There's no need to close your Harp and Crown Credit Union account!
Here's what you NEED to know about YOUR "Police Family" Credit Union account:
ACCOUNT STAYS OPEN - you do not need to close your Harp and Crown Credit Union (HACCU) account. “Once a member, always a member.”
DIRECT DEBIT - get in touch to complete a DIRECT DEBIT mandate and we will seamlessly change your account over from payroll contributions. A minimum £10 per month (and a minimum £5 remaining in your account should you make any share withdrawal) is all that is required to keep your account active.
EMAIL ADDRESS - make sure you have provided us with your personal email and mobile number.
ONLINE BANKING ACCESS - we’ve cut out the hassle of emailing to request access to YOUR savings. Whilst you can still email us (anytime), you’ll also be able to access your Harp and Crown Credit Union account quickly via our NEW ONLINE BANKING APP.
FREE LIFE COVER - don’t forget your savings and loans are covered for FREE up to the age of 70 years with our death benefit. In the event of your death, your beneficiary (make sure this is up to date) could receive 1.5 times your savings balance (additional benefit capped at £5,000). Example: £10,000 savings balance - your loved one could receive £5,000 on TOP of your savings. Any outstanding loan balances would also be cleared.
ANNUAL DIVIDEND AND LOAN REBATE - active members at the time of the Annual General Meeting, may be eligible to receive a dividend on their savings (currently 2.5% having increased annually over the past 5 years) and a rebate on any loans, if applicable. If a member cancels their account prior to this date, they forfeit the opportunity to avail of this benefit.
LOYAL SAVER LOAN - you could be eligible to apply for our LOWEST loan rate of 3.9%, borrowing up to £30,000 with free life cover*. Example: £10,000 Loyal Saver Loan with 100% savings locked in – in the event of your death, your loved one would receive £5,000 on TOP of your £10K savings AND your loan would be written off. *Ts/Cs apply.
NEW FLEXI-LOAN - this provides a line of credit when needed and can be taken out in addition to our other loan products. Perfect if you NEED to pay unexpected bills and do not have sufficient funds in your bank account to cover right now. Remember, as with ALL our loan products, there are NO penalties or fees should you wish to pay your balance off quicker. Ts and Cs apply.
INVEST IN YOUR FAMILY'S FINANCIAL WELLBEING - active members can also open accounts for their family*. You may want to consider the financial future of your children or grandchildren (JUNIOR accounts available for those aged 0-15 years). *Ts/Cs apply.
DIGITAL WHEN YOU WANT IT, HUMAN WHEN YOU NEED IT. You may prefer to call into our office, phone or email us. There’s also the option of our NEW ONLINE BANKING APP to access your shares 24/7! And you can keep up to date with us online via social media, website news and our exclusive mailing list (receive monthly ezines with competitions, access to the Police Gazette online and more).
Credit Unions have so many BENEFITS compared to traditional banks! We are here for YOU!
Simply update your DIRECT DEBIT instruction and provide a personal email address/mobile number and we will sort the rest!
We are open Monday to Friday 9am – 5pm, no appointment necessary. Get in touch (whatever way you prefer)!
Email us today at creditunion@harpandcrown.co.uk or phone 028 9068 5198.
Or call in and see us at Newforge (free parking on-site).
