loan

Invest in a greener way of life now with our lower interest rate options, to help save you money in the long run.

Debt Consolidation


Has your 0% credit card deal just come to an end?  Do you have several high interest loans/credit cards to pay off?

Debt Consolidation

Holiday


Life is too short.  Book that dream holiday.


Speedy loans


Wow!  Our loans team are super quick!

Speedy loans

Summer Loan Promotion Live


Our Summer Loan Promotion is now live!

Summer Loan Promotion Live

Credit Unions Vs Banks


Considering our Summer Loan Promotion?  Here are 10 reasons why you should visit your credit union first, before approaching a bank for a loan…

Credit Unions Vs Banks

Summer Loan Promotion Eligibility


Our Summer Loan Promotion is now live!  Are you eligible?

Summer Loan Promotion Eligibility

Mental Health Awareness


It’s Mental Health Awareness Week (15-21 May) and the theme is “Anxiety”.

Mental Health Awareness

First Time Loan May 2023


Are you a new member (a member for less than 6 months) and/or haven’t taken out a loan with us yet?

First Time Loan May 2023

Testimonial Tuesday Ben


Ben applied for a FIRST TIME LOAN to purchase a car, enjoying our lower interest rate of 5.5% APR!

Testimonial Tuesday Ben

Summer Loan Promo 6 days


Only 6 days remaining of our Summer Loan Promotion!

Summer Loan Promo 6 days

Summer Loan Promo 5 days


Only 5 days to go for our Summer Loan Promotion!

Summer Loan Promo 5 days

Summer Loan Promo 4 days


Only 4 days to go until our Summer Loan Promotion ends!

Summer Loan Promo 4 days

Summer Loan Promo 3 days


Only 3 days to go until our Summer Loan Promotion ends!

Summer Loan Promo 3 days

Summer Loan Promo 2 days


Only 2 days to go until our Summer Loan Promotion ends!

Summer Loan Promo 2 days

Summer Loan Promo Final Day


Hurry!  It’s the FINAL DAY of our Summer Loan Promotion!

Summer Loan Promo Final Day

Weather for DIY


Another great day…for some DIY! Perfect for enjoying your garden...maybe it need a revamp for the summer?  Need some help?

Weather for DIY

Top Up Loan June 23


Do you know how much is remaining on your loan with us? Remember our 5 x savings Vs borrowing benefit!

Top Up Loan June 23

Summer Loan 23 Update


WOW! In May during our Summer Loan Promotion we can confirm the following figures:



Holiday Plans


We have been spoiled with this great weather! But it’s not set to last!  Time to book your next sun holiday!


Credit Union Human Way


Here’s just ONE of the main reasons to apply for a loan with us!

Credit Union Human Way

Member Monday Marion


Marion requested a TOP UP of her existing loan This was actioned and funds were transferred to her nominated bank account, all on the same day!

Member Monday Marion

Holiday Costs Blog


How much has your holiday cost this year?  Read our blog in full here.

Holiday Costs Blog

First Time Loan June 2023


A huge welcome to our new members! Thank you for choosing us as your Number ONE credit union!

First Time Loan June 2023

Member Case Study Debt


We were delighted to help one of our members this week who was struggling with unmanageable debt.

Member Case Study Debt

Testimonial Tuesday Paul


Paul wanted to apply for a new loan and had queried paying off his existing loan balance with his Harp and Crown CU savings. 

Testimonial Tuesday Paul

Loan Calculator jun 23


Need help financing a holiday, car, home improvement, credit card debt and more?

Loan Calculator jun 23

Rise in interest rates


“Credit card APRs hit 30% as car loans charges double.”


More car loans June


With the recent news of “car loans charges doubling” we’ve seen more of our members coming forward to apply for one of our lower interest loans!

More car loans June

Credit card interest increase


Have you seen a large increase in your credit card or loan interest? Do you have several high interest loans/credit cards to pay off?

Credit card interest increase

No rates changes here


Harp and Crown CU members! Please be assured our LOANS remain at the SAME lower interest rates!


Loan Calculator July


Need help financing a holiday, car, home improvement, credit card debt and more?  And in an ethical, flexible and affordable way?

Loan Calculator July

Follow us


THANK YOU for following us on social media.

Follow us

Debt Consolidation Story


We HELPED a member with several HIGH INTEREST credit cards (one as high as 26% APR)…

Debt Consolidation Story

Loan Interest Saved


We saved a member £500 in loan interest...

Loan Interest Saved

Student Car Loan


Does YOUR student NEED a CAR for college or university?

