Retirement Benefits


Have you left service or planning for retirement soon?

There's no need to close your Harp and Crown Credit Union account! 

This is the time to make your money work for you!  Keep enjoying the benefits of your membership.  Just some of the benefits below but here's our TOP 10 REASONS TO STAY.

  1. Your savings and loans are protected with FREE life cover, up to the age of 70 years.  

    Up until 70 years of age, in the event of your death, your beneficiary could receive 1.5 times your savings balance (additional benefit capped at £5,000).  Example:  £10,000 savings balance - your loved one could receive £5,000 on TOP of your savings.  Any outstanding loan balances would also be cleared.

  2. Annual Dividend and Loan Rebate - active members at the time of the Annual General Meeting, may be eligible** to receive a dividend on their savings and a rebate on any loans, if applicable.  If a member cancels their account prior to this date, they forfeit the opportunity to avail of this benefit.

  3. Savings accounts only require £10 per month to remain open.

  4. Opportunity to invest in your family's financial wellbeing - Children and Grandchildren accounts available.

**Ts and Cs apply

What next?

Simply update your DIRECT DEBIT instruction and provide a personal email address and we will sort the rest!

Email us today at or phone 028 9068 5198.

Harp and Crown Credit Union Ltd are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Firm Reference Number (FRN) 577113. For details visit
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