lower interest loan

Avoid Payday loans Apr 23


Do you need some financial help before pay day? Payday loans may be tempting in a time of financial need but please be aware of high interest rates and the risk of getting into long term debt!

Avoid Payday loans Apr 23

Speedy loans


Wow!  Our loans team are super quick!

Speedy loans

Summer Loan Promotion Live


Our Summer Loan Promotion is now live!

Summer Loan Promotion Live

Summer Loan Promotion Eligibility


Our Summer Loan Promotion is now live!  Are you eligible?

Summer Loan Promotion Eligibility

Mental Health Awareness


It’s Mental Health Awareness Week (15-21 May) and the theme is “Anxiety”.

Mental Health Awareness

First Time Loan May 2023


Are you a new member (a member for less than 6 months) and/or haven’t taken out a loan with us yet?

First Time Loan May 2023

Testimonial Tuesday Ben


Ben applied for a FIRST TIME LOAN to purchase a car, enjoying our lower interest rate of 5.5% APR!

Testimonial Tuesday Ben

Summer Loan Promo one week


We’re half way through our Summer Loan Promotion (one week to go)!  So far we've helped.....

Summer Loan Promo one week

Debt Consolidation Case Study May 23


Continuing our support of Mental Health Awareness WeekOne of our members approached us recently to apply for a loan but hadn’t declared all outgoings.

Debt Consolidation Case Study May 23

Summer Loan Promo 6 days


Only 6 days remaining of our Summer Loan Promotion!

Summer Loan Promo 6 days

Summer Loan Promo 5 days


Only 5 days to go for our Summer Loan Promotion!

Summer Loan Promo 5 days

Summer Loan Promo 4 days


Only 4 days to go until our Summer Loan Promotion ends!

Summer Loan Promo 4 days

Summer Loan Promo 3 days


Only 3 days to go until our Summer Loan Promotion ends!

Summer Loan Promo 3 days

Summer Loan Promo 2 days


Only 2 days to go until our Summer Loan Promotion ends!

Summer Loan Promo 2 days

Summer Loan Promo Final Day


Hurry!  It’s the FINAL DAY of our Summer Loan Promotion!

Summer Loan Promo Final Day

Testimonial Tuesday Ray


Ray qualified for our Summer Loan Promotion, TOPPING UP his existing loan with us.

Testimonial Tuesday Ray

Weather for DIY


Another great day…for some DIY! Perfect for enjoying your garden...maybe it need a revamp for the summer?  Need some help?

Weather for DIY

Top Up Loan June 23


Do you know how much is remaining on your loan with us? Remember our 5 x savings Vs borrowing benefit!

Top Up Loan June 23

Summer Loan 23 Update


WOW! In May during our Summer Loan Promotion we can confirm the following figures:



Holiday Plans


We have been spoiled with this great weather! But it’s not set to last!  Time to book your next sun holiday!


Credit Union Human Way


Here’s just ONE of the main reasons to apply for a loan with us!

Credit Union Human Way

Member Monday Marion


Marion requested a TOP UP of her existing loan This was actioned and funds were transferred to her nominated bank account, all on the same day!

Member Monday Marion

Holiday Costs Blog


How much has your holiday cost this year?  Read our blog in full here.

Holiday Costs Blog

First Time Loan June 2023


A huge welcome to our new members! Thank you for choosing us as your Number ONE credit union!

First Time Loan June 2023

Member Case Study Debt


We were delighted to help one of our members this week who was struggling with unmanageable debt.

Member Case Study Debt

Testimonial Tuesday Paul


Paul wanted to apply for a new loan and had queried paying off his existing loan balance with his Harp and Crown CU savings. 

Testimonial Tuesday Paul

Loan Calculator jun 23


Need help financing a holiday, car, home improvement, credit card debt and more?

Loan Calculator jun 23

Rise in interest rates


“Credit card APRs hit 30% as car loans charges double.”


More car loans June


With the recent news of “car loans charges doubling” we’ve seen more of our members coming forward to apply for one of our lower interest loans!

