Bank of Mum and Dad
19 August 2025

Do you have a child or grandchild gearing up for their first car, heading off to university, or planning to move out?
Are they looking for a loan from mum, dad or grandparents?
Instead of dipping into your savings, why not let us do the legwork?
Check out our LOYAL SAVER LOAN!
- Our lowest rate – just 3.9% APR!
- Borrow against your savings.
- Easy, structured repayment plan - give your kids/grandkids a timeline to pay you back!
- Loans can be repaid early/overpaid with no fees.
- Plus FREE Life Cover up to age 70.
3 Year Representative Example: Borrow £10,000 at 3.9% APR, with monthly repayments of £295. Total £10,613 to pay.
5 Year Representative Example: Borrow £10,000 at 3.9% APR, with monthly repayments of £184. Total £11,023 to pay.
Ts and Cs apply.
Questions? Get in touch today!
Email creditunion@harpandcrown.co.uk.
“Save regularly and borrow only what you need”.
The Harp and Crown Credit Union provides safe, ethical and flexible finances to the Police and wider Police family in Northern Ireland.