Do you need a loan?
18 October 2025

According to our most recent member survey, our members mainly borrow for new cars, home improvement, and holiday costs.
We offer a range of loan products to suit your financial needs.
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Loyal Saver Loan (3.9% APR)**
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1st Time Loan (5.5% APR)
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£20K + Loan (6.9% APR)
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Standard Loan £5K + (7.9% APR)
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Standard Loan up to £5K (12% APR)
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NEW Flexi-loan product - borrow between £500 - £3,000 (9.5% APR).
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NEW 0% School Uniform Loan - borrow up to £400 (0% APR) Ts/Cs apply.
LOAN CALCULATOR: Find out how much one of our loan products could cost you monthly.
Get in touch today!
Email creditunion@harpandcrown.co.uk.
Phone 028 9068 5198 (Mon-Fri 8-4.30pm).
“Save regularly and borrow only what you need.”
The Harp and Crown Credit Union provides safe, ethical and flexible finances to the Police and wider Police family in Northern Ireland.



