Why Apply for a Loan with a Credit Union?

23 October 2026

ethical borrowing 23rd oct
Looking to borrow? Find out why choosing a credit union could make a difference.

Unlike a bank, a credit union is owned by its members and operates on a not-for-profit basis. This means our focus is on providing financial services that benefit our members, rather than generating profits for shareholders.

 

We believe in ethical and responsible borrowing. When you apply for a loan, we consider your individual circumstances and ability to repay. We will never knowingly lend to you if we believe you cannot afford the repayments.

Our Loan Options

We offer a range of loan products to suit your financial needs.  

*Ts/Cs apply.

Loan Options

Could a Harp and Crown loan help you? Apply today!

The Harp and Crown Credit Union has been providing safe, ethical and flexible finances for the Police and wider Police family in Northern Ireland since 1998.

 

Harp and Crown Credit Union Ltd are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Firm Reference Number (FRN) 577113. For details visit http://www.fca.org.uk
regulator fca fcsc