Bank of Mum and Dad

19 August 2025

Bank of mum and dad

Do you have a child or grandchild gearing up for their first car, heading off to university, or planning to move out?

Are they looking for a loan from mum, dad or grandparents?

Instead of dipping into your savings, why not let us do the legwork?

Check out our LOYAL SAVER LOAN!

  • Our lowest rate – just 3.9% APR!
  • Borrow against your savings.
  • Easy, structured repayment plan - give your kids/grandkids a timeline to pay you back!
  • Loans can be repaid early/overpaid with no fees.
  • Plus FREE Life Cover up to age 70.

3 Year Representative Example: Borrow £10,000 at 3.9% APR, with monthly repayments of £295. Total £10,613 to pay.

5 Year Representative Example: Borrow £10,000 at 3.9% APR, with monthly repayments of £184. Total £11,023 to pay.

Ts and Cs apply.

Questions? Get in touch today!

Email creditunion@harpandcrown.co.uk.

“Save regularly and borrow only what you need”.

The Harp and Crown Credit Union provides safe, ethical and flexible finances to the Police and wider Police family in Northern Ireland.

Harp and Crown Credit Union Ltd are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Firm Reference Number (FRN) 577113. For details visit http://www.fca.org.uk
regulator fca fcsc