lower interest loan

Avoid Payday loans Apr 23

Do you need some financial help before pay day? Payday loans may be tempting in a time of financial need but please be aware of high interest rates and the risk of getting into long term debt!

Speedy loans

Wow!  Our loans team are super quick!

Summer Loan Promotion Live

Our Summer Loan Promotion is now live!

Summer Loan Promotion Eligibility

Our Summer Loan Promotion is now live!  Are you eligible?

Mental Health Awareness

It’s Mental Health Awareness Week (15-21 May) and the theme is “Anxiety”.

First Time Loan May 2023

Are you a new member (a member for less than 6 months) and/or haven’t taken out a loan with us yet?

Testimonial Tuesday Ben

Ben applied for a FIRST TIME LOAN to purchase a car, enjoying our lower interest rate of 5.5% APR!

Summer Loan Promo one week

We’re half way through our Summer Loan Promotion (one week to go)!  So far we've helped.....

Debt Consolidation Case Study May 23

Continuing our support of Mental Health Awareness WeekOne of our members approached us recently to apply for a loan but hadn’t declared all outgoings.

Summer Loan Promo 6 days

Only 6 days remaining of our Summer Loan Promotion!

Summer Loan Promo 5 days

Only 5 days to go for our Summer Loan Promotion!

Summer Loan Promo 4 days

Only 4 days to go until our Summer Loan Promotion ends!

Summer Loan Promo 3 days

Only 3 days to go until our Summer Loan Promotion ends!

Summer Loan Promo 2 days

Only 2 days to go until our Summer Loan Promotion ends!

Summer Loan Promo Final Day

Hurry!  It’s the FINAL DAY of our Summer Loan Promotion!

Testimonial Tuesday Ray

Ray qualified for our Summer Loan Promotion, TOPPING UP his existing loan with us.

Weather for DIY

Another great day…for some DIY! Perfect for enjoying your garden...maybe it need a revamp for the summer?  Need some help?

Top Up Loan June 23

Do you know how much is remaining on your loan with us? Remember our 5 x savings Vs borrowing benefit!

Summer Loan 23 Update

WOW! In May during our Summer Loan Promotion we can confirm the following figures:

Holiday Plans

We have been spoiled with this great weather! But it’s not set to last!  Time to book your next sun holiday!

Credit Union Human Way

Here’s just ONE of the main reasons to apply for a loan with us!

Member Monday Marion

Marion requested a TOP UP of her existing loan This was actioned and funds were transferred to her nominated bank account, all on the same day!

Holiday Costs Blog

How much has your holiday cost this year?  Read our blog in full here.

First Time Loan June 2023

A huge welcome to our new members! Thank you for choosing us as your Number ONE credit union!

Member Case Study Debt

We were delighted to help one of our members this week who was struggling with unmanageable debt.

Testimonial Tuesday Paul

Paul wanted to apply for a new loan and had queried paying off his existing loan balance with his Harp and Crown CU savings. 

Loan Calculator jun 23

Need help financing a holiday, car, home improvement, credit card debt and more?

Rise in interest rates

“Credit card APRs hit 30% as car loans charges double.”

More car loans June

With the recent news of “car loans charges doubling” we’ve seen more of our members coming forward to apply for one of our lower interest loans!

Credit card interest increase

Have you seen a large increase in your credit card or loan interest? Do you have several high interest loans/credit cards to pay off?

Join a credit union today

Why join a credit union?

No rates changes here

Harp and Crown CU members! Please be assured our LOANS remain at the SAME lower interest rates!

Top Up Loan Jul 23

Do you know how much is remaining on your loan with us?  Need some help with forthcoming holiday costs?

Loan Calculator July

Need help financing a holiday, car, home improvement, credit card debt and more?  And in an ethical, flexible and affordable way?

Follow us

THANK YOU for following us on social media.

Top Up Loan Ahead of Payday

Need a TOP UP to help before payday or to pay unexpected bills this month?? AVOID high interest payday loans and come to us first!

Testimonial Tuesday Ronan

Delighted we could be of assistance Ronan!

Debt Consolidation Aug 23

 We are an ethical financial services provider, here for our members.

Credit Card Debt Poll

The continued HIGH cost-of-living is continuing to create financial stress for many.  We conducted a Social Media POLL asking YOU if you’re paying off any credit cards or loans…

Back to school loan

Kids BACK TO SCHOOL soon, but not quite organised?

Debt Consolidation Story

We HELPED a member with several HIGH INTEREST credit cards (one as high as 26% APR)…

Top Up Loan Before Payday

Need a TOP UP to help before payday or to pay unexpected bills this month? Get in touch before the Bank Holiday weekend!

Loan Interest Saved

We saved a member £500 in loan interest...

Student Car Loan

Does YOUR student NEED a CAR for college or university?

