credit union savings


Carolyn


This is FIRST CLASS!  Thank you VERY much. :)



Credit Union 5 Reasons


Why join a credit union?

Credit Union 5 Reasons

HAC Savings Facts


Members…did you know?

HAC Savings Facts

Emergency Fund June


Do you use your Harp and Crown CU account as an emergency fund?

Emergency Fund June

Jul Holiday Closure


A gentle reminder our next office closure dates will be on Wednesday 12th July and Thursday 13th July. 

Jul Holiday Closure

Free Life Cover


FREE LIFE COVER for Harp and Crown CU members up until 70 years of age!

Free Life Cover

Save from payroll


ANNOUNCEMENT FOR ALL SERVING POLICE OFFICERS & SUPPORT STAFF IN NORTHERN IRELAND!

Save from payroll

Testimonial Tuesday Martin


Martin contacted us to request a transfer of funds from his savings account - funds were transferred to his nominated bank account that same day!

Testimonial Tuesday Martin

Your Family Can Become Members


Members! Did you know?

Your Family Can Become Members

25 years


How long have you been a member of the Harp and Crown Credit Union?

25 years

Join a credit union today


Why join a credit union?

Join a credit union today


Living below your means


Are you living within your means?  Or are you trying to "keep up with the Joneses"?? 

Living below your means

Updating your beneficiary


In the event of your death, your BENEFICIARY will take sole responsibility of your Harp and Crown Credit Union account.  

Updating your beneficiary

Education Loan 2023


Do you have a child or more than one child heading off to college or university soon? Or perhaps you’re planning for this big event in one, two or three years’+ time.  Are you ready for the financial investment which comes with your child studying away from home?

Education Loan 2023

Top Up Loan Ahead of Payday


Need a TOP UP to help before payday or to pay unexpected bills this month?? AVOID high interest payday loans and come to us first!

Top Up Loan Ahead of Payday

Dividend for members


Did you know? In 2022, we paid out a grand total DIVIDEND of £470,380 to Harp & Crown Credit Union members!

Dividend for members

Your Free Life Cover


FREE LIFE COVER for Harp and Crown CU members up until 70 years of age!

Your Free Life Cover

Your Beneficiary


In the event of your death, your BENEFICIARY will take sole responsibility of your Harp and Crown Credit Union account.  

Your Beneficiary

Testimonial Tuesday Carolyn


We LOVE hearing feedback like this! Thank you Carolyn!

Testimonial Tuesday Carolyn

Increase in Junior Accounts


WOW!  We’ve opened 15.4% more JUNIOR accounts this financial year compared to last year!

Increase in Junior Accounts

Set up your direct debit


Are you retired or have left service?  There’s no need to close your Harp and Crown Credit Union account!

Set up your direct debit

Instant access with no penalty


One of our members this week came to us for an EMERGENCY car loan…

Instant access with no penalty


Open a Family Account Today


Members! Did you know?

Open a Family Account Today

August Office Closure


A gentle reminder our next office closure will be on Monday 28th August for the Bank Holiday.

August Office Closure

Budgeting 70-20-10 rule


How do you manage your budget every month?

Budgeting 70-20-10 rule

National Relaxation Day 2023


Happy National Relaxation Day!

National Relaxation Day 2023

Testimonial Tuesday Sam


Credit Unions Vs Banks!

Testimonial Tuesday Sam

A Level Exam Results


VERY BEST OF LUCK to all receiving their AS, A level and CoPE results this morning!

A Level Exam Results

Members Free Life Cover


UNLIKE banks, CREDIT UNIONS such as the Harp and Crown CU provide FREE LIFE COVER up the the age of 70 years old.

Members Free Life Cover

Junior to Adult


We offer JUNIOR ACCOUNTS from BIRTH to 15 YEARS.  BUT…WHAT happens to YOUR JUNIOR’S account once they turn 16 YEARS??

Junior to Adult

GCSE Exam Results


Very best of luck to everyone receiving their GCSE results today! You’ve got this!

GCSE Exam Results

Family Can Join


Members!  Did you know?