Student Car Loan

Loan Interest Rebate


As we near the end of our financial year (running from Oct-Sept) we’re reflecting on the BENEFITS of being a Harp and Crown Credit Union member!


Education loan top up


It’s back to COLLEGE and UNIVERSITY season! Are YOUR FINANCES starting to FEEL THE PINCH?

Education loan top up

1K Loan Interest Saved


Putting YOU first…let us do the MATHS to help YOU SAVE…

1K Loan Interest Saved

try our loan calculator


Need some help with the following...

try our loan calculator

loan top up


Do you know how much is remaining on your loan with us?

loan top up

christmas loan promotion starts mon


Could a loan help you this Christmas?  YOU may be eligible** for our loan promotion up to the value of £5,000!  NO application form required.   

christmas loan promotion starts mon

feedback fri greg


Greg was able to TOP UP his existing loan, with funds being transferred on the same day as his application.

feedback fri greg

testimonial tues alistair loan promotion


With just under 6 weeks until Christmas...Alistair took advantage of our Christmas Loan Promotion yesterday and is now entered into our £500 prize draw!

testimonial tues alistair loan promotion

feedback fri jenny


We’re coming to the end of WEEK 2 of our Christmas Loan Promotion…

feedback fri jenny

christmas loan promo ends today


FINA DAY… of our Christmas Loan Promotion!  Have you applied for YOUR loan yet?  If eligible** you could apply for a loan up to the value of £5,000!  NO application form required.   

christmas loan promo ends today

loyal saver loan at christmas


NEED some extra funds coming up to Christmas? BUT don’t want to withdraw more of your SAVINGS?

loyal saver loan at christmas

no more credit cards


Are your CREDIT CARD bills soaring? With the potential to get worse on the lead up to Christmas…

no more credit cards

total loan rebate 2023


In 2023, we paid out a total of £76,000 in LOAN INTEREST REBATE to our borrowers!

 

total loan rebate 2023

debt consolidation 2024


We’ll always try our best to HELP YOU reduce any high interest debt and STOP you sinking into further debt.

debt consolidation 2024

testimonial tues adrian


You’re welcome Adrian!

 

testimonial tues adrian

credit union loans same day


Around 95% of our CREDIT UNION LOAN applications are approved and issued on the same day.

credit union loans same day

credit union loan vs pcp and hp finance


Changing your car soon? Not sure whether to buy NEW, second hand or go down the HP or PCP route?

credit union loan vs pcp and hp finance

save extra in 2024


What are YOUR plans in 2024?  Whether they're big or small projects, just think of what you could save or borrow by putting a little extra into your CREDIT UNION account each month!

save extra in 2024

first time loan car


Harp and Crown Credit Union member Jenny applied for a FIRST TIME LOAN at our competitive interest rate of 5.5% APR.

first time loan car

home improvement 2024


Our recent member survey shows that 27% of Harp & Crown CU members who BORROW do so for HOME IMPROVEMENT reasons!

home improvement 2024

savings protected with loyal saver loan


Need to cover the cost of a new car or emergency car repairs?  Home Improvement? A well earned holiday.  Or perhaps you or a loved one have forthcoming wedding costs to manage?

savings protected with loyal saver loan

office closed 18 mar


A gentle reminder...our next office closure is coming up soon - Monday 18th March 2024 (St Patrick's Day closure).

office closed 18 mar

first time loan march 24


Did you know we have a 1ST TIME LOAN with a fantastic low interest rate of 5.5% APR? 

first time loan march 24

loyal saver loan march 24


Need help with New Car/Car Repairs, Home Improvement, Engagement/Wedding or Holiday costs?

loyal saver loan march 24

retiring free life cover


Are you RETIRING this year? Not sure what to do with your COMMUTATION payment?

retiring free life cover

free life cover apr 24


What does this mean?

free life cover apr 24

car first time loan


Are they planning their FIRST CAR PURCHASE?

Perhaps they NEED a CAR for college or university? Or work?

car first time loan

first loan apr 24


Did you know we have a 1ST TIME LOAN with a fantastic low interest rate of 5.5% APR? 

first loan apr 24

retirement life cover


Are you RETIRING this year? Not sure what to do with your COMMUTATION payment?

retirement life cover

car first loan


Are they planning their FIRST CAR PURCHASE?  Perhaps they NEED a CAR for college or university? Or work?

car first loan

loyal saver apr 24


Need help with New Car/Car Repairs, Home Improvement, Engagement/Wedding or Holiday costs?

loyal saver apr 24

life cover is free


What does this mean?

life cover is free

may bank hol 24


Please note the Harp and Crown office will be closed on May Bank Holiday Monday 6th May.

may bank hol 24

generic life cover free


What does this mean?

generic life cover free

life cover free retire may


Are you RETIRING this year? Not sure what to do with your COMMUTATION payment?

life cover free retire may

1st loan may


Did you know we have a 1ST TIME LOAN with a fantastic low interest rate of 5.5% APR? 