More car loans June

Credit card interest increase


Have you seen a large increase in your credit card or loan interest? Do you have several high interest loans/credit cards to pay off?

Credit card interest increase

Join a credit union today


Why join a credit union?

Join a credit union today

No rates changes here


Harp and Crown CU members! Please be assured our LOANS remain at the SAME lower interest rates!


Top Up Loan Jul 23


Do you know how much is remaining on your loan with us?  Need some help with forthcoming holiday costs?

Top Up Loan Jul 23


Loan Calculator July


Need help financing a holiday, car, home improvement, credit card debt and more?  And in an ethical, flexible and affordable way?

Loan Calculator July

Follow us


THANK YOU for following us on social media.

Follow us

Top Up Loan Ahead of Payday


Need a TOP UP to help before payday or to pay unexpected bills this month?? AVOID high interest payday loans and come to us first!

Top Up Loan Ahead of Payday

Testimonial Tuesday Ronan


Delighted we could be of assistance Ronan!

Testimonial Tuesday Ronan

Debt Consolidation Aug 23


 We are an ethical financial services provider, here for our members.

Debt Consolidation Aug 23

Credit Card Debt Poll


The continued HIGH cost-of-living is continuing to create financial stress for many.  We conducted a Social Media POLL asking YOU if you’re paying off any credit cards or loans…

Credit Card Debt Poll

Back to school loan


Kids BACK TO SCHOOL soon, but not quite organised?

Back to school loan

Debt Consolidation Story


We HELPED a member with several HIGH INTEREST credit cards (one as high as 26% APR)…

Debt Consolidation Story

Top Up Loan Before Payday


Need a TOP UP to help before payday or to pay unexpected bills this month? Get in touch before the Bank Holiday weekend!

Top Up Loan Before Payday

Loan Interest Saved


We saved a member £500 in loan interest...

Loan Interest Saved

Student Car Loan


Does YOUR student NEED a CAR for college or university?

Student Car Loan


Finish DIY Projects Now


According to our Member Survey, over 25% of you took out loans for HOME IMPROVEMENT...

Finish DIY Projects Now

weekend deadlines


REMINDER!  Deadline for loan applications and share withdrawal requests today....

weekend deadlines

loan calculator october


Do you help financing…

loan calculator october

cu vs bank blog


Credit Unions are VERY on topic at the moment with the departure of several major banks in Ireland, and credit unions coming to the fore in excellence.

cu vs bank blog

try our loan calculator


Need some help with the following...

try our loan calculator

talk to us first


BAD DEBT has a sneaky way of creeping up on you…

talk to us first

avoid payday loans oct 23


Need a TOP UP to help before payday or to pay unexpected bills this month??

avoid payday loans oct 23

loan top up


Do you know how much is remaining on your loan with us?

loan top up

christmas loan promotion starts mon


Could a loan help you this Christmas?  YOU may be eligible** for our loan promotion up to the value of £5,000!  NO application form required.   

christmas loan promotion starts mon

feedback fri greg


Greg was able to TOP UP his existing loan, with funds being transferred on the same day as his application.

feedback fri greg

testimonial tues nigel loan promotion


Nigel took advantage of our Christmas Loan Promotion yesterday and is now entered into our £500 prize draw!

testimonial tues nigel loan promotion

testimonial tues alistair loan promotion


With just under 6 weeks until Christmas...Alistair took advantage of our Christmas Loan Promotion yesterday and is now entered into our £500 prize draw!

testimonial tues alistair loan promotion

finding a yes for you


Come to us FIRST…we’ll always try and find a way to SAY YES.