Family Can Join


Back to School Poll


How is YOUR Back to SCHOOL week going so far?

Back to School Poll

September Financial Review


Hello September! And hello Autumn!

September Financial Review

Instant access to Emergency Fund


Our MEMBER SURVEY so far says 43% of you use your Harp & Crown CU account for INSTANT ACCESS and as an EMERGENCY FUND.  48% cite LOANS as the reason. 

Instant access to Emergency Fund


September 11th Remembered


“If we learn nothing else from this tragedy, we learn that life is short and there is no time for hate.” Sandy Dahl

September 11th Remembered

Life Cover Free


Harp and Crown Credit Union members receive FREE LIFE COVER up to the age of 70 years.

Life Cover Free

Testimonial Tuesday Survey


WOW! Just WOW!  We received this WONDERFUL feedback from a Harp and Crown Credit Union member.

Testimonial Tuesday Survey

100 days to Christmas


This is a friendly warning from Mr and Mrs Claus! It’s officially 100 days until CHRISTMAS!

100 days to Christmas

No penalties to access your money


There are NO penalties to access your money with us.

No penalties to access your money

Recommend a new member


THANK YOU to everyone who completed our latest member survey!

Recommend a new member

Wedding Season


It’s “wedding season”.  Are YOU or a family member getting married this month?  Or perhaps you’re planning for a 2024 wedding?

Wedding Season

Saving Tips this Autumn


Today officially marks the first day of Autumn…the Autumn Equinox!

Saving Tips this Autumn

Junior Savers Week


It’s Junior Savers Week!  As we near the end of our financial year (Sept-Oct) we are delighted to confirm we have around 10% more JUNIOR ACCOUNTS opened compared to last year!

Junior Savers Week

Borrow Five Times Savings


Just one of our KEY BENEFITS at the Harp and Crown Credit Union, which differentiates us from banks and other credit unions!

 

Borrow Five Times Savings

feedback friday junior


THREE more REASONS to save with the Harp and Crown Credit Union…

feedback friday junior


refer family


Don't forget our October promotion for YOU and YOUR family!

refer family

over 70 benefits


“I’m over 70, what are the BENEFITS of staying a member?”

 

over 70 benefits

family member testimonial


“You helped my daughter get her first car with the family membership. Thank you.” Invest in YOUR FAMILY’s financial future today!

family member testimonial

cu vs bank blog


Credit Unions are VERY on topic at the moment with the departure of several major banks in Ireland, and credit unions coming to the fore in excellence.

cu vs bank blog

family who can join


I’m a Harp and Crown Credit Union member.  Who exactly in MY family can also join?

family who can join

avoid payday loans oct 23


Need a TOP UP to help before payday or to pay unexpected bills this month??

avoid payday loans oct 23

save costs this winter


Autumn/winter season can be a hard time for everyone with heating costs, cost-of-living increases and with Christmas approaching.  Here are a few ways you can manage and save on some costs this winter.

save costs this winter

8 weeks until xmas


8 weeks until Christmas!  This year we will OPEN between 9am-1pm as follows:

8 weeks until xmas

stress awareness day 23


It’s National Stress Awareness Day and we can’t emphasise enough how important it is to reduce stress and look after your mental health and well-being.  Our members fulfil various roles within the police community, all with their own stress factors.

stress awareness day 23

member benefits over 70


“I’m over 70, what are the BENEFITS of staying a member?”

member benefits over 70

family eligible to join


Which family members can join the Harp and Crown Credit Union?

family eligible to join

junior accounts avail today


Need something to do with the kids/grandkids this very wet Mid term break?

junior accounts avail today

harp and crown cu saving facts


It's Talk Money Week.  Let's talk about some FACTS and YOUR Harp and Crown Credit Union account.  Members did you know?

harp and crown cu saving facts

credit union dividend vs boe interest


Continuing Talk Money Week...let’s TALK about PROFIT SHARE.

credit union dividend vs boe interest

do one thing


It's Talk Money Week and the theme is #DoOneThing

do one thing

open junior psni email


It's Talk Money Week.  If you #DoOneThing this week....

open junior psni email

payroll adjustment


Serving PSNI Officer or Police Staff?

payroll adjustment

first time home


Are you planning to purchase your first home?  Or perhaps you have children or grandchildren who are first time home buyers?  Read our latest blog on the topic here.

first time home

5 ways to improve financial health


Feel like your finances aren't improving any?  We've compiled 5 ways to help improve your FINANCIAL HEALTH.

