Testimonial Tuesday Paul
20 June 2023
Paul wanted to apply for a new loan and had queried paying off his existing loan balance with his Harp and Crown CU savings.
Withdrawing savings reduces your borrowing capacity (we have a 5 x savings to loan ratio) so Nigel presented all options to Paul for him to decide.
In the end Paul was able to “top up” his existing loan, without withdrawing savings, leading to a lower interest rate for his new loan balance.
Need a TOP UP for forthcoming holiday plans, car repairs or DIY?
Check out our LOAN CALCULATOR here.
Email creditunion@harpandcrown.co.uk or phone 028 9068 5198.
“Save regularly and borrow only what you need.”
The Harp and Crown Credit Union provides safe, secure, flexible finances for the wider police family in Northern Ireland.