1st loan may

loyal saver flc loan


Need help with New Car/Car Repairs, Home Improvement, Engagement/Wedding or Holiday costs?

loyal saver flc loan



life cover free generic


What does this mean?

life cover free generic

credit union not car finance may


Are you missing out on LOWER INTEREST RATE LOANS? Especially when it comes to CAR PURCHASES and car finance?

credit union not car finance may

borrow 5x savings


Just one of our KEY BENEFITS at the Harp and Crown Credit Union, which differentiates us from banks and other credit unions!

borrow 5x savings

loyal saver loan with flc


Need help with a Private Health Procedure, New Car/Car Repairs, Home Improvement, Engagement/Wedding or Holiday costs?

loyal saver loan with flc

1st time car loan


Are they planning their FIRST CAR PURCHASE?

1st time car loan

try our loan calculator


Need help financing a holiday, car, home improvement, credit card debt and more?

And in an ethical, flexible and affordable way? 

try our loan calculator

loan top up JUNE


Do you know how much is remaining on your loan with us? Need some help with forthcoming holiday costs? 

loan top up JUNE

1st time loan june


Did you know we have a 1ST TIME LOAN with a fantastic low interest rate of 5.5% APR? 

1st time loan june

cu dont use cc


Is your CREDIT CARD nearly maxed out?

cu dont use cc

top up ur loan


Do you know how much is remaining on your loan with us? 

top up ur loan

planning car purchase first loan


Are they planning their FIRST CAR PURCHASE?

planning car purchase first loan

use cu and not cc


Is your CREDIT CARD nearly maxed out?

use cu and not cc

try the loan calculator


Need help financing a holiday, car, home improvement, credit card debt and more?

And in an ethical, flexible and affordable way? 

try the loan calculator

use cu not pricey car finance


Are you missing out on LOWER INTEREST RATE LOANS? Especially when it comes to CAR PURCHASES and car finance?

use cu not pricey car finance

first loan for first car


Are they planning their FIRST CAR PURCHASE?

first loan for first car

why join cu


Why join a CREDIT UNION?

why join cu

loyal loan flc


Need help with a new car or car repairs? Home improvement? Engagement/wedding? Holiday? Or more?

loyal loan flc

loyal saver flc loans


Need help with a new car or car repairs? Home improvement? Engagement/wedding? Holiday? Or more?

loyal saver flc loans

avoid expensive car finance use cu


Are you missing out on LOWER INTEREST RATE LOANS? Especially when it comes to CAR PURCHASES and car finance?

avoid expensive car finance use cu

generic flc message


What does this mean?

generic flc message

get loan 1st time


Did you know we have a 1ST TIME LOAN with a fantastic low interest rate of 5.5% APR? 

get loan 1st time

top up loan AUG


Do you know how much is remaining on your loan with us? Need some help with forthcoming holiday costs? 

top up loan AUG

loan calculator august


Need help financing a holiday, car, home improvement, credit card debt and more?

loan calculator august


follow us social media channels


Do you know we are on the following social media channels?

follow us social media channels

1st loan 18 first car


Does YOUR child aged 18+ have a Harp and Crown CU account?

1st loan 18 first car

dream holiday 25


As the end of 2024 fast approaches, it's time to start planning your dream holiday for 2025.

dream holiday 25

life cover for free generic


What does this mean?

life cover for free generic

key benefit borrow 5x


Just one of our KEY BENEFITS at the Harp and Crown Credit Union, which differentiates us from banks and other credit unions!

key benefit borrow 5x

banks headline rate not what it seems


Hands up who got caught out with the BANK’S “HEADLINE” loan rate…

banks headline rate not what it seems

new members 1st time loan rate


Did you know we have a 1ST TIME LOAN with a fantastic low interest rate of 5.5% APR? 

new members 1st time loan rate

loan interest rebate reminder 24


In 2023, we paid out a total of £76,000 in LOAN INTEREST REBATE to our borrowers!

loan interest rebate reminder 24

beneficiary update today


In the event of your death, your BENEFICIARY will take sole responsibility of your Harp and Crown Credit Union account.

beneficiary update today

cu v banks ethical


CREDIT UNIONS Vs Banks:  ETHICAL BORROWING

cu v banks ethical

lowest interest rate loan


Need help with New Car/Car Repairs, Home Improvement, Engagement/Wedding or Holiday costs?