5 ways to improve financial health

family who can join hac


I’m a Harp and Crown Credit Union member.  Who exactly in MY family can join?

family who can join hac

free life cover as a member


FREE LIFE COVER for Harp and Crown CU members up until 70 years of age!

free life cover as a member

dividend and rebate 2023


Thank you to all Harp and Crown Credit Union members who attended our 25th Annual General Meeting this afternoon.

dividend and rebate 2023


dividend and rebate available now


Harp and Crown CU Treasurer Lorraine Black (pictured on left with CEO Siobhan Barclay middle and President Fred Boyd) was delighted to confirm on Friday at our AGM:

 

dividend and rebate available now

family saving for 2024


Give YOUR FAMILY the gift of a healthier financial future! AND get a head start saving for Christmas 2024!

family saving for 2024

2023 christmas prize draw


We can reveal our list of prizes for our special 25th Anniversary Christmas Prize Draw! Worth over £3,000!

2023 christmas prize draw

credit union saver benefits


Whilst there are MANY benefits for CREDIT UNION BORROWERS (lower interest rates, flexible repayments and more)…WHAT exactly are the BENEFITS to members who SAVE only?

credit union saver benefits

christmas emergency fund


Do you use your Harp and Crown CU account as an EMERGENCY fund?

christmas emergency fund

christmas prize draw winners 2023


We can reveal our prize winners!

 

christmas prize draw winners 2023

playing the long game


Play the long game and support YOUR Credit Union...

playing the long game

antrim station visit


HUGE THANK YOU to Paul McCrossan for helping organise our visit to Antrim Police Station yesterday!

 

antrim station visit

gift your family


The BEST Christmas gift you could GIVE YOUR FAMILY this Christmas!

gift your family

about our credit union


Not sure what a CREDIT UNION is?  And who exactly is our COMMON BOND?

about our credit union

engaged at christmas


Happy Christmas Eve! Are YOU or a family member planning an engagement this festive season?

engaged at christmas

2023 dividend total


In 2023 we paid out a grand total DIVIDEND of £892,000 to Harp & Crown Credit Union members! 

2023 dividend total

junior savers comp


Harp and Crown Credit Union Parents, Guardians & Grandparents! 

junior savers comp

family accounts 2024


January is Financial Wellness Month…

 

family accounts 2024

emergency fund 2024


Do you use your Harp and Crown CU account as an EMERGENCY fund?

emergency fund 2024

beneficiary update 2024


In the event of your death, your BENEFICIARY could RECEIVE up to a max £5K on TOP of YOUR SAVINGS.  Are YOUR BENEFICIARY details UP TO DATE?

beneficiary update 2024

reasons to join a credit union


Here’s your New Year reminder to check out your local credit union!

reasons to join a credit union

free life cover paid out 2023


We paid out almost £90,000 to Harp and Crown CU members’ LOVED ONES in 2023. 

free life cover paid out 2023

junior saver faqs


Did you know? Once YOUR Junior turns 16 years, their account becomes a regular savings account?

 

junior saver faqs

use your credit union not your credit card


Is your CREDIT CARD nearly maxed out from Christmas spends?

 

use your credit union not your credit card

first time loan 18 years


Does YOUR child aged 18+ have a Harp and Crown CU account? Are they planning their FIRST CAR PURCHASE?  

first time loan 18 years

save from payroll 2024


As a serving member of the PSNI, we can organise your savings deposit to come straight from your monthly payroll.  

save from payroll 2024

seapark visit


THANK YOU to all who helped organise our visit to the Seapark facility today!

 

seapark visit

winter savings tips


Take time out TODAY to review YOUR finances.

