Why apply for a credit union loan

1. Flexible repayments are available, with the option of restructuring should you no longer be able to afford.

2. Loan interest rates are fair and they are capped by law (maximum of 12.68% APR).  Transparency is key, there are no hidden charges.

3. Ethical borrowing - credit unions are not for profit and are owned by their members.  We will never knowingly lend to a member if we believe they are not managing their finances or can’t afford it.  

4. “Human way to get a loan” 

Every member gets a fair hearing and decisions are based on more than credit scores. 

We are here to help YOU with your financial needs. 

“Save regularly and borrow only what you need.” 

Visit our LOANS section here.

Email creditunion@harpandcrown.co.uk or phone 028 9068 5198.

The Harp and Crown Credit Union provides safe, secure, flexible finances for the wider police family in Northern Ireland.