lowest interest rate loan

loan calculator sept 24


Need help financing a holiday, car, home improvement, credit card debt and more?  And in an ethical, flexible and affordable way?

loan calculator sept 24

wedding planning 25


With “wedding season” and September ending soon, you may have already attended a family or friend’s wedding!  Or perhaps you’re planning for a 2025 wedding?

wedding planning 25

chose cu over a bank oct 24


There are MANY reasons to choose your credit union over a bank, whether that’s to avail of lower interest, ethical loans, save into an instant access emergency fund or the desire to belong to a community of likeminded savers and borrowers.

chose cu over a bank oct 24

1st loan welcome new members


Did you know we have a 1ST TIME LOAN with a fantastic low interest rate of 5.5% APR? 

1st loan welcome new members

halloween loan calculator 24


Happy Halloween from the HACCU team!  Why not try our Loan Calculator today!  We have scarily low loan interest rates on offer!

halloween loan calculator 24

loan application online benefits


Have YOU contacted us to ACTIVATE your NEW-improved ONLINE BANKING platform yet? NOW with an APP and FASTER PAYMENTS facility?  AND a NEW user-friendly LOAN APPLICATION process?

loan application online benefits

welcome 1st time loan


Did you know we have a 1ST TIME LOAN with a fantastic low interest rate of 5.5% APR? 

welcome 1st time loan

ethical loan cu v bank


CREDIT UNIONS Vs Banks:  ETHICAL BORROWING

ethical loan cu v bank

cu not credit card nov 24


Is your CREDIT CARD nearly maxed out?

cu not credit card nov 24

testimonial tues jim 24


Jim applied for a loan to change his car and his application was approved and funds transferred to his account…all on the same day!

testimonial tues jim 24


caravan site fees flexi-loan


Why not SPREAD THE COST of your caravan site fees with our NEW FLEXI-LOAN!

caravan site fees flexi-loan

new loan process online


Have YOU contacted us to ACTIVATE your NEW-improved ONLINE BANKING platform yet? NOW with an APP and FASTER PAYMENTS facility?

new loan process online

calculate next loan monthly payments


Need help financing a holiday, car, home improvement, credit card debt and more?  And in an ethical, flexible and affordable way?

calculate next loan monthly payments

flexi loan xmas costs


SPREAD THE COST this Christmas with our NEW FLEXI-LOAN!

flexi loan xmas costs

flexi loan car insurance


You could be missing out on LOWER INTEREST RATE LOANS? Especially when it comes to CAR FINANCE?

flexi loan car insurance

top up loan xmas 24


Do you know how much is remaining on your loan with us?

top up loan xmas 24

flexi loan prize reminder


If you haven't yet applied for our NEW FLEXI-LOAN remember...

flexi loan prize reminder

new flexi loan dec 24


Introducing our NEW Flexi-Loan!

new flexi loan dec 24

flexi loan home insurance jan 25


Why not SPREAD THE COST of your home insurance with our NEW FLEXI-LOAN!

flexi loan home insurance jan 25

car insurance jan 25


Is your car insurance renewal due soon?  You could be missing out on LOWER INTEREST RATE LOANS? Especially when it comes to CAR FINANCE and INSURANCE COSTS.

car insurance jan 25

new loan process online benefits


Have YOU contacted us to ACTIVATE your NEW-improved ONLINE BANKING platform yet? NOW with an APP and FASTER PAYMENTS facility?

new loan process online benefits

cu vs bank jan 25


There are MANY reasons to choose your credit union over a bank, whether that’s to avail of lower interest, ethical loans, save into an instant access emergency fund or the desire to belong to a community of likeminded savers and borrowers.

cu vs bank jan 25

first loan car jan 25


Are they planning their FIRST CAR PURCHASE?

first loan car jan 25

cu loan vs pcp and hp finance


Changing your car soon? Not sure whether to buy NEW, second hand or go down the HP or PCP route?

cu loan vs pcp and hp finance

loan calculator feb 25


Need help financing a holiday, car, home improvement, credit card debt and more?  And in an ethical, flexible and affordable way?

loan calculator feb 25

online banking loans feb 25


Have YOU contacted us to ACTIVATE your NEW-improved ONLINE BANKING platform yet? NOW with an APP and FASTER PAYMENTS facility?

online banking loans feb 25


Harp and Crown Credit Union Ltd are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Firm Reference Number (FRN) 577113. For details visit http://www.fca.org.uk
regulator fca fcsc