Finish DIY Projects Now

According to our Member Survey, over 25% of you took out loans for HOME IMPROVEMENT...

weekend deadlines

REMINDER!  Deadline for loan applications and share withdrawal requests today....

loan calculator october

Do you help financing…

cu vs bank blog

Credit Unions are VERY on topic at the moment with the departure of several major banks in Ireland, and credit unions coming to the fore in excellence.

try our loan calculator

Need some help with the following...

talk to us first

BAD DEBT has a sneaky way of creeping up on you…

avoid payday loans oct 23

Need a TOP UP to help before payday or to pay unexpected bills this month??

loan top up

Do you know how much is remaining on your loan with us?

christmas loan promotion starts mon

Could a loan help you this Christmas?  YOU may be eligible** for our loan promotion up to the value of £5,000!  NO application form required.   

feedback fri greg

Greg was able to TOP UP his existing loan, with funds being transferred on the same day as his application.

testimonial tues nigel loan promotion

Nigel took advantage of our Christmas Loan Promotion yesterday and is now entered into our £500 prize draw!

testimonial tues alistair loan promotion

With just under 6 weeks until Christmas...Alistair took advantage of our Christmas Loan Promotion yesterday and is now entered into our £500 prize draw!

finding a yes for you

Come to us FIRST…we’ll always try and find a way to SAY YES.

 

feedback fri jenny

We’re coming to the end of WEEK 2 of our Christmas Loan Promotion…

payroll adjustment for dec pay

Serving PSNI Officer or Police Staff?

christmas loan promo ends today

FINA DAY… of our Christmas Loan Promotion!  Have you applied for YOUR loan yet?  If eligible** you could apply for a loan up to the value of £5,000!  NO application form required.   

credit card debt christmas

Are your CREDIT CARD bills soaring?  With the potential to get worse through added expenses and the cost-of-living on the lead up to Christmas…

loyal saver loan at christmas

NEED some extra funds coming up to Christmas? BUT don’t want to withdraw more of your SAVINGS?

no more credit cards

Are your CREDIT CARD bills soaring? With the potential to get worse on the lead up to Christmas…

loan top up at xmas

Do you know how much is remaining on your loan with us?

total loan rebate 2023

In 2023, we paid out a total of £76,000 in LOAN INTEREST REBATE to our borrowers!

 

why apply for a credit union loan

Why apply for a credit union loan?

testimonial tuesday mel

Mel applied for a FIRST TIME LOAN and funds were transferred that same day.

 

reasons to join a credit union

Here’s your New Year reminder to check out your local credit union!

debt consolidation 2024

We’ll always try our best to HELP YOU reduce any high interest debt and STOP you sinking into further debt.

car insurance up

With CAR INSURANCE premiums at an all-time high for Northern Ireland drivers...

 

testimonial tues adrian

You’re welcome Adrian!

 

jan finances poll

January Finances Poll - the results are in!

 

credit union loans same day

Around 95% of our CREDIT UNION LOAN applications are approved and issued on the same day.

credit union loan vs pcp and hp finance

Changing your car soon? Not sure whether to buy NEW, second hand or go down the HP or PCP route?

first time loan car

Harp and Crown Credit Union member Jenny applied for a FIRST TIME LOAN at our competitive interest rate of 5.5% APR.

home improvement 2024

Our recent member survey shows that 27% of Harp & Crown CU members who BORROW do so for HOME IMPROVEMENT reasons!

savings protected with loyal saver loan

Need to cover the cost of a new car or emergency car repairs?  Home Improvement? A well earned holiday.  Or perhaps you or a loved one have forthcoming wedding costs to manage?

credit union not car finance

Are you missing out on LOWER INTEREST RATE LOANS? Especially when it comes to CAR PURCHASES and car finance?

cu not car finance

Are you missing out on LOWER INTEREST RATE LOANS? Especially when it comes to CAR PURCHASES and car finance?

inflation falling

Inflation, the rate at which prices rise over time, has been slowly falling. In October 2022 the UK hit its highest rate in 40 years at 11.1%.

loan promo 24

COMING SOON!

not car finance use cu

Are you missing out on LOWER INTEREST RATE LOANS? Especially when it comes to CAR PURCHASES and car finance?

could 5k help you

Week TWO of our big Summer Loan Promotion!  Could £5,000 help YOU right now?

avoid expensive car finance use cu

Are you missing out on LOWER INTEREST RATE LOANS? Especially when it comes to CAR PURCHASES and car finance?

key benefit borrow 5x

Just one of our KEY BENEFITS at the Harp and Crown Credit Union, which differentiates us from banks and other credit unions!

banks headline rate not what it seems

Hands up who got caught out with the BANK’S “HEADLINE” loan rate…

new members 1st time loan rate

Did you know we have a 1ST TIME LOAN with a fantastic low interest rate of 5.5% APR? 

lowest interest rate loan

Need help with New Car/Car Repairs, Home Improvement, Engagement/Wedding or Holiday costs?

home costs blog 2025

Our recent member survey shows that 21% of Harp & Crown CU members who BORROW do so for HOME IMPROVEMENT reasons!

caravan fees oct 2

Why not SPREAD THE COST of your caravan site fees with our LOYAL SAVER LOAN!

debt case study

We recently supported a member who was struggling with multiple high-interest debts and a constant overdraft.

use cu not car finance oct 8

Are you missing out on LOWER INTEREST RATE LOANS? Especially when it comes to CAR PURCHASES and car finance?

haccu loans oct 18

According to our most recent member survey, our members mainly borrow for new cars, home improvement, and holiday costs.

halloween loans oct 31

Don’t be haunted by high-cost borrowing this Halloween…

Harp and Crown Credit Union Ltd are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Firm Reference Number (FRN) 577113. For details visit http://www.fca.org.uk
regulator fca fcsc