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Annual Dividend
The Harp and Crown Credit Union is a non-profit making organisation, with an annual audit carried out to determine the dividend (interest) payable to its members.
- The Credit Union returns all profits (after running costs) to its members.
- The dividend (interest rate) is declared at the AGM approximately each December.
- In line with rule 34.5 dividends will only be paid to those in membership of the credit union on the date the dividend is declared.
- The dividend is based on the member’s average monthly balance over the course of one financial year (1st October – 30th September).
Why choose a credit union?
Remember there are many benefits of joining a credit union, compared to a bank. Our members can avail of lower interest rate loans, 5 x times their savings, subject to terms and conditions.
Check out our top reasons to CHOOSE your Credit Union over a bank!
We are here for you Harp and Crown Credit Union members!
The Harp and Crown Credit Union has been providing safe, ethical and flexible finances for the Police and wider Police family in Northern Ireland since 1998.