 

finding a yes for you

feedback fri jenny


We’re coming to the end of WEEK 2 of our Christmas Loan Promotion…

feedback fri jenny

payroll adjustment for dec pay


Serving PSNI Officer or Police Staff?

payroll adjustment for dec pay

christmas loan promo ends today


FINA DAY… of our Christmas Loan Promotion!  Have you applied for YOUR loan yet?  If eligible** you could apply for a loan up to the value of £5,000!  NO application form required.   

christmas loan promo ends today

credit card debt christmas


Are your CREDIT CARD bills soaring?  With the potential to get worse through added expenses and the cost-of-living on the lead up to Christmas…

credit card debt christmas

loyal saver loan at christmas


NEED some extra funds coming up to Christmas? BUT don’t want to withdraw more of your SAVINGS?

loyal saver loan at christmas

no more credit cards


Are your CREDIT CARD bills soaring? With the potential to get worse on the lead up to Christmas…

no more credit cards

loan top up at xmas


Do you know how much is remaining on your loan with us?

loan top up at xmas

total loan rebate 2023


In 2023, we paid out a total of £76,000 in LOAN INTEREST REBATE to our borrowers!

 

total loan rebate 2023

why apply for a credit union loan


Why apply for a credit union loan?

why apply for a credit union loan

testimonial tuesday mel


Mel applied for a FIRST TIME LOAN and funds were transferred that same day.

 

testimonial tuesday mel

reasons to join a credit union


Here’s your New Year reminder to check out your local credit union!

reasons to join a credit union

debt consolidation 2024


We’ll always try our best to HELP YOU reduce any high interest debt and STOP you sinking into further debt.

debt consolidation 2024

car insurance up


With CAR INSURANCE premiums at an all-time high for Northern Ireland drivers...

 

car insurance up

testimonial tues adrian


You’re welcome Adrian!

 

testimonial tues adrian

jan finances poll


January Finances Poll - the results are in!

 

jan finances poll

credit union loans same day


Around 95% of our CREDIT UNION LOAN applications are approved and issued on the same day.

credit union loans same day

credit union loan vs pcp and hp finance


Changing your car soon? Not sure whether to buy NEW, second hand or go down the HP or PCP route?

credit union loan vs pcp and hp finance

first time loan car


Harp and Crown Credit Union member Jenny applied for a FIRST TIME LOAN at our competitive interest rate of 5.5% APR.

first time loan car

home improvement 2024


Our recent member survey shows that 27% of Harp & Crown CU members who BORROW do so for HOME IMPROVEMENT reasons!

home improvement 2024

savings protected with loyal saver loan


Need to cover the cost of a new car or emergency car repairs?  Home Improvement? A well earned holiday.  Or perhaps you or a loved one have forthcoming wedding costs to manage?

savings protected with loyal saver loan

credit union not car finance


Are you missing out on LOWER INTEREST RATE LOANS? Especially when it comes to CAR PURCHASES and car finance?

credit union not car finance

cu not car finance


Are you missing out on LOWER INTEREST RATE LOANS? Especially when it comes to CAR PURCHASES and car finance?

cu not car finance

inflation falling


Inflation, the rate at which prices rise over time, has been slowly falling. In October 2022 the UK hit its highest rate in 40 years at 11.1%.

inflation falling

loan promo 24


COMING SOON!

loan promo 24

not car finance use cu


Are you missing out on LOWER INTEREST RATE LOANS? Especially when it comes to CAR PURCHASES and car finance?

not car finance use cu

could 5k help you


Week TWO of our big Summer Loan Promotion!  Could £5,000 help YOU right now?
could 5k help you

avoid expensive car finance use cu


Are you missing out on LOWER INTEREST RATE LOANS? Especially when it comes to CAR PURCHASES and car finance?

avoid expensive car finance use cu

key benefit borrow 5x


Just one of our KEY BENEFITS at the Harp and Crown Credit Union, which differentiates us from banks and other credit unions!

key benefit borrow 5x

banks headline rate not what it seems


Hands up who got caught out with the BANK’S “HEADLINE” loan rate…

banks headline rate not what it seems

new members 1st time loan rate


Did you know we have a 1ST TIME LOAN with a fantastic low interest rate of 5.5% APR? 

new members 1st time loan rate

lowest interest rate loan


Need help with New Car/Car Repairs, Home Improvement, Engagement/Wedding or Holiday costs?

lowest interest rate loan

Harp and Crown Credit Union Ltd are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Firm Reference Number (FRN) 577113. For details visit http://www.fca.org.uk
regulator fca fcsc