 

winter savings tips

february budgeting


January finances didn’t quite go to plan?  It’s NEVER too late to start MANAGING YOUR BUDGET more effectively.

february budgeting

feb payroll deadline


Serving PSNI Officer or Police Staff?

 

feb payroll deadline

credit union loan vs pcp and hp finance


Changing your car soon? Not sure whether to buy NEW, second hand or go down the HP or PCP route?

credit union loan vs pcp and hp finance

cut back on coffee and save


How much could YOU save on Coffee Takeaways?

cut back on coffee and save

storm damage costs


Did the recent storms (Storm Isha and Storm Jocelyn!) impact on your home, business and property?

storm damage costs

save extra in 2024


What are YOUR plans in 2024?  Whether they're big or small projects, just think of what you could save or borrow by putting a little extra into your CREDIT UNION account each month!

save extra in 2024

five ways to financial declutter


How are your New Year’s resolutions going so far in 2024? Perhaps you've started to declutter your home?  But what about "financially decluttering" to stay on top of your financial wellbeing? 

five ways to financial declutter

beneficiary


When you open an account with Harp and Crown Credit Union, you name a "Beneficiary".  In the event of your death, your BENEFICIARY could RECEIVE up to a max £5K on TOP of YOUR SAVINGS.

beneficiary

retirement and commutation


Nigel, our Senior Loans and Member Services Officer had this to say on the matter:

 

retirement and commutation

junior art winners


CONGRATULATIONS to the winners of our JUNIOR Colouring In COMPETITION!

junior art winners

save up to thirty thousand pounds


Following our AGM in December, we announced an INCREASE in the Harp and Crown Credit Union member share holdings (savings limit).

save up to thirty thousand pounds

home improvement 2024


Our recent member survey shows that 27% of Harp & Crown CU members who BORROW do so for HOME IMPROVEMENT reasons!

home improvement 2024

family accounts avail


“POLICE FAMILY” in Northern Ireland!  Why not START NOW and make 2024 the year you invest in a HEALTHIER financial future for YOU and YOUR family!

family accounts avail

spouse account


Why not treat your SPOUSE to a CREDIT UNION account this Valentine’s Day!

spouse account

holiday costs 2024


Our latest survey shows that HOLIDAYS are IMPORTANT to our members!  39% of you cited TRAVEL as one of your main interests outside of work.

holiday costs 2024

savings protected with loyal saver loan


Need to cover the cost of a new car or emergency car repairs?  Home Improvement? A well earned holiday.  Or perhaps you or a loved one have forthcoming wedding costs to manage?

savings protected with loyal saver loan

valentines engagement 2024


Organising a wedding is costly so make sure you are prepared!

valentines engagement 2024

member mon junior


It’s mid term break and we have JUNIOR ACCOUNTS on our mind! Thanks to one of our members for this fantastic survey feedback!

member mon junior

junior savers up


GREAT NEWS!  Our January 2024 figures show we have around 16% more JUNIOR Savers at the Harp and Crown Credit Union compared to January last year!

junior savers up

how much your junior could save


Do you have young children you could be SAVING for?  Helping plan a healthier financial future for them?

how much your junior could save

making a lodgement


“How can I make a LODGEMENT?” “AND what is the MAXIMUM deposit I can make per calendar month?"

 

making a lodgement

honeymoon costs


Did you or a family member just get engaged? 

honeymoon costs

testimonial tues survey


THANK YOU for this recent Member Survey feedback! And for your loyalty to the Harp and Crown Credit Union!

testimonial tues survey

retirement and free life cover


Are you RETIRING this year? Not sure what to do with your COMMUTATION payment?

retirement and free life cover

belfast harbour police visit


We absolutely LOVED visiting the Belfast Harbour Police yesterday and in such a beautiful setting!

belfast harbour police visit

first time loan feb 24


A huge welcome to our new members! Thank you for choosing us as your No 1 credit union! 

first time loan feb 24

Harp and Crown Credit Union Ltd are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Firm Reference Number (FRN) 577113. For details visit http://www.fca.org.uk
regulator fca fcsc