How much could your HOME RENOVATIONS cost this year?

23 June 2025

home costs blog 2025

Our recent member survey shows that 21% of Harp & Crown CU members who BORROW do so for HOME IMPROVEMENT reasons!

But just how much could your HOME RENOVATIONS cost this year?

Want a more up-to-date KITCHEN?

The average total cost of a new kitchen in the UK ranges from £5,000 for a low cost (small) kitchen to £30,000 for a high cost (large) kitchen.

However, there are many ways to update your kitchen on a budget like waiting for sales or spray painting instead of replacing.

Looking for a shiny new BATHROOM?

Buying and installing a new bathroom can cost between £5,000 and £7,000. That’s just for the basics! Additional costs may be incurred depending on what size, style, and materials you wish to have.

Why not save and do it yourself (DIY)!  Upcycle your bathroom in a cost friendly way by painting it differently, hanging new artwork or adding some plants.

Or maybe MORE SPACE…?

The average cost of an extension onto your home can vary from £48,000 to £120,000. It all depends on what type and size of extension you want to add. According to MyBuilder you can expect average costs of knocking down walls at £1,500 per wall, electrical work at £6,000 and window installation at £5,000.

Need some help?

Why not spread the cost of your home renovation with one of our lower interest rate loans:

AND don't forget our NEW Flexi-Loan which gives you the facility to borrow between £500 - £3,000 (9.5% APR). NO PLEDGED SHARES REQUIRED! 

*Ts/Cs apply.

Contact us today to check your eligibility.

Email creditunion@harpandcrown.co.uk or phone 028 9068 5198

“Save regularly and borrow only what you need.” 

The Harp and Crown Credit Union provides safe, secure, flexible finances for the wider police family in Northern Ireland. 

Harp and Crown Credit Union Ltd are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Firm Reference Number (FRN) 577113. For details visit http://www.fca.org.uk
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