Depending on how much you wish to top up, the interest rate may be subject to change (a new loan product rate is applied).
For example: If your “top up” combined with your current loan amount = £5K or more this will then be subject to our Standard Loan £5K+ interest rate of 7.9% APR.
If you are currently on a 1ST TIME LOAN rate and wish to top up, your loan will no longer be subject to that one-off rate of 5.5% APR. Instead the combined loan (including top up) will be subject to the applicable new loan rate (depending on how much you borrow).
Any top up request will also be based on our 5 x savings to loan ratio depending on how much you want to top up and subject to Ts & Cs.
For more details or to request a top up email creditunion@harpandcrown.co.uk
