Junior to Adult - what next

18 August 2023

Junior to Adult

We offer JUNIOR ACCOUNTS from BIRTH to 15 YEARS.  BUT…WHAT happens to YOUR JUNIOR’S account once they turn 16 YEARS??

  1. We CONTACT the TRUSTEE of the account to CONFIRM their JUNIOR’S EMAIL address

  2. BENEFICIARY and PERSONAL details must be updated via creditunion@harpandcrown.co.uk

  3. DIRECT DEBIT details need to be UPDATED with a MINIMUM £10 PER MONTH deducted to keep their account open

  4. The JUNIOR account is NOW an ADULT* account!

You can now access your Junior accounts via our NEW online banking facility.  Details HERE.  As the Trustee, you can only access your Junior's account online up to age 15 years.  

*Please note: loan applications not accepted until age 18 and over.  Under 18’s cannot participate in AGM nominations.

Questions? Get in touch today. 

Email creditunion@harpandcrown.co.uk or phone 028 9068 5198

The Harp and Crown Credit Union provides safe, secure, flexible finances for the wider police family in Northern Ireland.

Harp and Crown Credit Union Ltd are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Firm Reference Number (FRN) 577113. For details visit http://www.fca.org.uk
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