire to belong to a community of likeminded savers and borrowers.

need to update beneficiary

In the event of your death, your BENEFICIARY could RECEIVE up to a max £5K on TOP of YOUR SAVINGS.  Are YOUR BENEFICIARY details UP TO DATE?

testimonial tues kerry

Another happy Harp and Crown CU member walking away with a lower interest CREDIT UNION LOAN!

world environment day 24

Today is World Environment Day with a focus on land restoration, desertification and drought resilience.

why join cu

Why join a CREDIT UNION?

testimonial tues bob

Bob applied for a loan and his application was approved and funds transferred to his account…all on the same day!

ethical loans aug 24

Why apply for a loan with a credit union vs a bank?

cu v banks ethical

Why apply for a loan with a credit union vs a bank?

ethical loans oct 24

Why apply for a loan with a credit union vs a bank?

ethical loan cu v bank

Why apply for a loan with a credit union vs a bank?

healthy financial future in 2025

The BEST Christmas gift you could GIVE FAMILY this Christmas!

cu vs banks ethical loans dec 24

Why apply for a loan with a credit union vs a bank?

new flexi-loan is here

Introducing our NEW Flexi-Loan!

first loan haccu

You may have never needed to take a loan out until this point.  Given the recent storm damage to property and homes Ireland wide, please remember YOUR Credit Union is here to help in an ethical and flexible way.  We are 'people helping people'.

flexi loan 31 mar

Did you know?  Our NEW Flexi-Loan can be taken in addition to another HACCU loan? Ts/Cs apply.

5x savings 4 april

Just one of our KEY BENEFITS at the Harp and Crown Credit Union, which differentiates us from banks and other credit unions!

savings ratio june 6

Just one of our KEY BENEFITS at the Harp and Crown Credit Union, which differentiates us from banks and other credit unions!

ethical loans june 26

Why apply for a loan with a credit union vs a bank?

ethical borrowing nov 21

Why apply for a loan with a credit union vs a bank?

online forms 31 jan

Do you need to change your bank details, update your address, amend your monthly savings or add a beneficiary?

Harp and Crown Credit Union Ltd are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Firm Reference Number (FRN) 577113. For details visit http://www.fca.org.uk
regulator fca fcsc